Understanding the Patient Protection and Affordable Care Act and Its Impact on Individuals and Small Businesses

Drew Feeley
Adjunct Scholar Alabama Policy Institute
February 2014

Alabama Policy Institute 402 Office Park Drive, Suite 300 Birmingham, AL 35223 205.870.9900 info@alabamapolicy.org www.alabamapolicy.org

Understanding the PPACA

TABLE OF CONTENTS

Understanding the PPACA

INTRODUCTION

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Understanding the PPACA

WHAT IS THE PPACA?

The Alabama Policy Institute

Understanding the PPACA

WHAT DOES THE PPACA MEAN FOR INDIVIDUALS AND FAMILIES?

How Does the Online Marketplace Work for Individuals?

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Understanding the PPACA

How Does the PPACA Change Medicaid?

Penalties: What Is the Individual Mandate and How Does it Affect Individuals?

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Understanding the PPACA

Exceptions to the Individual Mandate

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Understanding the PPACA

Will I Lose My Existing Health Coverage?

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Understanding the PPACA

Will I Keep My Doctor?

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Understanding the PPACA

HOW DOES THE PPACA IMPACT SMALL BUSINESSES?

Businesses with Fewer Than 50 Full-Time Employees: Exemption and Benefits Under the PPACA

The Alabama Policy Institute

Understanding the PPACA

Businesses with 50 to 99 Full-Time Employees: Provisions and Penalties Starting in 2016

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Understanding the PPACA

Non-Discrimination Ban for Group Health Plans Impacts All Businesses

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Understanding the PPACA

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ADDITIONAL IMPORTANT TAXES/FEES

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Understanding the PPACA

New Taxes Directly on High Income Individuals

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Understanding the PPACA

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CONCLUSION

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