Title

Cashflow

Tattsoft

Page 1

Title

low Projector

Page 2

Title

20 d20
d19
f20
f19

Page 3

Instructions

Cashflow is a spreadsheet which forecasts your business income and expenditure for the next 12 months highlighting when
you may encounter cashflow problems.From this information a Balance sheet and Profit and Loss Account are produced.

INSTRUCTION FOR USE

This is just a trial version and has restricted use. The last 3 months sales can not be chang
For the full version please email fil.tattersall@gmail.com
This program can be used for both new business and established business.If the business is already established then
opening balances will have to be entered.This can be done by clicking on the OTB Tab and filling in the relevant details.
The setup TAB is the sheet where all data entries apart from opening balances will be entered.
After you have setup the opening balances then you will need to enter set up data.To do this click the setup details
icon on the set up data sheet.A dialogue sheet will appear asking for the following information.
Name:
This is the name of the business
Month start:
This is the start of the financial period that is to be forecast
Debtor days:
This is the amount of days credit you will grant your customers before the have to pay
Creditor Days:
This is the amount of days credit you receive from your suppliers before you pay
Overdraft Interest Rate:
This is the annual overdraft interest rate applied by your bank to you being Overdrawn
Balance Interest Rate:
This is the interest rate you receive for not being overdrawn at your bank
Loan Interest Rate
If you have a loan this the annual interest rate applyed to the loan
Depreciation Rate
This is rate at which depreciation of fixed assets is charged to the profit and loss account
Closing stock
This is the closing stock estimated to be holding at the end of the period

After you have set this initial data up you are then ready to start entering your income and expenditure.
To do this you must enter the data on the data input area in the set up data sheet.
If you want to enter the same amount for each month then all you have to do is enter that amount in the recurring entries
column next to Income/Expenditure heading it relates to.If however you want a different amount for a month then locate the
month you wish to change the amount for and enter it there.For example if you wanted to change the sales figure for
march you would click on cell E13 and enter the amount in that cell.
Once you have entered all your data you are then ready to see the results.To checkout the cashflow click the View cashflow
icon,to view the Profit and Loss account click the View Profit and Loss ,To View the balance sheet click the balance sheet
icon
You increase or decrease the income expenditure by either altering the "flex" column values.The default is 100%if you decrease it to 90%
then that rows expenses or income will be altered to 90% of the value you entered (This is only usable on the full version)

Items that include VAT should be marked by checking the box at the side of the set up data area.If the item should not include VAT then the
be left blank.
Items that have been set up as including VAT should be entered Net of VAT.For example if the total price include VAT was120.00 you woul
as the VAT element will be calculated by the program.
Items that are not marked as having VAT on (for example drawings) should be entered at the price including VAT .For example a value of 1
should be entered as 120
Stock Trade debtors and creditors can be ammended by entering an adjusting amount in rows 64,65 and 66

Page 4

Instructions

This program, and all supporting programs and documentation are

provided as is without warranty of any kind, either expressed or implied,
including but not limited to the implied warranties of merchantability and
fitness for a particular purpose. In no event will Philip Tattersall be liable
to you for any damages arising out of the use or inability to use this program
and/or all supporting programs and documentation.

Page 5

Instructions

s purchases can not be changed.

Page 6

Instructions

Page 7

Instructions

Page 8

Instructions

Page 9

Instructions

Page 10

Instructions

Page 11

Info

Cashflow is a shareware limited use demonstrat

You can enter cash flow information for recurring
If you want the full version or this version amending then E-M
If you require this spreadsheet modifying or a spreadsheet c
do not hesitate to contact me.

This is a TATTSOFT Produc

Please ask about my other spreadsheets which

Lottery mate

Accounts production\posting medium

invoice production
Cash book for Retail shops
Loan repayment calculator

Golf mate score card and course anlays

Fixed asset register

Hire purchase Sum of the digit calculat

league table
Timesheet template

Page 12

Info

Page 13

Set up Data

CASH FLOW
Tick boxes for
items that
should
have
should
have
Data
Input AreaClickmetoenter
VAT applied to
them.

