Table of Contents

Acknowledgements x
Abbreviation
xi
Executive Summary xii
CHAPTER 1 Page No.
ntroduction to t!e Re"ort
1.1 objective of Study
1.2 Limitations of the study
1.3 Merits of the study
1.4 Methodology of the Study
1.4.1 Primary data
1.4.2 Secondary data
CHAPTER #
ntroduction to $rgani%ation &'ank(
2.1 volution of 'anking )ndustry
2.2 !istorical "ac#ground of $rgani%ation &'ank(
2.2.1 !istory
2.2.2 Present status $includes number of em%loyees& total branches etc'
2.2.3 (redit )ating
2.2.4 *uditors
2.3 +rgani,ational Structure
2.3 -ision and Mission
2.4 +bjectives
2.. (ore -alues
2./ (or%orate Profile
2.0 1ecutive (ommittee
2.11 +rgani,ation Structure of "an# "ranch
2.11.1 Location
2.11.2 Number of m%loyees
2.11.3 *ssets and Liabilities Management (ommittee $*L(+'
2.11.4 (redit (ommittee

CHAPTER *
Products + services "rovided by 'ank ,ame and its 'ranc! located at
-----------------------------
CHAPTER .
Analysis of ----------------------------------------------
/inancial Analysis
10 1ertical Analysis
#0 Hori%ontal Analysis
*0 Ratio Analysis
Profitability Ratios2
,et nterest 3argin $,3' is a measurement of the difference bet2een the interest
income generated by ban#s or other financial institutions and the amount of interest %aid
out to their lenders $for e1am%le& de%osits'. 3t is considered similar to the gross margin of
non4financial com%anies. 5his figure is available in the 3ncome statement.
Earning Assets to Total Assets arning *ssets6 5otal *ssets
arning *ssets include Loans& Leases& 3nvestment securities and money mar#et assets. 3t
excludes cash and non4earning de%osits and fi1ed assets.
,et nterest 3argin to Average Earning Assets2
Return on Earning Assets2 Net 3ncome 6*verage arning *ssets
$"erating Cost to income ratio Non4interest cost6 income
E4uity to Total Assets2 7uity6 5otal *ssets
,on-"erforming 5oans to Total 5oans2
Credit to de"osit ratio &C6 ratio(
5oan 5oss Coverage Ratio2 &Pre4ta1 income 8 %rovision for loan losses' 6 debts 2ritten
off
4 sho2s asset 7uality and the level of %rotection of loans.
Efficiency ratios
1. nterest income "er em"loyee
2. Profits "er em"loyee
3. 'usiness "er em"loyee
4. 'usiness "er branc!
.. Em"loyees "er branc!
S7$T Analysis &$verall and 'ranc!(

CHAPTER 8
(onclusion
)ecommendations