CV Iqbal M Khan-14-12-2013

IQBAL M KHAN
President
FOUNDER:
President/Chairman
SURE Institute
SURE Education Trust
SURE Entrepreneurship Education Village
Schumpeterian Entrepreneurship Society
Pakistan Association of Small Enterprises
Progressive Bank for Small Enterprises
SENIOR CONSULTANT:
World Bank Consultant 1991: Washington

USA
UNICEF Consultant, Advocacy & Training for
Hygiene Education 2001 to 2002
EU-HTSPE Survey of BDSP for Capacity
Building BDS Expert for Small Enterprise
2006
US AID Project Empower Pakistan
Entrepreneurship Survey Karachi
WTO Consultant
International Youth Foundation IYF/ US AID
Asian Productivity Organization APO Japan:
(2000-2002) National Expert on SMEs
Association
of
Development
Finance
Institution in Member Countries of IDB Deputy Secretary General
SMEDA one of Top 3 consultants who
setup SMEDA, Government of Pakistan.
ACADEMIC TEACHING
EXPERIENCE:
Senior Fellow Entrepreneurship, Lahore

School of Economics since 2007 to date.
As Director Case Development Unit:
launched as Editor a Journal. Lahore School
Journal of Case Studies.
Launched a virtual business project for
Entrepreneurship.
Taught Marketing, Advertising, Banking,
Research
Methodology,
Business
Communication and Case Study Writing
besides Entrepreneurship.
Visiting faculty, Punjab University
Visiting
Professor:
ILM/University
of
Management & Technology (UMT)
Visiting Professor: Kinnaird College for
Women
Visiting Professor: University of Lahore
Visiting Professor: Imperial College of
Business Studies
Visiting Professor: Pak-AIMS
Visiting Faculty: Al-Hajvery College of
Business Administration
University of Allama Taba Tabai: Tehran

Thai Chamber of Commerce University:
Bangkok
URE ENTREPRENEURSHIP DEVELOPMENT INSTITUTE
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LAHORE 54792 PAKISTANPH + 92 42 3572 7219 FAX + 92 42 3589 0264 Cell + 922 321 404 6625 Email: ibajauri@gmail.com
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OBJECTIVE:
Versatile,
accomplished
Entrepreneurship
&
Small
Enterprise Executive / Business Consultant with MPhil in
Entrepreneurship Education and diverse experiences.
Seeking opportunity to leverage skills in Education
Management and Business Development. Recognized as a
positive, productive peak performer who knows ground
reality of Entrepreneurship environments and achieves key
business goals in education, business incubation, and
establishing Entrepreneurship Development Institute.
PROFILE:
1. A PROFESSIONAL BIOGRAPHY:
A proven ability to drive superior business performance

with innovation process improvements, tools and
programs. Identifies business opportunities and creates
new models that generate better utilized resources, and
improve satisfaction. Use collaborative leadership style
to build consensus for organization change. Dynamic
entrepreneur who utilizes creativity, leadership and
teamwork to design and execute solutions that creates
new values.
Has proven track record with responsibility for
recruiting, training, and supervising in important
organization as SMEDA.
Over thirty five years of experience in the field of
international trade and Entrepreneurship Education,
Entrepreneurship
Development,
Entrepreneurship
Policy, Social Entrepreneurship and Small Enterprise
(SE), Small Enterprises Support Systems, Financing of
Small Enterprises. Seasoned outsourcing/off shoring
professional with experience analyzing transacting,
implementing, managing, optimizing, and overseeing all
aspects of O/O lifecycle.
QUALIFICATIONS
:
PROFESSIONAL
JOUREY:
PhD Candidate in Education with Specialization in

Entrepreneurship(Thesis to be submitted) (UMT)
M
Phil:
Education
with
Specialization
in
Entrepreneurship
MA ELM from University of Management & Technology
(UMT) Lahore (Educational Leadership) Specialization in
Entrepreneurship.
Graduation from Government College, Lahore with
Economics and Political Sciences
1. PROFESSIONAL EXPERIENCE:
Areas of Specialization: Research and Consultancy in
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Entrepreneurship
Training and Development and Teaching.
Developing Banking Products of Small Enterprises
Writing books, articles, research papers and case
studies on Entrepreneurship.
Entrepreneurship
Education,
Entrepreneurship
Development,
Entrepreneurship
Policy,
Social
Entrepreneurship and Small Enterprise (SE), Small
Enterprises Support Systems, Financing of Small
Enterprises. Administrative ability to manage
multidisciplinary organization/Institute.
2. EXPERTISE
AND
ENTREPRENEURSHIP:
EXPERIENCE
IN
As Entrepreneurship Specialist have conducted

