Professional Documents
Culture Documents
Q1 Direction of things in own part of Texas today Right direction Wrong track Unsure Refused Number of cases Q2 Own, lease or rent current residence Own Lease Rent Other, unsure Refused Number of cases Q3 Cost of own home & auto insurance in Texas these days Too high Much too high Somewhat too high About right Too low Somewhat too low Unsure Refused Number of cases
496 16 64 23 4 603
Q4 Texas' current system of regulation favors powerful insurance companies & their lobbyists over consumers & homeowners Agree Strongly Somewhat Disagree Somewhat Strongly Unsure Refused Number of cases Q5 It is in everyone's best interest to encourage binding arbitration by limiting consumers' access to the courts to resolve complaints against insurance companies Agree Strongly Somewhat Disagree Somewhat Strongly Unsure Refused Number of cases
Q6 With higher premiums, larger deductibles & expanded exclusions, it seems like we're paying more & more for home & auto insurance these days while getting less & less in return Agree Strongly Somewhat Disagree Somewhat Strongly Unsure Refused Number of cases Q7 Insurance companies' large profits some years are balanced out by the bad years when they have to pay-out major claims in response to natural disasters Agree Strongly Somewhat Disagree Somewhat Strongly Unsure Refused Number of cases
Q8 While no system is perfect, judges & juries in the court system do a better job than bureaucrats in state agencies of holding insurance companies accountable when they treat customers unfairly Agree Strongly Somewhat Disagree Somewhat Strongly Unsure Refused Number of cases Q9 To help consumers make apples-to-apples comparisons & generate price competition, insurance companies should be required to offer the option of a standard, full-coverage policy written in plain language that would be consistent across the industry Agree Strongly Somewhat Disagree Somewhat Strongly Unsure Refused Number of cases
Q10 Current state regulations strike a good balance between protecting customers while allowing insurance companies to make reasonable profits in a highly competitive market Agree Strongly Somewhat Disagree Somewhat Strongly Unsure Refused Number of cases Q11 It is unfair that an insurance company you've paid premiums to for years can automatically raise your rates or deductibles simply because you make a claim, & state law ought to prohibit the practice Agree Strongly Somewhat Disagree Somewhat Strongly Unsure Number of cases
Q12 Although the public may not appreciate it, insurance companies say it is difficult to operate at a profit in this economic climate, & the legislature needs to take steps to help industry reduce the cost of fraudulent claims & frivolous lawsuits Agree Strongly Somewhat Disagree Somewhat Strongly Unsure Number of cases Q13 Insurance companies routinely drag out lawsuits as long as possible in the hope that people will simply give up before they are paid what whey are owed Agree Strongly Somewhat Disagree Somewhat Strongly Unsure Refused Number of cases
Q14 Tort reform encourages competition, gives customers more choices, & eventually leads to lower premiums by giving insurance companies the flexibility they need to innovate & respond to the free market Agree Strongly Somewhat Disagree Somewhat Strongly Unsure Refused Number of cases Q15 When insurance companies unfairly deny, delay or underpay legitimate claims, customers should have easier access to the courts & stronger legal remedies that impose stiff financial penalties Agree Strongly Somewhat Disagree Somewhat Strongly Unsure Refused Number of cases
Q16 Preferred approach for Texas insurance laws to try to strike a balance between protecting consumers rights while discouraging frivolous complaints Streamline, simplify process for policyholders Strongly Not strongly Shield insurance companies from lawsuits Strongly Not strongly Current approach balances issues fairly well Strongly Somewhat Unsure Refused Number of cases Q17a Impact on vote for State Representative or State Senator if they supported legislation that made it easier for someone to hire an attorney when they believe their insurance company has unfairly denied, delayed or underpaid a legitimate claim More likely to vote for Strongly Not strongly Less likely to vote for Not strongly Strongly Won't affect your vote Unsure Number of cases
