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Statement of Account February 26, 2008 to December 01, 2009

00492531
Dr. Mrugesh R Doctor Date: December 01,2009
Second Floor Signature Policy Number: 00492531
peresonal Floor Nr Sarkari
Panch Bunglows Gulabi Tekra,
Panchvati Ahmedabad
Gujarat
380015

Policy Owner Dr. Mrugesh R Doctor


Life Insured Dr. Mrugesh R Doctor
Policy Status In Force
Plan Met Smart Plus
Fund Multiplier , Protector
Sum Assured (in Rs.) 10000000
Premium Mode Annual
Modal Premium (in Rs.) 200000.00
Consolidated Charges for the period from May 01, 2009 to December 01, 2009
Charges Value
Premium Allocation Charges Rs.0.00
Top-up charges Rs.0.00
Fund Switch Charges Rs.0.00
Total Amount Rs.0.00

Summary Of Account
Account Summary as on December 01,2009
Fund Option Multiplier
Transaction Description Amount (Rs.) Units
Opening Balance - 0.00000
Premium Collection 400000.00 23582.35000
Premium Allocation Charges -20000.00 -1179.11740
Policy Administration Charge -2850.00 -161.87820
Mortality Charge -96830.48 -5559.37076
Service Tax -7053.00 -478.59033
Unit Adjustment -5224.93 -433.00240
Service Tax - Mortality Charge -1629.51 -80.44404
Additional Cess -16.54 -0.81653
Educational Cess -33.03 -1.63059
Fund Switch -319919.88 -15687.49956
Auto Unit Journal 0.00 0.00000
Closing Balance - 0.00000
Summary of Total Balance of accounts as on December 01,2009 Rs . 0.00000

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MetLife India Insurance Co.Ltd.
Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.com
www.metlife.co.in
Fund Option Protector
Transaction Description Amount (Rs.) Units
Opening Balance - 0.00000
Fund Switch 319919.88 23651.51703
Mortality Charge -21754.30 -1594.85551
Policy Administration Charge -300.00 -21.99372
Service Tax - Mortality Charge -2175.43 -159.48555
Service Tax -30.00 -2.19937
Additional Cess -22.08 -1.61873
Educational Cess -44.10 -3.23307
Closing Balance - 21868.13108
Summary of Total Balance of accounts as on December 01,2009 Rs . 302781.76931