research, consultancy, and training for small
enterprises. Have assisted in venture creation,
developing capacity of entrepreneurs, written and
published books and research papers. Continuing
research for minority entrepreneurs, indigenous
entrepreneurs, and social entrepreneurs.
As Entrepreneurship Education Specialist and
academic have written research papers and
designed
training
programs
for
educating
Entrepreneurs of all ages and all experiences. Area
of expertise lies in entrepreneurship Education,
Social Entrepreneurship, Minority Entrepreneurship,
Indigenous
Entrepreneurship,
Entrepreneurship
policy and Women Entrepreneurship and Training
Entrepreneurship to Vocationally Trained personnels
to setup small and micro enterprises.
As Small Enterprise Specialist set up the Small and
Medium Enterprise Development Authority (SMEDA)
for Government of Pakistan. Have conducted
research, consultancy and training for small
enterprises, donor agencies, Government of Pakistan
As SME Banking Specialist have been the president
of a small enterprise bank, have designed banking
products for banks for the betterment and
development
of
Small
Enterprises
and
Microenterprises. Have conducted consultancy and
training for small enterprise bankers.
3. TEACHING EXPERIENCE:
Senior Fellow Entrepreneurship, Director Case

Development Unit, Lahore School of Economics since
2007 to-date with additional objective to promote
entrepreneurship as a separate discipline of study
and develop local case study to teach from the
experience of local entrepreneurs and also to record
the contribution of entrepreneurs who evolved the
corporate environment of Pakistan and develop local
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literature for teaching.

Providing exposure to Students: Organized a
study tour of Turkey by leading a delegation of 25
researcher associates to conduct a study of
Entrepreneurship Eco-System of Turkey in Feb. 2013.
Study Tour was called the Academic Ambassadors
Tour covering 4 universities, KOSGEB, TUSCON,
ISMEK, Halk Bank, ADFIMI and association of
Businessmen and 4 schools.
Led a delegation of research associates to International
Conference on Entrepreneurship to Sweden June 2011
(ICSB Conference 2011)
Led a delegation of research associates to Northern
Cyprus,
Feb
2011
to
an
International
Entrepreneurship Conference of ECSB
As Director Case Development Unit launched as

editor a Journal. Lahore School Journal of Case
Studies.
Launched
a
Virtual
Business
Project
for
Entrepreneurship classes in LSE on-Campus Business
Activity.
Taught Marketing, Advertising, Banking, Research
Methodology, Business Communication and Case
Study Writing.
Visiting faculty, Punjab University: International
Marketing.
Visiting Professor: ILM/University of Management &
Technology (UMT): Entrepreneurship & SMEs
Management; Global Dynamics.
Visiting Professor: Kinnaird College for Women:
Research Methodology; Business Communication
Visiting
Professor:
University
of
Lahore:
Entrepreneurship
Visiting Professor: Imperial College of Business
Studies: International Marketing; Entrepreneurship;
& Advertising Management.
Visiting Professor: Lahore School of Economics:
Marketing; Banking; SMEs & Entrepreneurship and
involved with initial curriculum development (19981999)
Visiting Professor: Pak-AIMS: Entrepreneurship & SME
Management
Visiting Faculty: Al-Hajvery College of Business
Administration: Management
University of Allama Taba Tabai: Tehran: Export
marketing courses on Special invitation.
Thai Chamber of Commerce University: Bangkok,
Thailand. SME and Entrepreneurship on Special
invitation
BANKING
Experience
4. Banking Related Position:

Managing
Director/Founder
President
1971-76
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1.
2.
3.
4.
5.
PROFESSIONAL
SKILLS:
Progressive Co-operative Bank Ltd.' Championed

