Leaderspeak
Samit Ghosh, MD & CEO, Ujjivan Small Finance Bank After his 30 year stint as a reputed banker, Ghosh set up Ujjivan, a microfinance institution, in 2005. Twelve years later, he turned it into a small finance bank, catering to four million customers, and is now launching a digital interface to serve 40 million customers in seven years.
Q. The biggest challenge you faced in your career
A. The biggest challenge came in 2004/05 when we were raising an initial capital of Rs 2.7 crore for Ujjivan to apply for an NBFC licence and start
