LUSO AMERICAN

SPRING/SUMMER 2007

50th Anniversary
of the merger
The Benevolent Society of California and
the Portuguese Continental Union of California.

Proposed agreement of merger LAL/SPRSI

(see pages 8-11)
 The Luso-American is published as a service to the members of the Luso-American Fraternal
Federation, Portuguese Continental Union and the Luso-American Education Foundation,
divisions of the Luso-American Life Insurance Society.

Mission Statement
To be the premier provider of life insurance, financial products
and fraternal services to Luso-American communities.

Table of Contents In This Issue

Please enjoy this special issue as we highlight the East and
West Coast Presidential Visits as well as the 2007 Convention
1 Message from our CEO Queen Contestants and 2007 Education Foundation
2 Societies United-1957 Scholarship Recipients.
8 LAL/SPRSI Proposed Agreement of Merger
We would like to thank those who contributed to this
12 Luso-American Education Foundation magazine by submitting photographs and information. If you
20 Convention Queen Contestants have additional photos that you’d like to submit for the 2007
23 Luso-American Fraternal Federation Visits Calendar or 2007 Winter Issue please mail them by
September 30, 2007.
31 20-30’s Spotlight
32 Fraternal Spotlight Please send materials to:
33 Holidays Attention: Luso Magazine
36 PCU Lodge Activities P.O. Box 2968, Dublin, CA 94568
41 Sales Representatives or email it to: LusoMagazine@yahoo.com

Thank you for your continued support,

Michelle DaSilva
&
Carla Moreira

Upcoming Events
All dates are tentative. Please confirm with home office.
Be on the look out for your Activities Calendar with more activities and details!

September Dec ember

15 Presidential Kick-Off for 2007-2008 1 Luso-American Annual Christmas Meeting & Party

22 LAEF Annual Golf Classic (Castro Valley) 8 Portuguese Continental Union Annual Christmas
Meeting & Party

October
27 National Council Special Meeting
 A Message from our Executive Vice-President/Chief Executive Officer
Manuel A. Minhoto
Past, Present
& Future
In the ensuing pages, we commemorate
the merger of the Benevolent Society of
California and the Portuguese Conti-
nental Union of the State of California
(UPCEC), which occurred fifty years
ago on July 1, 1957. The Benevolent
Society’s history dates to 1868 and the
UPCEC to 1917.
More recently, in 2002, the Society
teamed up with the PCUUSA to estab-
lish a truly national organization with a
much-strengthened financial posture.
Once again we are on the verge of mak-
ing history with the merger of the Luso-
American Life Insurance Society (LAL)
and the Sociedade Portuguesa Rainha
Santa Isabel (SPRSI). Over three years
ago, our two Societies began serious
discussions about the possibility of an
alliance. The proposed “Agreement of
Merger”, which would be effective Janu-
ary 1, 2008, is published here in con-
formity with Califórnia State laws: “...at
least 60 days prior to the action of the
supreme legislative or governing body
of each Society, the text of the contract
has been furnished to all members of
the society by being sent by mail or by
being published in full in the official pub-
lication of the Society”.
In its most recent Society Bulletin, the
SPRSI published the “Agreement” and
then at its mid-July Convention in Union
City, Califórnia its supreme governing
body approved it.
A special meeting of the National Coun-
cil of LAL is tentatively scheduled for
Saturday, October 27, 2007 to take our
Society’s action on the “Agreement”.
Manuel A. Minhoto
Executive Vice-President/
Chief Executive Officer
The Board of Directors and manage-
ment strongly support the approval of
the merger as being in the best interests
of both societies. For many years, we
have been coexisting fraternal benefit
societies sharing a common bond and
have been aware of each other’s activi-
ties, structure and traditions.
We also have a standing invitation to our
“sister” fraternals to enter into the merg-
er process with us and to protect the
general business and financial interests
of all. We now have a tremendous
opportunity to follow through on both.
LAL
LAL is authorized to do business in nine
states including California, Nevada, Ida-
ho, Massachusetts, Connecticut, New
Jersey, Rhode Island, Pennsylvania
and most recently Florida. LAL has over
16,000 policyholders and members and
109 Councils and Lodges in 11 states.
Approaching $64 million in assets and
almost $9 million in surplus, Luso-Amer-
ican Life Insurance Society is well po-
sitioned financially to take advantage of
alliances of this nature.
SPRSI
The SPRSI was founded in 1898 in
Oakland, Califórnia. Over its 109-year
history, the Society has proudly and
exclusively served women of all ages.
With 84 councils situated throughout
Califórnia and over 7,000 certificates
representing life insurance and annuity
contracts, the SPRSI will add over $10
million in assets and over $2 million in
surplus subsequent to a merger.
THE COMBINED SOCIETY
Our societies were founded for the mu-
tual benefit of our policyholders and
members. With this alliance, both or-
ganizations and their memberships ben-
efit. Some of the advantages include: (1)
significant decreases in the cost of oper-
ations; (2) combined financial resources
for greater leverage in the production
of investment income; (3) anticipated
new alliances of people and councils;
(4) shared fraternal events; and, (5) a
larger pool of experienced and qualified
persons to meet the personnel needs of
ONE corporate organization.
We, including many from other organi-
zations, have long recognized that our
organizations’ success and growth in-
clude future alliances of like companies.
Significant financial strength and service
to substantial numbers of policyholders
are, and will continue to be, necessary
qualifications for competing in this fast-
paced and regulated business of insur-
ance.
1
 SOCIETIES UNITED ON JULY 1, 1957
BENEVOLENT SOCIETY OF CALIFORNIA
(FORMERLY ASSOCIAÇÃO PORTUGUESA PROTECTORA E BENEFICENTE – APPB)
and
PORTUGUESE CONTINENTAL UNION OF THE STATE OF CALIFORNIA (UPCEC)
by
Rodrigo Alvernaz, Executive Vice-President/CEO Emeritus
Luso-American Life Insurance Society
JULY 1, 1957
It was effective July 1, 1957 that the UNITED NATIONAL LIFE INSUR-
ANCE SOCIETY came into existence from the union of the BENEVO-
LENT SOCIETY OF CALIFORNIA and the PORTUGUESE CONTI-
NENTAL UNION OF THE STATE OF CALIFORNIA.
This was the culmination of an action taken on February 16, 1957,
where special conventions of the two organizations were held simulta-
neously at the Ste. Claire Hotel and the San Jose Convention Center
in San Jose, California.
After both organizations approved the merger agreement separately
at different rooms of the Ste. Claire Hotel, they then met jointly at the
San Jose Convention Center to finalize the approval of this historic
event.
THE FORMER SOCIETIES
The PORTUGUESE PROTECTIVE AND BENEVOLENT
ASSOCIATION (APPB) was organized on August 6, 1868, in San
Francisco, California and the PORTUGUESE CONTINENTAL UNION
OF THE STATE OF CALIFORNIA (UPCEC) was organized on Janu-
ary 28, 1917, in Oakland, California.
These were respectively the oldest and the youngest of the eight fra-
ternal benefit societies organized by Portuguese immigrants in the
State of California.
Whereas the BENEVOLENT SOCIETY, the larger of the two, always
limited its operations to the State of California--for many years to the
City of San Francisco and later expanding throughout the state--the
CONTINENTAL started expanding at an early stage to the east coast
of the United States where it organized several councils.
However, many of the councils of the CONTINENTAL in the east coast
of the United States became part of another organization started about
1925 in Plymouth, Massachusetts, as the PORTUGUESE CONTI-
NENTAL UNION OF THE UNITED STATES OF AMERICA (PCUUSA).
This event reduced the sphere of operations of the UPCEC to Califor-
nia with only three subordinate councils in the east remaining to the
California organization.
MERGERS & PROGRESSION
Concerning mergers, the BENEVOLENT SOCIETY assumed a lead-
ing role in promoting the merger of all the fraternal benefit societies
organized by the Portuguese in California. The first step in that direc-
tion was taken at the Annual Convention in 1927, when a resolution
2
was adopted calling for the merger of all other Portuguese societies
with the “APPB”.
Again, in 1945, the Society took the same initiative calling for negotia-
tions with the other seven societies. This resulted in an agreement
signed on August 10, 1946 to unite the BENEVOLENT SOCIETY and
the UNIÃO PORTUGUESA DO ESTADO DA CALIFORNIA (UPEC).
The BENEVOLENT SOCIETY’S Annual Convention approved this
agreement, however, the Annual Convention of the UPEC, a much
larger organization, rejected it.
In pursuit of this endeavor the BENEVOLENT SOCIETY in July 1953
set another meeting, which was held in Oakland, California, with the
representatives of all eight societies toward the goal of unification of
these organizations. Four of them--the BENEVOLENT, the UNIÃO
PORTUGUESA DO ESTADO DA CALIFORNA (UPEC), the UNIÃO
PORTUGUESA CONTINENTAL DO ESTADO DA CALIFORNIA (UP-
CEC) and the SOCIEDADE DO ESPIRITO SANTO (SES)--proceeded
with negotiations using the 1946 agreement as a beginning. No final
agreement ever came to fruition.
BENEVOLENT & CONTINENTAL PREVAIL
However this did not dissuade the BENEVOLENT and the CONTI-
NENTAL from pursuing this goal of unification. Thus, at their respec-
tive Annual Conventions in 1956, they approved the basis for the final
agreement that materialized on February 16, 1957 in San Jose, Cali-
fornia.
Without wanting to go into many details and names of the individu-
als involved in this process we must give credit, where credit is due,
to Manuel Reis of the BENEVOLENT SOCIETY and Antonio Simas
of the CONTINENTAL who, for many years, was referred to as “the
father of this union”.
Several names were considered for the new Society. The preferred
name was Lusitania Life Insurance Society, which was submitted to
the Insurance Commissioner of the State of California for approval as
required by State Law.
However, the Commissioner’s office objected to the name “Lusitania”
for a fraternal benefit society because it was the name of a ship sunk
by a German U-boat off the coast of Ireland in 1915, with many Ameri-
cans on board, and which provoked great outrage in the United States
and helped create the climate of public opinion that would later allow
America to join World War I.
The new Society was then given the name UNITED NATIONAL LIFE
INSURANCE SOCIETY, to be known in Portuguese as the SOCIE-
DADE UNIÃO NACIONAL, or by the initials “SUN”. The Articles of In-
corporation and By-laws of the new Society were adopted, as already
stated, at the joint meeting of the two Societies at the San Jose Civic
Center to be effective JULY 1, 1957 to allow time for the finalization of
the required approval by the State authorities, namely, the California
Department of Insurance.
GUESE CONTINENTAL UNION, both as divisions of LUSO-AMERI-
CAN LIFE INSURANCE SOCIETY.
Currently the other division of the Society is the LUSO-AMERICAN
EDUCATION FOUNDATION organized in 1957 as the Society’s Edu-
cation Committee and incorporated on June 12, 1963 as a 501c(3)
corporation.

