Website Terms and Conditions

Agreement This site and the information provided on this site are owned by Christina McDonald. Education services are provided by us and in providing this information, Christina McDonald has not taken into account the investment objective, financial situation and specific needs of any particular person. Trading involves risk. Before making an investment decisions you should seek advice from a professional advisor. By using this site or our products and services the user ("you") unconditionally agree to accept to be legally bound by these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, you must not use this site or our products and services. These Terms and Conditions will also apply to products or services which may include software, subscriptions, offline or online classes, courses, workshops, classes, training and education support and any associated material produced or delivered by us and purchased by you either online or by phone (together "the Products"). Investment Disclaimer The information presented to you by us in our Products are presented by way of examples only, do not constitute any securities recommendations and may or may not be suitable to any individual investors needs. We are not aware of your individual financial situation and make no recommendations as to the specific markets that you should trade or to the capital requirements for trading in any particular market or security. While information provided in the Products is drawn from sources considered reliable, we, the Author and their directors, officers, employees and consultants: (i) do not warrant or guarantee, expressly or impliedly that such information is accurate or current and (ii) may, at any time, own or have agreed to buy or sell any securities presented in the Products. The information used in the Products is general investment education and neither constitutes, nor is intended to take the place of individual tailored advice from a professional investment advisor. Before making an investment decision on the basis of the information used in the Products, you need to consider, with or without the assistance of a licensed securities advisor whether the advice is appropriate in light of your particular investment needs, objectives and financial circumstances. Intellectual Property The trademarks, logos and service marks displayed on this site (collectively, the "Trademarks") or used with any Products are registered or common law Trademarks of Christina McDonald, our affiliates, and various third party licensors. All copyright in the information available on this site and in the Products are the copyrighted work of Christina McDonald or its licensors, the copying, redistribution, retransmission or publication of which is strictly prohibited without the written consent of Christina McDonald. Nothing contained on this site should be construed as granting, by implication, estoppel, or otherwise, any licence or right to use any of the content on this site, the copyright therein or Trademarks without our prior written permission, or such other party that may own the content on the site or Trademarks except that you may download, display and print the information presented on this site for your personal use and solely for non-commercial purposes. The Purchase of the Products does not grant you any rights to sell, transfer or assign the Product to a 3rd party. If you purchase a Product you are granted a license to use

Website Terms and Conditions

the Product only for your own personal use and you agree not to modify copy or reproduce, disassemble, decompile or reverse engineer the Product. You agree that you shall be solely liable for any damages resulting from any infringement of copyright, trademark, or other proprietary rights, or any other loss or harm resulting from your use of this site or the Products. Third party information and Site Links This site contains or may contain references and links to other companies and/or their sites. We make no representations, warranties or endorsements whatever about any other sites to which you may have access through this site or any products or services of those other companies, even if the products of those other companies or their sites are described or offered on this site or integrated with the Products. ASX material on this site is subject to the Terms of Use which appear on www.asx.com.au. Limitation of Liability In no event shall Christina McDonald be liable for any injury, loss, claim, damage, or any special, exemplary, punitive, indirect, incidental or consequential damages of any kind or for any lost profits or lost savings, whether based in contract, tort (including negligence), equity, strict liability, statute or otherwise, which arises out of or is in any way connected with (i) any use of the Products (ii) any failure or delay (including, but not limited to the use of or inability to use the Products, or (iii) the performance or non performance by Christina McDonald even if it has been advised of the possibility of damages to such parties or any other party. If, notwithstanding the foregoing, Christina McDonald should be found liable for any loss or damage which arises out of or is in any way connected with your use of the Products, Christina McDonald aggregate liability shall in no event exceed the purchase price paid by you. Variations We reserve the right to change any information related on this website at any time, without notice at our sole discretion by posting an updated version of these Terms and Conditions on this site. You are responsible for regularly reviewing these Terms and Conditions and if you use this website after any such changes are published, such use shall constitute your agreement to such changes. Governing Law These terms and conditions are governed by the laws of Victoria, Australia and both parties submit to the exclusive jurisdiction of the courts of that State. Terms of Use By becoming a member of Low Risk Income's membership site, you do not acquire ownership of or title to that Product. The Intellectual Property Rights in a Product remain ours at all times. However, your payment of the purchase price grants you a personal nonexclusive, non-transferrable license to use the Product and in the case of Software, on a single computer solely for your own personal use. Without limiting any of the above, you must not (and must not attempt to) sub-licence, copy (other than for personal use or back-up), assign, transfer, redistribute, sell, broadcast, alter,

Website Terms and Conditions

modify, decompile, reverse engineer, access source code or dissemble the Product or the information it contains or cause or permit any person to do any of these things. If you fail to comply with the above Terms and use or disclose the confidential information in the Products we may (at our sole and absolute discretion and without refund): 1. suspend and/or revoke your right to access the Product; 2. refuse further supply to you of any Product; 3. repossess all copies of a Product (including any derivative works based on a Product); and 4. exercise any other rights, powers and remedies available to us under these Terms or at law. Technical and Education Support Technical and Education support is provided with a Product without additional charge and may be delivered by any combination of email, live chat and online forums. General The disclaimers, limitations on liability and indemnities in these Terms continue despite termination of your license to use Products or discontinuation or suspension of access to Products. These Terms constitute the entire agreement between you and us regarding the supply and use of Products. You may not assign, transfer or otherwise deal with your rights, obligations or liabilities under these Terms. We may assign, transfer or otherwise deal with our rights, obligations or liabilities under these Terms at any time and without notice to you. The contract constituted by these Terms is governed by the laws in force in Victoria Australia from time to time, irrespective of your location. You irrevocably and unconditionally submit to the laws of Victoria for all disputes and proceedings relating to these Terms.