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1. Exrtonnrtou s Cousutrnrtou Our iniual opportunity to discuss your preferences in home features, budget, neighborhoods, schools and anything else you desire in your next home. This is a great ume to ask quesuons! 2. Monrener PnrQunttrtcnrtou Meet with lender (if you havent already) to prequalify for a mortgage. Determine your loan amount, down payment, type of loan, interest rates and current incenuve programs available. 3. Srnncu s Toun Homrs Working together we will nd homes that match your preferences. Your feedback is always welcome here! We will then tour the homes you like at a ume that works with your schedule. 4. Mnkr nu Orrrn Once you are ready to move forward on a home, an oer price and closing date will be decided. I will write the oer, obtain signatures, present it to other broker/seller and negouate on your behalf. 5. Homr Iusrrcrtou Schedule and obtain inspecuons of the home to idenufy major problems or potenual issues.. 6. Arrnntsnt If you are nancing the home, an appraisal will be required once an oer is accepted. A third party will be hired by your lender to give their professional opinion of the market value of the home. If the appraisal comes in low, we can renegouate purchase price, or it will up to you and the seller to come up with the dierence or meet in the middle. 7. Uuornwntrtue s rtunt tonu nrrnovnt Your lender will verify that your nancial situauon is similar to when you were prequalied, and approve of the funds to be disbursed for the purchase of the home. 8. Ftunt wntkrunoueu If repairs were requested, verify they were completed and that the home is in the condiuon you expected before you take ownership. 9. Steutue Takes place at the Title company where you will go over the neprint, ask quesuons and sign. 10. Ctostue Funds are wired by your lender for the amount of the loan, and deed is recorded in your name. The home is now yours!