Account Details as on December 01,2009


Fund Option Multiplier

Transaction Transaction Description Amount(Rs) NAV NAV Date Units Bought/ Total Units
Date Sold
26/02/2008 Opening Balance - - - 0.00000 0.00000
27/02/2008 Premium Collection 200000.00 23.89920 27/02/2008 8368.48100 8368.48100
27/02/2008 Premium Allocation Charges -10000.00 23.89920 27/02/2008 -418.42400 7950.05700
27/02/2008 Policy Administration Charge -200.00 23.89920 27/02/2008 -8.36850 7941.68850
27/02/2008 Mortality Charge -5003.67 23.89920 27/02/2008 -209.36560 7732.32290
27/03/2008 Policy Administration Charge -200.00 21.76670 27/03/2008 -9.18830 7723.13460
27/03/2008 Mortality Charge -5014.74 21.76670 27/03/2008 -230.38590 7492.74870
28/04/2008 Policy Administration Charge -200.00 22.94620 28/04/2008 -8.71600 7484.03270
28/04/2008 Mortality Charge -5012.89 22.94620 28/04/2008 -218.46280 7265.56990
27/05/2008 Policy Administration Charge -200.00 22.00980 27/05/2008 -9.08690 7256.48300
27/05/2008 Mortality Charge -5019.02 22.00980 27/05/2008 -228.03570 7028.44730
27/06/2008 Policy Administration Charge -200.00 18.99800 27/06/2008 -10.52740 7017.91990
27/06/2008 Mortality Charge -5032.48 18.99800 27/06/2008 -264.89530 6753.02460
28/07/2008 Policy Administration Charge -200.00 19.58600 28/07/2008 -10.21140 6742.81320
28/07/2008 Mortality Charge -5540.39 19.58600 28/07/2008 -282.87500 6459.93820
27/08/2008 Policy Administration Charge -200.00 19.57240 27/08/2008 -10.21850 6449.71970
27/08/2008 Mortality Charge -5543.66 19.57240 27/08/2008 -283.23860 6166.48110
27/08/2008 Service Tax -709.92 19.57240 27/08/2008 -36.27130 6130.20980
29/09/2008 Policy Administration Charge -200.00 17.84280 29/09/2008 -11.20900 6119.00080
29/09/2008 Mortality Charge -5553.24 17.84280 29/09/2008 -311.23140 5807.76940
29/09/2008 Service Tax -711.10 17.84280 29/09/2008 -39.85360 5767.91580
29/10/2008 Policy Administration Charge -200.00 13.33220 29/10/2008 -15.00130 5752.91450
29/10/2008 Mortality Charge -5571.48 13.33220 29/10/2008 -417.89650 5335.01800
29/10/2008 Service Tax -713.36 13.33220 29/10/2008 -53.50620 5281.51180
28/11/2008 Policy Administration Charge -200.00 13.63570 28/11/2008 -14.66740 5266.84440
28/11/2008 Mortality Charge -5574.22 13.63570 28/11/2008 -408.79600 4858.04840
28/11/2008 Service Tax -713.69 13.63570 28/11/2008 -52.34010 4805.70830
29/12/2008 Policy Administration Charge -200.00 14.30930 29/12/2008 -13.97690 4791.73140
29/12/2008 Mortality Charge -5576.04 14.30930 29/12/2008 -389.67940 4402.05200
29/12/2008 Service Tax -713.92 14.30930 29/12/2008 -49.89190 4352.16010
27/01/2009 Policy Administration Charge -200.00 13.72140 27/01/2009 -14.57580 4337.58430
27/01/2009 Mortality Charge -5581.12 13.72140 27/01/2009 -406.74570 3930.83860
27/01/2009 Service Tax -714.55 13.72140 27/01/2009 -52.07530 3878.76330
27/02/2009 Policy Administration Charge -75.00 13.72060 27/02/2009 -5.46620 3873.29710