Q17b Impact on vote for State Representative or State Senator if they supported legislation that made it harder for someone to hire an attorney when they believe their insurance company has unfairly denied, delayed or underpaid a legitimate claim Less likely to vote for Strongly Somewhat More likely to vote for Somewhat Strongly Won't affect your vote Unsure Refused Number of cases Q17a/Q17b Sympathy camp Watchdog camp Strongly Not strongly Industry camp Neither Not ascertained Number of cases
Q18 Adults in household 1 2 or more 2 3 or more Refused Number of cases Q19 Infants & children in household None 1 or more 1 2 3 or more Refused Number of cases Q18/Q19 Household type Family With children
Single adult
490 220
22
81% 37%
4%
Q20 Value of home Under $100,000 $100,000 to $200,000 $100,000 to $150,000 $151,000 to $200,000 Over $200,000 $201,000 to $300,000 $301,000 to $500,000 Over $500,000 Unsure Refused Not asked (not a homeowner) Number of cases Q21 Carry a homeowner insurance policy on own residence Yes No Unsure Refused Not asked (not a homeowner) Number of cases Q22 Ideology Conservative Very Somewhat Moderate; liberal Moderate; middle-of-road Liberal
Somewhat Very
479 32 6 6 80 603
7 7 603
1% 1% 100%
Q23 Party identification Republican Strong Not-so-strong Independent; other Independent Other Democratic Not-so-strong Strong Unsure Refused Number of cases Q24/Q24a Tea Party identification Member in household Friendly towards, share its goals Hostile towards & oppose its goals Don't care either way Unsure Refused Number of cases Q25 Education High school or less Some grade school Some high school Graduated high school Some college College graduate Graduated college Graduate, professional school Refused Number of cases
Q26 Ethnicity Minority Asian Black, African-American Hispanic, Latino, MexicanAmerican Mixed White, Anglo Refused Number of cases Age Less than 45 18 - 34 35 - 44 45 to 60 45 - 50 51 - 60 More than 60 61 - 70 More than 70 Not ascertained Number of cases Ideology & age Conservative 50 or less More than 50 Moderate; liberal 50 or less More than 50 Unsure Refused Number of cases
34% 18% 16% 34% 12% 22% 32% 18% 14% 0% 100%
236 193
111
39% 32%
18%
Moderate Liberal Minority 50 or less More than 50 Independent; other Conservative Moderate Liberal 50 or less More than 50 Unsure Refused Number of cases
Sex by age, party identification & ideology Male 50 or less More than 50 Republican Democrat Independent, other Conservative Moderate; liberal Female 50 or less More than 50 Republican Democrat Independent, other Conservative Moderate; liberal Number of cases Years registered to vote 6 or less 7 to 19 20 or more Number of cases
271 121 149 104 97 60 130 134 332 158 173 131 130 58 160 166 603
45% 20% 25% 17% 16% 10% 22% 22% 55% 26% 29% 22% 22% 10% 27% 27% 100%
2010 & 2012 Primary vote history Primary voter Republican only Democratic only Other No primary voting Number of cases General election vote history 2008 2010 2012 All three None Number of cases Metropolitan classification Metropolitan area Micropolitan area Rural Number of cases Census Bureau classification Urban (MSA) Small town, rural Number of cases Geographic area Border Central Corridor East Texas Gulf Coast Metroplex Plains Number of cases
536 36 30 603
89% 6% 5% 100%
536 67 603
204 7 175
97 53 44
34% 1% 29%
16% 9% 7%
3 18 159 149
90
1% 3% 26% 25%
15%
Beaumont-Port Arthur South Texas Corpus Christi Victoria Harlingen-WeslacoBrownsville-McAllen San Antonio
Bexar County
11 102 17 1 20 62
39
2% 17% 3% 0% 3% 10%
6%
2 92 26 53
24
0% 15% 4% 9%
4%
San Angelo Abilene-Sweetwater West Texas/Plains Lawton Odessa-Midland Amarillo Lubbock El Paso Number of cases
4 9 46 3 3 18 3 19 603
1% 2% 8% 0% 0% 3% 1% 3% 100%