Specialist Banking N.V.

What is a loan?
A loan is an amount of money that you get from us to spend on consumer goods.
You need to pay interest and the whole sum back.
What is interest?
Interest is the compensation that we will receive from you for opening up an amount of money.
To get a high amount loan, like a mortgage; you need to secure us with a property owned by you.
After we handled you the money, the money will be your own asset.
Our policy :
Interest will be paid, per situation on the market and the term of the loan.
If you change your name, or commit a character-kill, then you still need to pay the whole sum with
interest.
You can pay on every way you want within the term of the loan, however we prefer to get paid the
whole sum + interest at the end of the term.
If, borrower cant pay off the loan; then we can confiscate personal possessions. The chance to get a
loan in the future will drastically decrease.
We keep all our customer data, to prevent troubles in the future.
You need to pay intermediaries costs, if there is an intermediary.
The term of loan can be determined oral or on paper after request.

Specialist Banking N.V.
If we notice fraud or attempt to fraud, we will immediately inform the authorities.
The administrative expenses amounts : 300$
Avoiding to pay the loan on any way is impossible, you still need to pay the loan.
The fine on a loan, if it is not paid within the term amounts: 5% of the loan per day.
The debit interest amounts : N/A
You declare :
that the information in the request in fully correct;
that you dont have got other loans or debts at banks, persons or other instances;
that you know that you make a contract;
that you can pay the loan;
that you can get sued for not paying a part or the whole loan. ( Administrative expenses included! )

Example:
Player A gets a loan of 20.000$. The interest is 35%. Player A pays the sum + interest off within the
term, so we get :
20.000$ * 1.35 = 27.000$ + 300$ = 27.300$
20.000$ is the whole sum, 7.000$ is the interest and 300$ is the administrative expenses.
If player A cant pay the whole sum + interest within the term, then player A will receive a 5% fine per
day, so we get:
20.000$ * 1.35 = 27.000$ + 300$ + (20.000$ * 0.05X) = 27.300$ + fine per day. X stands for the days
after the term. If player A is financially struggling, then we can confiscate personal possessions.





Specialist Banking,

Specialist
Director of Specialist Banking