This Jeevan Saral presentation specially designed for MR.

JIGARBHAI A MADHU

"Invest Today & Enjoy Tommorow"

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Presented By :

JOHNY H. ADVANI
SECURELIFE SERVICES F.F 4/KARMAM AVENUE, OPP, SURYA CITY, B/H HIRABHAI TOWER, UTTAMNAGAR, MANINAGAR,A'BAD. Mob. 9825850290 (M)9825850290(O) 9825850290(M) E-mail, johnyadvani@yahoo.com

This Presentation Printed Through "Dirghayu" Developed by naturalsoftwares.com

JOHNY H. ADVANI

Jeevan Saral - With Profit (165) - LIC Of India

SECURELIFE SERVICES F.F 4/KARMAM AVENUE, OPP, SURYA CITY, B/H HIRABHAI TOWER, UTTAMNAGAR, MANINAGAR,A'BAD. Mob. 9825850290 (M)9825850290(O) 9825850290(M) E-mail, johnyadvani@yahoo.com DIRGHAYU ILLUSTRATION FOR MR. JIGARBHAI A MADHU (AGE 29 ) D.O.B.:-04/10/1984

INTRODUCTION

Jeevan Saral is a unique plan having features of the conventional plans and the flexibility of unit-linked plans. To the policy holder it provides - higher cover, a smooth return, liquidity and a lot of flexibility.
Proposed Insurance

Id

Date Of Comm.

Plan/Term/PPT

Basic Sum Assured

Term Rider SA

Accident Rider SA

Crit. Illness Rider SA

Premium Waiver

Mode

Install. Premium

Tax Benifi -ciary

30/08/13

165/35/35

250000

250000

Yly

12010

Annual Premium :

12,010

Summary Of Premiums Modewise

Id

DOC

Plan/Term/ PPT

Intrim @ Bonus $ Step Bonus Rate Rate Rate

FAB SSS Monthly

Premium Amount Quartrrly Half Yearly Yearly

30/08/13 165/35/35

Rs. 12010

1. "@" :- Assuming LIC will declare the above defined Bonous rates for the year ended on the current financial year. 2. "$" :- Assuming bonous rates declared will increase/decrease per year by step rate defined above. 3. "*" :- Assuming Growth rate defined above.
Special Medical Requirements

Sum Assured At Risk :250000

Medical By DMR : No

This Presentation Printed Through "Dirghayu" Developed by naturalsoftwares.com

DISCLAIMER

The figures and calculation shown in the above presentation are indicative only and only for the broad illustration of likely benefits from the presented plans. The benefits shown above are not assured. Actual returns/benefits may differ depending upon the performance of insurance company.

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JOHNY H. ADVANI

Jeevan Saral - With Profit (165) - LIC Of India

SECURELIFE SERVICES F.F 4/KARMAM AVENUE, OPP, SURYA CITY, B/H HIRABHAI TOWER, UTTAMNAGAR, MANINAGAR,A'BAD. Mob. 9825850290 (M)9825850290(O) 9825850290(M) E-mail, johnyadvani@yahoo.com DIRGHAYU ILLUSTRATION FOR MR. JIGARBHAI A MADHU (AGE 29 ) D.O.B.:-04/10/1984

SPECIAL FEATURES

Under this plan death cover will be same irrespective of age at entry and term. The sum payable at maturity however differs for different entry ages and terms. This plan is very appropriate for employees seeking life cover through Salary Savings Schemes.
DEATH BENEFITS

# On natural death of the life assured an amount equal to Rs. 250000 + return of premiums paid excluding extra/riders premium and first year premium is payable. # On accidental death an amount equal to Rs. 500000 + return of premium paid excluding extra/riders premium is payable.

MATURITY BENEFITS

Total return on maturity is Rs. 1774962 (Maturity Sum Assured + Loyalty Addition, if any)
LOYALTY ADDITIONS

On the Life Assured surviving the stipulated date of maturity, a Loyalty Addition (one time only) is payable on maturity, depending upon the experience of the Corporation at such rate and on such terms as may be declared by the Corporation.

PAIDUP AND SURRENDER VALUE

# The paid up value will be available if atleast three full years premiums have been paid # The Guaranteed Surrender Value will be equal to 30% of total amount of premiums paid excluding the premiums for the first year and all the extra premiums and premium for accident benefit/term riders. # The Special Surrender Value is also available.
LOAN

Loan facility is available under this plan. Presently the rate of interest is 9% p.a. payable half yearly.
TAX BENEFITS

Saving in income Tax U/s 80C in the account from which the premia are paid.