A NEW CONCEPT OF ADMINISTRATION

The By-laws specified two separate units within the Society: (1) the
National Council, to take care of the business affairs of the Society
because it was envisioned that the Society would expand its opera-
tions to other states; and, (2) the State Councils, formed in any State
in which the Society had 200 or more members.

At the first meeting of the State Council of California held on August

12, 1957 in Long Beach, the State Council recommended to the Board
of Directors of the National Council that the State Council of California
should become known as the LUSO-AMERICAN FRATERNAL FED-
ERATION, a division of the UNITED NATIONAL LIFE INSURANCE
SOCIETY. This final step was approved by the Society’s Board of
Directors at a Special Meeting of the Board held on August 13, 1957
in Long Beach, California.

MORE RECENT HISTORY

To continue this brief history of the Society’s mergers, the UNITED
NATIONAL LIFE INSURANCE SOCIETY entered into negotiations to
establish relations with the PORTUGUESE CONTINENTAL UNION
OF THE UNITED STATES OF AMERICA (PCUUSA) of Boston, Mas-
sachusetts, in 1991 and a merger Agreement was approved by the
Board of Directors of both Societies in June 1992. This agreement
needed to be approved by the respective supreme governing bodies
of the two societies. Therefore simultaneous meetings were sched-
uled in Massachusetts and California on September 16, 1992.
The “Agreement of Merger” needed two thirds of the votes of the del-
egates present at each meeting to be approved. The PCUUSA ap-
proved the merger by the required number of votes. However, the
UNITED NATIONAL LIFE INSURANCE SOCIETY rejected the agree-
ment with 26 votes in favor and 16 against. It required 28 favorable
votes to ratify.
In 1993 the UNITED NATIONAL LIFE INSURANCE SOCIETY
changed its name, as indicated in the rejected Agreement of Merger,
to LUSO-AMERICAN LIFE INSURANCE SOCIETY.
Subsequently negotiations were reopened between the LUSO-AMER-
ICAN LIFE INSURANCE SOCIETY and the PORTUGUESE CONTI-
NENTAL UNION OF THE USA and, in 2001, by near unanimous votes
both societies approved the new Agreement of Merger to be effective
January 1, 2002.
As part of the Agreement, the fraternal operations in the west coast
would continue under the name of LUSO-AMERICAN FRATERNAL
FEDERATION and in the east coast under the name of PORTU-
Rodrigo Alvernaz
Executive Vice-President/
Chief Executive Officer Emeritus
ABOUT THE AUTHOR
The information for the above article was obtained from the
minute books of the Benevolent Society of California and the
União Portuguesa Continental do Estado da California, and
the Centennial Book published by the Society in 1968. It was
also, in part, from the memory of Rodrigo Alvernaz who, as
a 20-year-old student, was present as a Delegate of the Be-
nevolent Society at the Special Convention held on February
16, 1957, and who served in the Registration and Credential
Committee for the aforesaid meeting.
Mr. Alvernaz, entered the service of the Society as an employee
on July 1, 1957. At the Fraternal Convention in Long Beach,
California in August 1957 he met his wife, Jean, and they were
blessed with four children and six grandchildren. He retired
on July 1, 1999, after 42 years of service, as an employee, As-
sistant Secretary-Treasurer, Secretary- Treasurer, Vice-
President and Secretary, Executive Vice-President and Chief
Executive Officer during his last 10+ years with the Society’s
management team.

3
 Societies United on July 1, 1957

Society Offices 1957

located at 345 Front Street,
San Francisco, California,
formerly the
Portuguese-American
Bank Building.

National Council Meeting

in San Francisco sometime after
the 1957 Merger from right to left:
Manuel Reis, Manuel B. Minhoto,
Consul Geral of Portugal
Manuel Pedro Ribeiro da Silva and
Mrs. da Silva, Sam R. Silva, Antonio Simas.

1957 UNLIS Board

First UNLIS Board
from left to right:
Manuel B. Minhoto,
M.C. Lourenco,
Sam R. Silva,
Joe V. Aguiar,
Manuel Reis,
William Fernandes,
Antonio Saumell, Jr.,
Roy Fernandes
and Antonio Simas (seated).

4
Societies United on July 1, 1957

1957 Convention Banquet

Long Beach, California

1957 Convention Headtable

Standing (L-R): Manuel Reis, M.C. Lourenco, Mrs. Lourenco,
Avelino Saraiva, Frances Saraiva, Jack Gonsalves,
Norma Costa, Father Carlo Rossi, J. Mano Silva.
Seated (L-R): Mrs. Reis, Manuel Almeida, Mini Almeida, Jack Costa,
Mary Aguiar, Joe V. Aguiar, Mrs. Audrey Simas,
Antonio Simas, Mrs. Mary Gonsalves.
5
 Societies United on July 1, 1957
Presidents- Before & After the Merger

Joe V. Aguiar Manuel Almeida

President President
Benevolent Society Portuguese Continental Union
1956-1957 1956-1957

Jack Gonsalves Avelino Saraiva

President President
Luso-American Fraternal Federation Luso-American Fraternal Federation
1957-1958 1958-1959
6
 Societies United on July 1, 1957
Management at the time of the Merger

Manuel Reis Francis X. Vieira

Executive Vice-President Legal Counselor

Jack Costa J. Mano Silva

Assistant Vice-President/ Assistant Vice-President/
Secretary Treasurer
7
 Agreement of Merger between
LALIS and SPRSI
AGREEMENT OF MERGER

THIS AGREEMENT OF MERGER [hereinafter referred to as “Agreement”], is made by and between LUSO-AMERICAN LIFE INSURANCE
SOCIETY a fraternal benefit society, domiciled in the State of California at 7080 Donlon Way, Dublin, California 94568 (hereinafter
referred to as “LAL”) and the Sociedade Portuguesa Rainha Santa Isabel, a fraternal benefit society, domiciled in the State of California
at 3031 Telegraph Avenue, Oakland, California 94609 (hereinafter referred to as “SPRSI”).

