BIRLA SUN LIFE INSURANCE Version 1.56.

Dream Plan URG001-020

Your Sales Illustration 07/09/2009

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE.

Proposer : seenu Age : 25 Gender : Male

Life Insured : seenu Age : 25 Gender : Male
Policy Detail : UIN 109L025V01 Premium Allocation Percentage
Guaranteed Maturity Benefit : Rs.75,000 Policy Term : 12 years Protector : 0%
Guaranteed Maturity Option : 100% GMB Premium Paying Period : 12 years Builder : 0%
Basic Sum Assured : Rs.43,950 Premium Frequency : Annual Enhancer : 100%
Enhanced Sum Assured : Rs.5,000,000 Policy Premium (Annual) : Rs. 13,939
Total Sum Assured : Rs.5,043,950

NON GUARANTEED Policy Values @ 6% Gross Return

Premium Net Policy Fund
Policy Policy Allocation Invested Admin Mortality Mgmt Total Fund Surrender Death
Year Age Premium Charge Premium Charge Charge Charge Charges Value Value Benefit
1 25 13,939 0 13,939 1,413 7,762 121 9,296 5,180 1,822 5,049,130
2 26 13,939 0 13,939 1,413 7,762 190 9,365 10,599 7,241 5,054,549
3 27 13,939 0 13,939 1,413 7,762 263 9,438 16,268 12,910 5,060,218
4 28 13,939 0 13,939 701 7,762 344 8,807 22,930 22,930 5,066,880
5 29 13,939 0 13,939 701 7,762 434 8,896 29,899 29,899 5,073,849
6 30 13,939 0 13,939 701 7,762 527 8,990 37,191 37,191 5,081,141
7 31 13,939 0 13,939 701 7,762 625 9,088 44,820 44,820 5,088,770
8 32 13,939 0 13,939 701 7,762 728 9,190 52,801 52,801 5,096,751
9 33 13,939 0 13,939 701 7,762 835 9,297 61,151 61,151 5,105,101
10 34 13,939 0 13,939 701 7,762 947 9,409 69,887 69,887 5,113,837
11 35 13,939 0 13,939 701 7,762 1,064 9,527 79,026 79,026 5,122,976
12 36 13,939 0 13,939 701 7,762 1,187 9,649 88,588 88,588 5,132,538
Your illustrated yield to maturity (gross of mortality charges) based on 6% gross return is 3.63%

NON GUARANTEED Policy Values @ 10% Gross Return

Premium Net Policy Fund
Policy Policy Allocation Invested Admin Mortality Mgmt Total Fund Surrender Death
Year Age Premium Charge Premium Charge Charge Charge Charges Value Value Benefit
1 25 13,939 0 13,939 1,413 7,762 119 9,294 5,542 2,184 5,049,492
2 26 13,939 0 13,939 1,413 7,762 192 9,367 11,562 8,204 5,055,512
3 27 13,939 0 13,939 1,413 7,762 272 9,447 18,101 14,743 5,062,051
4 28 13,939 0 13,939 701 7,762 363 8,826 25,949 25,949 5,069,899
5 29 13,939 0 13,939 701 7,762 467 8,929 34,474 34,474 5,078,424
6 30 13,939 0 13,939 701 7,762 579 9,042 43,734 43,734 5,087,684
7 31 13,939 0 13,939 701 7,762 702 9,164 53,792 53,792 5,097,742
8 32 13,939 0 13,939 701 7,762 834 9,297 64,717 64,717 5,108,667
9 33 13,939 0 13,939 701 7,762 979 9,441 76,584 76,584 5,120,534
10 34 13,939 0 13,939 701 7,762 1,135 9,598 89,475 89,475 5,133,425
11 35 13,939 0 13,939 701 7,762 1,305 9,768 103,476 103,476 5,147,426
12 36 13,939 0 13,939 701 7,762 1,490 9,953 118,685 118,685 5,162,635
Your illustrated yield to maturity (gross of mortality charges) based on 10% gross return is 7.63%

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 BIRLA SUN LIFE INSURANCE Version 1.56.0

Dream Plan URG001-020

Your Sales Illustration 07/09/2009

The Fund Values has guaranteed values as well as non-guaranteed values. The guaranteed value is the accumulation of all your policy premiums paid at 3%
p.a. less policy charges and maturity benefits when due.

