VIRGINIA OFFICE GROUP INSURANCE: YOUR HEALTHCARE OPTIONS

BY: BURT KEPPS

2005 State Health Plan Enrollment

3%

8% 49%

Active Dependents

40%

Active Employees Retiree Dependents Retirees

Employee Survey
Concerns
Salary Issues Picking a Plan Design Pharmaceuticals.

1. Participants pay a percentage of the cost of medication each time a prescription is filled rather than a co-pay (e.g., $14 generic).

YOUR BENEFIT OPTIONS

Outpatient physical therapy
Traditional plan PPO in-network

YOUR BENEFIT OPTIONS

Impatient physical therapy
Traditional plan PPO in-network

YOUR BENEFIT OPTIONS

Temporomandibu lar joint syndrome (TMJ)
Traditional plan

YOUR BENEFIT OPTIONS

Transplant services
Traditional plan PPO in-network PPO out-of-network