Professional Documents
Culture Documents
(Rs. In lakhs)
Particulars
Project cost
20.00
15.00
5.00
103.00
77.25
25.75
Working capital
10.00
6.50
3.50
133.00
98.75
34.25
Means of Finance
Particulars
Amount to be
raised
Promotor's Equity
34.25
92.25
6.50
133.00
QTY
PRICE
AMOUNT
23.00
80.00
Total
103.00
Conveyors
16.00
20.00
Total
20.00
Working capital
10.00
133.00
19.6
28.88/
16.00
%
ton
Days
16
80
10.4
300
16
85
11.2
300
16
90
12
300
ton
3120
3360
3600
Year 1
3120
0
312
2808
4500
126.36
126.36
Year 2
3360
312
336
3336
4500
150.12
150.12
Year 3
3600
336
360
3576
4500
160.92
160.92
Year 1
Year 2
Year 3
ton
ton
ton
ton
Rs.
Rs. In Lakhs
RATE
AMOUNT
Raw Material:
Groundnut shell, Rice husk, Saw dust
Ton
3120
1700
53.04
0.00
53.04
Direct Labour :
Production incharge
8000
0.96
Machine Assistant
5000
1.20
Unskilled workers
10
3000
3.60
Total Wages
4.80
2.40
0.75
Variable Overheads
0.50
61.49
Nos.
Per Month
Amount
5000
12
0.60
Telephone Charges
5000
12
0.60
1000
12
0.12
Travelling Expenses
5000
12
0.60
Office Maintainance
2000
12
0.24
General Expenses
2000
12
0.24
Months
2.40
3200
126.36
61.49
64.87
16.28
25.09%
31.71
783
A-B
D/C
(D/C)*A
(D/C)*NOS
ECONOMIC INDICATORS
A) Investment in Building and Machinery
B) Employment potential
C) Investment per Worker
123
12
10.25
STATEMENT OF DEPRICIATION
Particulars
Building 10% on WDV
Machinery 25% on WDV
Furniture 10% on WDV
Total Depreciation
Year1
Rs.
8.00
5.00
Year2
Rs.
7.20
3.75
Year3
Rs.
6.48
2.81
Year4
Rs.
5.83
2.11
Year5
Rs.
5.25
1.58
13.00
10.95
9.29
7.94
6.83
1 Instalment
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
92.25
13.50%
60 Months
6 Months
1.54
Principle Instalment
OB
92.25
92.25
92.25
92.25
92.25
92.25
92.25
1.54
90.71
1.54
89.18
1.54
87.64
1.54
86.10
1.54
84.56
1.54
83.03
1.54
81.49
1.54
79.95
1.54
78.41
1.54
76.88
1.54
75.34
1.54
73.80
1.54
72.26
1.54
70.73
1.54
69.19
1.54
Interest
18.45
1.04
1.04
1.04
1.04
1.04
1.04
1.04
1.02
1.00
0.99
0.97
0.95
0.93
0.92
0.90
0.88
0.86
0.85
0.83
0.81
0.80
0.78
6.23
11.31
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
67.65
66.11
64.58
63.04
61.50
59.96
58.43
56.89
55.35
53.81
52.28
50.74
49.20
47.66
46.13
44.59
43.05
41.51
39.98
38.44
36.90
35.36
33.83
32.29
30.75
29.21
27.68
26.14
24.60
23.06
21.53
19.99
18.45
16.91
15.38
13.84
12.30
10.76
9.23
7.69
6.15
4.61
3.08
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
1.54
92.25
18.45
18.45
18.45
6.13
0.76
0.74
0.73
0.71
0.69
0.67
0.66
0.64
0.62
0.61
0.59
0.57
0.55
0.54
0.52
0.50
0.48
0.47
0.45
0.43
0.42
0.40
0.38
0.36
0.35
0.33
0.31
0.29
0.28
0.26
0.24
0.22
0.21
0.19
0.17
0.16
0.14
0.12
0.10
0.09
0.07
0.05
0.03
0.02
8.82
