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TECSOK, with its vast experience will provide you valuable insights and practical solutions in
all of these areas and others in which you may need assistance. With its range of services,
TECSOK offers a single platform from which you can get all the inputs you require.
Services TECSOK has been excelling its expertise in a wide range of services. U can rely on
TECSOK for
• Location Specific identification of investment opportunities.
• Assistance in obtaining statutory and procedural clearances.
• Feasibility studies and environment impact studies.
• Preparation of detailed project reports as per investment norms and financial norms..
• Market survey and research.
• Project implementation and turn key assistance.
• Reorganization and restructuring of enterprises.
• Valuation of assets, man power planning & budgetary control system.
• Energy management & audit, corporate plan, technology transfer.
• Diagnostic studies and rehabilitation of sick industries.
• Designing and organizing training programmes
• Since its inception, TECSOK has catalysed a large number of industries throughout
the province.
• Management studies, company formation, corporate plan, enterprise restructuring.
• Port tariff study and related areas.
• Consultancy for agro-base industries as a Nodal Agency of Government of India.
• Consultancy for merger/takeovers.
• Infrastructure development project reports.
• Survey of Rice Mills to assess the potential for establishment of edible grade Rice Bran
oil units.
• Market study on Natural Gas in Karnataka.
• Market intelligence Report on Packaged Tender Coconut Water.
E. Evaluation of Impact Assessment
• Report on District Industrial Training Centre & Artisan Training Institute in Karnataka.
• Rural Industries Programme of NABARD at Bellary.
• Concurrent evaluation of Indira Awas Yojana and Million Well Scheme in the State of
Tamil Nadu.
• Evaluation Study of all the Schemes of Ministry of Rural Development in four Blocks of
Mysore and Bellary districts.
• Study on Socio-Economic Impact of Indo Danish Fisheries Project at Tadri, U.K District.
• Evaluation of Schemes of KMDC.
F. Policy, Prospective Plans & special studies
• Formulation of New Industrial Policy and Package of Incentives and Concessions during
1982, 1988, 1990, 1993, 1996 2001& 2006.
• Perspective plan for Karnataka Industrial Areas Development Board, an Infrastructural
development agency of the State.
• Appraisal studies of 15 State Public Sector Enterprises
KIADB has also acquired lands to cater the specific needs of individual industrial units (Single
Unit Complexes). The Board also acquires land for infrastructure projects of the Government.
We promote projects of public importance in joint venture with organizations of international
repute. The vision of KIADB and world class infrastructure has made investors all over
the world take notice of Karnataka as the premier destination for their startups and ventures.
Till date, KIADB has formed 95 industrial areas spread all over the State, and acquired land for
nearly 290 Single Unit Complexes ensuring balanced industrial development in all regions with
well thought of infrastructures and unique features.
Infrastructures in Industrial Area
Few prominent industrial areas:
Peenya, Electronic City, Export Promotion Industrial Park (EPIP) in Bangalore.
Hebbal in Mysore.
Baikampady in Mangalore.
Tarihal in Dharwar.
Kakati in Belgaum.
Auto Complex in Shimoga.
World's leading Companies have rose up in glory on the infrastructure set by KIADB. This apart,
KIADB has envisaged several innovative projects up its sleeve like Agro -Tech Parks, Apparel
Park, Auto Parks, Hardware Park, Bio-Tech Park, EPIPs, Special Economic Zones etc.
2.Engineering Wing: Engineering section prepares a design & development plan taking into
consideration different parameters like:
Infrastructure requirements.
Statutory & Regulatory requirements.
Co-ordination with other agencies.
Chief Engineer and Chief Development Officer heads Engineering section assisted by
Development Officers who are in charge at the Zonal Offices. This wing of KIADB also
provides service to the allottees by approving building plans, providing water supply
connections, NOCs for obtaining power connections from supply agencies and addressing the
grievances of allottees at industrial areas in the matters related to infrastructure.
3. Allotment Wing: This section is headed by Secretary assisted by Assistant Secretaries at
Zonal Offices. Requests of entrepreneurs in the matters of leasing, issuance of absolute sale
deed, issuance of NOCs for financial assistance, needful clearances for change in activity,
change in constitution, maintenance of payment records of allottees etc, are attended by
allotment section.
4. Accounts Wing:Controller of Finance- the head of this department is assisted by Senior Audit
Officer, Accounts Officer, Project Officer and Assistant Secretary (A&MIS). This wing of
KIADB is engaged in drawing of budgetary proposals, project financing & planning. This
section also has responsibility of monitoring & maintaining the process related to mobilization
of finance for projects, preparation of final accounts and other activities of KIADB.