100
100
100
100
100
100
100
100
100
100
100

Apr

May

300,000
10,000

340,000
10,000

Jun

ClickmetoView
BalanceSheet

Jul

200,000
10,000

120,000
10,000

Aug

Click me to View
Cashflow

Individual Monthly Amounts

Sep
Oct

453,000
10,000

Nov

Profit&Loss

Dec

Jan

Feb

Mar

450,000
10,000

450,000
10,000

470,000
10,000

450,000
10,000

490,000
10,000

450,000
10,000

500,000
10,000
135
1,000

20,000
30,000

500

500

10,000

Credit sales
Cash sales
Other Income
Capital introduced
Bank Loan
Other creditors 1 - new
Other creditors 2- new
Other creditors 3 - new
Other debtors 1 repaid
Other debtors 2 repaid
Fixed asset disposals

Income

opening
FLEX
Recurring
balances.Eg
%
Monthly
bank,debtorsetc

Clickmetosetup
Cashflowdefaultseg
debtordays

ClickmetoView

330,000

350,000

240,000

140,000

463,500

460,000

460,000

480,000

460,000

500,000

460,000

511,635

140,000

150,000

140,000

100,000
800

900

1,000

1,100

1,200

1,300

1,400

1,500

1,600

Out goings
Fixed Asset Additions
Purchases
Wages/Payroll
Rent
Rates
Light and heat
Repairs and renewals
Insurance
Motor expenses
Travel expenses
Advertising
Postage
Printing and stationery
Carriage and packaging
Telephone
Computer costs
Credit card charges
Catalogues
Small tools and equipment
Accountancy
Legal and profssional
Sundry expenses
Bank Charges
Loan Repayments
Other creditors 1 - new Repaid
Other creditors 2- new Repaid
Other creditors 3 - new Repaid
Other debors 1
Other debtors 2
Drawings

100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100

5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
1,000

15,666

4,555

100
250

250

250

360

100
6,000

1,000
500
1,500

42,750
Stock Adjustment
Trade debtors Adjustment
Trade creditors adjustment

10,000

1,155
900

157,166
60

151,000

140,250

100,800

900

7,250

34
54

-500

15,655

1,200

1,550

1,400

1,500

1,960

*Positive stock adjustment will increase stock value balance sheet and increase profit on profit and loss account - negative entry will do reverse
* Positive trade debtors adjustment will increase trade debtors and decrease cash inflow in the month entered - negative entry will do reverse
* Positive trade creditors adjustment will decrease trade creditors and decrease cash inflow in the month entered - negative entry will do reverse

Page 14

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Profit
Profit &
& Loss
Loss

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screen

Philip Tattersall
Profit and loss account
Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Total

Turnover

310,000

350,000

210,000

130,000

463,000

460,000

460,000

480,000

460,000

500,000

460,000

510,000

4,793,000

Direct Costs

139,940

150,000

140,000

800

866

1,500

1,100

1,200

1,300

1,400

1,500

1,600

441,206

GROSS PROFIT
GP%
Other Income

170,060

200,000

70,000

129,200

462,134

458,500

458,900

478,800

458,700

498,600

458,500

508,400

4,351,794

54.86%

57.14%

33.33%

99.38%

99.81%

99.67%

99.76%

99.75%

99.72%

99.72%

99.67%

99.69%

90.79%

135

135

Wages/Payroll
Rent
Rates
Light and heat
Repairs and renewals
Insurance
Motor expenses
Travel expenses
Advertising
Postage
Printing and stationery
Carriage and packaging
Telephone
Computer costs
Credit card charges
Catalogues
Small tools and equipment
Accountancy
Legal and profssional
Sundry expenses
Bank Charges
Interest payable\(Receivable)
Loan Interest
Depreciation

170,060
5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
1,155
900
15,666
100
(17)
167
241,667

200,000
5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
1,000
1,155
900
100
678
167
237,639

70,000
5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
1,155
900
100
250
473
168
233,678

129,200
5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
1,155
900
100
(98)
168
231,284

462,134
5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
1,155
900
100
(51)
169
227,429

458,500
5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
1,155
900
100
250
(142)
169
223,638