RECITALS

1. WHEREAS, LAL was organized and incorporated under the laws of the State of California on July 1, 1957 as the successor to the
Benevolent Society of California, organized on August 6, 1868, as the Portuguese Protective and Benevolent Association of the City and
County of San Francisco, and the Portuguese Continental Union of the State of California organized on January 28, 1917; and changed
its name in 1993 from United National Life Insurance Society to LUSO-AMERICAN LIFE INSURANCE SOCIETY; and on January 1, 2002,
the Portuguese Continental Union of the United States of America merged with and into the Luso-American Life Insurance Society; and

2. WHEREAS, SPRSI was organized on March 15, 1898, by members of the Sociedade Portuguesa Rainha Santa Isabel of the State of
California, and incorporated under the laws of the State of California on April 12,1901; and

3. WHEREAS, The LAL desires the SPRSI to merge with the LAL, and has determined that the merger is just and equitable to the
members of LAL and in the best interests of both Societies; and

4. WHEREAS, the SPRSI desires to merge with the LAL and has determined that the merger is just and equitable to the members of the
SPRSI and in the best interests of both Societies; and

5. WHEREAS, said LAL and SPRSI shall henceforth be known as: LUSO-AMERICAN LIFE INSURANCE SOCIETY; and

6. WHEREAS, the laws of the State of California relating, to fraternal benefit societies (Chapter 10, Sections 11019-20-21-22 of the
California Insurance Code) relating to fraternal benefit societies authorize such mergers and prescribe procedures and conditions under
which they may be accomplished;

7. NOW, THEREFORE. in consideration of the mutual covenants and agreements contained herein, and intending to be legally bound
hereby, the parties agree as follows:

AGREEMENTS

1. That SPRSI shall be merged with LAL both to be known henceforth as:

LUSO-AMERICAN LIFE INSURANCE SOCIETY

under the terms and conditions hereinafter stated and that notice of this proposed Agreement shall be given to the membership of LAL
and SPRSI as required by law or by regulatory authorities.

2. That the parties have agreed that a portion of the business and its public, social, fraternal and civic activities and programs shall
be carried out under the name “Sociedade Portuguesa Rainha Santa Isabel-SPRSI.” (as a division of Luso-American Life Insurance
Society) with its own organization and By-Laws, similar to the organization and By-Laws of the Luso-American Fraternal Federation and
the Portuguese Continental Union (divisions of Luso-American Life Insurance Society), with the further provision that the Councils of the
SPRSI, will continue to identify themselves as such to reflect their historical origins.

3. That the Articles of Incorporation of LAL and its By-Laws, shall be amended, as necessary, to conform with the provisions of this
Agreement, and that said Articles of Incorporation and By-Laws, as amended, shall take effect on the effective date of this merger.

8
 Agreement of Merger
4. The state of domicile of the merged companies shall continue to be the State of California. Following the merger, the current home
office of LAL shall continue to serve as the home office of LAL with an Eastern office in Massachusetts and any other offices that may be
approved by the Board of Directors.

5. That the nature and character of the business of LAL will continue as a fraternal benefit society solely for the benefit of its members
and their beneficiaries and not for profit, operated on a lodge system with a ritualistic form of work, having a representative form of govern-
ment and which makes provision for the payment of benefits in accordance with Chapter 10 of the insurance code of the State of California.

6. That this Agreement shall be submitted to the Grand Council of the SPRSI and to the National Council of LAL, the supreme governing
bodies of the societies for consideration and approval as soon as possible.

7. That upon approval by the Grand Council of the SPRSI and the National Council of LAL the Agreement shall be submitted to the Insur-
ance Commissioner of the State of California for his approval. This Agreement shall be effective as provided in paragraph 9 herein, and
the parties shall consummate the merger in the following manner:

A. (1) All the rights, franchises and interests of both the SPRSI and LAL in and to every species of property, real, personal or
mixed, and things in action thereunto belonging shall be vested in LAL subject to the existing rights of the subordinate
Councils and Lodges.

(2) The certificate records, journals, ledgers and files of both societies shall be retained by LAL for use in servicing the
business assumed under this agreement. Both LAL and SPRSI agree that after the effective date of this merger all such
records, including policyholder names and lists, shall be exclusive property of LAL. Except in the ordinary course of
business, neither society shall dispose of any of its property prior to such merger without first obtaining the consent of
the Grand Board of Directors of SPRSI and the Board of Directors of LAL.

(3) Title to all assets of SPRSI shall be vested in the name of LAL without any other instrument, except that conveyances
of real property may be evidenced by proper deeds, and the title to any real estate or interests therein, vested under the
laws of the State of California in LAL, shall not revert or be in any way impaired by the reason of the merger, but shall
vest absolutely in LAL. The existing rights in real and personal properties of subordinate Councils and subordinate Lodges will
remain unchanged. All such assets shall be assigned their respective values as of the effective date of this merger. The
respective officers of SPRSI and LAL will cooperate to accomplish the vesting of assets to LAL. The assets will
be valued in accordance with the accounting and valuation rules and requirements of the insurance laws of the State of
California.

B. (1) Subject to the provisions of the Agreement, all assets and all liabilities of LAL and SPRSI will be consolidated and
merged, and the business of the societies will be carried out in accordance with LAL Articles of Incorporation
and By-Laws, as amended under this Agreement.

(2) LAL will assume all liabilities of SPRSI, whether disclosed or not, which may exist at the effective date of this merger. In
addition to claim and reserve liabilities, this shall include all agency contracts and commission schedules relating to
business in force at the effective date of this merger.

(3) LAL and SPRSI will file a sworn statement by the President and the Secretary or corresponding officers of each
Society showing the financial condition thereof on a date not earlier than 30 September 2007.

C. (1) Notice of Assumption shall be issued to each policyholder of SPRSI in force effective at the date of this merger. The
assumption notice will acknowledge membership in LAL together with all rights and privileges incident thereto, and that
LAL assumes and will pay all contractual benefits to which any member, or his or her lawful beneficiary, is entitled as
provided by his or her certificate as well as under the Charter, Constitution and General Laws of SPRSI and LAL. The
assumption certificate will be mailed to each policyholder at the address shown on SPRSI’s records.

9
 Agreement of Merger
(2) The notice of assumption will constitute acceptance by LAL of the existing SPRSI certificate terms.

(3) All existing reinstatement rights of SPRSI shall be recognized by LAL.

D. After the effective date of this merger, every member of SPRSI shall have equal rights with existing LAL members, as
members of LAL subject to the terms of his or her Certificate and subject to the terms of this Agreement.

E. Within thirty (30) days after the date for the meeting of the Grand Council of the SPRSI and the Special Meeting of the
National Council of LAL to ratify this Agreement, SPRSI shall notify LAL of the names of the two members of the SPRSI
who shall serve as the two special advisors for the SPRSI, with a voice but no vote, to the LAL Board of Directors until
the next regularly scheduled National Council meeting to be held in April, 2008.

F. On the effective date of the Agreement the current officers of LAL shall continue as Officers of LAL. Current full-time
officers and employees of the SPRSI will be offered positions with LAL in keeping with the mission of the Society and its
current staffing structure.

G. (1) It is the intent of this Agreement, through this merger, to continue to foster, preserve, enhance and expand the ideals
and principles of LAL and SPRSI’s commitment to the Portuguese-American heritage through continuation and
extension of their many cultural and ethnic member programs.

(2) In this regard, LAL will set aside limited space (up to 100 square feet) in its office building (Suite 222) for the display
of selected SPRSI memorabilia with the further intent that additional equal space will be afforded other societies (in
these similar circumstances) for display of appropriate memorabilia.

(3) Within six months after the merger, SPRSI as a division of LAL will make a contribution to New Bethany (Skilled
Nursing Facility), 1441 Berkeley Drive, Los Banos, California 93635 in the amount of approximately $87,000 from its
“Guest Home Fund” as described in its pre-merger By-laws (Article VI, Section I) and subject to LAL’s verification of the
Fund’s exact balance and purpose. Once disbursed, the “Guest Home Fund” will be considered closed with no further
obligation to LAL.

