Day to day banking

Enjoy privileged access to our comprehensive Barclays banking service, designed to fit your lifestyle. Take advantage of competitive interest rates; online banking, a range of bespoke cards and facilities to make managing your money easier.

Current accounts
Our current account provides the highest level of personal service. Your dedicated Banking Office Executive can assist you with all your day-to-day banking needs across your Barclays accounts 24 hours a day, 7 days a week*. In parallel, your Private Banker is on hand with specialist financial knowledge and access to investment advice worldwide.

A voice at the end of every call Cash, foreign currency and travellers cheques delivered directly to your door Speciality accounts, such as currency accounts that allow you to hold money in foreign currencies and avoid costly exchange rate fluctuations

*Access to your banking (Banking Office - Open 24 hours a day, 7 days a week except 25th December).

Overdrafts
Sometimes your cash holdings don't meet your cash outgoings. When you need the convenience of standby liquidity - perhaps to take up investment opportunities which might otherwise pass you by - Barclays can offer you a bespoke overdraft package to suit your requirements *.

Overdrafts in any agreed major currency

*Subject to status.

Savings accounts
Your lifestyle may mean you need several accounts to help make your day-to-day transactions operate most efficiently. With our Wealth Savings Account while the funds stay in separate accounts, we combine the credit balances, potentially paying you a higher rate of interest overall.

Interest is calculated on the combined balances of any aggregated sterling Wealth saving accounts. Consolidated views of your accounts

Online and telephone banking

Our international online and telephone banking service helps you manage your money in different currencies and time zones, whenever it suits you*.

Check your account balances and latest transactions Make international and UK payments Transfer money between accounts Order cheque books and cards securely online

Discounted international and same day payments From Wikipedia, the free encyclopedia

Bank account

A bank account is a financial account between a bank customer and a financial institution. A bank account can be a deposit account, a credit card, or any other type of account offered by a financial institution. The financial transactions which have occurred within a given period of time on a bank account are reported to the customer on a bank statement and the balance of the account at any point in time is the financial position of the customer with the institution. a fund that a customer has entrusted to a bank and from which the customer can make withdrawals.
Contents
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1 Account types 2 Types of accounts 3 Neutral Consumer Information

3.1 Canada

4 Notes and references 5 See also

Account types[edit]
Bank accounts may have a positive, or credit balance, where the bank owes money to the customer; or a negative, or debit balance, where the customer owes the bank money.[1] Broadly, accounts opened with the purpose of holding credit balances are referred to as deposit accounts; whilst accounts opened with the purpose of holding debit balances are referred to asloan accounts. Some accounts can switch between credit and debit balances. Some accounts are categorized by the function rather than nature of the balance they hold, such as savings account. All banks have their own names for the various accounts which they open for customers.

Types of accounts

Types of accounts[edit]
Deposit account Checking account Current account Savings Account Individual Savings Account Time deposit / certificate of deposit Other accounts Loan account Joint account Low-cost account

Personal account Transaction deposit Demat account

Tax-Exempt Special Savings Account

Nostro and vostro accounts Numbered bank account Negotiable Order of Withdrawal account

Tax-Free Savings Account Money market account