the cause of entrepreneurship and small enterprises
and micro-entrepreneur and Venture Creation in the
face of nationalization. In 1971 engineered a strategy to
open branches, mobilizing deposits by moving closer to
the customers by opening pay offices. No products
existed oriented towards collateral free financing. Some
of its products are listed below:
The bank placed special emphasis on staff training and
established a Staff Training Institute within the bank.
Mutual Investment Account whereby matching
amount was invested with entrepreneurs in micro/small
firms for venture creation and venture financing.
It was the first bank in Pakistan to introduce a
Womens branch in 1975. These bankers were trained
at the Staff Training Institute and it empowered women
to be banker and also empowered women to do banking
with banks. Until this moment women as depositors or
customers were not seriously targeted. It started a new
trend of banking and inhibition in women to deal with
banks was reduced. Women were happy to have their
own private accounts without the influence of their men
folks.
Saving & Investment Advisory Services was another
successful services by this bank.
Daily Balance Pass Book Saving Account was
introduced to promote the mobilization of deposits from
small entrepreneurs.
Manager: United Bank' 1966-69 (Leading
Commercial Bank 3-years) Opened new branches
in interior Punjab & acted as Area Manager in
Mianwali.
Manager:
Habib
Bank'
1969-71
(Leading
Commercial Bank in Pakistan 3-yrs) Banking
Development activities in Lahore and Manager of
branch on Mall Road, Commercial Building.
Facilitator and Trainer: ADFIMI for Training and
Capacity Building of bankers in the region of IDB.
1997- 2003.
SKILLS SUMMARY:
Presentation: Developed ability to produce reports

and presentations to a professional standard
Organizational: Effective at time management and
prioritizing tasks to achieve deadlines.
Interpersonal/Communication: Strong team working,
leadership and Communication skills. Innovative:
Approach to tasks with ability to devise new
solutions.
Cognizant with all laws, regulations, and standard
operating procedures related to the import & Export
International and marketing.
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Excellent
integrity,
interpersonal
and time
management skills.
Fine
team
player,
organization,
professional
management, and diplomacy.
Computer Skills: Basic, Lotus 1 2 3, Word Perfect,
CARRIER
HIGHLIGHTS:
2013 As Conference Chair & Chairman Organizing

Committee organized the 02nd International
Conference on Entrepreneurship (ICE-13) 08 &
09th November 2013, Lahore.
Executive Steering Committee Member of the Hall of
Fame Pakistan (Current).
Organized a study tour of research and survey of
Entrepreneurship to Turkey which undertook a
comprehensive survey on the Entrepreneurship
Eco-System.
Organized a 3 days International Conference on
Schumpeterian Entrepreneurship and the
Spread of Entrepreneurship at Lahore 08, 09 &
10th December 2012 as Conference Chair &
Chairman Organizing Committee of ICE-2012
Member of Think Tank of World Entrepreneurship
Forum (WEF-2010) EM Lyon France, which is an
international think tank for the promotion of
Entrepreneurship.
Led a delegation of research associates to
International Conference on Entrepreneurship
to Sweden June 2011 (ICSB Conference 2011) to
present research papers
Led a delegation of research associates to Northern
Cyprus,
Feb
2011
to
an
International
Entrepreneurship Conference of ECSB to present
papers.
Founding President of International Council of
Small Business (ICSB) Pakistan Chapter 2012.
Invited as Keynote Speaker to Abdul Gul
University, Kayseri Turkey December 2011 at a
Conference to introduce the University.
Organized a 4 days Conference of JWEF-Pak at
Lahore School of Economics July 2011
USAID Project Empower Pakistan: (FIRMS) As
consultant carried out survey of Karachi to
determine Entrepreneurship projects and potential of
new business (2009)
Developed
the
concept
and
model
of
Entrepreneurship and Small Enterprise Hub: a model
for
developing
entrepreneurship
and
small
enterprises. (2000) (2009) The Entrepreneurship
Eco-System
Established the Case Study Journal at LSE, as its
Editor. (2008)
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Establishing the Entrepreneurship Development

Centre at the Lahore School of Economics. (2008)
Deputy Secretary General of Association of
Development Finance Institutions of Member
Countries of Islamic Development Bank (ADFIMI),
Turkey, a regional agency (2003-2005) for over two
years: administered a territory of 20 countries of the
OIC member countries, training of bankers, providing
Technical Assistance to Banks, and writing policy
advocacy papers for Islamic Development Bank,
reorganizing ADFIMIs mission statement and
operational manuals and drafting its new
byelaws/constitution.
European Union (EC) consultant (2005-2006)
implementing a project to survey, identify and train
Business Development Service Providers in Pakistan
and creating a forum for the BDSPs.
Asian Productivity Organizations designated
National Expert on SMEs for three years (2001, 2002,
and 2003) and to conduct research on SMEs in
Pakistan.
UNICEF Consultant (2001) and implemented a
project on Hygiene Education for Afghanistan.
One of the three lead consultants who set up the
Small and Medium Enterprises Development
Authority (SMEDA) for the Government of Pakistan.
(1999)
World Bank working experience as Consultant
(1991) in Washington DC. For Latin American and
Caribbean countries.
Managing Director of Chemical industry producing
Activated Carbon based on appropriate technology.
(1976-1988)
President of a Small Enterprise Bank for 5 years
developing policies and developing assets and
liabilities products for financing small enterprises.
(1971-1975)
SENIOR
CONSULTANT:
USAID PROJECT EMPOWER PAKISTAN: 2009
USAID Project Empower Pakistan (2009) as