458,900
5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
10,000
1,155
900
4,555
100
(391)
170
219,911

478,800
5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
1,155
900
100
(653)
171
216,246

458,700
5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
1,155
900
100
250
(1,071)
171
212,642

498,600
5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
1,155
900
100
(1,500)
172
209,098

458,500
5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
1,155
900
100
(1,715)
172
205,613

508,535
5,000
1,000
2,000
1,000
300
200
1,560
300
290
200
1,200
500
300
600
24,545
1,155
900
100
360
(2,154)
173
202,186

4,351,929
60,000
12,000
24,000
12,000
3,600
2,400
18,720
3,600
3,480
2,400
14,400
6,000
3,600
7,200
294,540
11,000
13,860
10,800
20,221
1,200
1,110
(6,641)
2,037
2,661,031

Total Overheads

298,633

280,634

275,719

272,504

268,697

265,065

275,395

256,914

253,142

248,920

245,220

241,715

3,182,558

(128,573)

(80,634)

(205,719)

(143,304)

193,437

193,435

183,505

221,886

205,558

249,680

213,280

266,820

1,169,371

NET PROFIT FOR THE PERIOD

Philip Tattersall
Cashflow
For The 12 Months Ended Mar

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Cashflow
Cashflow

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Total

Credit sales
Cash sales
Other Income
Capital introduced
Bank Loan
Other creditors 1 - new
Other creditors 2- new
Other creditors 3 - new
Other debtors 1 repaid
Other debtors 2 repaid
Fixed asset disposals
VAT Repayment

182,667
12,000
20,000
-

271,333
12,000
-

384,000
12,000
30,000
-

324,000
12,000
12,000
-

191,946
12,000
500
-

343,800
12,000
-

541,800
12,000
-

540,000
12,000
-

552,000
12,000
-

552,000
12,000
-

564,000
12,000
-

564,000
12,000
135
1,000
500
-

5,011,546
144,000
135
1,000
20,000
30,000
1,000
12,000
-

Total Income

214,667

283,333

426,000

348,000

204,446

355,800

553,800

552,000

564,000

564,000

576,000

577,635

5,219,681

Fixed Asset Additions

Purchases
Wages/Payroll
Rent
Rates
Light and heat
Repairs and renewals
Insurance
Motor expenses
Travel expenses
Advertising
Postage
Printing and stationery
Carriage and packaging
Telephone
Computer costs
Credit card charges
Catalogues
Small tools and equipment
Accountancy
Legal and profssional
Sundry expenses
Bank Charges
Loan Repayments
Other creditors 1 - new Repaid
Other creditors 2- new Repaid
Other creditors 3 - new Repaid
Other debors 1
Other debtors 2
Drawings
Interest payable\(Receivable)
VAT Payment

276,316
5,000
1,000
2,000
1,200
360
200
1,872
360
348
240
1,440
600
360
720
29,454
1,386
1,080
18,799
120
100
1,000
500
1,500
(17)
5,000

196,884
5,000
1,000
2,000
1,200
360
200
1,872
360
348
240
1,440
600
360
720
29,454
1,200
1,386
1,080
120
100
1,500
678
-

176,800
5,000
1,000
2,000
1,200
360
200
1,872
360
348
240
1,440
600
360
720
29,454
1,386
1,080
120
300
100
1,500
473
-

120,000
171,200
5,000
1,000
2,000
1,200
360
200
1,872
360
348
240
1,440
600
360
720
29,454
1,386
1,080
120
100
1,500
(98)
64,847

45,504
5,000
1,000
2,000
1,200
360
200
1,872
360
348
240
1,440
600
360
720
29,454
1,386
1,080
120
100
1,500
(51)
-

1,057
5,000
1,000
2,000
1,200
360
200
1,872
360
348
240
1,440
600
360
720
29,454
1,386
1,080
120
300
100
6,000
1,500
(142)
-

1,168
5,000
1,000
2,000
1,200
360
200
1,872
360
348
240
1,440
600
360
720
29,454
12,000
1,386
1,080
5,466
120
100
1,500
(391)
172,240