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MetLife India Insurance Co.Ltd.
Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.com
www.metlife.co.in
27/02/2009 Mortality Charge -5584.70 13.72060 27/02/2009 -407.03030 3466.26680
27/02/2009 Service Tax -582.95 13.72060 27/02/2009 -42.48710 3423.77970
04/03/2009 Premium Collection 200000.00 13.14590 04/03/2009 15213.86900 18637.64870
04/03/2009 Unit Adjustment -8377.19 13.14590 04/03/2009 -637.24700 18000.40170
04/03/2009 Premium Allocation Charges -10000.00 13.14590 04/03/2009 -760.69340 17239.70830
04/03/2009 Unit Adjustment 418.86 13.14590 04/03/2009 31.86230 17271.57060
04/03/2009 Service Tax -1030.00 13.14590 04/03/2009 -78.35140 17193.21920
27/03/2009 Policy Administration Charge -75.00 15.06180 27/03/2009 -4.97950 17188.23970
27/03/2009 Mortality Charge -5469.19 15.06180 27/03/2009 -363.11660 16825.12310
27/03/2009 Service Tax -571.05 15.06180 27/03/2009 -37.91390 16787.20920
22/04/2009 Unit Adjustment 2733.40 15.85660 22/04/2009 172.38230 16959.59150
27/04/2009 Policy Administration Charge -75.00 16.38340 27/04/2009 -4.57780 16955.01370
27/04/2009 Mortality Charge -5458.58 16.38340 27/04/2009 -333.17750 16621.83620
27/04/2009 Service Tax -569.96 16.38340 27/04/2009 -34.78880 16587.04740
27/05/2009 Service Tax - Mortality -543.82 19.56580 27/05/2009 -27.79442 16559.25298
Charge
27/05/2009 Policy Administration Charge -75.00 19.56580 27/05/2009 -3.83322 16555.41976
27/05/2009 Additional Cess -0.08 19.56580 27/05/2009 -0.00409 16555.41567
27/05/2009 Additional Cess -5.44 19.56580 27/05/2009 -0.27804 16555.13763
27/05/2009 Educational Cess -0.15 19.56580 27/05/2009 -0.00767 16555.12996
27/05/2009 Educational Cess -10.87 19.56580 27/05/2009 -0.55556 16554.57440
27/05/2009 Mortality Charge -5438.19 19.56580 27/05/2009 -277.94366 16276.63074
27/05/2009 Service Tax -7.50 19.56580 27/05/2009 -0.38332 16276.24742
29/06/2009 Mortality Charge -5430.41 20.23490 29/06/2009 -268.36851 16007.87891
29/06/2009 Educational Cess -0.15 20.23490 29/06/2009 -0.00741 16007.87150
29/06/2009 Educational Cess -10.86 20.23490 29/06/2009 -0.53670 16007.33480
29/06/2009 Additional Cess -0.08 20.23490 29/06/2009 -0.00395 16007.33085
29/06/2009 Additional Cess -5.43 20.23490 29/06/2009 -0.26835 16007.06250
29/06/2009 Policy Administration Charge -75.00 20.23490 29/06/2009 -3.70647 16003.35603
29/06/2009 Service Tax -7.50 20.23490 29/06/2009 -0.37065 16002.98538
29/06/2009 Service Tax - Mortality -543.04 20.23490 29/06/2009 -26.83680 15976.14858
Charge
27/07/2009 Service Tax - Mortality -542.65 21.02250 27/07/2009 -25.81282 15950.33576
Charge
27/07/2009 Service Tax -7.50 21.02250 27/07/2009 -0.35676 15949.97900
27/07/2009 Policy Administration Charge -75.00 21.02250 27/07/2009 -3.56761 15946.41139
27/07/2009 Additional Cess -0.08 21.02250 27/07/2009 -0.00381 15946.40758
27/07/2009 Additional Cess -5.43 21.02250 27/07/2009 -0.25829 15946.14929
27/07/2009 Educational Cess -0.15 21.02250 27/07/2009 -0.00714 15946.14215
27/07/2009 Educational Cess -10.85 21.02250 27/07/2009 -0.51611 15945.62604
27/07/2009 Mortality Charge -5426.46 21.02250 27/07/2009 -258.12629 15687.49975
12/08/2009 Fund Switch -319919.88 20.39330 12/08/2009 -15687.49956 0.00000
09/10/2009 Auto Unit Journal -2248.61 22.58180 09/10/2009 -99.57607 -99.57588
09/10/2009 Auto Unit Journal 2248.61 22.58180 09/10/2009 99.57607 0.00000
01/12/2009 Closing Balance - - - 0.00000 0.00000

Current Unit Balance : 0.00000 NAV as on November 30,2009 :22.97800 Current Fund Value: 0.00000

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MetLife India Insurance Co.Ltd.
Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.com
www.metlife.co.in
Fund Option Protector