(4) Upon verification, money set aside for scholarships (as noted in the most recent SPRSI annual statement as part of
“fraternal funds”) will be transferred to an SPRSI “administered funds” account of the Luso-American Education
Foundation for scholarships as directed by the SPRSI.

H Any indebtedness created through policy loans or automatic premium loans against SPRSI life insurance certificates in
force on the merger date or later reinstated shall continue without change.

I. This Agreement shall be governed by and construed and enforced in accordance with the laws of the State of California
whether executed within the State of California, or any other state.

J. The underwriting standards and minimum size policies of LAL apply to new business.

K. Complete financial statements will be prepared annually for each fraternal Division, based on the Assets, Liabilities
and Unassigned Funds of each Division at the time of the merger. The Society’s CPA auditors will review these for
reasonableness. The results will be used by the Board of Directors to allocate funds for development of insurance
business and fraternal expenses of each Division.

L. Recognizing that the activities of the councils/lodges and active participation of the members is the strength and back
bone of our organizations, this merger is structured to combine the best business aspects of both societies.

10
 Agreement of Merger
M. This Agreement sets forth the entire understanding of the parties with respect to the transactions contemplated hereby.
Any additions, deletions, amendments or changes must be in writing and signed by the parties hereto.

N. This Agreement may be executed in counterparts, each of which shall be an original, and all of which shall together
constitute the Agreement.

O. The National Board of Directors of LAL and the Grand Board of Directors of SPRSI may make such changes to this
Agreement as are required by regulatory authorities. To facilitate this merger process, the SPRSI agrees to
maintain its current roster of directors, including current Chair, on its Grand Board until the date of merger.

8. As required by the laws of the State of California, this Agreement shall not be binding until such time as it is approved
by 2/3 vote of the delegates in attendance at the respective conventions of the Supreme Governing Bodies of LAL and
SPRSI. Such conventions shall be held no later than 30 November 2007 or as soon thereater as can be held and all
other conditions set forth herein have been satisfied.

9. This Agreement shall take effect as of 1 January 2008, subject to the approval of the Insurance Commissioner of the
State of California. If such approval is not received by 31 December 2007, this Agreement will terminate on such date,
unless extended by the Boards of Directors of both Societies.

10. This Agreement has been adopted and ratified by LAL’s National Board of Directors and by SPRSI’s Grand Board of
Directors, and the proper officers of each society have been duly authorized to execute this Agreement.

11
 Luso-American Education Foundation
Luso-American Education Foundation
Board of Directors
Seated (L-R): Emidio Fonseca (Vice-Chair), John D.
Machado (Chair), Cecelia M. Souza, Ph.D (President),
Gilda Bettencourt, Deolinda Adao, Manuel Bettencourt,
DDS.

Standing (L-R): Joseph Resendes, Joann Malta- We-

ingard, Eduardo Eusebio, Donalda de Melo, Jose Luis
da Silva, Elizabeth Motta, Paulo Goulart, Alfredo Sena,
William Gonsalves, John Perdigao, Carmen Odom.

Luso-American Education Foundation

2007 Scholarship Committee

Standing (L-R): Dr. Manuel S. Bettencourt, Dr.

Manuel Bem Barroca, Prof. Geofrey Gomes, Mr. &
Mrs. Heraldo da Silva, Nelson Gonsalves, Emidio
Fonseca, Joseph Cruz, John D. Machado, Michael
Sena and Bill Gonsalves. Seated (L-R): Hildah
Pemberton and Bernice Pelicas.

Not pictured: Elizabeth Motta, Philip Gonsalves,

and Louis Heystek

Sam Pelicas Memorial Golf Classic

2007 Annual Golf Tournament
Saturday, September 22, 2007
Willow Park Golf Course
Castro Valley, CA
Sponsor-A- Hole or Register to play by August 30, 2007
*Contact Luso-American Education Foundation for details (925) 828-3883

12
 XXXI Annual Luso-American Education Foundation Conference
he Luso-American Education Foundation’s XXXI Annual Conference,
T held March 23 and 24, 2007 at San Jose State University, San Jose, Cali-
fornia, had as its theme, “Crossroads to the Future: Sustaining and Expanding
Portuguese Language Programs in California.” The Conference gave educa-
tors, students and community members an opportunity to hear about what can
be done to maintain our culture and the Portuguese language. For their con-
tributions to this educational event, we congratulate the Planning Committee
for the amazing and successful Conference and a special thank you to: Dra.
Alzira Maria Silva, Direccao Regional das Comunidades Acorianas; Dr. Rui
Manchete. FLAD; Bernie Ferreira, Azores Express; Portuguese Club of San
Jose Academy, Portuguese Folk Group from Anne Darling School, Portuguese
Tribune and KSQQ/KLBS.
(L-R): Dr. Heraldo Silva, John Machado, Chairman
of the Board of the LAEF Dra. Cecelia Souza and
Dr. Manuel Betterncourt, presenting resolution to (L-R): Dr. Bettencourt, Prof. Jose
Mr. Joe Mattos, for his services and support of Luis da Silva, Dra. Cecelia Souza
Portuguese Language and Culture Programs. and John Machado presenting the
20007 Luso-American Education
Language and Cultural Award to
Donald Warrin.
San Jose Acad-
emy High School
Portuguese Folk
Dance Group (L-R): Dr. Manuel Bettencourt, Virginia
performing dur- da Luz Tarver, Dr. Duarte Silva, Dra.
ing the Cultural Cecelia Souza, John Machado and
Evening Banquet Professor Jose Luis da Silva presenting
at the Portuguese resolution to Dra. Maria del Carmen
Athletic Club. Sigler for her continuous support of
the Portuguese Language and Culture
Programs at San Jose State University.

Luso-American
Education Foundation
Annual Meeting
Held in December, the Education Foundation’s Annual
Meeting gives members the opportunity to hear reports
on the year’s accomplishments and elects its Board
of Directors for the upcoming term. The 2006 Annual
Meeting was held at the Maple Hall in San Pablo,
California.

(L-R): Cecelia Souza, Donalda de Melo, Bill Goncalves,

Deolinda Adao, Bernice Pelicas, Gilda Bettencourt, Manuel
Bettencourt, Joann Malta-Weingard, Eduardo Eusebio,
Emidio Fonseca, Elizabeth Motta, Paulo Goulart, Alfredo
Sena, John Perdigao and Joseph Resendes.

13
 Luso-American Education Foundation - East
Congress of Portuguese Language and Culture

T he Congress of Portuguese Language and Cul-

ture was held on November 4, 2006 at Bristol
Community College in Fall River, Massachusetts. The
event featured educators and presenters from New
England and California. Topics included Portuguese
related literary discussions, round table panels with
students, discussions with Portuguese Consuls from
New England and health concerns in the communities.
This year’s Congress will be held on October 20 at the
LAL East building.

Foundation committee members Francisco Mendonca, Aldina Vieira

Wajsfelner, Emily Romano, Jose Figueiredo with Dr. Manuela Prestana – Artist
who displayed her work during the Congress

Dr. Leonor Simas-

Almeida, presenter
at the Congress,
discussing her literary
theme.

Professor Jose Francisco Costa receiving prémio de lingual e

cultura from Foundation Committee Chair Jose Figueiredo and
Vice Chair Francisco Mendonca. The award is to recognize the
work done by an individual or entity that promotes the Portuguese
language and culture.

Portuguese Consuls: Ricardo Cortes from Providence, RI; Fernanda Coelho

from New Bedford, MA; Manuela Bairos from Boston, MA during a round table
discussion on issues the Portuguese consulates face in the US.
14
 Luso-American Education Foundation
2007 Educational Awards
Since 1963, the Luso-American Education Foundation has awarded over one milion dollars ($1,000,000) in scholarships and grants for continued
education and for the study of Portuguese language and history. In 2007 we are proud to have awarded a total of $64,850 to the 82 deserving
students displayed in the following pages. To all of you, we congratulate you on your academic achievements.