NON - GUARANTEED TOTAL

GUARANTEED Fund Value Fund Value
Policy Fund Maturity
Year Age Value Benefit @ 6% @ 10 % @6% @ 10 %
1 25 5,029 0 151 514 5,180 5,542
2 26 10,208 0 390 1,354 10,599 11,562
3 27 15,543 0 725 2,558 16,268 18,101
4 28 21,694 0 1,235 4,255 22,930 25,949
5 29 28,030 0 1,869 6,444 29,899 34,474
6 30 34,557 0 2,634 9,177 37,191 43,734
7 31 41,278 0 3,541 12,514 44,820 53,792
8 32 48,202 0 4,599 16,515 52,801 64,717
9 33 55,333 0 5,818 21,251 61,151 76,584
10 34 62,678 0 7,208 26,796 69,887 89,475
11 35 70,244 0 8,782 33,232 79,026 103,476
12 36 0 78,036 88,588 118,685 88,588 118,685

The Surrender Value shown in the last policy year will be paid out to you at the end of that year.This value has been illustrated at 6% and 10% gross return.

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 BIRLA SUN LIFE INSURANCE
Dream Plan
Your Sales Illustration
In "Your Sales Illustration" Policy Values are as of year end and assume:
- Premiums are paid when due.
- No withdrawal is made.
- No riders and underwriting extra.
- Current rates of taxes, levies and policy charges remain unchanged.
- Service tax and levies have been considered as per the current tax laws and prevailing practices of the Company.
Some benefits are guaranteed and some benefits are variable with
returns based on future performance of the Investment Funds managed
by BSLI. For the purpose of this illustration, we have used 10% and
6% as the higher and lower rates of investment returns respectively, in
the calculations. Hence the table of policy values shows benefits at two
different rates of assumed future investment returns. These assumed
rates of return are in accordance with the guidelines issued by the Life
Insurance Council and are not guaranteed. They are not the upper or
lower limits of what you might get back, as the value of your policy is
dependent on a number of factors including future investment
performance.
DECLARATION OF THE PROPOSER
I have read the product brochure and understand that the values
indicated under columns "Non-Guaranteed Policy Values" in this
illustration will vary depending on the actual performance of the
Investment Funds and should be treated as hypothetical only and neither
as an estimate nor a guarantee of future performance.
I ALSO UNDERSTAND THAT WHILST 100% OF MY FIRST
YEAR PREMIUM WILL BE INVESTED IN UNIT LINKED
INVESTMENT FUNDS THERE ARE CHARGES DURING THE
FIRST POLICY YEAR AS GIVEN IN THE BENEFIT .
Date : ---------------------
Signature or Thumb Impression of the PROPOSER
Name & Signature of Witness (in case of Thumb Impression)
Version 1.56.0
URG001-020
07/09/2009
All Unit Linked life insurance plans are different from Traditional
insurance plans and are subject to different risk factors. The name of
the investment funds and that of this plan do not in any way indicate the
quality of the plan or future returns. Investment funds are subject to
investment risks associated with the capital markets and unit prices may
go up or down reflecting the market value of the underlying assets. Past
performance is no guarantee of future results.
DECLARATION OF THE ADVISOR
I certify that this illustration has been fully explained to the Proposer
and that I have explained "Non-Guaranteed Policy Values" will vary
from those shown based on the future performance of the Investment
Funds supporting the policy. I have made no statements that are
inconsistent with this illustration or the product brochure.
Code of the Agent/ Specified Person/
Unit Manager/ Corporate Agent/ Broker -------------------------
Name of Agent / Specified Person / Unit Manager
Signature of Agent / Specified Person / Unit Manager
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