Transaction Transaction Description Amount(Rs) NAV NAV Date Units Bought/ Total Units
Date Sold
11/08/2009 Opening Balance - - - 0.00000 0.00000
12/08/2009 Fund Switch 319919.88 13.52640 12/08/2009 23651.51703 23651.51703
27/08/2009 Mortality Charge -5435.01 13.51270 27/08/2009 -402.21495 23249.30208
27/08/2009 Policy Administration Charge -75.00 13.51270 27/08/2009 -5.55033 23243.75175
27/08/2009 Service Tax - Mortality -543.50 13.51270 27/08/2009 -40.22142 23203.53033
Charge
27/08/2009 Service Tax -7.50 13.51270 27/08/2009 -0.55503 23202.97530
27/08/2009 Additional Cess -0.08 13.51270 27/08/2009 -0.00592 23202.96938
27/08/2009 Additional Cess -5.44 13.51270 27/08/2009 -0.40258 23202.56680
27/08/2009 Educational Cess -0.15 13.51270 27/08/2009 -0.01110 23202.55570
27/08/2009 Educational Cess -10.87 13.51270 27/08/2009 -0.80443 23201.75127
29/09/2009 Educational Cess -0.15 13.57240 29/09/2009 -0.01105 23201.74022
29/09/2009 Educational Cess -10.87 13.57240 29/09/2009 -0.80089 23200.93933
29/09/2009 Additional Cess -0.08 13.57240 29/09/2009 -0.00589 23200.93344
29/09/2009 Additional Cess -5.44 13.57240 29/09/2009 -0.40081 23200.53263
29/09/2009 Service Tax -7.50 13.57240 29/09/2009 -0.55259 23199.98004
29/09/2009 Service Tax - Mortality -543.78 13.57240 29/09/2009 -40.06513 23159.91491
Charge
29/09/2009 Policy Administration Charge -75.00 13.57240 29/09/2009 -5.52592 23154.38899
29/09/2009 Mortality Charge -5437.79 13.57240 29/09/2009 -400.65059 22753.73840
27/10/2009 Additional Cess -0.08 13.62830 27/10/2009 -0.00587 22753.73253
27/10/2009 Additional Cess -5.44 13.62830 27/10/2009 -0.39917 22753.33336
27/10/2009 Educational Cess -0.15 13.62830 27/10/2009 -0.01101 22753.32235
27/10/2009 Educational Cess -10.88 13.62830 27/10/2009 -0.79834 22752.52401
27/10/2009 Mortality Charge -5440.49 13.62830 27/10/2009 -399.20533 22353.31868
27/10/2009 Policy Administration Charge -75.00 13.62830 27/10/2009 -5.50325 22347.81543
27/10/2009 Service Tax - Mortality -544.05 13.62830 27/10/2009 -39.92061 22307.89482
Charge
27/10/2009 Service Tax -7.50 13.62830 27/10/2009 -0.55033 22307.34449
27/11/2009 Educational Cess -0.15 13.85240 27/11/2009 -0.01083 22307.33366
27/11/2009 Educational Cess -10.88 13.85240 27/11/2009 -0.78542 22306.54824
27/11/2009 Additional Cess -0.08 13.85240 27/11/2009 -0.00578 22306.54246
27/11/2009 Additional Cess -5.44 13.85240 27/11/2009 -0.39271 22306.14975
27/11/2009 Service Tax - Mortality -544.10 13.85240 27/11/2009 -39.27839 22266.87136
Charge
27/11/2009 Policy Administration Charge -75.00 13.85240 27/11/2009 -5.41422 22261.45714
27/11/2009 Service Tax -7.50 13.85240 27/11/2009 -0.54142 22260.91572
27/11/2009 Mortality Charge -5441.01 13.85240 27/11/2009 -392.78464 21868.13108
01/12/2009 Closing Balance - - - 21868.13108 21868.13108

Current Unit Balance : 21868.13108 NAV as on November 30,2009 :13.84580 Current Fund Value:
302781.76931

The units allocated to your account are subject to clearance of the cheque(s). Please notify us in writing, within 14 calendar days
from the date of the receipt of this statement, in case of any discrepancy in your Account Statement.

IRDA vide its Circular No.053/IRDNActl_ULIP_G/February-07, dated 20th February 2007, has permitted Insurance companies to
invest in Money Market Instruments upto 40% (increased from 20%) of its Unit Linked Funds. This has been done with the
intention to enhance the flexibility in operation of the Unit Linked Funds. In compliance with this circular MetLife India Insurance
Co. Ltd has written to IRDA and received approval to enhance the Money Market exposure in all its unit linked funds upto 40%.
This is the maximum permissible exposure and not targeted exposure which would be much lower.

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MetLife India Insurance Co.Ltd.
Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.com
www.metlife.co.in
In case of any queries related to the information provided in this notice or any other, please feel free to
contact us at our 24 Hour helpline: 1-800-425-6969 (from all landline and mobile) or email us at indiaservice@metlife.com.
Our customer service executives would be happy to help and assist you
Yours Sincerely,
MetLife India Insurance Co. Ltd.

