ACKNOWLEDGEMENT

The research work embodied in the supervision of Dr. Ramulu, professor deparment of Economics Osmania university Hyderadad . It is my good fotune to have been associated with him. I wish to express my appreciation and a feeling of everlasting indebtedness . I acknowledge the keen interest shown in my research work and constant encouragement given to me by my esteemed guide during The course of this Work. I also express my heart full gratitudes to my beloved Teachers professor and Chairman Department of Economics Dravidian University Kuppam . vice- Chancellor Dravidian University Kuppam Director & Deputy Director Dravidian University Kuppam. Dr. V.H Sedam Reader Department of Economics Gulabraga University Gulabagra . Their inspiration and co- operation during my course . I express my sincere gratitude to Shri S.R. Bandi Co-ordinator study centre Hyderabad . Dr. Nagappa Gogi , D.M. Patil Asst. professor Govt . First Grade college Kembhavi . S.M. Patil , Dr.Sharnappa Saidapur Department of Economics Govt.First Grade collage Chittapur . Prabhuling Pargounda , S. Bheedagonda , Mahiboob Pasha and encouragement through out of this work. Thanks and acknowledgements are the due to the respondents who have helped me to complete work successfully . I am also greatful to Parmanna Teggalli , Reddy, Venkataramana, D.Babre, Ashok Gogi and other research colleges who have helped me during this work . -1-

I dont forget my friends Prabhavati, Basavaraj , Dr. Devikeri, Devappa Principal of Govt .First Grade college Shahapur. Dr. Ramaunjaneyalu professor & chairman Karnataka University Dharward . Gurabasppa , Sangamesh Upase, M.M Hosamani, H.M . Waggar , and other close friends for their kind help and cheerful encouragement during the course of my study . I am also Thankful to for neat typing and binding , I express my sincere gratitudes to Shri Vinaya Director of S.B.I Bank Kembhavi . Honappa Telakar Hanamantraya sapali , who have been a constant source of encouragement in my academic pursuits. I finally experess my sincere gratitudes to my parents who have been a constant source of encouragement in my academic pursuits.

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DEDIGATED TO THE LOTUS FEET OF MY MOTHER AND MY FATHER MY TEACHER AND MY FRIEND WITH reverence and affection
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