Balance Sheet size 1,867,003 1,715,271 9 Advances - Net 595,295 563,701 6 Liquid Assets 991,705 935,427 6 Net Worth 170,103 142,434 19 Profit & Loss Total Net Income (net of interest cost) 92,599 74,339 25 Total Expenditure 42,305 36,854 15 Provision against Loans & Others 1,778 1,351 32 Pre-Tax Profit 48,515 36,133 34 Profit after Taxation 31,820 23,027 38 Earnings per share (Rs/Share) 21.63 15.59 39 Financial Ratios Percentage Non-Interest Income to Total Income 25 25 Total Assets Growth Rate 9 7 Net Non-Performing Loans to Net advances 2 2 Coverage Ratio 83 84 Capital Adequacy Ratio 16.21 15.39 Total Risk Weighted Assets on Total Assets 52 49 Net Advances to Deposits 39 40 Liquid Assets to Deposits Ratio 65 67 Return on Average Assets 1.78 1.38 Return on Average Equity 20 17 Others Rupees in Million Home Remittances 386,197 307,630 26 Exports / Imports Payments 555,024 649,308 (15)