BALANCE SHEET

Your Net Worth As Of

Assets

Liabilities


Cash Equivalents

Personal Loans



Checking Account

Auto Loans



Savings Account

Home Mortgage



Time Deposits

Home Equity Loan



Money Market

Life Insurance Policy Loan

Treasury Bills

Income Tax Liability



Cash on Hand

Business Loan



Credit Card


TOTAL


TOTAL


Investments


Stocks




Mutual Fund

Your Net Worth

Money Tree


Abundance Plus


Business Interest



TOTAL


Retirement Funds


Pension (Present Lump-sum value)


Pag-Ibig Funds





TOTAL




Personal Investments


Principal Residence


Second Residence


Automobiles


Home Furnishings


Other Assets



TOTAL




TOTAL ASSETS





Financial Need Analysis


Name:

Age:



A. Income Replacement


x 12 month / =
a) Monthly Contribution to Family

Interest rate

b) Ideal Insurance Coverage

Explanation:

If your beneficiary will get______% from (b) ________________________ every month, this
would replace the monthly contribution that you used to provide.



B. Education Fund for your Child


X 1st=
Present tuition fee of your chosen rate factors 2nd=
University

for college

3rd=

years

4th=

Total=


C. Your Retirement Fund


How much monthly BASIC amount do you want to have when you retire? _________________ (a)
What is the future value rate factor at your retirement age? _________________ (b)


__________ ___________ ________________ x 12 months/ _______% = _______________
(a) (b) = (C.) future value of (a)



Explanation:

If you get _________% every month from (a) _____________________________, you will have
(c.) _________________________, which is the future value of your desire monthly BASIC budget.




Assesed by:





Thelma P. Ramos


Financial Advisor

Income Statement



Income Expense

Description Monthly Annual Description Monthly Annual

His Paycheck Association due

Her Paycheck Car Maintenance

Cash Deposits Car Payment

Checking Charity

Rentals Child Care

Money Market Clothing

Mutual Funds Commuting

Bonds Dining Out

Stocks Education

T-Bills Education

Retirement Acct. Food

Life Insurance Gasoline

Gifts

Health Care

Hobbies

Home Maintenance

Housekeeping

Insurance

Personal Debt

Property Tax

Recreation

Rent or Mortgage

Subscription

Utilities

Vacation

Others

TOTAL TOTAL





Budget Surplus/ (Deficit)



My Goal

Short-Term Goal What it Cost Needed-By Date
Monthly
Savings Investment
Required Account
1
2
3
4
5
6
7
8
9
10


Total For This Goal


Short-Term Goal What it Cost Needed-By Date
Monthly
Savings Investment
Required Account
1
2
3
4
5
6
7
8
9
10


Total For This Goal


Short-Term Goal What it Cost Needed-By Date
Monthly
Savings Investment
Required Account
1
2
3
4
5
6
7
8
9
10


Total For This Goal