ADITI Varshney has completed the Summer Internship Project entitled Portfolio Analysis of Oriental Insurance. This work has not been submitted for the award of any degree, diploma, associateship or fellowship or any other title in this University or any other University. I am indebted to many people who helped me accomplish this internship successfully.
ADITI Varshney has completed the Summer Internship Project entitled Portfolio Analysis of Oriental Insurance. This work has not been submitted for the award of any degree, diploma, associateship or fellowship or any other title in this University or any other University. I am indebted to many people who helped me accomplish this internship successfully.
ADITI Varshney has completed the Summer Internship Project entitled Portfolio Analysis of Oriental Insurance. This work has not been submitted for the award of any degree, diploma, associateship or fellowship or any other title in this University or any other University. I am indebted to many people who helped me accomplish this internship successfully.
Institute of Management Christ University, Bangalore 2013-2015
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DECLARATION
I, Aditi Varshney, do hereby declare that the Summer Internship Project entitled Portfolio Analysis of Oriental Insurance , has been undertaken by me as part of my studies in the degree of Master of Business Administration. I have completed this study under the guidance of Prof. T.S.RAMACHANDRAN , Institute of Management, Christ University, Bangalore and Mr.Navneet Doda, Manager,TOICL,Delhi.
I also declare that this work has not been submitted for the award of any degree, diploma, associateship or fellowship or any other title in this University or any other University.
This is to certify that the Summer Internship Project submitted by Aditi Varshney on the title Portfolio Analysis of Oriental Insurance, is a record of project work done by him during the academic year 2001415 under my guidance and supervision in partial fulfilment of Master of Business Administration. This Summer Internship Project has not been submitted for the award of any degree, diploma, associateship or fellowship or any other title in this University or any other University.
Place: Bangalore (Prof. TS.RAMACHANDRAN) Date:
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ACKNOWLEDGEMENT
I am indebted to many people who helped me accomplish this internship successfully.
First, I thank the Vice Chancellor Dr Fr Thomas C Matthew of Christ University for giving me the opportunity to do my summer internship project.
I thank Prof. Ghadially Zoher, Associate Dean, Fr Thomas T V, Director and Prof T S Ramachandran, Head-Finance of Christ University Institute of Management for their kind support.
I wish to take this opportunity to express my deep sense of gratitude to thank Mr. Navneet Doda (Manager, TOICL, Delhi), for their invaluable guidance throughout my project. I sincerely thank TOICL for providing me with an opportunity to work in the Investment Department & to get an insight about it.
I thank Prof T.S.RAMACHANDRAN, for his support and guidance during the course of my summer internship. I remember him with much gratitude for his patience and motivation, without which I could not have submitted this work.
I thank my parents for their blessings and constant support, without which this summer internship would not have seen the light of day.
Aditi Varshney Register No. 1321542
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TABLE OF CONTENTS
Title Page No
Declaration ii Certificate iii Certificate from the company iv Acknowledgement v Table of Contents vi List of Tables ix List of Charts & Graphs x Abstract xi
CHAPTER I INTRODUCTION 1.1 INTRODUCTION 01
CHAPTER II INDUSTRY PROFILE 2.1 ABOUT THE INDUSTRY 03 2.2 ACROSS THE WORLD 03 2.3 HISTORY OF INSURANCE 04 2.4 METHODS OF INSURANCE 05 2.5 INSURERS BUSINESS MODE 05 2.6 INDIAN INSURANCE INDUSTRY 06 2.7 INDUSTRY STRUCTURE 08 2.8 INDUSTRY REPOSITORY 08 2.9 AUTHORITIES 09 2.10 GENERAL INSURANCE COMPANY 09
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CHAPTER III COMPANY PROFILE 3.1 INTRODUCTION 11 3.2 ORIENTAL INSURANCE COMPANY WORKFORCE 11 3.3 FINANCIAL HIGHLIGHTS 12 3.4 ORIENTAL INSURANCE PRODUCT PORTFOLIO 11 3.5 DISTRIBUTION NETWORK 18 3.6 FINANCIAL INFORMATION 19
Graph 6.1: Investment 25 Graph 6.2: NPA to total investment 40 Graph 6.3: NPA/GNPA 40 Graph 6.4: NPA to TOTAL INVESMENT 41
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EXECUTIVE SUMMARY BACKGROUND This report presents the details of the Study on the Investment & Portfolio Pattern at The Oriental Insurance during the period 14 th April to 28 th May. The purpose of the work was to study the investment methods, analyse the investment portfolio and determinant factors .
SCOPE The scope of the study is based on Sector Based Investment Diversified portfolio management Return on the Different sectors Regulations and Implications Equity market fluctuations
This report however focuses on the understanding and allocation of funds in different sector. OBJECTIVE Understand and study the investment market and evaluation of return on the investment in different sectors. METHODOLOGY & SAMPLING Underwent a complete study based on the interaction with the company employees. The department undergo a confined study about the investment and sector based on the different criterias.
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FINDINGS Investment in different segment & to deal with risk associate Forecasting and evaluating the return at different level of risk. Management of surplus fund, which is proper allocation of fund in the decided sector on the basis of market research carried out.