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YOUR-NAME YOUR-STREET-ADDRESS YOUR-CITY-ST-ZIP Defendant SUPERIOR COURT FOR THE COUNTY OF XXXX STATE OF XXXX

CREDITOR, Plaintiff, vs. YOUR NAME, Defendants.

) ) ) ) ) ) ) ) )

Case No. XXXX ANSWER TO COMPLAINT

JURISDICTION AND VENUE DEFENDANT herein, YOUR-NAME, who has been resident of Cass County for at least one year, hereby grant jurisdiction in this matter. Defendant is representing themselves in this

action and request the Courts guidance and assistance so as to remain honorable in all matters herein. OFFER OF PROOF DEFENDANTS herein do not intend to contest the evidence,

21 hereby timely accept and conditionally accept for value or 22 performance the allegations of the Plaintiff, upon PLAINTIFFs 23 production of certified, evidence quality ORIGINAL 24 documentation verifying and proving their claims that: 25 1. the DEFENDANTS granted THEIR ATTY permission to trespass Page 1 of 8

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on a private matter; 2. the Lenders bookkeeping entries show a loan was made to DEFENDANTS from the Lenders assets, thereby proving the Lender took a risk in the alleged Loan transaction; 3. the Lender is in possession of original documents with original signatures for all transactions including, but not limited to, the original loan agreement and transaction slips; 4. The Lenders interest charges are something other than usurious; 5. The Lender possesses the original agreement wherein the DEFENDANTS to pay 22.99 % annual interest on the alleged loan; 6. all statements by PLAINTIFF and/or its agents is based on personal, first-hand knowledge as to the status of the alleged Loan; 7. the Lender and/or the PLAINTIFF has a registered claim against DEFENDANTS; 8. the Lender and PLAINTIFF have strictly adhered, are and were completely correct and accurate and in compliance with the Fair Debt Collections Practices Act, hereinafter referred to as FDCPA, in all reporting and all information they provide/provided to Credit Reporting Agencies regarding DEFENDANTS; 9. every contact, whether written or telephonic, to Page 2 of 8

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DEFENDANTS by PLAINTIFF or its Agents, is in compliance with the FDCPA; 10. an attempt to collect upon a purported debt without providing proof of claim when demanded by the Defendants is in compliance with the Your State Statutes and constitutes a valid claim; 11. that DEFENDANTS have a complete remedy regarding public debts, other than to be in conformity with the public policy of the UNITED STATES under HJR192, which prohibits requiring payment of debts in any particular kind of US coin or currency, and provides for the exchange of consideration upon a dollar for dollar basis to discharge such obligations; 12. that without coin in circulation, as established under Article One, Section 10, clause one, of the Constitution of the United States of America, DEFENDANTS have any other complete remedy than to use the only commercial consideration that exists, i.e. DEFENDANTS exemption by way of a prepaid account operated under bankruptcy by the United States Secretary of Treasury; PLAIN STATEMENT OF FACTS Equality under the law is paramount and mandatory. process is a fundamental right. to be resolved. Due

A matter must be expressed Truth is

In commerce, truth is sovereign.

expressed in the form of an affidavit.

An affidavit not Page 3 of 8

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rebutted after 30 days becomes the judgment in commerce. An Affidavit, under commercial law, can only be satisfied by a truth affidavit rebuttal, by payment, by agreement, by resolution or by Common Law Rules by a jury. Affidavit is attached. Respectfully submitted this _____ day of August 2003 by YOUR-NAME. Your-Name, authorized representatives of YOUR-NAME ORIGINAL FILED COPY of the foregoing sent August ____ 2003 with proof of service to: ATTY, ATTORNEY FOR PLAINTIFF ATTY ADDRESS ATTY CITY, ST ZIP Referenced

YOUR STATE XXX county

) )ss. )

ACKNOWLEDGEMENT

For the purpose of verification of signature -- and seal -- and for public notice, I, the undersigned Notary Public, being commissioned in the county noted above, do declare that, on the _____ day of ______________ 2003, the one known to me to be, or who proved to me to be the above mentioned, did execute this document before me.

Notary Public

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YOUR-NAME YOUR-STREET-ADDRESS YOUR-CITY-ST-ZIP Defendants SUPERIOR COURT FOR THE COUNTY OF XXX STATE OF XXX CREDITOR, Plaintiff, vs. YOUR NAME, Defendants. ) ) ) ) ) ) ) ) )

Case No. XXXX AFFIDAVIT

We, YOUR-NAME, Affiants herein, each in correct public capacity as beneficiaries to the Original Jurisdiction, being of majority in age, competent to testify, each a self-realized entity, a free man (male and female) upon the land, our yes be yes, our no be no, do state that the truths and facts herein are of first-hand personal knowledge, true, correct, complete, certain and not misleading, so help me YHWH. Affiants have not seen or been presented with certified copies of verified documentation that: A. the DEFENDANTS granted ATTY NAME permission to trespass on a private matter; B. the Lenders bookkeeping entries show a loan was made

to DEFENDANTS from the Lenders assets, thereby proving the Lender took a risk in the alleged Loan transaction; Page 5 of 8

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C.

the Lender is in possession of original documents with

original signatures for all transactions including, but not limited to, the original loan agreement and transaction slips; D. The Lenders interest charges are something other than

usurious; E. The Lender possesses the original agreement wherein the

DEFENDANTS to pay 22.99% annual interest on the alleged loan; F. all statements by PLAINTIFF and/or its agents is based

on personal, first-hand knowledge as to the status of the alleged Loan; G. the Lender and/or the PLAINTIFF has a registered claim

against DEFENDANTS; H. the Lender and PLAINTIFF have strictly adhered, are and

were completely correct and accurate and in compliance with the Fair Debt Collections Practices Act, hereinafter referred to as FDCPA, in all reporting and all information they provide/provided to Credit Reporting Agencies regarding DEFENDANTS; I. every contact, whether written or telephonic, to

DEFENDANTS by PLAINTIFF or its Agents, is in compliance with the FDCPA; J. an attempt to collect upon a purported debt without

providing proof of claim when demanded by the Defendants is Page 6 of 8

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in compliance with the Illinois Statutes and constitutes a valid claim; K. that DEFENDANTS have a complete remedy regarding public debts, other than to be in conformity with the public policy of the UNITED STATES under HJR192, which prohibits requiring payment of debts in any particular kind of US coin or currency, and provides for the exchange of consideration upon a dollar for dollar basis to discharge such obligations; L. that without coin in circulation, as established under

Article One, Section 10, clause one, of the Constitution of the United States of America, DEFENDANTS have any other complete remedy than to use the only commercial consideration that exists, i.e. DEFENDANTS exemption by way of a prepaid account operated under bankruptcy by the United States Secretary of Treasury; Affiants sayeth naught. Executed under penalty of

perjury this ___ day of August 2003. YOUR-NAME

21 STATE OF XXX 22 XXX COUNTY 23 24 Attested and subscribed to before me, by the above25 named partys unlimited commercial liability, as correct, Page 7 of 8 ) )ss. ) JURAT

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complete and not misleading, on this ____th day of August 2003.

Notary Public

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