In Memoriam Scholarships
John L. Avila Joaquim G. Pereira
Memorial Scholarship Antonio Mattos Scholarship Eva Vieira Nursing
Scholarship Scholarship

Kevin J. Garcia John Paul Soares

Artesia, CA Russell Lawrence Bettencourt Modesto, CA Callee Maria Jaques
Major: Education Newcastle, CA Parents: Margaret H. & John Chino, CA
Parents: Laurie & Lawrence Larry Soares Parents: Elizabeth & John
Bettencourt Jaques

Scholarships Awarded to High School Graduates

Lilia Acevedo Lauren Marie Alves Monica C. Alves Chadd P. Anderson Amber Arce
Santa Clara, CA N. Dartmouth, MA Petaluma, CA Tulare, CA San Jose, CA
Parents: Maria & Gustavo Acevedo Parents: Thomas & Valerie Alves Parents: Maria & Luis Alves Parents: Anna & Philip Anderson Parents: Fatima Williams

Christopher L. Berguia Adam A. Bettencourt Lizette Brasil Michael N. Calabro Micahel M. Carreiro
Arroyo Grande, CA Hilmar, CA San Jose, CA Old Bethpage, NJ Fremont, CA
Parents: Sharlene & Victor Berguia Parents: Raquel & Loure Parents: Maria Borba & Parentes: Nicholas M. & Linda C. Parents: Lilia & Marcelino Carreiro
Bettencourt Anthony Brazil Calabro
15
 Scholarships Awarded to High School Graduates

Chase B. Clyma Michelle M. Coelho Christopher M. Costa Alan R. d’Escragnolle Justien R. Dinis
Pleasanton, CA Gustine, CA Cerritos, CA La Jolla, CA Tulare, CA
Parents: Jeffrey & Terry Clyma Parents: Francisco & Parents: John R. & Lucia Costa Parents: Alfredo d’Escragnolle & Parents: Manuel &
Cathleen Coelho N. B. Varlotta Geraldine Dinis

Brandon E. Dutra Cristina M. Escobar Lillian Nunes Fonseca Margarida Garcia Stephan W. Garcia
Santa Maria, CA San Jose, CA Cumberland, RI Mineola, NY Tulare, CA
Parents: Antonio & Linda Dutra Parents: Domingos & Parents: José & Isabel Fonseca Parent: Suzzanna Lima Parents: Willie & Esaltina Garcia
Helia Escobar

Maranda M. Gaspar Ana Paula Godinho Joshua A. Gomes Shaun E. Gonsalves Tiffany A. Gonsalves
Santa Maria, CA Kenilworth, NJ Tulare, CA Cerritos, CA San Jose, CA
Parents: Antonio & Parents: Helio J. & Teresa M. Godinho Parents: Joe & Maria Gomes Parents: Antonio & Eva Gonsalves Parents: Joseph &
Rhonda Gaspar Lenore Gonsalves

Daniel Guedes Mathew D. Hackney Jenae N. Helmer Matthew C. Iacovazzi Shelby M. Jackson
Somerville, MA Merced, CA Rocklin CA Rocklin, CA Santa Maria, CA
Parents: Jose M. & Parents: David & Maria Hackney Parents: Larry & Dara Lynn Parents: Michael & Monica Parents: Jeff & Jackie Jackson
Lurdes M. Guedes Helmer Lacovazzi
16
 Scholarships Awarded to High School Graduates

Marianne M. Lima Michael C. Lopes Adrianne M. Machado Anthony P. Machado Nuno G. Maio
Alhambra, CA Hilmar, CA Los Banos, CA Buhl, ID Hilmar, CA
Parents: Duarte & Filomena Lima Parents: Frank & Luisa Lopes Parents: Joseph & Parents: Matt & Jacqueline Parents: Jose & Maria Maio
Teresa Machado Machado

Cory M. Martin Justine Laura Martins Shane E. Matos Karlene L. Mello Holly M. Mendes
Caruthers, CA Artesia, CA Artesia, CA Gustine, CA Lemoore, CA
Parents: Danny & Callie Martin Parents: Antonio & Shiela Martins Parents: Joe A. & Natalie Matos Parents: John & La-Salete Mello Parents: Tom & Karen Mendes

Blake L Menezes Jenica R. Milanesia Charlene Nunes Milheirão Jeffery K. Miller Melanie Alice Modesto
Modesto, CA Strathmore, CA Somerville, MA Livermore, CA Burlington, MA
Parents: Jace & Tammy Menezes Parents: Steve & Gina Milanesio Parents: Armando & Parents: Kevin & Judith Miller Parents: Anthony & Janet Modesto
Maria Milheirão

Elisa M. Moles Raquel E. Mustaca Paul A. Oliveira Sami L. Oliveira Meghan M. Olivera
Lodi, CA Ceres, CA Turlock, CA Garden Valley, CA Santa Maria, CA
Parents: Anthony & Manina Moles Parents: Rocky & Elena Mustaca Parents: Louie & Linda Oliveira Parents: Dennis & Louise Oliveira Parents: Graig & Shannon Olivera

17
 Scholarships Awarded to High School Graduates

Thelma A. Pinheiro Bryan M. Pires Kyle T. Reeves Kayla M. Rodrigues Madeline A. Rose
Chino, CA Manteca, CA Coulterville, CA Artesia, CA Los Gatos, CA
Parents: Telmo & Luzia Pinheiro Parents: Joe & Lucy Pires Parents: Charise & Parents: Liz & Tony Rodrigues Parents: Gary & Jean Rose
Richard Reeves

Vanessa R. Rua Roy M. Ruivo Jeanine M. Salvador Daniel R. Santos David W. Silva
Cumberland, RI North Dartmouth, MA Oakley, CA Tulare, CA Santa Maria, CA
Parents: Nelson H. & Parents: Antonio M. & Maria A. Parents: Antonio & Lucia Salvador Parents: John & Albertina Santos Parents: Manuel & Lynnettee Silva
Marylou Rua Ruivo

Brittany S. Sousa Michael C. Souza Chelsea E. Teixeira Olivia C. Teixeira Manuel E. Vidal Jr.
Ontario, CA Castro Valley, CA Kearny, NJ Santa Clara, CA San Jose, CA
Parents: Jaime & Ana Sousa Parents: Daniel & Linda Souza Parents: Ben & Denise Teixeira Parents: John & Alice Teixeira Parents: Manuel & Maria Vidal

The Luso-American Education Foundation provides scholarships

and educational grants in various categories to qualified students.
We also sponsor student exchange programs, annual education
conferences, summer youth educational camps and
Portuguese Day activities.

Please visit our website for further information.

Anthony J. Vieira
San Jose, CA www.luso-american.org/laef
Parents: David & Theresa Vieira

18
 Luso-American Education Foundation
Highest Awards and Grants
Luso-American Fraternal Luso-American Education Portuguese Continental Union
Federation Highest Award Foundation Highest Award Highest Award

Mark L. Costa Amy Joy Leonardo Joshua B. Corderio Alexander E. Cossu

Hilmar, CA Willows, CA Central Falls, RI Havertown, PA
Parents: Louie & Otilia Costa Parents: Connie Prinz and Manuel Parents: Joseph and Alexandria Parents: Sergio Cossu and
Leonardo Cordeiro Judite Rosa

Nicole Marie Goularte Luso-American Fraternal Federation 20-30’s Associates Scholarships

Memorial Scholarship

Raquel Luisa Ota Michelle Rodrigues Lisa Marie Wise

Erica Moura Francisco Lathrop, CA Santa Clara, CA Santa Maria, CA
Salnias, CA Attending: Delta College Attending: San Jose State Univ. Attending: U.C.S.B.
Attending: Hartnell College Stockton, CA San Jose, CA Santa Barbara, CA

Abilio Reis Memorian Summer Program at Univ.

Scholarship Study of Portuguese at a University in U.S. of Coimbra, Portugal.

