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7.

1 PROJECT COST AND MEANS OF FINANCE


PREMISES

AMOUNT (Rs.)
-

ULTRASOUND MACHINE

###

PROJECT COST:

AIRCONDITION

55,000.00
-

SOFTWARE
WORKING CAPITAL REQUIREMENTS

152,500.00

TOTAL

###

MEANS OF FINANCING

AMOUNT (Rs.)

EQUITY
- PROMOTERS

432,500.00

- INDIAN PUBLIC

WORKING CAPITAL LOAN

TERM LOAN FROM UNION BANK OF INDIA,


ROSERA
TOTAL

825,000.00

###

7.2 BALANCE SHEET


Particulars

1ST YEAR

2ND YEAR

3RD YEAR

A. SOURCES OF FUNDS
PROMOTOR'S CAPITAL

432,500

432,500

432,500

85,721

217,708

287,007

518,221

650,208

719,507

693,529

544,502

375,575

RESERVES & SURPLUS


- PROFIT & LOSS
TOTAL PROMOTOR'S FUNDS
TERM LOAN FROM UNION BANK OF INDIA,
ROSERA
UNSECURED LOAN
TOTAL

1,211,750

1,194,710

1,095,081

1,105,000

939,250

785,931

B. USE OF FUNDS:
GROSS FIXED ASSETS
ADDITIONS

LESS: DEPRECIATION

165,750

153,319

130,221

NET FIXED ASSETS

939,250

785,931

655,710

95,000

255,000

305,000

161,500

141,779

126,371

16,000

12,000

8,000

1,211,750

1,194,710

1,095,081

CASH & BANK BALANCES


NET CURRENT ASSETS
MISC. EXPENDITURE
TOTAL

7.3 PROFIT AND LOSS STATEMENT


Particulars

1ST YEAR

2ND YEAR

3RD YEAR

REVENUE:
-

RECEIPTS FROM SERVICES

- ONSITE SERVICES
TOTAL

630,000
-

840,000
-

980,000
-

630,000

840,000

980,000

ELECTRICITY EXPENSES

96,000

120,000

150,000

CONSUMABLE

15,000

25,000

40,000

SALARY & WAGES

60,000

72,000

84,000

RUNNING & MAINTENANCE EXPENSES

30,000

50,000

60,000

POSTAGE & STATIONERY

2,500

3,000

3,500

TELEPHONE EXPENSES

4,500

6,000

7,200

96,529

78,973

59,072

4,000

4,000

4,000

10,000

10,000

10,000

311,471

471,027

562,228

165,750

153,319

130,221

145,721

317,708

432,007

5,000

20,000

312,708

412,007

OPERATING & ADMINISTRATIVE


EXPENSES

FINANCE COST
MISC. ENPENDITURE W/OFF
LEGAL AND INSURANCE COST
OPERATING PROFIT
DEPRECIATION
PROFIT
PROVISION FOR TAXATION
TRANSFER TO RESERVES

145,721

7.4 CASH FLOW STATEMENT


Particulars

0 YEAR

1ST YEAR

2ND YEAR

INFLOW
Cash Accurals (Profit before Taxation &
Interest)
Promotor's Capital
Unsecured Loan
Term Loan
DEPRECIATION
TOTAL INFOW

432,500
825,000
1,257,500

242,250

401,681

165,750

153,319

408,000

555,000

OUTFLOW
Preliminary and Pre-Operative Expenses
Increase In Capital Expenditure
Increase in Current Assets

20,000

1,105,000

152,500

Decrease in Term Loan

Decrease in Unsecured Loan

Interest on Term Loan

9,000

132,779

131,471

149,027

96,529

Taxation

Withdrawal by Promotor

78,973
5,000

121,000

29,221

1,277,500

358,000

395,000

65,000

45,000

95,000

NET INFLOW

-20,000

50,000

160,000

CLOSING BALANCE

45,000

95,000

255,000

TOTAL OUTFLOW
CASH & BANK BALANCES
OPENING BALANCE

7.5 IMPORTANT RATIOS


Partuculars

1ST YEAR

DEBT/EQUITY

2ND YEAR

3RD YEAR

1.34

0.84

0.52

OPERATING PROFIT/INCOME

49.44

56.07

57.37

PAT/INCOME

23.13

37.82

44.08

RETURN ON TOTAL ASSETS

12.03

26.17

37.62

RETURN ON NET WORTH

28.12

48.09

57.26

DIVIDEND PAYOUT RATIO

2.51

4.96

7.97

DEBT SERVICE CONVERAGE


(PAT BEFORE INTEREST/ INTEREST)

EPS (RS.)

7.6 BREAK EVEN POINT CALCULATIONS


Particulars
GROSS REVENUE

1ST YEAR

2ND YEAR

3RD YEAR

630,000

840,000

980,000

ELECTRICITY EXPENSES

96,000

120,000

150,000

CONSUMABLE

15,000

25,000

40,000

SALARY & WAGES

60,000

72,000

84,000

RUNNING & MAINTENANCE EXPENSES

30,000

50,000

60,000

TOTAL

201,000

267,000

334,000

CONTRIBUTIONS

429,000

573,000

646,000

POSTAGE & STATIONERY

2,500

3,000

3,500

TELEPHONE EXPENSES

4,500

6,000

7,200

96,529

78,973

59,072

4,000

4,000

4,000

10,000

10,000

10,000

117,529

101,973

83,772

VARIABLE EXPENSES

FIXED EXPENSES

FINANCE COST
MISC. ENPENDITURE W/OFF
LEGAL AND INSURANCE COST
TOTAL

BREAK-EVEN POINT (%)

27.40

17.80

12.97

OUNT (Rs.)
:
:
:
:

