Table of Death Benets for 2013

For accidents and deaths occurring between

January 1 and December 31, 2013
For a victim without spouse or dependant
In the case of an accident victim who leaves no spouse or dependant,
$52,546 is paid, in equal shares, to the mother and father of a victim who was
a minor at the time of death, or to the estate if the victim was of full age.
Paid to the surviving spouse
The lump-sum death benet paid to the victims surviving spouse is
established on the basis of the victims gross income multiplied by a factor
varying between 1 and 5, according to age. The maximum qualifying gross
income is $67,500. In no case shall the benet be less than $65,559 or higher
than $337,500.
For example:
The surviving spouse of a victim who dies at the age of 35 and whose
gross annual income was $30,000 will be paid a lump-sum death benet
of $90,000 ($30,000 x 3.0).
Lump sum
25 or younger 1.0 39 3.8 53 3.4
26 1.2 40 4.0 54 3.2
27 1.4 41 4.2 55 3.0
28 1.6 42 4.4 56 2.8
29 1.8 43 4.6 57 2.6
30 2.0 44 4.8 58 2.4
31 2.2 45 5.0 59 2.2
32 2.4 46 4.8 60 2.0
33 2.6 47 4.6 61 1.8
34 2.8 48 4.4 62 1.6
35 3.0 49 4.2 63 1.4
36 3.2 50 4.0 64 1.2
37 3.4 51 3.8 65 or older 1.0
38 3.6 52 3.6
Victims
age
(yrs.) Factor
45 or younger 5.0 52 3.6 59 2.2
46 4.8 53 3.4 60 2.0
47 4.6 54 3.2 61 1.8
48 4.4 55 3.0 62 1.6
49 4.2 56 2.8 63 1.4
50 4.0 57 2.6 64 1.2
51 3.8 58 2.4 65 or older 1.0
Paid to a disabled surviving spouse
The lump sum paid to the surviving spouse who is disabled is established
according to the victims age at the time of death, as follows:
Lump sum
Victims
age
(yrs.) Factor
Victims
age
(yrs.) Factor
Victims
age
(yrs.) Factor
Victims
age
(yrs.) Factor
Paid to dependants
A victims dependant, other than the spouse, is paid a lump-sum death
benet, the amount of which is established according to that persons age
at the time of death of the victim, as follows:
Less than 1 year $57,366 9 $42,619
1 $55,727 10 $40,976
2 $54,088 11 $39,339
3 $52,448 12 $37,697
4 $50,808 13 $36,060
5 $49,170 14 $34,421
6 $47,533 15 $32,783
7 $45,892 16 or older $31,139
8 $44,254
Dependants Amount
age (yrs.) of benet
Victims
age
(yrs.) Factor
Dependants Amount
age (yrs.) of benet
Indemnity to cover funeral expenses
Availability allowance
|f a dependant other than the spouse is disab|ed at the time of the
victims death, he or she is entitled to an additional lump-sum benet
of $27,043.
Chi|dren of an accident victim who had no spouse wi|| a|so receive,
in addition to their own indemnity, the lump-sum benet that would have
been paid to the spouse, divided into equal shares among them.
S4,915 is paid to the victim's estate.
If the victim was hospitalized and survived the accident for some time,
members of the immediate family are entitled to an availability allowance when
the presence of a relative was required for medical reasons.
S55 ma\imum for avai|abi|ity of 4 hours or |ess
S10 ma\imum for avai|abi|ity of more than 4 hours
The SAAQ indexes the amount of most compensation benets on a yearly basis.
Io receive your copy of the updated Compensation Iab|e, avai|ab|e at the
beginning of each year, please write to:
Direction des communications
Socit de lassurance automobile du Qubec
C.P. 19600
333, boulevard Jean-Lesage
Qubec (Qubec) G1K 8J6
La version franaise est disponible sur demande.
Note: This folder is not text of law. For questions of a legal nature, please refer
to the Automobile Insurance Act and attendant regulations.
Compensation Table for 2013
For accidents occurring between
January 1 and December 31, 2013
Income replacement
indemnity
1
90% of the net income computed on
the basis of a gross annual income not
exceeding $67,500
Care allowance Weekly amount:
S410 for 1 person
S460 for 2 peop|e
S508 for 5 peop|e
S559 for 4 or more peop|e
Lump-sum indemnity S4,915 per schoo| year |ost
for students
2
at the elementary level
S9,015 per schoo| year |ost
at the secondary level
S9,015 per term |ost
at the postsecondary
|eve|, up to S18,050 per year
Lump-sum for ma\imum of S229,881
consequences such as
loss of enjoyment of life,
mental suffering and pain
Compensation Amounts
benets
1
When an accident victim who already receives an income replacement indemnity
reaches age 65, the indemnity is reduced by 25% on that day, by 50% on the
66
th
birthday, by 75% on the 67
th
birthday and ceases being paid altogether on
the 68
th
birthday.
2
Starting on the scheduled date for the end of studies, students may be entitled
to receive an indemnity based on S40,856 which corresponds to the averae
earnings of Qubec workers for the year in progress.
Care expenses Weekly maximum:
S124 for 1 person
S164 for 2 peop|e
S208 for 5 peop|e
S241 for 4 or more peop|e
Home care expenses A ma\imum of S821 per week for an
accident victim whose state of health
requires continuous care
Availability allowance S55 ma\imum for avai|abi|ity
of 4 hours or less

S10 ma\imum for avai|abi|ity
of more than 4 hours
Clothing S400 ma\imum for dryc|eanin,
repair or replacement of clothing

S1,000 ma\imum for |eather c|othin
or a helmet worn in a motorcycle
accident
Contact lenses S110 for rep|acement
S500 ma\imum for purchase
Eyeglasses S100 for frames and the actua|
cost of lenses
Medical reports S25 ma\imum for a Physicians
Report
1
S25 ma\imum for an Initial
Medical Report
2
S10 ma\imum for a Medical
Assessment Report
2
S10 ma\imum for a Medical
Progress Report
2
S65 ma\imum for a Medical
Aftereffects Report
2
Type of expenses Amounts
1
The Physicians Report (Schedule 1) ceased being requested by the SAAQ
on May 20, 2010.
2
This report has been used by the SAAQ since May 20, 2010.
Professional fees S56 ma\imum per prescribed
physiotherapy and occupational
therapy treatment
S51 ma\imum per prescribed
treatment for chiropractic care
S26 ma\imum per prescribed
acupuncture treatment
S65 ma\imum per prescribed
psychotherapy treatment
|or fees of other professiona|s,
call our information line
Substitute labour costs week|y ma\imum of S819 with
in a family business supporting documents the rst
180 days
Medication Io be determined on presentation
of bills or receipts
Prostheses, orthoses, etc. Io be determined on presentation
of bills or receipts, according
to regulation
Type of expenses Amounts
The SAAQ indexes the amount of most compensation benets on a yearly basis.
Io receive your copy of the updated Compensation Iab|e, avai|ab|e at the
beginning of each year, please write to:
Direction des communications
Socit de lassurance automobile du Qubec
C.P. 19600
333, boulevard Jean-Lesage
Qubec (Qubec) G1K 8J6
La version franaise est disponible sur demande.
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