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Sequences
15/10/98
A sequence is a set of numbers, which forms a mathematical pattern.
It is denoted by ‘Tn’, where ‘n’ is a positive integer.
7
E.g. (2) n 5
n 4
7
n 5 = (4 – 5) + (5 – 5) + (6 – 5) + (7 – 5)
n 4
=2
E.g. 8, 10, 12, 14,… Common difference d = 2 Since, (10 – 8) = (12 – 10)
15, 12, 9, 6,… Common difference d = – 3 Since, (12 – 15) = (9 – 12)
Proof:
So, T1 = a
T2 = a + d
T3 = a + 2d
Tn = a + (n – 1)d
A a=5&d=3
T20 = 5 + (20 – 1)3 = 62
Sum of an AP:
n
Equation: Sn a l
2
Sn = Sum of ‘n’ terms
n = Number of terms
a = First term
l = Last term
Proof:
Sn = a + (a + d) + (a + 2.d) + (a + 3.d) + … + l …(1)
Sn = l + (l – d) + (l – 2.d) + (l – 3.d) + … + a …(2)
(1) + (2):
2.Sn = n(a + l)
n
S n a l
2
n
Equation: Sn 2.a n 1d
2
Sn = Sum of ‘n’ terms
n = Number of terms
a = First term
d = Common difference
Proof:
From Tn = a + (n – 1)d, Tn = l:
l = a + (n – 1)d …(1)
n
S n a l …(2)
2
Sub (1) into (2):
n
S n 2.a n 1d
2
E.g. Find the sum of all the positive integers less then 100 which are not divisible by 6
99
So, S 99 1 99
2
S99 = 4950
And, l = 96
n of positive integer < 100 which are divisible by 6 = 96/6 = 16
16
Then, S l S16 6 96
2
S16 = 816
ST = S99 – S16
ST = 4134
Arithmetic Mean:
ac
Equation: x
2
x = Mean
a = First term
c = Last term
Proof:
If a, x & c are an AP then: ac
x–a=c–x x
2
2.x = a + c
6 18 54
E.g. 2, 6, 18, 54,… Common ratio r = 3 Since, = =
2 6 18
16 8 4
32, 16, 8, 4,… Common ratio r = ½ Since, = =
32 16 8
Proof:
So, T1 = a
T2 = a.r
T3 = a.r2
Tn = a.rn – 1
A T3 = 8 = a.r2 …(1)
T6 = – 1 = a.r5 …(2)
8
(1) a 2 …(3)
r
Sub (3) into (2)
8.r 5
1 2
r
r=–½
Sub r = – ½ into (1)
a = 32
Sum of an GP:
Equation: Sn
a 1rn
r1
Sn = Sum of ‘n’ terms
n = Number of terms
a = First term
r = Common ratio
Proof:
Sn = a + a.r1 + a.r2 + a.r3 + … + a.rn – 1 …(1)
r.Sn = a.r + a.r2 + a.r3 + a.r4 + … + a.rn …(2)
Now (1) – (2):
Sn – r.Sn = a – a.rn
Sn
a 1 rn …[1]
r 1
Geometric Mean:
Equation: x a .c
x = Mean
a = First term
c = Last term
Proof:
If a, x, & c are an GP then:
x c
a x
x2 = a.c
x a .c
Proof:
From [1] and for r < 1 & rn 0
a 1 0
S
r 1
S = a/(1 – r)
Consumer Arithmetic
28/10/98
Compound Interest:
Equation: A = P(1 + r)n & I=A–P
A = Amount after ‘n’ time periods
I = Interest
P = Principal
r = Interest rate for ‘n’ time period (%)
n = Number of time periods
E.g. Find the amount that will be in the an after 6 years if $2000 is invested at
12% p.a. with interest paid.
(a) Yearly
(b) ¼ Yearly
(c) Monthly
A (a) r = 12 & n = 6
A = P(1 + r)n
AYearly = 2000(1 + 0.12)6
AYearly = $3947.65
(b) r = 3 & n = 24
A = P(1 + r)n
A¼ Yearly = 2000(1 + 0.03)24
A¼ Yearly = $4065.59
(c) r = 1 & n = 72
A = P(1 + r)n
AMonthly = 2000(1 + 0.01)72
AMonthly = $4094.20
Superannuation:
E.g. A sum of $1500 is invested at the beginning of each year in a super fund. At the
end of 25 years, how much money will be available if the interest rate is 11% p.a.
and it is compounded yearly?
Time Payments:
When burrowing money from the bank you owe the bank interest on the balance.
E.g. A sum of $20 000 is borrowed at 12% p.a. interest. If the money is paid back at
regular monthly installments over 4 years, find the amount of each installment?
Induction
3/11/98
Steps when Proving:
Step 1: Show that the formula is true for the smallest value of ‘n’ (Usually n = 1)
Step 2: Assume that the formula is true for same integer say n = k
Step 3: Prove that the formula is true for n = k + 1
Step 4: State that it is true for n 1 i.e. General Statement
A Prove for n = 1
2(1) – 1 = 12
1=1
Assume true for n = k
1 + 3 + 5 + … + (2.k – 1) = k2
Prove true for ‘n’ = k + 1
1 + 3 + 5 + … + (2.k – 1) + [2(k + 1) – 1] = (k + 1)2
LHS = k2 + [2(k + 1) – 1)
= (k + 1)2
= RHS
If the formula is true for n = k and proven to be true for n = k + 1,
i.e. n = 1, n = 2, n = 3 and so on.
It is true for any positive integer n 1