OUNT (Rs.)
:
:
:
:

:
:

4TH YEAR

5TH YEAR

432,500

432,500

300,698

297,241

733,198

729,741

184,089
###

917,287

729,741

655,710

544,922

110,788

94,170

544,922

450,752

325,000

225,000

43,365

53,989

4,000
917,287

729,741

4TH YEAR

5TH YEAR

1,050,000
-

1,120,000
-

1,050,000

1,120,000

180,000

220,000

50,000

70,000

96,000

110,000

70,000

80,000

4,000

4,500

8,000

9,000

36,514

11,089

4,000

4,000

15,000

20,000

586,486

591,411

110,788

94,170

475,698

497,241

25,000

40,000

450,698

457,241

3RD YEAR

4TH YEAR

511,079

5TH YEAR

537,212

548,330

###

###

130,221

110,788

94,170

641,300

648,000

642,500

###

-6,408

49,773

4,216

168,928

191,486

184,089

59,072

36,514

11,089

20,000

25,000

40,000

349,708

325,227

503,106

591,300

628,000

742,500

255,000

305,000

325,000

50,000

20,000

-100,000

305,000

325,000

225,000

4TH YEAR

5TH YEAR
0.25

55.86

52.80

45.30

44.40

49.13

62.66

61.47

62.66

13.34

42.23

4TH YEAR

5TH YEAR

1,050,000

1,120,000

180,000

220,000

50,000

70,000

96,000

110,000

70,000

80,000

396,000

480,000

654,000

640,000

4,000

4,500

8,000

9,000

36,514

11,089

4,000

4,000

15,000

20,000

67,514

48,589

10.32

7.59

7.7 CALCULATION OF FINANCE COST

Principal of Term Loan


Month at beginning of the year
1
825,000
2
814,663
3
804,216
4
793,661
5
782,994
6
772,216
7
761,324
8
750,318
9
739,196
10
727,958
11
716,601
12
705,126
Finance cost for 1st Year
13
693,529
14
681,811
15
669,970
16
658,005
17
645,914
18
633,696
19
621,350
20
608,874
21
596,267
22
583,528
23
570,655
24
557,647
Finance cost for 2nd Year
25
544,502
26
531,220
27
517,798
28
504,234
29
490,529
30
476,679
31
462,685
32
448,543
33
434,252
34
419,812
35
405,220
36
390,475

Repayment

Principal
Payment

19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000

10,338
10,446
10,556
10,667
10,779
10,892
11,006
11,122
11,238
11,356
11,476
11,596

19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000

11,718
11,841
11,965
12,091
12,218
12,346
12,476
12,607
12,739
12,873
13,008
13,145

19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000

13,283
13,422
13,563
13,706
13,849
13,995
14,142
14,290
14,440
14,592
14,745
14,900

Interset
8,663
8,554
8,444
8,333
8,221
8,108
7,994
7,878
7,762
7,644
7,524
7,404
96,529
7,282
7,159
7,035
6,909
6,782
6,654
6,524
6,393
6,261
6,127
5,992
5,855
78,973
5,717
5,578
5,437
5,294
5,151
5,005
4,858
4,710
4,560
4,408
4,255
4,100

Finance cost for 3rd Year


37
375,575
38
360,518
39
345,304
40
329,930
41
314,394
42
298,695
43
282,831
44
266,801
45
250,602
46
234,234
47
217,693
48
200,979
Finance cost for 4th Year
49
184,089
50
167,022
51
149,776
52
132,349
53
114,738
54
96,943
55
78,961
56
60,790
57
42,428
58
23,874
59
5,124
60
Finance cost for 5th Year
Total
26,874,122

19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000

15,056
15,215
15,374
15,536
15,699
15,864
16,030
16,199
16,369
16,541
16,714
16,890

19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
19,000
5,178
###

17,067
17,246
17,427
17,610
17,795
17,982
18,171
18,362
18,555
18,749
5,124
-

1,107,178

825,000

59,072
3,944
3,785
3,626
3,464
3,301
3,136
2,970
2,801
2,631
2,459
2,286
2,110
36,514
1,933
1,754
1,573
1,390
1,205
1,018
829
638
445
251
54
###
11,089
282,178

Principal amount
at the end of year
814,663
804,216
793,661
782,994
772,216
761,324
750,318
739,196
727,958
716,601
705,126
693,529
681,811
669,970
658,005
645,914
633,696
621,350
608,874
596,267
583,528
570,655
557,647
544,502
531,220
517,798
504,234
490,529
476,679
462,685
448,543
434,252
419,812
405,220
390,475
375,575

360,518
345,304
329,930
314,394
298,695
282,831
266,801
250,602
234,234
217,693
200,979
184,089
167,022
149,776
132,349
114,738
96,943
78,961
60,790
42,428
23,874
5,124
###
26,049,122

3. THE PROPOSED PROJECT


3.1 Brief Profile: NAME
LOCATION OF THE PROJECT

PROMOTER
REGISTERED OFFICE

ADMINISTRATIVE OFFICE

LINE OF ACTIVITY
SECTOR
CONSTITUTION
INDUSTRY

DR. NANDAN ULTRASOUND CENTRE


NEAR OLD BUS STAND ROAD, ROSERA, DIST-SAMASTIPUR,
PIN-848210

DR. RAJMANI NANDAN


NEAR OLD BUS STAND ROAD, ROSERA, DIST-SAMASTIPUR,
PIN-848210
NEAR OLD BUS STAND ROAD, ROSERA, DIST-SAMASTIPUR,
PIN-848210
EMAIL: PHONE:Ultrasound-aided diagnoses
PRIVATE
PROPRIETORSHIP
SERVICE

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