consultant carried out survey of Karachi to discover
potential of business and investment opportunity for
economic development of Pakistan. This involved
focus group at the Federation of Pakistan Chamber of
Commerce & Industry, another at Karachi Chamber
of Commerce & Industry and another at Korangi
Industrial Association (KATI) besides personal
interviews with presidents of banks, presidents of
investment companies, leasing companies, owners
of Industrial projects. Report submitted to USAID.
PUNJAB EDUCATION FOUNDATION: APRIL 2007
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TO OCTOBER2008:
The Punjab Education Foundation consultant for the

training of the Principals and Headmasters, which
was called School Leaders Development Program.
It was expected to develop educational leadership
among the principals and headmasters. Conducted
training for the primary school teachers across
Punjab. Three subjects were required to be taught:
English, Maths and Science. This program was
called Cluster Based Primary Teachers Training.
All these programs were designed and conducted
within the period from April 2007 to October 2008.
Lahore Chamber of Commerce and Industry

(LCCI): Consultant 2007:
Re-Engineering and Human Resource Development

at the Lahore Chamber of Commerce and Industry
(2007) reorganized the R and D department and
the structure of LCCI: Prepared the new Vision and
the Mission Statement of the Chamber for
approval. Created the Operations Division and the
R & D Division and prepared the SOP of all
Departments: Implemented the TQM procedures
and practices through extensive trainings of the
entire staff affected.
EU-HTSPE Survey of BDSP for

Building BDS Expert: 2005 to 2006
Capacity
Project commissioned by the European Union; As

SME Business Development Services (BDS) Expert
training
and Capacity Building of
BDS Providers of selected consultants as BDSP: and
developing a forum and a Directory of BDSP in
Pakistan and Creating Support System for Small
Enterprises in Pakistan. The overall objectives to
enable availability of affordable, accessible and
sustainable BDS/BSS for the SMEs in Pakistan
International Youth Foundation

Consultancy 2006
IYF/USAID:
A Provincial Survey of Punjab Vocational Training

Council (PVTC) on behalf of International Youth
Foundation (IYF) funded by USAID. A study to
determine the success factor behind the creation of
139 Vocational Training Institutes of the PVTC run on
the utilization of Zakat fund for the purpose of
education of the deserving (Mustakheen-e-Zakat)
and developing prospect of Entrepreneurship.
Association of Development Bankers in

IDB/OIC Region (ADFIMI) Deputy Secretary
General of ADFIMI (Istanbul-Turkey): 20032005
Association of Development Finance Institutions of
Member Countries of Islamic Development Bank
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(ADFIMI), Turkey, a regional agency: administered a

territory of 20 countries of the OIC member
countries, training of bankers, providing Technical
Assistance to Banks, and writing policy advocacy
papers for Islamic Development Bank, reorganizing
ADFIMIs mission statement and operational
manuals and drafting its new byelaws/constitution.
Managing
international
affairs,
international
linkages, relationship with Islamic Development
Bank; Organizing Conferences, Training programs
and General Assembly of ADFIMI, the amendment
of ADFIMIs Constitution, Administrative, Financial
Regulations, and Operations Manual: Restructured
ADFIMI introducing a VISION and MISSION
Statement and structuring the Objectives in
accordance to the need of members and changing
environment. Initiated, designed and negotiated
arrangement to introduce a Bankers Qualification
and Credentialing Program by entering into a MOU
with the Eastern Mediterranean University:
Launched a cyber-market space regional bloc to
increase Trade and Investment among ADFIMI
partner Banks called the ADFIMI Hub.
Special
Advisor
ADFIMI
(2000-2004)
Small
Enterprises, Banking, Research, and Policy papers
on SMEs for IDB.
Crescent Standard Investment Bank Limited