6.33
3.84
1.35
37.88
52500
1.5375
1.5375
18.45
0.00375
375
28.88
6.13
35.01
7.002
TERM LOAN REPAYMENT SCHEDULE WITH INTEREST AND CASH CREDIT PER ANNUM (IT IS
ASSUMED THAT TERM LOAN OF Rs. 92.25Lakhs WILL BE REPAID IN 60 MONTHLY
INSTALLMENTS WITH INTEREST AT 13.5 % PA)
PARTICULARS
No of Months Paid
Const
Year 1
6
Year 2
Year 3
Year 4
Year 5
12
12
12
12
12
18.45
18.45
18.45
18.45
6.13
11.31
8.82
6.33
3.84
1.35
0.88
0.88
0.88
0.88
0.88
6.23
12.19
9.70
7.21
4.72
2.23
6.23
30.64
28.15
25.66
23.17
8.36
6.23
AMOUNT
AMOUNT
126.36
53.04
4.80
2.40
0.75
0.50
61.49
3.07
58.42
Gross Profit
58.42
67.94
0.60
0.60
0.12
0.60
0.24
0.24
13.00
15.40
76.89
15.40
52.54
11.31
0.88
12.19
12.11
12.19
40.35
12.11
28.25
Amount
61.49
53.04
Days
15
30
Amount
3.07
5.30
8.38
1970.833
614900
Year 1
65
Year 2
70
Year 3
75
Year 4
75
Year 5
75
126.36
150.12
160.92
160.92
160.92
58.34
0.00
5.30
53.04
4.80
2.40
0.75
0.50
64.18
5.30
5.30
64.18
5.28
2.64
0.83
0.55
70.60
5.30
5.30
70.60
5.81
2.90
0.91
0.61
70.60
5.30
5.30
70.60
6.39
3.19
1.00
0.67
70.60
5.30
5.30
70.60
7.03
3.51
1.10
0.73
61.49
0.00
6.15
55.34
71.02
73.47
6.15
6.15
73.47
76.65
80.82
6.15
6.15
80.82
80.10
81.84
6.15
6.15
81.84
79.08
82.97
6.15
6.15
82.97
77.95
0.60
0.60
0.12
0.60
0.24
0.24
13.00
12.19
27.59
0.66
0.66
0.13
0.66
0.26
0.26
14.30
13.41
30.35
0.73
0.73
0.15
0.73
0.29
0.29
15.73
14.75
33.38
0.73
0.73
0.15
0.73
0.29
0.29
15.73
14.75
33.38
0.73
0.73
0.15
0.73
0.29
0.29
15.73
14.75
33.38
43.43
0.00
0.00
43.43
13.03
30.40
13.00
43.40
46.30
0.00
0.00
46.30
13.89
32.41
10.95
43.36
46.72
0.00
0.00
46.72
14.01
32.70
9.29
41.99
45.69
0.00
0.00
45.69
13.71
31.99
7.94
39.93
44.57
0.00
0.00
44.57
13.37
31.20
6.83
38.03
Year 2
Year 3
(Rs. In Lakhs)
Year 4
Year 5
6.50
0.00
0.00
0.00
0.00
0.00
6.50
6.50
0.00
0.00
0.00
0.00
0.00
6.50
6.50
0.00
0.00
0.00
0.00
0.00
6.50
6.50
0.00
0.00
0.00
0.00
0.00
6.50
6.50
0.00
0.00
0.00
0.00
0.00
6.50
73.80
0.00
0.00
0.00
73.80
55.35
0.00
0.00
0.00
55.35
36.90
0.00
0.00
0.00
36.90
18.45
0.00
0.00
0.00
18.45
0.00
0.00
0.00
0.00
0.00
34.25
64.65
97.06
129.76
161.75
30.40
32.41
32.70
31.99
31.20
0.00
0.00
0.00
64.65
0.00
0.00
0.00
97.06
0.00
0.00
0.00
129.76
0.00
0.00
0.00
161.75
0.00
0.00
0.00
192.94
144.95
158.91
173.16
186.70
199.44
28.80
53.71
77.25
98.73
130.63
6.15
0.00
6.15
0.00
6.15
0.00
6.15
0.00
6.15
0.00
34.95
59.86
83.40
104.88
136.78
95.00
15.00
0.00
0.00
110.00
0.00
144.95
28.45
-28.45
87.80
11.25
0.00
0.00
99.05
0.00
158.91
53.36
-53.36
81.32
8.44
0.00
0.00
89.76
0.00
173.16
76.90
-76.90
75.49
6.33
0.00
0.00
81.82
0.00
186.70
98.38
-98.38
70.24
4.75
0.00
0.00
74.99
0.00
211.76
130.28
-130.28
0.000
Const.
