Professional Documents
Culture Documents
2012
(SERVICE TAX @ 12.36% TO BE CHARGED ON THE NET PREMIUM)
TARIFF FOR PRIVATE CAR (ZONE B)
CUBIC Capacity Up to 1000 cc 10001500cc >1500cc OD (% on IDV) Up to 5 Yrs 5-10 Yrs >10 Yrs 3.039% 3.191% 3.267% 3.191% 3.343% 3.351% 3.510% 3.430% 3.594% TPL 784 925 2853 Up to 5 years Zone C Zone-B
Compulsory PA cover-Owner/Driver (2 lacs)Rs. 100/Driver/Cleaner/Employee-Rs.50/- each Optional PA cover for every Rs.1000/- Sl, Rs.5/- each
Pub.Carr 1.640% 1.656% 1.681% 1.697% 1.722% ier Pvt. Carr 1.148% 1.159% 1.177% 1.188% 1.205% ier Compulsory PA cover-Owner/Driver (2 lacs)Rs. 100/Driver /Cleaner / Employee- Rs.50/- each Optional PA cover for every Rs. 10000/- Sl, Rs.6/- each, Non fare paying passenger Rs. 75/- each.
PASSENGER CARRYING VEHICLE (FOUR WHEELERS>6 PASSENGERS & THREE WHEELERS > 17 PASSENGERS)
Up to 5 years Zone C Zone-B 350+ 350+ 1.656 1.672 % % 450+ 450+ 1.656 1.672 % % 550+ 550+ 1.656 1.672 % % 680+ 680+ 1.656 1.672 % % OD (% of IDV) 6-7 years Zone-C Zone B 350+ 350+ 1.697 1.714 % % 450+ 450+ 1.697 1.714 % % 550+ 550+ 1.697 1.714 % % 680+ 680+ 1.697 1.714 % % TPL Above 7 years Zone-C Zone B 350+ 350+ 1.739 1.756 % % 450+ 450+ 1.739 1.756 % % 550+ 550+ 1.739 1.756 % % 680+ 680+ 1.739 1.756 % %
Compulsory PA cover-Owner / Driver (1 lacs) Rs. 50/Driver /Cleaner / Employee Rs.50/- each Optional PA cover for every Rs. 10000/- Sl, Rs.7/- each
Up to 18 passeng ers 19-36 passeng ers 37-60 passeng ers >60 passeng ers
Section-4(C-I) TARIFF FOR TAXI (CARRYING Liability premium per passenger Rs.399/-, Compulsory PA cover CAPACITY NOT EXEEDING6) ZONE-B Owner/Driver (2lacs) Rs. 100/-, Driver/Clearner/Employee-Rs.50/- each PASSENGER CARRYING VEHICLE (THREE WHEELERS)
CC OD (% on IDV) Up to 5 Yrs 5-10 Yrs Above 7 yrs 3.191 % 3.271% 3.351% 3.351% 3.510% 3.435% 3.598% 3.519% 3.686% TPL PASSEN GERS Up to 5 years Zone C Zone-B OD (% of IDV) 6-7 years Zone-C Zone B TPL Above 7 years Zone-C Zone B
Liability premium per passenger @ Rs.588/Compulsory PA cover Owner/Driver (2 lacs) Rs. 100/Paid Driver -Rs. 50/- each Optional PA cover for every Rs. 10000/- Sl. Rs.6/- each TRAILER ONE TRAILER TOWED Agricultural / Forestry vehicle Rs. 0.87% of IDV+ Rs. 930 (TPL) Other vehicle .. Rs. 1.05% of IDV + Rs. 1458/- (TPL) Liability premium for Trailers attached to Miscellaneous & Special types of vehicles Rs. 1350/Geographical Zone Private Cars/ Motorized Two Wheelers/ Commercial Vehicles ratable under Section 4. C1 and C4. Zone A Ahmedabad Bangalore, Chennai, Hyderabad, Kolkata, Mumbai, New Delhi and Pune. Zone B Rest of India Commercial Vehicle excluding vehicles ratable under Secion 4. C1 and C.4. Zone A Chennai, Delhi / New Delhi, Kolkata, Mumbai Zone B All other State Capitals Zone C Rest of India
Upto 6 1.260% 1.272% 1.292% 1.304% 1.323% 1.336% 1097 passen ger 6-17 1.759% 1.777% 1.803% 1.821% 1.847% 1.866% 2630 pass Liability premium per passenger Rs. 525/-, Compulsory PA cover Owner / Driver (2 lacs) Rs. 100/-, Driver / Cleaner / Employee Rs. 50/- each
