Jamir Abdul Patel

Name

Abdul Kadar Patel

Father name

At Post Rajuri Tal Junnar Dist Pune

Address
Mobile No

9967102828

COST OF PROJECT AND MEANS OF FINANCE

Cost of Project
Specifications
Cost of animals
Construction of cow shed and storage area sq.
ft.
Equipment (chains, ropes, baskets, milk pails,
manual chaff cutter etc.)
Initial fodder cultivation cost acres
Misc. expenses
Total Cost of project
Means of Finance
Term Loan Bank
DIC Seed Money
Margin
Total

Phy. units
15.00

Unit cost
Total
75000.00 1125000.00

3000.00

250.00

750000.00

15.00
3.00
15.00

1000.00
5000.00
20000.00

15000.00
15000.00
300000.00
2205000.00

75%
15%
10%

1653750.00
330750.00
220500.00
2205000.00

PROJECTED CASH FLOW STATEMENT

SOURCES OF CASH

Year II

Capital investment
Profit Before Tax & deep
Term Loan
Total

220500.00
0.00
0.00
1264787.00 1651438.00 1648788.00
1653750.00
0.00
0.00
3139037.00 1651438.00 1648788.00

USES OF CASH
Purchase of live Stock
Fixed Assets
Increase in Working Capital.
Interest on Term Loan
Repayment of Term Loan
Drawings

1125000.00
765000.00
189778.33
229425.00
30000.00
36000.00

Total

#REF!

Closing Cash

#REF!

Year II

0.00
0.00
32356.00
225225.00
30000.00
48000.00
#REF!
#REF!

Year III

45000.00
0.00
0.00
221025.00
30000.00
60000.00
#REF!
#REF!

Year IV

Year V

0.00
1646473.00
0.00
1646473.00

0.00
1827726.50
0.00
1827726.50

90000.00
0.00
0.00
216825.00
30000.00
72000.00

90000.00
0.00
0.00
212625.00
30000.00
84000.00

#REF!
#REF!

#REF!
#REF!

Projected Balance Sheet

LIABILITIES

Year II

Capital
Profit & LossA/c
Term Loan From Bank
Sundry Creditors
Total
ASSETS
Live Stock
Fixed Assets less Dep
Current Assets
Cattle Feed
Debtors
Cash and Bank

220500.00
780362.00
1653750.00
36109.17
2690721.17

Year II
0.00
#REF!
1593750.00
45753.17
#REF!

Year III
0.00
#REF!
1563750.00
45753.17
#REF!

Year IV
0.00
#REF!
1533750.00
45753.17
#REF!

Year V
0.00
#REF!
1503750.00
45753.17
#REF!

Year II
Year II
Year III
Year IV
Year V
1125000.00
1125000.00
1170000.00
1260000.00
1350000.00
1971000.00
1773900.00
1596510.00
1436859.00
1293173.10
`
42887.50
42887.50
42887.50
42887.50
42887.50
183000.00
225000.00
225000.00
225000.00
225000.00
#REF!
#REF!
#REF!
#REF!
#REF!

Total

#REF!

#REF!

#REF!

#REF!

#REF!

#REF!

#REF!

#REF!

#REF!

#REF!

Working Capital Requirements

Current Assets

Year II

Cattle Feed
Sundry Debtors
Total

42887.50
183000.00
225887.5

Year II
42887.50
225000.00
267887.50

Year III

Year IV

42887.50
225000.00
267887.50

Year V

42887.50
225000.00
267887.50

42887.50
225000.00
267887.50

Less : Creditors

36109.16667 45753.1667 45753.1667 45753.16667 45753.1667

Net Working capital

189778.3333

222134.33

222134.33

222134.33

222134.33

Increase in working Capital

189778.3333

32356.00

0.00

0.00

0.00

CALCULATION OF DEBT SERVICE COVERAGE RATIO

Particulars

Year II

Year II

Year III

Year IV

Year V

Net Profit Afte tax During yr.

816362.00
Add: Depreciation
219000.00
Add: Interest On Term Loan
229425.00
Total Amount available For serving intt
1264787.00
& Installment

#REF!
197100.00
225225.00

#REF!
177390.00
221025.00

#REF!
159651.00
216825.00

#REF!
143685.90
212625.00

Installment and interest to be Served

Debt Service Coverage Ratio
Average DSCR

#REF!
#REF!

#REF!

#REF!

#REF!

#REF!

#REF!
#REF!

#REF!
#REF!

#REF!
#REF!

#REF!
#REF!

#REF!

Annexure (g) to the Project

BASIS OF ESTIMATION OF INCOMES AND EXPENSES
365 Days

No. of Working days

270 Days
No. of Productive Days ( Average)
Sale Realisation
No.of Animals* Productive Days * Milk Per Animal * Rate of Milk per Kg
15 * 270 Days * 12 kg * 30
Rs
1458000
Assumed the sale will be increase by 10% every Year.
4 Cost of Cattle Feed
Cattle Feed per Animal per day
Hara Chara
10 kg @ Rs 10 per kg
100
Turi
10 kg @ Rs 32per kg
20
binola
2 kg @ Rs 20 per kg
40
Bajra
2 kg @ Rs 15 per kg
30
Khal
2 kg @ Rs 20 per kg
40
Methi
1 kg @ Rs 30 per kg
30
MISC.
10
Total
270
No. of Animal * No. of working days * cost per animal
Hence total cost per year :
15* 365 * 270
Rs
1478250
5 Wages & Salary
Workers Skilled
2
8000
16000
Manager
1
Self
0
Total Per Month
16000
192000
Annual Wages
Estimated at Rs.16000.00/- p.m.
201600
or Say Annual Salary with 5% Annual Increment will be
2
3

6 Depreciation
Rate of Depreciation

Shed Total Dep.

10%

WDV

Year II
Less : Depreciation

2190000.00
219000.00

219000.00 1971000.00

Year II
Less : Depreciation

1971000.00
197100.00

197100.00 1773900.00

Year III
Less : Depreciation

1773900.00
177390.00

177390.00 1596510.00

Year IV
Less : Depreciation

1596510.00
159651.00

159651.00 1436859.00

Year V
Less : Depreciation

1436859.00
143685.90

143685.90 1293173.10

7 Interest on Term Loan

Opening Balance
Add : Addition
Less : Repayment
Closing Balance
Avg. Balance
Interest @ 14%

Year II

Year II

Year III

Year IV

Year V

0.00 1623750.00 1593750.00 1563750.00 1533750.00

1653750.00
0.00
0.00
0.00
0.00
30000.00
30000.00
30000.00
30000.00
30000.00
1623750.00 1593750.00 1563750.00 1533750.00 1503750.00
1638750.00 1608750.00 1578750.00 1548750.00 1518750.00
216825.00 212625.00
229425.00 225225.00 221025.00