5.Administration Wing:Joint Director (Admn.) is the Head of this Department. This section
has overall responsibility of general administration, human resources management, other
administrative and logistic matters. This section ensures that the employees of this board are
abreast with professionalism by providing trainings, refresher courses etc., for better productivity
in the Organization.
At Dharwar:
• Extent 650 Acres with fully loaded infrastructure.
• Regional Centre for trade and commerce.
India on the world map of IT. This area is in pollution-free locality and is the envy of
many States for its eminent client list of market leaders in field of Electronics and
Information Technology. The contributions to the world of technology from Electronic
City have become the benchmarks in the industry.
industry to cater to their services to public sectors like BEL, ITI, HAL, NGEF, BHEL, BEML,
VISL and Mysore Lamps.
The Company has also established an exclusive Industrial Estate under ‘Dr.
B.R.Ambedkar Birth Centenary Programme’ at Jigani Bangalore District where 100 sheds have
been constructed and 86 plots have been formed with all infrastructure exclusively for SC & ST
entrepreneurs. The Allottees of these sheds are required to pay only 40% of its cost.
The company under VISHWA SHEDS SCHEME constructed 800 sheds all over the state for the
use of tiny units.
LAND ACQUISITION: The Company with a view to acquire land in and around Bangalore has
identified about 2000 Acres of Land in Ganapathihalli and surrounding villages in Magadi Taluk
which will be developed as a model Industrial Estate.
Procurement & distribution of raw materials The Company has also established 27 Raw-material
depots throughout the State to cater the needs of SSI units. The Company is currently
handling Industrial Raw materials like Iron & Steel.
The Company also distributing the Raw material required by Government Departments.
The company has also established centralised stockyard with railway siding facility at
Channasandra, Bangalore at a cost of Rs.100 Lakhs. The Channasandra Stock Yard is capable of
handling more than 1,00,000 Mts. of Iron and Steel Materials including Coal and Coke.
ENTERPRENEURAL DEVELOPMENT PROGRAMME. The Company is extending necessary
assistance for organising Entrepreneurial Development Programmes in various parts of the State
in association with TECKSOK and other commercial banks with a view to identify the talents
and to improve the quality of Entrepreneurial skill amongst the educated youth.
8.What are the schemes ,programmers and services offered by Micro, Small
and Medium Enterprises(MSME)?
On the merger of Ministry of SSI and Ministry of ARI and formation of a new Ministry i.e.
Ministry of Micro, Small and Medium Enterprises, Small Industries Service Institute, Mumbai
has been renamed as MSME-Development Institute, Mumbai w.e.f July, 2007.
Schemes
• Schemes under NMCP
9.What is the misson ,vision and the Various schemes of small industries
development bank of India(SIDBI)
Mission:To empower the Micro, Small and Medium Enterprises (MSME) sector with a view to
contributing to the process of economic growth, employment generation and balanced regional
development
VisionTo emerge as a single window for meeting the financial and developmental needs of the
MSME sector to make it strong, vibrant and globally competitive, to position SIDBI Brand as the
preferred and customer - friendly institution and for enhancement of share - holder wealth and
highest corporate values through modern technology platform
Schemes
Mahila Udyam Nidhi (MUN)
Purpose To meet gap in equity
Eligible Women entrepreneurs for setting up new projects in tiny / small scale sector
Borrowers and rehabilitation of viable sick SSI units. Existing tiny and small scale
industrial units & service enterprises [tiny enterprises would include all
industrial units and service industries (except Road Transport Operators)
satisfying the investment ceiling prescribed for tiny enterprises] undertaking
expansion, modernisation technology upgradation & diversification can also be
considered.
Norms Scheme operated through SFCs / twin function SIDCs / Scheduled Commercial
Banks / Select Urban Co-operative Banks
Cost of Project - Not to exceed Rs.1 million
Soft Loan limit - 25% of cost of Project subject to a maximum of Rs.2,50,000
per project.
Service charges - 1% p.a. on soft loan
Schemes
Minimum Deposit@
A. Cumulative Deposit Rs. 10,000
B. Annual income Rs. 10,000
C. Quarterly Income Rs. 10,000
D. Monthly Income Rs. 10,000
* Additional amounts in multiples of Rs.1,000
Eligible Depositors
Resident Individual. Companies
Minors. Bodies Corporate
HUFs. Societies
Partnership firms Association of Persons
Duration of Deposit
The minimum and maximum duration of the deposit is 12 and 60 months respectively. The
deposits are accepted for a tenure in multiples of one month only.