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MetLife India Insurance Co.Ltd.
Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.com
www.metlife.co.in
Service Guidelines
Premium Allocation Premium Allocation Charge The Premium Allocation Charges are applied
Charge whenever the Regular premium and Top-up premium is applied to the policy.
Please refer the Terms and Conditions enclosed along with the Policy
Document for details on the percentage of Premium Allocation Charge
applicable on your policy.
Mortality Charges Mortality charge is deducted at the beginning of each month by cancellation of
an appropriate number of units at the relevant Net Asset Value.
The Mortality charge is deducted from the fund with the highest Fund Value and
the balance if any from next such fund and so on.
Please refer the Cost of Insurance Rate table enclosed along with the Policy
Document for details on the monthly mortality charges arrived at on your policy.
Policy Administration The following policy administration charges are deducted from the fund value as
Charge given below:
Met Smart Plus Met Smart Premier Met Advantage
Plus
Year 1 (each month) Rs.200 Rs.200 Rs.25
Year 2+ (each month) Rs.75 Rs.75
The above charges will be deducted at the beginning of each month by
cancellation of an appropriate number of units using the relevant Net Asset
Value of these units. The policy administration charge is deducted from the fund
with the highest Fund Value and the balance if any from next such fund and so
on.
Premium Payment 1. For all Renewal Premium Payments (including Advance premium), the
reference NAV date considered is the Payment Date or the Due Date of
payment, whichever is later. The below mentioned points shall be applicable
when the Payment Date is post the Premium Due Date.
2. To get the same day's NAV pay your premium/ Dump in/ Top up premium
before 1500 hours at your nearest MetLife Office. Outstation Cheques and
Demand Draft payments would be given an NAV as on the date of clearance.
3. When you pay Dump in/ Top up amounts, do indicate this in writing. If this is
not indicated, the money would be treated as outlined in the terms and
conditions of your policy. In case there is a past due payment on your policy or
the policy is lapsed, the payment would first be appropriated towards the past
due payment or towards reinstating your policy, as the case may be.
4. For local cheques / DD's payments sent through post, drop box, etc the NAV
will depend on the date and time of receipt at MetLife's Office, If received before
1500 hours on any day, the NAV would be that of the same valuation date.
Outstation Cheques and Demand Draft payments would be given an NAV as on
the date of clearance.
5. Please pay your premium within the grace period (30 days from due date) to
keep your policy in-force and continue enjoying the benefits & privilege under
the coverage.
Frequency of premium Can be changed at any time by giving a request in writing. The change will be
payment effective from the next policy anniversary only.
Switch of Fund Options Facility of switch between fund options is available after 6 months from the date
of issue of your policy. This can be done by submitting the Fund Switch Request
Form by 1500 hours to get the same day's NAV.
Withdrawal Facility of partial withdrawal from the Policy Account is available after 3 years
from the date of issue of the policy. This can be done by submitting the
Withdrawal Request Form by 1500 hours to get the same day's NAV. (applicable
for Met Smart Plus, Met Smart Premier, Met Smart Plus Single Pay and Met
Smart Premier Single pay.)
Sum Assured You have the option to increase/decrease the Sum assured after the first 3
policy years by making a written request to the Company prior to the Policy
Anniversary date.
Address Change Address changes may be done anytime by giving us a request in writing.
Assignment You may change/add a beneficiary to the policy by submitting the beneficiary
change request form.
Beneficiary Change To assign your policy to another person / institution, please fill up our
assignment deed in 2 originals and submit along with the policy document.
Page 6 of 6
MetLife India Insurance Co.Ltd.
Registered Office:'Brigade Seshamahal',5 Vani Vilas Road, Basavanagudi, Bangalore -560004.
24 Hour Helpline: 1-800-425-6969 or +91-80-2650 2244 Email: indiaservice@metlife.com
www.metlife.co.in

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