Business Name

List for Growth or Start-up Expenses

A.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.

Cash Available Now

Purchased fixed assets
(land, equipment, building, vehicles)
Remodeling costs
(building, fixtures, signs, paint, cleaning)
Installation fees
(equipment, phones, hookup charges)
Deposits
(utilities, lease, phone, leased equipment)
Fees, licenses, certifications
Special one-time legal fees
(specifically for growth/start-up)
Special accounting / other professional fees
Pre-opening labor costs
Pre-opening training costs
Beginning inventory of merchandise or materials
Supplies
(letterhead, forms, price tags)
Promotion
(grand opening, prizes, give-aways)
Advertising
(initial media, direct mail, coupons)
Working Capital
Other Expenses:

16.

B.
C.

Total Growth /or Start-up Expenses

(sum lines 1-16)
(Additional Cash Required)
or Cash Available
(Line A minus Line B)

$0

$0

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188034138.xls.ms_office

Business Name
Monthly Cash Flow Projection Worksheet
For year(s)__________
Jan
Beginning Cash Balance
Cash Receipts
Cash Sales
Collect Accounts Receivable
Loans or Other
Total Cash Receipts

Feb
0

Mar
0

Apr
0

May
0

Jun
0

Jul
0

Aug
0

Sep
0

Oct
0

Nov
0

Dec
0

Total
0

0
0
0
0

Cash Disbursements
Cost of Goods
Gross Wages
Payroll Expenses
Outside Services
Supplies (Office & Operating)
Repairs and Maintenance
Advertising
Car, Delivery and Travel
Accounting and Legal
Rent
Telephone
Utilites
Insurance
Taxes (Real estate, ect.)
Total Cash Disbursements

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Net Cash Flow

Adjustments to Net Cash Flow

(+) New Owner Investment
(-) Old Debt Payment
(-) New Debt-Loan Paymts
(-) New Owner Withdrawals
Adjusted Net Cash Flow

0
0
0
0
0

Ending Cash Balance

188034138.xls.ms_office

11/13/2013

Business Name
List for Growth or Start-up Expenses
A.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.

Cash Available Now

Purchased fixed assets
(land, equipment, building, vehicles)
Remodeling costs
(building, fixtures, signs, paint, cleaning)
Installation fees
(equipment, phones, hookup charges)
Deposits
(utilities, lease, phone, leased equipment)
Fees, licenses, certifications

$25,000
$18,000
$2,000
$750
$200
$300

Special one-time legal fees

(specifically for growth/start-up)
Special accounting / other professional fees

$500
$300

Pre-opening labor costs

$0
Pre-opening training costs
$0
Beginning inventory of merchandise or materials
$2,000
Supplies
(letterhead, forms, price tags)
Promotion
(grand opening, prizes, give-aways)
Advertising
(initial media, direct mail, coupons)

$1,000
$500
$2,500

Working Capital

$50,000

Other Expenses:

16.

B.
C.

188034138.xls.ms_office

Total Growth /or Start-up Expenses

(sum lines 1-16)
(Additional Cash Required)
or Cash Available
(Line A minus Line B)

$78,050

($53,050)

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188034138.xls.ms_office

11/13/2013

Business Name
Monthly Cash Flow Projection Worksheet Sample
For year: 200x
Beginning Cash Balance (Note 1)
Cash Receipts
Cash Sales
Collect Accounts Receivable
Loans or Other
Total Cash Receipts
Cash Disbursements
Cost of Goods
Gross Wages
Payroll Expenses
Outside Services
Supplies (Office & Operating)
Repairs and Maintenance
Advertising
Car, Delivery and Travel
Accounting and Legal
Rent
Telephone
Utilites
Insurance
Taxes (Real estate, ect.)
Total Cash Disbursements
Net Cash Flow
Adjustments to Net Cash Flow
(+) New Owner Investment
(-) Old Debt Payment
(-) New Debt-Loan Paymts (Note 2)
(-) New Owner Withdrawals
Adjusted Net Cash Flow
Ending Cash Balance

Jan
$50,000

Feb
$42,854

Mar
$44,577

Apr
$45,136

May
$44,592

Jun
$42,726

Jul
$35,491

Aug
$29,278

Sep
$28,029

Oct
$27,913

Nov
$30,326

Dec
$33,060

Total
$50,000

9,730
0

9,500
8,333

9,500
8,333

9,000
7,733

8,400
6,867

8,750
7,000

10,300
2,333

11,540
8,333

12,165
10,800

12,165
13,533

12,475
13,767

12,475
13,767

$126,000
$100,799

9,730

17,833

17,833

16,733

15,267

15,750

12,633

19,873

22,965

25,698

26,242

26,242

$226,799

9,886
1,850
185
100
300
300
1,000
150

9,720
1,850
185
100
300
300
400
150

10,584
1,850
185
100
300
300
400
150

12,456
1,850
185
100
300
300
400
150

16,895
1,850
185
100
300
300
400
150

17,118
1,850
185
100
300
300
400
150

750
125
216
300

750
125
216

750
125
216
300

750
125
216

750
125
216

14,862

14,096

15,260

15,263

15,119

750
125
216
300
800
20,971

14,357
1,850
185
100
300
300
400
150
375
750
125
216

16,391
1,850
185
100
300
300
400
150

750
125
216

10,368
1,850
185
100
300
300
400
150
375
750
125
216

11,340
1,850
185
100
300
300
4,555
150

750
125
216

10,512
1,850
185
100
300
300
400
150
375
750
125
216

16,832

19,108

21,067

21,271

21,494

15,894
1,850
185
100
300
300
400
150
375
750
125
216
300
800
21,745

$155,521
$22,200
$2,220
$1,200
$3,600
$3,600
$9,555
$1,800
$1,500
$9,000
$1,500
$2,592
$1,200
$1,600
217,088

($5,132)

$3,737

$2,573

$1,470

$148

($5,221)

($4,199)

$765

$1,898

$4,427

$4,748

$4,497

$9,711

$0
$0
$12,168
$12,000
($14,457)

1,014
1,000
(7,146)
$42,854

1,014
1,000
1,723

1,014
1,000
559

$44,577

$45,136

1,014
1,000
(544)
$44,592

1,014
1,000
(1,866)
$42,726

1,014
1,000
(7,235)
$35,491

1,014
1,000
(6,213)
$29,278

1,014
1,000
(1,249)
$28,029

1,014
1,000
(116)
$27,913

1,014
1,000
2,413

1,014
1,000
2,734

1,014
1,000
2,483

$30,326

$33,060

$35,543

$35,543

Note 1: Beginning Cash Balance is obtained from the Working Capital amount from the "Sample S-Up Exp" worksheet.
Note 2: New Debt-Loan Payments is the monthly principle and interest and is based on amortization of amount borrowed @8% for 5 years.
The amount borrowed is the Additional Cash Required from the "Sample S-U Exp worksheet.

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11/13/2013