And to promote and achieve the above-mentioned purpose, the Department organises and
implements various programmes and schemes to provide the basic infrastructural facilities for
the creation of industrial awareness and atmosphere viz.,
Investment Awareness Programmes
Industrial Areas and Estates, the Department has a specific annual plan scheme known as
Development of Industrial Areas and Estates.
2.Man Power General Schemes :In order to create skill technical and managerial entrepreneurs,
the Department, through the District Industries Centres (D.I.Cs.) and State Financial and
Industrial Development Corporation, i.e., Meghalaya Industrial Development Corporation
(M.I.D.C.) sponsors local youths with suitable stipend to undergo training studies so that they
meet either the local demand or set up Industries of their own as self-employment ventures after
successful completion of their courses.
These schemes are:
Manpower Training Scheme and
Entrepreneurial Development Programme
3.Feasibility Studies :As consultancy and study for identification of viable industrial projects,
the Department, through the Meghalaya Industrial Development Corporation (M.I.D.C.) have
undertaken a feasibility studies of several Industrial projects, in which the Meghalaya Industrial
Development Corporation can take part in its equity participation.
4.Financial Operation :In order to enable the Meghalaya Industrial Development Corporation
(M.I.D.C.) to meet its requirement of fund as a financial institution, the Department extends fund
to the Meghalaya Industrial Development Corporation under the scheme of Financial Operation.
5.Package Scheme of Incentives :With the announcement of the State’s Industrial Policy in
May 3, 1988 , the Department extended the various package of incentive to small-scale medium
and large-scale industries for specific period of 5 (Five) or 7 (Seven) years for different item.
These state incentives are available to industrial units after they are established and permanently
registered with the State Directorate of Industries or the District Industries Centre (D.I.C.) as the
case may be.
6.Share Capital Contribution
As a Promotional Department, the Department do take part in Share Capital Contribution to: -
Meghalaya Industrial Development Corporation (M.I.D.C.)
Mawmluh Cherra Cements Limited (M.C.C.L.)
Meghalaya Khadi And Village Industries Board (M.K.V.I.B.)
Meghalaya Handloom And Handicrafts Development Corporation (M.H.H.D.C.)
The trainees are granted with monthly stipend at nominal basis. On completion of the training
course, as a follow up, Grants-in-aid both in cash and kind are made available to these technical
entrepreneurs to set up self-employment ventures of their own.
2. Coverage:
The scheme intends to cover urban areas only during 1993-94 and whole of the country from
1994-95 onwards. From 1994-95 onwards, the existing self-employment Scheme for the
Educated Unemployed Youth (SEEUY) will be subsumed in PMRY.
3. Eligibility:
Any unemployed educated person living in any part of the country rural or urban fulfilling the
following conditions will be eligible for assistance. However, during 1993-94, the scheme would
be operated only in urban areas.
Qualification: Matric (Passed or Failed) or ITI passed or having undergone Govt. sponsored
technical course for a minimum duration of 6 months.
Residency: Permanent resident of the area for at least 3 years Document like Ration Card would
constitute enough proof for this purpose. In its absence any other document to the satisfaction of
the Task Force should be produced.
Family Income: Upto Rs.40,000/- per annum. Family for this purpose would mean spouse and
parents of the beneficiary and family income would include income from all sources, whether,
wages, salary, pension, agriculture, business, rent etc.
Defaulter: Should not be a defaulter to any nationalised bank/financial institution/co-operative
bank.
4. Reservation:
Preference should be given to weaker section including women. The scheme envisages 22.5%
reservation for SC/ST and 27% for other Backward Classes (OBCs)
5. Project Cost:
Projects upto Rs.1 lakh are covered under the scheme in case of individuals. If two or more
eligible persons join together in a partnership, the project with higher costs would also be
covered provided share of each person in the project cost is Rs.1 lakhs or less.
8. Subsidy:
Government of India would provide subsidy at the rate of 15 percent of the project cost subject
to a ceiling of Rs.7, 500/- per entrepreneur. In case more than one entrepreneur join together and
set up a project under partnership, subsidy would be calculated for each partner separately at the
rate of 15 percent of his share in the project cost, limited to Rs.7, 500 (per partner).
9. Repayment Schedule:
Repayment Schedule would range from3 to 7 years after an initial moratorium of 6 to 18 months
as decided by the Bank.
10. Training:
Scheme envisages compulsory training for entrepreneurs after the loan is sanctioned.
