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Penny Wise, Pound Wiser
Penny Wise, Pound Wiser
Penny Wise, Pound Wiser
Ebook113 pages48 minutes

Penny Wise, Pound Wiser

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Discover Secrets that Millionaires Never Share with us.

Few Simple Steps for Unlimited Wealth & Financial Freedom.

LanguageEnglish
PublisherAli Vaidya
Release dateOct 17, 2011
ISBN9780981257518
Penny Wise, Pound Wiser

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    Book preview

    Penny Wise, Pound Wiser - Ali Vaidya

    Dreamt, thought and created by

    Ali Vaidya

    Dedicated to my Mom, the mega-source of inspiration!

    This book is designed to provide information

    about personal finances. Neither the author nor the

    publisher is engaged in rendering legal, accounting, or other professional

    services by publishing this book. If any such assistance is

    required, the services of a qualified financial professional should

    be sought.

    The author and publisher will not be responsible for any

    liability, loss, or risk incurred as a result of the use and application

    of any of the information contained in this book.

    While the author has made every effort to provide valid telephone

    numbers and Internet addresses at the time of publication,

    neither the publisher nor the author assumes any responsibility

    for errors or for changes that occur after publication.

    Copyright 2009 by Ali Vaidya

    All Rights Reserved

    Published by Knowledge Hub Online Inc.

    http://www.KnowledgeHubOnline.com

    Cover Photo supplied by Rajesh Vijayarajan

    Cover and Book Design: Gaurang Patel

    Proof-reading and Editing: Marie Grady

    Website & Software Consultant: Jalil Vaidya

    SmashWords Formatting: Marty Dobkins

    ISBN 978-0-9812575-1-8

    First Edition

    Smashwords Edition, License Notes

    Thank you for downloading this free ebook. Although this is a free book, it remains the

    copyrighted property of the author, and may not be reproduced, copied and distributed for

    commercial or non-commercial purposes. If you enjoyed this book, please encourage

    your friends to download their own copy at Smashwords.com, where they can also

    discover other works by this author. Thank you for your support.

    Table of Contents

    Chapter 1: How this book will help you and How Surviving recession (tough times) is SIMPLE!

    Chapter 2: Penny Wise, Pound Wiser

    Chapter 3: Research, Research and Research!

    Chapter 4: Negotiate and get great deals all the time

    Chapter 5: One Magical Sentence

    Chapter 6: Two master strategies for success

    Chapter 7: Avoiding bankruptcy

    Chapter 8: Slashing credit card debt

    Chapter 9: Making money on your mortgage (Home Loan)

    Chapter 10: Saving while Banking

    Chapter 11: Saving while Shopping (including groceries)

    Chapter 12: Slimming down food costs

    Chapter 13: Savings from Home, Auto and Life insurance

    Chapter 14: Auto bills - miles and miles of savings

    Chapter 15: Fun! Fun! Fun! Along with Save! Save! Save!

    Chapter 16: Save smartly on vacation

    Chapter 17: Excessive usage of day-to-day stuffs

    Chapter 18: Go GREEN!!!

    EXTRA: Final Words of Advice

    BONUS: Important resources on the internet

    Chapter 1: How this book will help you and How Surviving recession (tough times) is SIMPLE!

    Imagine if you knew the secrets that millionaires use to not only survive but thrive during tough financial times. Think about a future where you are not only wealthier but able to weather any economic storm. I started writing this book as the worst recession since the Great Depression loomed on the horizon. The economic crisis has gripped people like you and me worldwide, but it doesn’t have to be that way. The secret to thriving does not rest on some complex financial code but in a very simple formula. The solutions that will put you on the road to financial freedom are simple. This book will help you not only to create wealth, but to find financial independence - the ultimate dream for all of us.

    The dictionary meanings of the word recession include withdrawal; economic downturn; decline. All of these words are scary, but if you follow the simple strategies in this book, step by step you will emerge not only smarter but richer.

    The way you spend or manage your money determines how well you will do during tough times. If you do it right, you will be among those who not only don’t fear recessions, inflations, depressions etc.; you will actually welcome the investment opportunities they present. If you manage your money well during boom times, you will be able to seize the

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