Year 1
Year 2
Year 3
(Rs. In Lakhs)
Year 4
Year 5
43.43
13.00
12.19
68.62
13.03
46.30
10.95
9.70
66.95
13.89
46.72
9.29
7.21
63.22
14.01
45.69
7.94
4.72
58.35
13.71
44.57
6.83
2.23
53.63
13.37
55.59
0.00
-6.15
0.00
0.00
0.00
0.00
0.00
-6.15
49.44
53.06
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
53.06
49.20
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
49.20
44.64
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
44.64
40.26
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
40.26
-103.00
0.00
-20.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-123.00
0.00
0.00
0.00
0.00
0.00
30.75
0.00
0.00
92.25
3.50
0.00
6.50
0.00
-12.19
-18.45
0.00
0.00
0.00
0.00
0.00
0.00
-9.70
-18.45
0.00
0.00
0.00
0.00
0.00
0.00
-7.21
-18.45
0.00
0.00
0.00
0.00
0.00
0.00
-4.72
-18.45
0.00
0.00
0.00
0.00
0.00
0.00
-2.23
-6.13
0.00
0.00
123.00
-20.64
-28.15
-25.66
-23.17
-8.36
28.80
0.00
28.80
24.91
28.80
53.71
23.54
53.71
77.25
21.48
77.25
98.73
31.90
98.73
130.63
Year 1
Year 2
Year 3
Year 4
Year 5
30.40
32.41
32.70
31.99
31.20
Add : Depreciation
13.00
10.95
9.29
7.94
6.83
Add : Interest
12.19
9.70
7.21
4.72
2.23
55.59
53.06
49.20
44.64
40.26
0.00
0.00
0.00
0.00
0.00
18.45
18.45
18.45
18.45
18.45
Interest on Loan
12.19
9.70
7.21
4.72
2.23
30.64
28.15
25.66
23.17
20.68
1.81
1.88
1.92
1.93
1.95
DSCR (A/B)
Average DSCR
1.90
Const.
Year 1
Year 2
Year 3
Year 4
Year 5
SOURCES OF FUNDS
Capital
3.50
0.00
0.00
0.00
0.00
30.40
32.41
32.70
31.99
31.20
Depreciation
13.00
10.95
9.29
7.94
6.83
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
46.90
43.36
41.99
39.93
38.03
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
18.45
18.45
18.45
18.45
18.45
28.45
24.91
23.54
21.48
19.58
123.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
123.00
46.90
43.36
41.99
39.93
38.03
30.75
92.25
TOTAL
123.00
Deposits
Purchase of Fixed Assets
Power Deposit
TOTAL
Year 2
Year 3
Year 4
Year 5
34.95
59.86
83.40
104.88
136.78
0.00
0.00
0.00
0.00
0.00
34.95
59.86
83.40
104.88
136.78
28.45
53.36
76.90
98.38
130.28
10.00
10.00
10.00
10.00
10.00
81.40%
89.14%
92.21%
93.80%
95.25%
4.44
2.81
2.09
1.64
1.24
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
18
15
14
14
14
80.30
61.85
43.40
24.95
6.50
Paid up Capital
64.65
97.06
129.76
161.75
192.94
64.65
97.06
129.76
161.75
192.94
TOL/TNW
1.24
0.64
0.33
0.15
0.03
Current Ratio
5.38
9.21
12.83
16.14
21.04
Liquidity Ratio
18.78
15.80
14.74
14.74
14.74
PBT
43.43
46.30
46.72
45.69
44.57
PAT
30.40
32.41
32.70
31.99
31.20
PBIT
31.24
32.89
31.97
30.94
29.82
PBDIT
68.62
66.95
63.22
58.35
53.63
34.37%
30.84%
29.03%
28.40%
27.70%
24.06%
21.59%
20.32%
19.88%
19.39%
5.63
6.90
8.77
12.37
24.08
27.27%
53.18%
73.66%
124.02%
458.76%
PBDIT/Interest (times)
ROI (Return on Investment)
Pay back period (in years)
Total Tangiable Assets
Net Sales/Total Tangible Assets (times)
PBT/Total Tangible Assets (%)
3.67
110.00
99.05
89.76
81.82
74.99
1.15
1.52
1.79
1.97
2.15
39.48%
46.74%
52.05%
55.85%
59.44%
126.36
10.53
6.15
5.30
ITEM
Stocking
days
WC
Required
Margin %
Mar. Value
PBF
Raw Material
30
6.66
25
1.67
5.00
Finished Goods
15
7.00
25
1.75
5.25
3.42
10.25
TOTAL
13.66
13.66
3.42
0.00
A-(C+D)=E
10.25
10.25
10.00