Larry Machado, Sara Adriana Montes Jessica Viscarra Lisa S. Avila

Turlock, CA San Jose, CA San Jose, CA Milpitas, CA
Attending: Touro University Attending: San Jose State Univ. Attending: San Jose State Univ. Attending: San Jose State Univ.
College of Osteopathic Medicine San Jose, CA San Jose, CA San Jose, CA
19
 2007 Luso Qu
A riana Nobrega is the daughter of Herlander and Ana Nobrega, and has an eleven year
old brother, Nicholas. Ariana is a sixteen-year-old junior at California High School in San
Ramon, California, and is very proud of her Portuguese heritage. She has been active in Luso
for eleven years and holds the office of Secretary for Youth Council #1 Fremont-Union City. She
has also participated in Holy Ghost celebrations in which she was the queen’s flower girl. Along
with her love for the Portuguese Culture and dancing, Ariana is passionate about soccer; enjoys
swimming; volleyball, and spending time with her friends. Overall, Ariana has been playing soccer
for eleven years. Out of those eleven years, eight years have been spent playing competitive club
soccer as well as playing on her high school varsity team. Ariana has received the Most Inspira-
tional Player Award and Scholar Athlete Award for her school. She is a Link Crew Leader in which
she mentors new high school students; she also works with children as a Junior Counselor in the
summer. Her goal is to play soccer in college as well as obtain a degree in Sports Psychology.
Ariana is thankful to the Youth Council Director and members for their constant support, and is
very proud and honored to represent Luso Youth Council #1 Fremont-Union City as their 2007
Convention Queen Contestant.

S andra Nichole Cunha is the thirteen year old daughter of Joe and Cidalia
Cunha. She has an older sister Stephanie Cunha. Sandra attends Quim-
by Oak Middle School in San Jose, California as an eight grader. Sandra has
been a member of Luso since she was seven years old. She has been active
in many Portuguese Festas; has been a side maid twice for the Holy Ghost
celebrations; is currently a flag carrier with Filarmonica Nova Alianca; and is
also A Junior Cadet girls scout with troop #20. Sandra loves horses and en-
joys drawing. Proud to be representing her council, she wishes all the other
queen contestants the best of Luck!

A ndrea Marie Vieira was born in Auburn, California on February 5, 1990 and currently
lives in Newcastle, California. She is a seventeen-year-old junior at Del Oro High
School in Loomis. Andrea loves to play sports, but especially basketball and soccer. Andrea
is representing Youth Council #4 of Sacramento, where she currently holds the position of
Vice President. She has danced with Youth Council #4 for ten years and has loved every year
of it. This past year Andrea was queen for A.P.D.E.S. of Lincoln, California, and is involved in
her hash schools’ choir. After high school Andrea plans on attending college and going into
the medical field. Her motto is “Some people dream of success while others wake up and
work hard at it.” Andrea would like to congratulate and wish the other contestants the best of
luck, and she looks forward to getting to know everyone better. She is honored to be repre-
senting Youth Council #4 of Sacramento in this worthwhile fundraiser.

20
ueen Contestants
B riana Maria Parriera Rebolo was born on April 26, 1992 in Artesia, California. She lives
with her Mom and Dad, Jorge and Debbie, and younger sister Julia. She is currently
a freshman at Saint Joseph High School in Lakewood, California. and has made many new
friends. Briana loves to participate in sports and other activities outside of her school. She
enjoys being around friends and family, and they are extremely supportive of her. Briana has
been dancing for Luso since she was 5 years old and participates in many Luso activities. After
High School, Briana wants to continue to college and pursue a career in Medical Technologies
in the hopes of becoming a Pharmacist. Briana is proud to be representing Youth Council #13
as their Queen Contestant for 2007. She wishes all the other contestants the best of luck and
is excited to get to know them better.

S tefanie Perdigao is the daughter of John and Eduardina Perdigao. She is currently a junior at
Salesian High School in Richmond, California where she is involved in cheerleading and the
Italian club. Stefanie has been an active member of Youth Council #16 of Contra Costa since she
was 5 years old. Performing at convention has been the highlight of her summers throughout all
of these years and she will be sad when she is no longer of age to perform. She has served her
council in various positions and currently holds the position of secretary. She hopes to one day
hold a Luso Office at the state level. In addition to being involved in Luso, Stefanie participates in
various other Portuguese activities such as reading in Portuguese at the local Portuguese masses
and being the junior queen of the San Pablo Holy Ghost Association. She is very proud of her
Portuguese culture and enjoys these activities. Stefanie is honored to be representing her youth
council as their queen contestant and is grateful for all of their support. She would like to wish good
luck to all of the contestants and looks forward to meeting them.

A lexxandria Marie Meneses is the daughter of Januario and Lisa Meneses, and is
the older sister her brother Anthony. Alexxandria was born on November 11, 1990
and is currently a junior at Ripon High School. She is involved both at school and outside
of school in various activities. At her school she serves on her Student Body board, as a
Peer Counselor, plays on her schools’ Varsity soccer team, is involved in numerous clubs
on campus and still manages to maintain a 3.8 GPA. Outside of school Alexxandria is an
active member in her Youth Council #24 of Northern San Joaquin Valley, and has been
since the age of seven. She currently holds the position of secretary for her council, and
the position of the Trustee on the Luso State Youth Board. Alexxandria has also taken
part in the Holy Ghost Festas, having been queen twice and side maid once, for M.R.P.S.
of Manteca. After graduating from High School Alexxandria hopes to attend UCSD, and
major in Micro Biology; She hopes of entering the medical field one day in the future.
Alexxandria is both excited and honored to be representing her Council, and wishes the
other queen contestants the best of luck!

21
 Present Leaders of Our Society
LALIS Board of Directors

Standing (L-R): Hermano de Melo, Jose da Costa, Jose da Silva, Michelle

Machado Moreira, John M. Dias, Carlos Amaral, Narcie J. Ferreira. Seated
(L-R): Manuel A. Minhoto (Executive Vice-President/CEO), Frank X. Souza,
Jr. (President), Albert S. Vieira (Chairman), Edite Furtado (Vice-Chair).

Luso-American Fraternal Federation Portuguese Continental Union

Board of Directors & Line Officers Board of Directors & Line Officers

Standing (L-R): Joe F. Machado, Gerard Batista, Joe B. Coelho
(Chairman), Liz Rodrigues, Judy Allen, Mize Violante, Paul
Teixeira, Lino M. Amaral, Joseph Silva. Seated (L-R): Arnold
Rodrigues, Frank Correia, Daniel Sequeira, Linda Vieira (Presi-
dent), John Perdigao, Ivo M. Dutra and Jose Tavares.
Back Row Standing (L-R): John Tavares, Tom Alves, Patricia
Romano. Middle Row Standing (L-R): Serafim Romano, Estrela
Paulino, Grace Leal, Olguete Sousa, Mario Ferreira.
Seated (L-R): Luis Reis, Celeste Braga, Francisco Mendonca,
Belmira Cordeiro, Joe Soares (President) and Aires Pavao.

22
 Byron - Redwood City - Watsonville
Byron Council 51B Visit

(L-R): Future Youth Presidents in the making...

Youth Members Albert Vieira of Y.C. #11 and
Anthony Machado of Y.C. #30 helping out with
the auction during the Byron Visit.

Redwood City Council 41C Visit

(L-R): 20-30’s President Michelle DaSilva,

Convention Queen Marissa Simas and
President Linda Vieira pictured cutting the
cake during the Redwood City visit.

Watsonville Council 75B Visit

Various officers and members of the Watsonville Council pictured with 20-30’s President Michelle
DaSilva, President Linda Vieira and Fiance Patrick Boring.
23
 Visalia - Riverdale - Bakersfield
Visalia Council 29B Visit

Flashback! President Linda Vieira reunited with Past President

Anthony L.X. Bettencourt and Past 20-30’s President Tony
Martin. They shared their Presidential term back in 1978-1979.

Riverdale Council 15B Visit

President Linda Vieira had the honor of presenting

member Tony Mendes with a pin for being a member
of the society for 50 years during the Riverdale visit.

Bakersfield Council 59B Visit

President Linda Vieira

and Youth President
Kayla Rodrigues
pictured with various
officers and members of
the Bakersfield Council.

24
 Martinez - Turlock - Sacramento
Past President Jose
DaRosa practiced
his Stand-Up Martinez Council 42B-43C Visit
Comedy while he
was the Master
of Ceremonies
during the Martinez
visit. Thanks for the
laughs!

Martinez Council President Joe

Peixoto pictured presenting gifts
to lovely lady Presidents Linda
Vieira and Michelle DaSilva.

