Professional Documents
Culture Documents
Serving members of St. Joseph’s University Parish Buffalo, Blessed Sacrament Parish Tonawanda, The Knights of Columbus No. 3076, St. Amelia
Tonawanda, Buffalo Sports & Wellness Association, St. Joseph’s Collegiate Institute, and a growing number of local businesses!
Office Hours:
Monday .................................9am‐2pm
2pm
Tuesday .................................9am‐2pm
Wednesday............................9am‐2pm
Thursday ................................10am‐6pm
Friday.....................................8am‐6:30pm
Savings Rates:
Certificates of Deposit: Over the years many of our members have come to use the Credit Union for one
12 months.............................. 1.50/1.51%
product or another, whether that be for our free checking accounts, our competitive
24 months.............................. 2.00/2.02%
loan options, or one of our many unparalleled savings vehicles. Yet it seems that far too
36 months.............................. 2.50/2.52%
48 months.............................. 3.00/3.03% many of our members fail to fully utilize all that we have to offer. Why not start the
Money Market: New Year out on the right foot by consolidating your finances at SJP where you know
$12,500‐24,999...................... 1.45/1.46% you truly are worth more than money.
$25,000‐49,999...................... 1.55/1.56%
$50,000‐74,999...................... 1.65/1.66%
$75,000+................................ 1.75/1.76%
IRA Accounts:
$2,500‐12,499........................ 1.75/1.76% SJP debit cards are accepted at over 40,000 AllPoint ATMs nationwide‐ even
$12,500‐24,999...................... 2.00/2.01%
more than Bank of America!
$25,000‐49,999: .................... 2.25/2.27%
$50,000‐74,999...................... 2.50/2.52%
Qualify for a Premier Checking account and receive free checking with no
$75,000+................................ 2.75/2.78% balance requirement, free bank checks, free money orders, no debit card fees,
and interest on your money if you maintain a $2000 average daily balance.
Loan Rates: If you don’t qualify for Premier Checking just maintain an average daily balance
Term Rate of $1000 and your monthly maintenance fee is waived.
New & Used Auto Loans:
48 months:................. As low as 3.75%*
Home Improvement:
180 months................ As low as 6.00%*
(Adjustable Rate) While most financial institutions pulled back on lending during the financial
Home Equity Line of Credit: crisis, SJP reached out and tried to fill the void by maintaining the same
240 months................ As low as 5.00%*
underwriting standards and philosophy that have worked with great success for
(Adjustable Rate)
Fixed Rate Home Equity: over 72 years.
120 months................ As low as 5.50%* From first mortgages and home equity loans, to auto and consolidation loans,
Fixed Rate Mortgage: SJP has you covered for all your financing needs, combined with the peace of
360 months................ As low as 4.50%* mind that you will always be getting excellent service and a great rate.
Business Line of Credit:
180 months................ As low as 6.00%*
Personal Loan / Line of Credit:
Up to $10,000: .......... As low as 7.5%*
Motorcycle/ATV/Snowmobile Loans: While the past few years have been especially punishing for savers, SJP has
48 months.................. As low as 5.49%* done everything within our means to maintain IRA, CD, and Money Market
Boat & RV Loans: rates that are above and beyond what you can get at any commercial bank. If
180 months................ As low as 6.75%*
you have any CDs or IRA accounts elsewhere be sure to check your rates and
*Rates and terms shown based upon approved credit as defined in CU loan policies. Other rates
and terms may apply based upon a nationally recognized credit scoring system. Other terms and
conditions may apply, ask a CU representative for details.
consider moving it to SJP where you are guaranteed the best rate in town.
PLEASE NOTE THAT OUR WEB ADDRESS HAS CHANGED FROM SJFCU.ORG TO SJPFCU.ORG. PLEASE UPDATE YOUR BOOKMARKED AND FAVORITE SITES ACCORDINGLY!
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*Correctly complete the CU Word Search & send it in with your name & account number before March 1 for your chance to win a pair of free movie tickets!*
F G K Q Q T N I O P L L A I O H J L K M SJPFCU
N I A T N I A M H H L L A B T E K S A B PEOPLE
W W W S J F C U O R G I T S G A H E J L WORTH
P O O G N I C N A N I F H H N G F R T R MORE
V I R O S I T Y P P P P P P I O U O T T MONEY
A N T S A R E U N D E R V I K I N M D O FINANCING
C A H N T W N U A I T T O D C W A T E C GUARANTEED
H T H E P I A C T S G A E M E T H I E S ALLPOINT
W E E K S E N F D I H K O P H E W E T L BOOKMARKED
K E R H A S A P K I R L L E C R G A N M FAVORITE
E I I W O N D J E A R E L P O E P W A H PUNISHING
A N T T Y I M S M E T H E G A M E I R S CHECKING
G O N E L I I K E T H E W I N D O W A S MAINTAIN
B R N O K C O N S O L I D A T I O N U C CONSOLIDATION
U O Z I P O U T E T I R O V A F B A G S SNOWMOBILE
M E B A B S N O W M O B I L E T H R U I BASKETBALL
Name: _______________________________ Account #: ______________