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EL SOCIO DE UNA ENTIDAD BANCARIA DESEA REALIZAR UN PRESTAMO DE 3000

A 36 MESES, SI SE CONOCE QUE LA ENTIDAD BANCARIA OTORGA LOS PRESTAMOS A


UNA TASA DE INTERES ANUAL
28,8% DETERMINE SI EL CLIENTE ESTA EN LA CAPACIDAD DE RECIBIR EL PRESTAMO SI SE CONOCE
QUE MENSUALMENTE PUEDE CUBRIR HASTA 100 DOLARES MENSUALES.

PRESTAMO 3000 100


TASA 28.80% ANUAL
PERIODO 36 MESES
PAGO -125.39
PERIODO SALDO INICIAL PAGO INTERES CAPITAL SALDO FINAL
1 3000 125.39 72.00 53.39 2,946.61
2 2,946.61 125.39 70.72 54.67 2,891.94
3 2,891.94 125.39 69.41 55.98 2,835.95
4 2,835.95 125.39 68.06 57.33 2,778.62
5 2,778.62 125.39 66.69 58.70 2,719.92
6 2,719.92 125.39 65.28 60.11 2,659.81
7 2,659.81 125.39 63.84 61.56 2,598.25
8 2,598.25 125.39 62.36 63.03 2,535.22
9 2,535.22 125.39 60.85 64.55 2,470.67
10 2,470.67 125.39 59.30 66.09 2,404.58
11 2,404.58 125.39 57.71 67.68 2,336.90
12 2,336.90 125.39 56.09 69.31 2,267.59
13 2,267.59 125.39 54.42 70.97 2,196.62
14 2,196.62 125.39 52.72 72.67 2,123.95
15 2,123.95 125.39 50.97 74.42 2,049.53
16 2,049.53 125.39 49.19 76.20 1,973.33
17 1,973.33 125.39 47.36 78.03 1,895.30
18 1,895.30 125.39 45.49 79.90 1,815.40
19 1,815.40 125.39 43.57 81.82 1,733.58
20 1,733.58 125.39 41.61 83.79 1,649.79
21 1,649.79 125.39 39.59 85.80 1,564.00
22 1,564.00 125.39 37.54 87.86 1,476.14
23 1,476.14 125.39 35.43 89.96 1,386.18
24 1,386.18 125.39 33.27 92.12 1,294.05
25 1,294.05 125.39 31.06 94.33 1,199.72
26 1,199.72 125.39 28.79 96.60 1,103.12
27 1,103.12 125.39 26.47 98.92 1,004.21
28 1,004.21 125.39 24.10 101.29 902.92
29 902.92 125.39 21.67 103.72 799.20
30 799.20 125.39 19.18 106.21 692.99
31 692.99 125.39 16.63 108.76 584.23
32 584.23 125.39 14.02 111.37 472.86
33 472.86 125.39 11.35 114.04 358.81
34 358.81 125.39 8.61 116.78 242.03
35 242.03 125.39 5.81 119.58 122.45
36 122.45 125.39 2.94 122.45 -0.00
PRUEBA LOGICA
NOMBRE SUELDO CARGA FAMILIAR BONOS
CESAR PEREZ 500 3 520
CARLOS DAVILA 300 5 330
ROSITA MOPOSITA 520 2 540
MANUEL LARA 400 1 420
ROMAN ARO 235 2 255
PRUEBA LOGICA
EMPRESA INGRESOS EGRESOS TOTAL CONCLUCION
ABC 300 200 100 GANANCIA
FG 520 520 0
VB 600 400 200 GANANCIA
JU 625 700 -75 PERDIDA
KL 560 200 360 GANANCIA

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