1,288
5,000
1,000
2,000
1,200
360
200
1,872
360
348
240
1,440
600
360
720
29,454
1,386
1,080
120
100
1,500
(653)
-

1,408
5,000
1,000
2,000
1,200
360
200
1,872
360
348
240
1,440
600
360
720
29,454
1,386
1,080
120
300
100
1,500
(1,071)
-

1,528
5,000
1,000
2,000
1,200
360
200
1,872
360
348
240
1,440
600
360
720
29,454
1,386
1,080
120
100
1,500
(1,500)
256,549

1,648
5,000
1,000
2,000
1,200
360
200
1,872
360
348
240
1,440
600
360
720
29,454
1,386
1,080
120
100
1,500
(1,715)
-

1,768
5,000
1,000
2,000
1,200
360
200
1,872
360
348
240
1,440
600
360
720
29,454
1,386
1,080
120
432
100
1,500
(2,154)
-

120,000
876,569
60,000
12,000
24,000
14,400
4,320
2,400
22,464
4,320
4,176
2,880
17,280
7,200
4,320
8,640
353,448
13,200
16,632
12,960
24,265
1,440
1,332
1,200
6,000
1,000
500
18,000
(6,641)
498,636

Total Out goings

350,938

248,102

226,913

405,289

94,793

56,555

239,823

49,975

49,977

305,917

49,273

49,386

2,126,941

(136,271)

35,231

199,087

(57,289)

109,653

299,245

313,977

502,025

514,023

258,083

526,727

528,249

3,092,740

BALANCE B/FWD

20,000

(116,271)

(81,040)

118,047

60,758

170,411

469,656

783,633

1,285,658

1,799,681

2,057,764

2,584,491

20,000

BALANCE C/FWD

(116,271)

(81,040)

118,047

60,758

170,411

469,656

783,633

1,285,658

1,799,681

2,057,764

2,584,491

3,112,740

3,112,740

Income

Out goings

NET INFLOW/(OUTFLOW)

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balance
sheet
sheet
FIXED ASSETS

CURRENT ASSETS
Stock
Trade debtors
Bank and cash in Hand
Other debors 1
Other debtors 2

CURRENT LIABILITIES
Trade creditors
Bank loan
Other creditors 1 - new
Other creditors 2- new
Other creditors 3 - new
VAT liability

NET CURRENT ASSETS

CAPITAL EMPLOYED
REPRESENTED BY:
Capital account brought forward
Net Profit For The Period
Capital introduced

