COMPLIANCE & CASH SAVINGS FOR 2010:

YOUR COMPANY’S RETIREMENT PLAN

AND EMPLOYEE BENEFITS

This presentation is for Human Resources and Finance Department

Professionals. If you have anything whatsoever to do with your company’s
retirement plan or employee benefits, join us for a complimentary breakfast
briefing to hear about 2010 changes that affect you and practical steps to
save you money, expenses and exposure.
Dates & Locations:

Tuesday, December 8, 2009 Wednesday, December 9, 2009

Advanced Benefits Advisors, Inc. OR Chamberlain Hrdlicka
1800 Chapel Avenue West, Ste. 160 300 Conshohocken State Rd., Ste. 570
Cherry Hill, NJ 08002 West Conshohocken, PA 19428

Time: 7:30 a.m. – 9:00 a.m. ~~ Limited Seating

RSVP: Please call Rose Gallen or Stacy Tucker at 610-772-2300 or email to

PREPAREfor2010@chamberlainlaw.com by close of business on December 4, 2009.
Questions? Comments?

iPod: By attending and filling out a short survey, we will enter your name in a drawing for a chance to win an
Apple iPod nano at your breakfast briefing.

Presenters: Jewell Lim Esposito, Esquire

John Romaska, Benefits Consultant
William R. Zeuner, CFP®, Financial Advisor

For More Information, See Reverse Side

 WHAT YOU WILL LEARN:

How to quantify your 401(k) or 403(b) plan expenses, in full preparation for next year’s Form 5500
The number one priority and audit issue
How to prepare for the IRS’s 3-year focus on employment tax issues
If your company can continue to have the same types of investments in your retirement plan before, during and after
this recession
Changes in fiduciary responsibilities
How to evaluate your current service providers
How to have the right benefits package in place to attract and retain key employees
Self-funded medical plans – how to prevent gaps in your stop loss contract
Dependent audits – what they entail; how they can save you money
Effective wellness programs – how to better use your claims data to implement a wellness program that makes sense
for your employees?

ABOUT OUR SPEAKERS

Jewell Lim Esposito – Jewell has 16 years of practice in Employee Benefits and Tax law. She emphasizes work on
Fiduciary Compliance, Tax Qualification of Retirement Plans, Executive Compensation, and Payroll Taxes. She
represents public, tax-exempt and government contractor clients on employee benefit matters involving qualified
retirement plans, executive compensation and payroll taxes. Her practice involves frequent interaction with the IRS, the
DOL and the Treasury Department.

John Romaska – John is a licensed employee benefits broker/consultant who specializes in working with employers who
have 100 to 5,000 employees. He focuses on providing both cost and service solutions for employers who offer medical,
prescription, dental, life, short-term disability, long-term disability and other ancillary coverages. He has extensive
experience with employers who have self-funded medical plans and has saved employers millions of dollars on their
benefits program through discount analysis and negotiations. John and his firm provide a customized approach to the
needs of their employer groups in order to meet their specific desires.

William R. Zeuner – William is a professional Financial Advisor and Certified Financial Planner™ Practitioner
dedicated to helping his clients make well-educated, informed decisions with the goal of meeting their unique and personal
financial aspirations. He focuses on comprehensive investment and retirement planning and believes a good investment
program is diversified and disciplined, balanced risk, growth and income.