ACKNOWLEDGEMENT

Words often fail to express one’s inner feelings of gratitude and

indebtedness to one’s benefactors, but then it is the only readily
available medium through which the undersigned can express his
sincere thanks to all those who are associated with the work is
one way or the other.

A project can never exist and thrive in solitude. Project work is

never the work of an individual. It is more a combination of use,
suggestions and contributions & work involving many individuals.
This project also bears the impact of many people. Thus one of
the most pleasant parts of writing this report is the opportunity to
thank all those who have contributed towards it. First and
foremost, I would like to thank the manager of Allahabad bank for
being the guiding and encouraging figures all through the
duration of this project. Without their cheering and invaluable
insights into this project, the project work would not have been
accomplished.

My acknowledgement would be incomplete without extending my

sincere gratitude to Dr. Pramila Maini, director IEHE & Mr. H.B
Gupta (Head of Economics Department, IEHE) who provided their
invaluable suggestions during this project.

Last but not the least I would also like to thank my family & my
friends for encouraging me all the time

MAHENDRA KUSHWAHA

MBE(PREVIOUS)