GOODS CARRYING VEHICLES-Public Carriers (Other than 3 wheelers) GVW OD (% on IDV) Up to 5 years Zone-C Zone-B 1.726% 1.743% 1.726% 1.743% 5-7 years Zone-C Zone-B 1.770% 1.787% 1.770% 1.787% Above 7 years Zone-C Zone-B 1.812% 1.830% 1.812% 1.830%
10902 11640
12394
20000 to Do Do Do Do Do Do 12478 40000 Kg Above Do Do Do Do Do Do 12529 40000 Kg Compulsory PA cover-Owner / Driver (2 lacs) Rs. 100/-, Driver/Cleaner/Employee-Rs.50/-each Optional PA cover for every Rs. 10000/- Sl, Rs.6/- each, Non fare paying passenger Rs.75/each GOODS CARRYING VEHICLES- Private Carries (other than 3 wheelers) OD (% on IDV) Up to 5 years 5-7 years Above 7 years Zone-C Zone-B Zone-C Zone-B Zone-C Zone-B Upto 1.208% 1.220% 1.239% 1.251% 1.268% 1.281% 7500 kg GVW Upto 12000 Kg Above 12000 Kg. to 20000 Kg 1.208% 1.220% 1.239% 1.251% 1.268% 1.281%
TPL 9818
IDV CALCULATION FOR ALL VEHICLES Insureds declared value (IDV) (Selling Price of the (new MINUS Depreciation for age) AGE DEPRECIATION Up to 6 moths 5% 6 months to 1 15% year 1 to 2 years 20% 2 to 3 years 30% 3 to 4 years 40% 4 to 5 years 50% Above 5 years As per agreement and obsolete between insurer & models insured. DISCOUNT ON OD PREMIUM PVT. CAR - UPTO 20% COMMERCIAL VEHICLE UPTO 10% TWO WHEELERS UPTO 20% N.B. : For more discounts please take prior approval / acceptance of the concerned Insurance Company. Above discounts are subject to acceptance by the Insurance Co. NO CLAIM TRANSFER FEE Rs.50/BONUS DUPLICATE FEE- Rs.50/(NCB) FOR ALL VEHICLE 1 year 20% TPL+FIRE-TPL Premium 2 years 25% 25%OD Premium for the vehicle 3 years 35% TPL+THEFT-TPL premium+30% 4 years 45% OD premium for the vehicle 5 years 50% TPL+FIRE & THEFT =
TPL premium + 50% OD premium of the vehicle. IMT -23 COVERAGE FOR BONNET, TYRES BODY SIDE PARTS, BUMPERS, HEADLAMPS, COLOUR TO BE CHARGED @15% ON OD PREMIUM BEFORE NCB CALCULATION. IMT -34 COVERAGE FOR USING MISC.D CLASS VEHICLES FOR COMMERCIAL USE WITH, ADDL. PREMIUM OF @25% ON OD PREMIUM TO BE CHARGED.
11344
20000 Do 11621 Kg. to FOR ELECTRICAL, NON-ELECRICAL 40000 ACCESSORIES,COVERAGE 4% ON THE Kg. ACCESSORIES COST TO BE CHARGED Above Do Do Do Do Do Do 13120 FOR LPG/CNG KIT: 6% ON COVERED VALUE 40000 Kg. Compulsory PA cover-Owner / Driver (2 lacs) Rs. 100/- Driver/ Cleaner / Employee Rs.50/each Optional PA cover for every Rs. 10000/- Sl. Rs. 6/- each. Non fare paying passenger Rs.75/each. MISCELLANEOUS & SPECIAL TYPES OF VEHICLES Ambulance Rs.60/- per Agrl. Tractors O D (% in IDV) passenger Up to 5 years 6 -7 years Above 7 years not exceeding TPL Hearses- Rs. 115 per ZONE-C ZONE-B ZONE-C ZONE-B ZONE-C ZONE-B 6 hp. Hears & passenger Plane loaders 1.190% 1.202% 1.220% 1.232% 1.250% 1.262% 930 COURTSEY: Others 1.190% 1.202% 1.220% 1.232% 1.250% 1.262% 1458 ICCO.BBSR.PH9124000056
10100