13. What are the schemes of Karnataka state finance corporation (KSFC)
KSFC is one of the fast track Term Lending Financial Institutions in the country, with
assistance to more than 1,59,225 units amounting to nearly 8,537 crore rupees over the last 49
years in the State of Karnataka. It is one of the robust and professionally managed State
Financial Corporations.
Industrial Units
Assistance To Qualified Assistance for qualified professionals- management, accounting,
Professionals medical architects, engineers, veterinary for setting up of
business enterprises, private practice and consultancy services in
their line of expertise.
A.M.A.R.A (Assistance Assistance to small and medium scale existing units with good
For Marketing Related track record to undertake various activities necessary to increase
Activities their sales in the domestic and foreign markets and to create
physical marketing infrastructure.
Acquisition Of Existing Assistance to existing units with good track record for
Enterprises acquisition of existing assets. (Plant and machinery of reputed
make with minimum of 10 years and industrial/commercial
properties with a minimum of 20 years of residual life.
Small Road Transport Assistance to small road transport operators to meet expenditure
Operators (SRTOs) towards cost of chassis, body building, initial taxes, insurance
etc.
Assistance For Acquiring Assistance to individuals, firms and companies for acquisition of
Private Vehicles vehicles like cars, vans, omni buses, tractors etc.
Acquisition Of ISO 9000 Assistance to existing industrial concerns in the SSI sector
Series Certification having a good track record, to meet expenses on consultancy,
documentation, audit certification fees, equipment and
calibrating instruments required for acquisition of ISO
certification.
Financing Of DG Sets Assistance for acquisition of DG sets/installation and
construction of dg set etc. Assistance for acquisition of
generators for purpose of hiring vehicles, trailers, DG sets and
accessories also available.
Office Automation Assistance to existing units with good track record to acquire
items like PCs, printer, copier, lax machine, telephone etc.
Training Institution Assistance to existing units with successful track record for
setting up in-house training facilities including construction of
building, acquisition of furniture, equipments etc.
14.What are the primary requirements to avail financial assistance from the
corporation?
Project Profile seeking information on the project and promoter, details of land, building,
plant and machinery, power, water, marketing, arrangements for working capital, project cost
and means of finance, securities offered etc., needs to be filled in, in addition to the Bio-Data &
Networth Statement as per format.
Assistance will be extended as per the Scheme and Lending Policy guidelines discussing
the sector under which a project falls such as Thrust, Normal, Restricted and Prohibited Sectors,
stipulations on the extent of finance and collateral security to be offered by the promoter will be
duly indicated.
Along with the Project Profile and Bio-data and Networth statements, the promoter is
required to submit copies of the following:
b. Land details: Title deed, previous deed, land conversion order from the Deputy
Commissioner for non agricultural purpose, layout plan approval from competent authority,
khata, tax paid receipts, EC for 15 years if own land In case of leased premises, submit lease
deed including the special clauses stipulated by the Corporation, proof of title of the owner such
as Khata/tax paid receipt etc.
e. Plant and Machinery – list of plant and machinery proposed with supplier and cost supported
by copies of competitive quotations/proforma invoices.
f. Marketing arrangements made. Market study duly discussing the demand supply position
and gap there of etc.,if carried out may be submitted. Assurance letters/orders placed to also be
submitted. Focus on backward and forward linkages essential.
The promoter is to submit the application in two sets with copies of all related documents,
estimates, quotations, affidavit etc., Processing fee of 0.5% and Service Tax of 12.36% on the
processing fee shall be paid while submitting the application. Upon scrutiny of the application
the same will be forwarded to the Credits Department for processing. The Credit Department
with its team of technical, financial, legal and marketing officers interacts with the promoter,
inspects the locations of both primary and collateral securities' properties for valuation. After
processing the proposal as per lending policy norms and reports on technical, financial, legal and
marketing duly discussing the viability/feasibility the case will be placed for sanction by the
competent authorities. Up-front fee of 0.5% shall be paid before disbursement of the sanctioned
loan.
The Corporation has fixed time standards for sanction of loans from 21 days to a maximum of 60
days depending on the type of loan.
The Corporation has delegated powers of sanction by the Committees at various levels
Upto Rs.15 lakhs in the case of 'B' Grade Branches;
Upto Rs.20 lakhs in 'A' Grade Branches
Upto Rs.35 lakhs at Super 'A' Grade Branches and Upto Rs.60 lakhs at the Zonal Level.
Higher amounts than the above will be sanctioned at Head Office.
Limit of accommodation for –a.Proprietary concerns and partnership firms is Rs.2 Crore and
b.Registered companies and registered cooperatives it is Rs.5 Crore.