Turlock Council 29C-50B Visit

(L-R): District Representative for Central Valley

John Parreira, VP of Sales and Marketing
Joe Resendes, LALIS Chairman Albert Vieira,
President Linda Vieira and Fiance Patrick
Boring pictured with various officers and
members of the Turlock Council.

Sacramento Council 3C-33B Visit

Youth Council #4
of Sacramento
pictured with
2007 Presidents
following their
performance.

Various members
and officers of
the Sacramento
council pictured
with President
Linda Vieira.
20-30’s President Michelle DaSilva, President Linda Vieira
and Youth President Kayla Rodrigues pictured with the newest
members of the Council 3C-33B of Sacramento.
25
 Merced/Atwater - Oakland - Selma
Merced/Atwater Council 39B-76B Visit

(Right Center): LALIS Chairman Albert Vieira and

Past LALIS President Dominic Barroso surrounded
by the beautiful divas- President Linda Vieira and
Youth President Kayla Rodrigues.

Oakland Council 0C-8B Visit

(L-R): Convention Queen Marissa Simas, 20-30’s

President Michelle DaSilva and President Linda Vieira
pictured opening their matching Portuguese gold hearts
pendants from the Oakland Council-Muito Obrigado!

Selma Council 62B Visit

President Linda
Vieira and Selma
Council President
Emily Scharer
pictured during
the traditional
cake ceremony.

26
 Tipton & Tulare - Newark - Antioch
Tipton 60B & Tulare 65B Visit

The very talented and creative Anthony L.X. Bettencourt

prepared a special calorie-free St. Patrick’s Day themed
cake for the 3 “Diva” Presidents.

Newark Council 19B Visit

Below (L-R): 20-30’s Associates
President Michelle DaSilva presents
Region #16 President
Emily Ascenso with their
2006 RIM Award...Congrats!

(L-R): Kayla, Linda & Michelle

pictured above during the traditional
visit cake cutting ceremony.

Antioch-Oakley Council 37B-46C Visit

During the Antioch

visit, there was a
special perform-
ance by Y.C. #16
of Contra Costa.
Pictured above are
two of their younger
performers demon-
strating their talents.

27
 Gustine - Salinas - Manteca
Gustine Council 17B Visit

President Linda Vieira pictured above with good friend

and Honorary Youth Director Lilian Costa during the
Gustine official visit.

Salinas Council 58B Visit

(L-R): 20-30’s Associates President, Michelle

DaSilva, Salinas Council President, Maria Leal
and President, Linda Vieira during Salinas visit.

Manteca Council 34B Visit

Various Officers and Members gather together for a

photo during the Manteca Official Visit.

28
 Arroyo Grande - Santa Maria - Newcastle
These ladies know
their chocolate! LAEF
Arroyo Grande-San Luis Obispo President Cecelia Souza
Council 41B-46B Visit and President Linda
Vieira caught nibbling at
the chocolate shavings
on the cake at the Arroyo
Grande Visit.

The Divas-
Santa Maria 31B Visit
Michelle, Linda
and Kayla having
a photo shoot
with the Beach
Party themed
props and
decorations at
the Santa Maria
Visit.

President Linda Vieira presents a plaque

to Bea Sousa for all of her contributions
to the society over the past 25 years as
Secretary of Council 31B of Santa Maria.

Newcastle Council 53B Visit

Members of Youth Council #33 of Newscastle

pictured above performing for the officers, members
and guests during their official visit.

29
 Tracy - Idaho - San Pablo
Tracy Council 23B-45C Visit Y.C. #25
pictured
with the
Presidents
following their
performance
at their
official visit.

(L-R): Diva in training,

Lindsey Ferreira pictured
with Presidents Michelle,
Linda and Kayla during the
Tracy visit.

Idaho Council 5L Visit

(L-R): President Linda Vieira with (L-R): President Linda Vieira with
Dr. Antonio Jose Alves de Carvalho, members of the society during the
Consul-Geral de Portugal and his wife Idaho Official Visit.
Teresa Sotto Mayor de Carvalho.

San Pablo Council 5C Visit

Mahalo!
(L-R): 20-30’s
President Michelle
DaSilva and
President Linda
Vieira enjoying
the Hawaiian
Luau theme at the
San Pablo Visit.

30
 20-30’s Spotlight

Hee Haw...20-30’s Associates Vice-President Boo! Members of Region # 7 of Sacramento gather together
Brian Martins pictured with members of Region #6 for a group photo at the Modesto Region’s Halloween Dance.
of Modesto during their Annual Halloween Bash.

20-30’s Region
#7 members
(L-R): Jennifer
Sanders and
Sandra Pinto
take a break
from dancing to
show off their
costumes.

20-30’s President Michelle DaSilva pictured with fellow officers and

members of Region #7 of Sacramento during their official visit.

Members of Region #2 of the Bay Area pictured

preparing bag lunches for the homeless in their local
community this past winter season.

31
 Fraternal Spotlight

Y.C. #1
Queen
Contestant
Ariana
Nobrega
pictured
taking a break
from the Car
Wash with
fellow Y.C. #1
members.

Y.C. #1 of Fremont-Union City pictured during a Car

Wash they organized in support of their 2007 Convention
Queen Contestant Ariana Nobrega....Good Luck!

Members of
Y.C. #11 of
Mtn. View/
Santa Clara
pictured
during their
sleep over
party.

Talk about dedication...VP of Sales & Marketing Joe

Resendes pictured serving breakfast to Y.C. #11
members the next morning after their sleep over.

Cruisin’ with the

2009 Convention
Committee! Pictured
to the left, various
officers, members
and friends showed
their support and
attended the Cruise
Fundraiser in
support of Daniel
Sequeira.

32
 Luso-American Christmas Party - West

The evenings chefs were LAFF Directors Ivo Dutra and Lino Amaral Congratulations to San Pablo Council #5C for doing an outstanding job
also pictured is Luis Amaral. hosting the 2006 Luso Christmas Party. The ladies of the kitchen did a
wonderful job cooking and serving an exquisite meal.

Enjoying the
Holiday Festivities
were President Linda
Vieira and fiance
Patrick Boring.

Frank X. Sousa, Jr, Liz Motta and Joe Several members and
Gomes shared their Presidential terms
1971-1972 pictured with Linda Vieira. officers traveled accross
the state to attend the
Holiday Festivities.

33
 Christmas Cheer

Youth members of Council #16 of Contra Costa wait patiently for Youth Council #24 Northern San Joaquin and Modesto 20-30’s Region
Santa to arrive during their Annual Christmas party. #6 Members gather together at the Vintage Faire Mall in front of the
Soroptomist Christmas Tree where they picked names to
buy gifts for needy children.

Gathering around the Christmas

Tree are Youth Counil #4, 20-30’s
Region 7 and Adult Council 3C-33B
of Sacramento.

PCU President Belmira Cordeiro was a good girl this year because Santa
surprised her and the PCU members during their Annual Christmas Party.

34
 Portuguese Continental Union - Christmas Party

Ana and Paula Gomes, Olivia Cruz, Paul Romano, Daniel Guedes
and Joao Bernardo singing Christmas Carols.

Santa Claus really knows who has been naughty and nice. Looks
like the PCU members were extra nice this year and Santa took a
special trip to pass out some Christmas gifts.

President Belmira
Cordeiro teaches her
granddaughter Sofia
Almeida how impor-
tant it is to dance with
her hands up.

Boards join together to celebrate the Christmas Season.

LAL President Frank X. Souza, Jr. welcomes the

“We Wish You a Merry Christmas” Francisco Mendonca leads every- Portuguese Continental Union members and directors
one in singing the traditional Christmas carols. to their Annual Christmas Party.
35
 Portuguese Continental Union - Lodge Activities
Lodge 49 – Pawtucket, RI - “Family of the Year”
Congratulations George & Isabel Ferreira

From L-R:) EVP/CEO Manuel Minhoto, President Belmira and her

husband Paulo Cordeiro, Alfred Mendes, Zulmiro and Maria Afonso
take a moment to cut the traditional cake.
Family of the Year George and Isabel Ferreira and daughter Catarina
with President Belmira Cordeiro.

Lodge 12 – Cumberland, RI

From (L-R:) Zulmiro Afonso, George & Isabel Ferreira with their
daughter Catarina, President Belmira Cordeiro, Maria Afonso,
Alec & Adam Mendes and Alfred Mendes.

