Professional Documents
Culture Documents
Abstract
A) The federal student loan policies in the United States are a long debated about
topic. This subject has various aspects to consider when analyzing the current
policies.
II.
III.
Description of the current problem and problems that necessitate the problem
A) Student loan debt
a. Federal Government deficit
Policy Description
A) No more than 12 semesters of Federal Pell Grants for students
B) Congress Passed Bipartisan Student Loan Certainty 2013
C) Annual Aggregate Limits for Loans
a. First year undergraduate
i. Dependent students - $5,500, no more than $3,500 is in subsidized
loans.
VI.
Policy Analysis
A) What works and what does not work:
a. Placing limits on financial aid works to decrease the amount of student
loan debt but also makes funds less obtainable for low income students
and those who need excess funds for spring/summer semesters.
b. Those who do not graduate will be faced with student loan debt and no
degree to obtain a better paying job.
c. With tuition rising and the loan amounts not increasing eventually low
income populations will not be able to afford the costs.
d. Students from disadvantaged backgrounds have a higher rate of
enrolling in two-yea concentration programs.
e. One in five students from the lowest socioeconomic class enrolled in a
four year institution.
Conclusion
A) Supporters and those against the current policy
B) Advocates opinion of current policy
C) Policy Goals
a. Decrease student debt
b. To ensure that a college education is available for all populations.