This Presentation Printed Through "Dirghayu" Developed by naturalsoftwares.com

DISCLAIMER

The figures and calculation shown in the above presentation are indicative only and only for the broad illustration of likely benefits from the presented plans. The benefits shown above are not assured. Actual returns/benefits may differ depending upon the performance of insurance company.

Page 3 of 5

JOHNY H. ADVANI

Jeevan Saral - With Profit (165) - LIC Of India

SECURELIFE SERVICES F.F 4/KARMAM AVENUE, OPP, SURYA CITY, B/H HIRABHAI TOWER, UTTAMNAGAR, MANINAGAR,A'BAD. Mob. 9825850290 (M)9825850290(O) 9825850290(M) E-mail, johnyadvani@yahoo.com DIRGHAYU ILLUSTRATION FOR MR. JIGARBHAI A MADHU (AGE 29 ) D.O.B.:-04/10/1984

Forcast of Insurance Benefits Year Risk Cover Natural Death

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 250,000 262,000 274,000 286,000 298,000 310,000 322,000 334,000 346,000 358,000 370,000 382,000 394,000 406,000 418,000 430,000 442,000 454,000 466,000 478,000 490,000 502,000 514,000

Accidental
500,000 512,000 524,000 536,000 548,000 560,000 572,000 584,000 596,000 608,000 620,000 632,000 644,000 656,000 668,000 680,000 692,000 704,000 716,000 728,000 740,000 752,000 764,000

Premium Amount
12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010

Tax Saved
-

Returns

Guaranteed Surrender Value

177,403 202,661 229,688 258,606 289,548 322,657 358,083 395,988 436,548 479,946 526,382 576,069 629,234

Loan Available
18,461 29,508 42,570 53,001 63,828 75,114 87,021 99,684 113,166 126,765 141,345 157,140 174,258 188,523 203,022 217,566 232,317 247,266 262,161 276,948

Cash Value

20,512 32,787 47,300 58,890 70,920 83,460 96,690 110,760 125,740 140,850 157,050 174,600 193,620 209,470 225,580 241,740 258,130 274,740 291,290 307,720

This Presentation Printed Through "Dirghayu" Developed by naturalsoftwares.com

DISCLAIMER

The figures and calculation shown in the above presentation are indicative only and only for the broad illustration of likely benefits from the presented plans. The benefits shown above are not assured. Actual returns/benefits may differ depending upon the performance of insurance company.

Page 4 of 5

JOHNY H. ADVANI

Jeevan Saral - With Profit (165) - LIC Of India

SECURELIFE SERVICES F.F 4/KARMAM AVENUE, OPP, SURYA CITY, B/H HIRABHAI TOWER, UTTAMNAGAR, MANINAGAR,A'BAD. Mob. 9825850290 (M)9825850290(O) 9825850290(M) E-mail, johnyadvani@yahoo.com DIRGHAYU ILLUSTRATION FOR MR. JIGARBHAI A MADHU (AGE 29 ) D.O.B.:-04/10/1984
2036 2037 2038 2039 2040 2041 2042 2043 2044 2045 2046 2047 2048 526,000 538,000 550,000 562,000 574,000 586,000 598,000 610,000 622,000 634,000 646,000 658,000 670,000 776,000 788,000 800,000 812,000 824,000 836,000 848,000 860,000 872,000 884,000 896,000 908,000 920,000 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 12,010 420,350

1,774,962
1,774,962

686,120 746,988 812,118 881,806 956,372 1,036,158 1,121,529 1,212,876 1,310,618 1,415,201 1,527,105 1,646,843 1,774,962

291,834 306,828 321,588 336,375 350,847 364,914 379,251 393,048 406,683 419,742 432,621 444,861 -

324,260 340,920 357,320 373,750 389,830 405,460 421,390 436,720 451,870 466,380 480,690 494,290 -

Total : -

Explanatory Notes :

Premium Payment to LIC indicates Annual Premium and/or Advance Premiums Returns From Company in the Year indicates Normal Cash Flow and/or Cash Flow taken from LIC in installments(inclusive of interest).

Yield on annual premium : 7.00% After Tax : 7.00%

This Presentation Printed Through "Dirghayu" Developed by naturalsoftwares.com

DISCLAIMER

The figures and calculation shown in the above presentation are indicative only and only for the broad illustration of likely benefits from the presented plans. The benefits shown above are not assured. Actual returns/benefits may differ depending upon the performance of insurance company.

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