Jose Martins presents a plaque to President Belmira Cordeiro during

the Lodge visit. Also pictured is VP/Assistant Secretary Ed Figueiredo
and Antonio Craveiro.

President Belmira Cordeiro with newest members of Lodge 12.

Carlos Duarte, President Belmira Cordeiro, Jose Martins, Maria

Craveiro and Antonio Craveiro during the traditional cake cutting.

36
 Portuguese Continental Union - Lodge Activities

Lodge 54 - Bristol, RI
Family of the Year
Reunion

Jose Sa, Afonso da Silva, Mary

Moreira, Suzete da Costa, PCU
VP Joe Soares, Jose da Costa,
Joseph and Maria Mello, Manuel
and Fernanda Goulart enjoy a
wonderful afternoon during Lodge
54 luncheon and Family of the
Year Reunion.

Lodges 2, 34, 60, 62 – Presidents’ Visit

New Members Daniel and Paulo Gomes, Tony Barbosa

with sons Joao Carlos and Tony, Luis Reis and President
Belmira Cordeiro.

From (L-R:) Lucilia Esteves, LAL Chair Albert Vieira, Tony Barbosa, LAL
President Frank Souza, PCU President Belmira Cordeiro, Luis Reis, Jose Guedes,
Paulo Cordeiro, LAL Vice Chair Edite Furtado and Nuno Vieira take the traditional photo
with the cake during the Presidential visit.

President Belmira Cordeiro

and LAL Vice Chair Edite
Furtado present the 5-Star
Plaque to Jose Guedes from
Lodge 60 Somerville.

37
 Portuguese Continental Union - Lodge Activities
Lodge 5 – Hudson, MA – Family of the Year

Family of the Year, Claudinor and Ana Cristina Salomao

with family and President Belmira Cordeiro and Lodge 5
President Jose Figueiredo.

Lodge 5 Directors
(L-R:) Jose Godinho,
Elvira Pavao, Isaura
Godinho, Jose &
Juvenalia Figueiredo,
President Belmira Claudinor and Ana Cristina Salomao with
Cordeiro, Estrela President Belmira Cordeiro and Jose Figueiredo.
Paulino, Viriato and
Celeste Braga.

Lodge 10 – Peabody, MA –
“Family of the Year “ and Presidents Visit

Manuel Brandao serenades Fatima

Isidro during the night.

President Belmira Cordeiro, 20-30’s President Patricia

Romano and Serafim Romano present the Family of
the Year to Jose and Fatima Isidro.

Serafim Romano, President Belmira

Cordeiro and Jose and Fatima Isidro.
38
 Portuguese Continental Union - Lodge Activities
Lodge 10 – Presidents’ Visit

President
Belmira Cordeiro
with Joe Isidro
and son Joseph,
newest member
of Lodge 10 .

Lodge 10 Directors with PCU Presidents from (L-R:) David Bettencourt, Ann Gray,
Cristina Romano, Youth President Lauren Alves, President Belmira Cordeiro,
20-30’s President Patricia Romano, Francisco Mendonca, Rosa Romano, Tomas
Nogueira, Mary Rodrigues.

20-30’s President Patricia Romano speaks to the members

during the Lodge 10 visit. Seated are Ann Gray, Serafim
Romano, President Belmira Cordeiro

Santa Claus with youth members of Lodge 10.

Lodge 4 – New Bedford, MA – Fundraiser

Enjoying the luncheon are President Belmira Cordeiro with

VP/Sales & Marketing Roger Silva and Lodge 4 members.
PCU Director Joe Freitas with Lodge 4 members.

39
 Portuguese Continental Union - Lodge Activities
Lodge 48 – Philadelphia, PA – Family of the Year

From (L-R:) Lodge 48 Directors gather to honor the Family of

the Year: John Tavares, Joaquim Ferreira, Licinio & Fatima
Ferreira, Joe Fernandes, Olga Tavares, Lourdes & Mario
Ferreira, Clarisse & Jose Grosso, and Joaquim Vaz. President Belmira Cordeiro with Family of the Year Licinio and Fatima Fer-
reira, Joaquim Ferreira, PCU Chair Jose Teixeira.

Lodge 51 – Mineola, NY
Presidents’ Visit

From (L-R:) Licinio and Fatima Ferreira, President Belmira

Cordeiro, Joaquim Ferreira and Paulo Cordeiro.

New members of Lodge 51 with President Belmira Cordeiro.

Marshal Jack Costa, VP Assistant Secretary Ed Figueiredo, LALIS

Jose da Silva,
Director Jose da Silva, President Belmira Cordeiro, VP/Sales &
Jack Costa and
Marketing Roger Silva.
President Belmira
40 Cordeiro.
 Sales Representatives
With our offices on the West & East Coasts, Luso-American Life Insurance Societ y has over 136 years of
experience offering products such as:
!Life Insurance !Annuities !Pension Plans !IRA Rollovers
!IRAs !Roth IRAs !Educational Savings Plans

West Coast- District Representatives

John O. Avila Manuel M. DaSilva
San Jose, CA Artesia, CA
(408) 272-8596 (562) 865-8492
Cell: (408) 529-2742 Cell: (562) 607-2086

John Parreira Oscar Rodrigues

Vice-President Sales & Marketing (West) Turlock, CA Manteca, CA
Joseph Resendes, FIC, LUTCF (209) 634-1993 (209) 825-5532
Phone: (408) 438-6740 Fax: (209) 634-1503 Cell: (209) 275-0455
Toll-Free: (877) 525-5876
E-Mail: resendes@luso-american.org
West Coast- Sales Representatives
Carlos de Melo Brian Martins Fernanda Rinehart Tony Sozinho
Oakland, CA Modesto, CA Santa Maria, CA Tulare, CA
(510) 834-7439 (209) 613-1655 (805) 925-0775 (559) 685-9482

Frank Estrela Celeste Minton Mary Jo Rodrigues Mize Violante

San Jose, CA Highland, CA Santa Clara, CA San Diego, CA
(408) 926-0998 (909) 862-3036 (408) 249-7915 (619) 696-6252

Dee Lacy Bernice Pelicas Lucia Silva

Sacramento, CA Hayward, CA Tracy, CA
(916) 392-1279 (510) 278-2392 (209) 835-7091

John Lema George Pires Jose M. Soares

San Leandro, CA San Jose, CA Pomona, CA
(510) 357-5398 (408) 309-6088 (909) 591-3087

East Coast- Sales Representatives

Manuel Alves Edina Braga Isabela K. Calory Paula Marrero
Fall River, MA Lowell, MA Lowell, MA Clermont, FL
(508) 989-3151 (978) 459-4547 (978) 290-6301 (252) 321-0385

Tony Avila Paulo Cordeiro Joaquim Ferreira Bob Zampetti

Bristol, RI Somerville, MA Souderton, PA Green Brook, NJ
(401) 996-2020 (617) 625-7331 (215) 703-9891 (732) 752-7792

Vice-President Sales & Marketing (East)

Roger Silva
Phone: (781) 389-8214
Social, Educational and Cultural programs are offered through
Toll-Free: (800) 378-0566 Luso-American Fraternal Federation, Portuguese Continental
E-Mail: Rogersilva@luso-american.org Union and the Luso-American Education Foundation.
 Luso-American Life Insurance Societ y

NON-PROFIT ORG

PLEASANTON, CA
U.S. POSTAGE

PERMIT #84
Home Office: - Luso-American Plaza

PAID
7080 Donlon Way, Dublin, CA 94568
Toll-Free: 1.877.525.5876 E-Mail: Lusoweb@luso-american.org
www.luso-american.org

Luso-American
Fraternal Federation

LAL(West)
Fraternal Operations
P.O. Box 2968
7080 Donlon Way
Dublin, CA 94568
Toll-Free: 1.877.525.5876

Portuguese
Continental Union

LAL(Eastt)
Luso-American Education Foundation
Fraternal Operations
Luso-American Fraternal Federation

7 Hartwell Avenue
Lexington, MA 02420
Portuguese Continental Union

Toll-Free: 1.800.378.0566

Luso-American Luso-American
Education Foundation (East) Education Foundation
Dublin, CA 94568
P.O. Box 2968

Toll-Free: 1.800.378.0566 P.O. Box 2967

Dublin, CA 94568
Tel: 925-828-3883