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    How to Escape the Medical Debt Trap
    How to Escape the Medical Debt Trap
    How to Escape the Medical Debt Trap
    Ebook45 pages40 minutes

    How to Escape the Medical Debt Trap

    By Claire Moylan

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    About this ebook

    A guide for those already in medical debt or those wishing to avoid high medical costs. Insured, uninsured, or under-insured can all benefit from some of the strategies revealed in this book on how to conquer medical debt nightmares. Learn valuable financial techniques on how to handle excessive medical debt so it doesn't haunt you for the rest of your life.

    LanguageEnglish
    PublisherClaire Moylan
    Release dateNov 9, 2011
    ISBN9781465854506
    How to Escape the Medical Debt Trap
    Author

    Claire Moylan

    You Are a Writer “Why can’t you write like she does? It is not even her first language!” My fifth grade Portuguese teacher was scolding the class after reading my paper out loud. The assignment had been to describe a spring day. After she finished reading it, the class audibly sighed as I got more and more uncomfortable. She knew I was a writer. The class knew I was a writer. It was only I that lacked that confidence. Besides, my parents told me I would starve if I chose writing as a profession. So, I chose engineering instead. It wasn’t until the economy crashed that I discovered the true worth of my writing. It was the single thing that kept me afloat when no other jobs were to be found. I had found my calling, even though it had always been there. I had just chosen otherwise, for a time. It would have been far easier on me, if I had just embraced my calling earlier. I think that is true of most of us. We all have something special to share about ourselves, but we’re afraid we can’t express it properly. If you think there is something you want to express and can’t find the words, just email me at Moylan.claire260 at gmail dot com. I know how to take even the most disparate concepts and weave them into an inspiring and engaging story for others. Claire Moylan has been a freelance writer since 2006. She holds a Master’s in Transpersonal Psychology and a Bachelor’s in Engineering. Claire has lived in many places, including: Brazil, Africa, Mexico, and nearly all 50 states in the United States. She hated traveling for quite a long time, but now wants to travel again. She owns a cat called Shakespeare who tells her to lighten up all the time and insists that nothing is so serious that a good game of kitty tag won’t solve. People think Claire is funny, but most of the time she is just being herself and can’t help it.

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      Book preview

      How to Escape the Medical Debt Trap - Claire Moylan

      How to Escape the Medical Debt Trap

      Published by Claire Moylan at Smashwords

      Copyright 2011 Claire Moylan

      Smashwords Edition, License Notes

      This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.

      Disclaimer

      The use of this ebook is intended as an introduction and development of ideas to pursue further when trying to eliminate medical debt. It should not be treated as a definitive guide, nor should it be considered to cover every area of concern, or be regarded as legal, financial, or medical advice. Readers should always consult with appropriate legal, financial and medical professionals on matters relating to their legal, financial or medical health and not take action or inaction based solely on the contents of this ebook.

      The publisher and author of this ebook and any materials accompanying the book have used their best endeavors in the preparation of this ebook. The publisher and author make no representation or guarantees with respect to the book's accuracy, fitness, suitability or completeness of the contents of this ebook. The contents and information of this ebook is strictly for educational purposes only, and, so if you the reader wish to apply ideas contained within this ebook you are deemed to be taking full responsibility for your actions. Readers who fail to consult with appropriate experts or authorities assume the risk of incurring financial, medical, or legal problems.

      The publisher and author of this ebook shall not be held liable in any circumstances directly or indirectly for any consequential, punitive, special, incidental or any other damages arising directly or indirectly from the use of any of the material contained within this ebook, neither does the publisher or author warrant the content, suitability, effectiveness or performance of any sites listed or linked to this ebook. Such sites and/or links are for information and/or educational purposes only and their accuracy and/or content are not warranted for any explicit or implied purposes.

      Chapter 1: Catching My Foot in the Trap

      At the beginning of 2011, I was working as an uninsured freelance writer when I woke up one night to go to the bathroom. In the dark, I slipped on a stuffed toy my daughter left on the floor, and ended up with a wrist broken in two places and tons of medical debt. I was just barely digging out of piles of debt leftover from the panic of 2008 and there was no extra money from my daily budget to spend on medical bills. Of course, my livelihood also depended on my using my wrists, so that made it a medical crisis I could not ignore. After visiting urgent care, I was swept into the emergency room as the only possible solution due to the nature of the fracture.

      At the time, by divine providence, I happened to be dating the chief financial officer of a local hospital unrelated to my care, and he

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