Personal Finance - B

Instructor: Ms. Colizzi

Room: B - 16
Course Overview:
To better educate students to make more inormed decisions re!ardin! makin!" mana!in!"
multi#l$in! and #rotectin! mone$" as it #ertains to %real lie&. T'is is an entr$ level class
tau!'t t'rou!' t'e business de#artment at M()*. .
*tudents will work on a variet$ o inance #ro+ects bot' inde#endentl$ and as a team" and
!ain knowled!e t'rou!' !uest s#eakers" videos" 'ands on #ro+ects" te,t work and tec'nolo!$
a##lications.
Te,t-Materials-*otware:
.ave Ramse$: /oundations in 0ersonal /inance 1 .(. and workbook
In(2*T 1 insurance and risk mana!ement curriculum 3invest#ro!ram.or!4
/ocus:
CHECKING/BANKING
0resented b$ Inde#endent Bank
CAREER CHOICES AND TAXES
.ave Ramse$ Curriculum
Career" Cover 5etter" .eduction" /IC6"
Income Ta," Interview" 0a$roll .eduction"
Resume
REAL ESTATE AND MORTGAGES
.ave Ramse$ Curriculum
6RM" 6##raisal" 6##reciation"
Conventional 5oan" Curb 6##eal" 27uit$"
/i,ed Rate" M5*" Mort!ate
INSRANCE
T'e /undamentals o Insurance
(e'icle Insurance
0ro#ert$ Insurance
5ie Insurance
)ealt' Insurance
CREDIT
8'at is credit9
:nderstandin! a credit card
:nderstandin! credit re#orts
Credit in toda$;s societ$
Com#onents <raded 1 #oint value assi!ned accordin! to task
.ave Ramse$ workbook" tests" activities and works'eets" #resentations" #ro+ects" on-line
modules" work et'ic 31== #oints ever$ t'ree weeks4.
Be'avioral 2,#ectations:
Res#ect or eac' ot'er" res#ect or t'e adults in t'e sc'ool" res#ect or one>s sel.
*tudents are e,#ected to be in t'eir seats w'en class be!ins and t'e$ are to
remain t'ere until dismissed.
?o drinks are allowed near com#uter workstations in lab-classroom.
?ecessar$ su##lies 3older-notebook" #a#er and #encil are to be brou!'t to class
ever$da$4.
*tudents w'o are 'avin! diicult$ meetin! t'e e,#ectations and rules o t'e
classroom will 'ave t'e c'oice o ollowin! t'e rules or !oin! to t'e sc'ool>s
*tudent *u##ort Room 3**R4.
*tudent 2,#ectations:
@:65ITA 8ORB I* 2C02CT2. /ROM 655 *T:.2?T*. It is t'e student>s res#onsibilit$
to be sure ever$ assi!nment is to t'eir best #ossible eort.
6bsences-Make u# work:
It is im#erative t'at students be #resent in class because t'e$ are res#onsible or all class
work.
In cases o absences" a student is allowed to make u# missed assi!nments wit'in two
da$s o returnin! to sc'ool" or as ot'er arran!ements is made.
Contact inormation or Moni7ue Colizzi: D1E.FDG.HGED or at mcolizziImvs.k1G.mi.us
JJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJJ
*tudent ?ame 0arent-<uardian *i!nature