Drawings

Philip Tattersall
Balance Sheet
For The 12 Months Ended Mar

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Apr

14,258,333

May

14,020,694

Jun

13,787,016

Jul

13,645,732

Aug

13,418,303

Sep

13,194,665

Oct

12,974,754

Nov

12,758,508

Dec

12,545,866

Jan

12,336,768

Feb

12,131,155

Mar

11,928,969

130,060
451,333
1,000
500
582,893

130,060
588,000
1,000
500
719,560

130,060
444,000
118,047
1,000
500
693,607

130,060
264,000
60,758
1,000
500
456,318

130,094
615,654
170,411
500
500
917,159

129,594
811,854
469,656
500
500
1,412,104

129,594
810,054
783,633
500
500
1,724,281

129,594
834,054
1,285,658
500
500
2,250,306

129,594
822,054
1,799,681
500
500
2,752,329

129,594
858,054
2,057,764
500
500
3,046,412

129,594
834,054
2,584,491
500
500
3,549,139

129,594
870,054
3,112,740
500
4,112,888

241,684
20,067
116,271
1,000
100
200
24,277
403,599

224,800
20,134
81,040
1,000
100
200
57,487
384,761

216,000
20,202
31,000
100
200
64,847
332,349

45,760
20,270
31,000
100
200
1,250
98,580

1,336
20,339
31,000
100
200
87,080
140,055

1,479
20,408
25,000
100
200
172,240
219,427

1,631
20,478
25,000
100
200
82,279
129,688

1,783
20,549
25,000
100
200
171,449
219,081

1,935
20,620
25,000
100
200
256,549
304,404

2,087
20,692
25,000
100
200
93,130
141,209

2,239
20,764
25,000
100
200
178,240
226,543

2,391
20,837
25,000
100
200
273,258
321,786

179,294

334,799

361,258

357,738

777,104

1,192,677

1,594,593

2,031,225

2,447,925

2,905,203

3,322,596

3,791,102

14,437,627

14,355,493

14,148,274

14,003,470

14,195,407

14,387,342

14,569,347

14,789,733

14,993,791

15,241,971

15,453,751

15,720,071

14,567,700
(128,573)
14,439,127

14,437,627
(80,634)
14,356,993

14,355,493
(205,719)
14,149,774

14,148,274
(143,304)
14,004,970

14,003,470
193,437
14,196,907

14,195,407
193,435
14,388,842

14,387,342
183,505
14,570,847

14,569,347
221,886
14,791,233

14,789,733
205,558
14,995,291

14,993,791
249,680
15,243,471

15,241,971
213,280
15,455,251

15,453,751
266,820
1,000
15,721,571

1,500

1,500

1,500

1,500

1,500

1,500

1,500

1,500

1,500

1,500

1,500

1,500

14,437,627
-

14,355,493
-

14,148,274
-

14,003,470
-

14,195,407
-

14,387,342
-

14,569,347
-

14,789,733
-

14,993,791
-

15,241,971
-

15,453,751
-

15,720,071
-

otb

Opening Balances

Clickmeto
Clickmeto
6
returntodata
returntodata
input
input

Debit
Sales Debtors
Purchase Creditors
Bank Balance/Overdraft
Other creditors 1 - new
Other creditors 2- new
Other creditors 3 - new
Other debtors 1 repaid
Other debtors 2 repaid
Bank Loan
Fixed Assets
VAT Liability
Stock

Credit

274,000
350,000
20,000
1,000
100
200

14,500,000
5,000
130,000

Calculated Capital employed

14,567,700
If the opening
balance is an
asset enter amount in debit
column otherwise enter in
credit column

Page 18

Enter amounts in the light

grey boxes only

otb

amounts in the light

boxes only

Page 19

Philip Tattersall
Balance Sheet
For The 12 Months Ended Mar

FIXED ASSETS

11,680,000

CURRENT ASSETS
Stock
Debtors
Bank and Cash in Hand
FALSE
Other debtors 2

CURRENT LIABILITIES
Creditors
Bank Loan
Other creditors 1 - new
Other creditors 2- new
Other creditors 3 - new
VAT Liability

NET CURRENT ASSETS

CAPITAL EMPLOYED
REPRESENTED BY:
Capital Account Brought Forward
Net Profit For The Period
Capital Introduced

Drawings

130,000
1,140,000
3,112,740
500
4,383,240

5,399
20,837
25,000
100
200
273,258
324,794
4,058,446
15,738,446

14,567,700
908,808
1,000
15,477,508
18,000
15,459,508

Philip Tattersall
Profit and Loss Account
For The 12 Months Ended Mar

Sales

4,791,000

Direct Costs

440,800

GROSS PROFIT

4,350,200

Other Income

135
4,350,335

Wages/Payroll
Rent
Rates
Light and heat
Repairs and renewals
Insurance
Motor expenses
Travel expenses
Advertising
Postage
Printing and stationery
Carriage and packaging
Telephone
Computer costs
Credit card charges
Catalogues
Small tools and equipment
Accountancy
Legal and profssional
Sundry expenses
Bank Charges
Interest payable\(Receivable)
Loan Interest
Depreciation
NET PROFIT FOR THE PERIOD

60,000
12,000
24,000
12,000
3,600
2,400
18,720
3,600
3,480
2,400
14,400
6,000
3,600
7,200
294,540
11,000
13,860
10,800
20,221
1,200
1,110
(6,641)
2,037
2,920,000

3,441,527
908,808

Cashflowgraph

Monthly Cash Flow Fluctuation

3,500,000

3,000,000

2,500,000

2,000,000

1,500,000

1,000,000

500,000

Apr
(500,000)

May

Jun

Jul

Aug

Sep

Oct

Month

Page 23

Nov

Dec

Jan

Feb

Mar