Professional Documents
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Key Topics
Types of Business Loans: Short Term and Long
Term
Analyzing Business Loan Requests
Collateral and Contingent Liabilities
Sources and Uses of Business Funds
Pricing Business Loans
Customer Profitability Analysis
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Bank Management and Financial
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Introduction
Securing large amounts of credit that many businesses
require can be a challenging task
Business loans are often called commercial and
industrial (C&I) loans
C&I loans rank among the most important assets banks and
their closest competitors hold
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Quick Quiz
What are the essential differences among working
capital loans, open credit lines, asset-based loans, term
loans, revolving credit lines, interim financing, project
loans, and acquisition loans?
What aspects of a business firms financial statements
do loan officers and credit analysts examine carefully?
What methods are used to price business loans?
What is customer profitability analysis? What are its
advantages for the borrowing customer and the
lender?
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