1.Materials will not be returned to advertiser unless specifically requested by advertiser. 2.Payment in full is due upon signing of contract.

All expenses of legal fees accrued and collecting outstanding invoices will be paid by the advertiser. 3.Advertiser may cancel this contract upon written notice to publisher on close of business on the fifth business day immediately following the sale date on this agreement. (maximum 7 days) No cancellations are accepted without written agreement from FLC, after the 7 day grace period. 4.Advertiser shall submit to Fine Lifestyles Inc. (Herein referred to as FLC) all advertising and editorial material not later than 10 days prior to publication. If no other copy is provided by advertiser by the closing date of sales FLC may insert previous advertisement developed by FLC for advertiser or otherwise, without the approval of the advertiser for insertion. Insertion orders are binding at the time of signing. 5.FLC reserves the right to reject any advertisement even though a prior similar order may have been approved. FLC shall have the right to omit any advertisement when the space allotted to advertising has been filled. Unintentional or inadvertent failure to publish advertising invalidates the insertion order for that issue only. Failure of F LC to insert any advertisement shall be considered immaterial and shall not constitute a breach of this agreement, nor shall F LC be liable for damages thereof. In such event, advertiser shall have the option of having such advertisement printed in a future issue under these terms and conditions or of having no charge for such advertisement not inserted. Advertisements already run shall be paid for at rates in the rate card. FLC reserves the right to require any advertising to be labeled advertisement. 6.FLC shall not be liable for any damages for failure to fulfill an order for any reason whatsoever, including but not limited to labor disputes, strikes, war, riot, insurrection, civil commotion, fire, flood, accident, storm, act of God, or any other circumstance. In such event, advertisers sole remedies shall be those in paragraph (5) 7.Any specification or order for the use or nonuse of any particular page or position where the advertisement is to be inserted shall be treated as a request only, and FLC shall not be obligated to comply with such request. In the event said request for position is granted, advertiser shall pay an additional position charge. 8.Advertiser will be responsible for any sales, use, excise or gross receipt tax which is currently or may in the future be imposed on the sale of advertising. 9.FLC reserves the right to cancel this agreement at any time upon advertisers failure to pay any bill when due. 10.In the event FLC must employ an attorney to collect sums due hereunder or to enforce compliance by advertiser with any of the terms of this agreement, advertiser shall pay to FLC attorneys fees and other costs incurred by FLC in connection with any legal actions and appeals thereof. 11.ADVERTISERS WARRANTIES/INDEMNIFICATION. (a) The advertiser warrants the firm name, address, and telephone number as shown on the face of this Contract is the criteria for correctness in each publication as subscribed, because the Publisher is not responsible for name, address or telephone number changes made by advertiser or a third party. (b) The advertiser warrants that it is fully authorized to engage in the business or profession described by the classification designated, and further warrants that it is the owner of, and entitled to use, or is duly authorized by the owner and entitled to use the copy cuts and illustrations and any trade marks or trade names which may be specified, including advertising created by Publisher for advertiser, and agrees to notify Publisher immediately in writing of any change in such ownership or authorization. (c) Advertiser warrants that advertiser will honor any promise, offer or other statement set forth in the Advertising during the entire life of the Advertising, or until an expiration date stated in the Advertising, whichever occurs first. ADVERTISER AGREES TO INDEMNIFY AND HOLD HARMLESS PUBLISHER, ITS PARENT(S) AND AFFILIATES, AND THEIR DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS, AGAINST ALL CLAIMS AND LIABILITIES, INCLUDING ATTORNEY FEES AND OTHER EXPENSES INCURRED IN THE DEFENSE OF ANY CLAIMS, ARISING FROM ADVERTISERS ADVERTISING INCLUDING, WITHOUT LIMITATION, CLAIMS THAT THE ADVERTISING INFRINGES ON A THIRD PARTYS TRADEMARKS, COPYRIGHTS OR OTHER INTELLECTUAL PROPERTY RIGHTS, DEFAMATION, INVASION OF PRIVACY, CONTAINS MISREPRESENTATIONS OR DOES NOT OTHERWISE COMPLY WITH ADVERTISERS LEGAL OBLIGATIONS. 12.This writing contains the entire agreement of the parties. No representations were made or relied upon by either party, other than those expressly set forth in this agreement. No agent, employee or other representative of either party is empowered to alter any of the terms hereof, unless done in writing and signed by duly authorized officer, employee or other representative of the respective parties. 13.Should any part of this agreement, for any reason, be declared invalid, such decisions shall not affect the validity of any remaining portion, which remaining portion shall remain in force and effect as if the agreement has been executed with the invalid portion thereof eliminated and it is hereby declared the intention of the parties hereto that they would have executed the remaining portion of this agreement without including any such part, parts or portion which may, for any reason, be hereafter declared invalid. 14.CHOICE OF LAW/JURISDICTION/ATTORNEYS FEES. This Contract has been delivered to Publisher and accepted by Publisher in the State of Ohio. The validity, interpretation and performance of this Contract shall be governed by and construed in accordance with the laws of the State of Ohio. Every dispute concerning the interpretation, effect of breach of this Agreement shall be resolved in the State of Ohio, Cuyahoga County. To the maximum extent permitted by law, each party agrees to personal jurisdiction, subject matter jurisdiction and venue of such Court. In any action upon this Agreement, the prevailing party shall be entitled to reasonable attorneys fees and cost, as determined by the Court.