1.

ANZ founded in 1835 with its headquarters in Melbourne

Deals with major banking products namely
consumer banking ,
corporate banking ,
insurance ,
investment banking ,
global wealth management ,
private equity ,
credit cardds etc
commercial and retail banking division dominates in ANZ . revenue as of
2012 is 18 billion dollars and profit around 5.6 and employees are around 49,000
3rd largest bank in Australia in terms of market capitalization
Business strategy
We aim to become a super regional bank. This involves growing our presence in th
e Asia Pacific region and source 25-30% of earnings from our Asia Pacific Europe
and America Division by 2017, while also being very focused on growth in our co
re domestic businesses in Australia and New Zealand.
Acquisitions
------------
Royal Bank of Scotland Asia acquisition
ING Australia and ING New Zealand Joint Ventures
Landmark Financial Services
WHY ANZ ????
1. ANZ - tremendous growth oppurtunities as well as challenges = recent graduate
program as well
2. LEarning and training adn exposure to business products is strong along with
exceptional and numerous personalities with varied experience which can help to
excel
2. WHY Client case manager
3. Your experience ?
4. How would you embrace ANZ values in everyday work
Integrity - 'Do what is right'
Collaboration - 'Work as one'
Accountability - 'Own your actions'
Respect - 'Value every voice'
Excellence - 'Be your best'
Taking responsibilities seriously and leading and inspirirng
Team work Example ???
------------------------
I want to state the exoperience I had in London when the client gave us 3 months
to improve team performance - we all worked together towards the goal
heloing each other and improving
Look at each day as a new opportunity to be your very best. Set high goals, be h
onest, never say no, and work with people who share your passion for doing their
best.'
competence, professionalism, enthusiasm, and likability
Lengthy cycle time to bring new
clients onboard
End-to-end visibility into the
process
Consistent application of policies to
ensure consistent and timely
decisions
Lack of metrics associated with
each department including
employee performance
Audit trails to ensure compliance to
federal, state or company
regulations
SOLUTION
Request all the required
documentation the first time
Ability to quickly find where a
client is in the process
Reduce the onboarding process
from months to weeks / days
Send automated reminders to the
clients and / or internally when
deadlines approach
Ensure that governmental and
institutional regulations are
consistently applied
Barcode outbound documents so
they can quickly be matched with
the associated client
RESULTS
Reduce the onboarding cycle time
from months to weeks / days
Provide detailed audit trail of all
activities performed during
onboarding process
Enable visibility into the
onboarding process
understand the key stake holders and the bottlenecks involved
Regulations which Impact Client Onboarding
Dodd-Frank Wall Street Reform and Consumer Protection Act
Creation of the Financial Stability Oversight Council (FSOC) and the Office of F
inancial Research (OFR) responsible for implementing and enforcing financial com
pliance
Introduction of more stringent capital requirements
New regulation framework for Over the Counter (OTC) derivatives
Increased compensation disclosures and regulations pertaining to compensation co
mmittee makeup and duties
Implementation of the Volcker Rule significantly impacting proprietary trading p
ractices
Securitization market reform implementing minimum credit risk exposure requireme
nts
Derivatives reform will impact the way OTC derivatives are onboarded
Legal Entity Identification (LEI) - Establishment of the US Office of Financial
Research and subsequently the industry wide Legal Entity Identifier standard for
all parties to financial contracts (for a point of view on LEI, please click he
re)
EMIR - The European OTC to Central Counter Party (CCP) legislation
MiFID II - Updates to the pan-European trade agreement
Basel III - The Basel Committees updated standard on capital adequacy and liquidi
ty
Foreign Account Tax Compliance Act (FATCA) - Prevents US persons from avoiding
US income tax on investments held offshore
What demotivates me ?
Lack of work or low workload makes me demotivates me hence I try to
engage myself all the time
strong regulations for kyc requirement
client interaction front office and middle office n traders n operations
Strengths
1. Good analysis skills +
2. Research capabilities
3. More business and maangement roles
4. Eye for details
5. organizational skills
6. Leadership ability
7.