(CSIBL) Lahore Pakistan Advisor & Head of
Training Department: 2005-2006
Crescent Standard Investment Bank Limited
(CSIBL), Lahore:
Developed concept and
strategy
to
set-up
the
Banking
and
Entrepreneurship
Development
Institute
(BEDI), a state of the art educational institution
for bankers and the small enterprises a model
of SME Department for a Commercial Bank.
UNICEF Consultant: Advocacy & Training for
Hygiene Education 2001 to 2002
Research, Consultancy, Social Mobilization, Advocacy &
Training for Hygiene Education in Afghanistan. It entailed
Hygiene Education assignment survey and analytical
reporting. The preparation of the survey required field
survey by a number of teams inside Afghanistan to
determine the target audience who could be trained to
further train women, teachers, Imams & Khatib and
eventually mothers and children, Hygiene Education.
Eventually it was to take shape of a manual and the
Development of Hygiene Education and Training
Material for Afghanistan.
Asian Productivity Organization (APO) Japan,

(2000-2002) National Expert on SMEs
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Designated as National Expert on SMEs for three

years (2000, 2001, 2002,) by Asian Productivity
Organization, (APO) Japan. Sustainability of
Productivity and Competitiveness, Role and
Adaptation of Small and Medium Enterprises in the
Changing Industrial Structure, Asian-Pacific
Productivity Data and Analysis, SMEs in
Competitive Markets; A case of Pakistan,
Measuring Total Factor Productivity.
Small & Medium Enterprises Development

Authority (SMEDA) of Pakistan: 1999
Was one of the top 3 lead consultants to setup

Small
&
Medium
Enterprises Development
Authority
(SMEDA)
of
Pakistan?
Put
the
organization structure in place, identified the
potential sectors for development, initial Team
Building and Staffing, and established International
linkages with donor agencies and embassies in
Pakistan. Organized meeting with all European
Diplomats including UNIDO in Islamabad who were
potential donors for small enterprise development.
An outcome of this was the UNIDO support for
cluster mapping to SMEDA and agreement with
World Gold Council for development of jewelry
manufacture and export: Established SMEDAs links
and membership with International Trade Center
(ITC) Geneva; World Association of Small and
Medium
Enterprises
(WASME)
Delhi;
CBI
Netherlands; EIM (Small Enterprise Research
Agency) Netherlands; and Austrian Small Business
Research. (1999)
World Bank Consultant 1991: Washington USA
Appraising Technical Assistance Loans to Latin

America and Caribbean; namely Bolivia, Argentina,
Chile, Venezuela, Guyana, Trinidad & Tobago.
WTO Consultant
WTO Consultant for Capacity Building, Training and

Counseling Registered with ITC Geneva, Ministry of
Agriculture Punjab, SMEDA, for Capacity Building,
Training and Counseling on WTO issues affecting
various economics sectors, banking sector and SME
sectors.
Middle East Consultancy:1984
Consultant REDCO Enterprises, Doha Qatar.

Developing their marketing department, marketing
network and Business Development Services,
Training of Staff & Organization Development.
TRAINING
EXPERIENCE:
Has conducted over 400 training programs within and

outside Pakistan for multinational organizations and
national organizations and government agencies and
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embassies in Pakistan.
PITAC/NPO/APO
Training Consultant PITAC/NPO on SMEs, Productivity,

Competitiveness and Training.
Training programs designed and conducted for 3
years for Pakistan Institute of management all over
Pakistan.
Conducted Seminars in Egypt, Tunisia, Turkey,
Bangladesh, Russia, Northern Cyprus of Senior
Bankers and Academics, Researcher, Islamic
Bankers, including Dean and Professors. Under
numerous titles such as, Negotiation, Leadership
Emotional Intelligence, Creative Decision Making,
Export Marketing,
A Comparison of Analytical Tools used in SME
Finance and Microfinance Financial Analysis.
February 2012 and Islamic Modes Financing in
Moscow 2002.
Team Building and Trust Benefits workshop for
PVTC. February 2012
Association of Development Finance Institution
of Member Countries of IDB (ADFIMI) Designed
& conducted seminars on Banking, SMEs, Personal
Development,
Negotiation
Skills,
Emotional
Intelligence,
Crisis
Management,
International
Marketing, Basel II issues. Training of Trainers in
Development Banking, Trade & Investment among
ADFIMI members, Marketing Analysis, Marketing
Techniques, Customer Services and Small Enterprise
Lending, Islamic Banking Practices.
UNITAR Hiroshima. United Nations Institute for
Training and Research: Trainer and Consultant for the
Fellowship Program Afghanistan: for capacity
building, social mobilizing in the post-conflict
reconstruction in Afghanistan.
Asian Productivity Organization (APO) Japan on
Behalf of PITAC and SURE, skill development &
management training courses: Training of Trainers,
NPO Core Competency, Consultancy Training, and
Export Marketing
Pakistan Institute of Management (Visiting
Faculty and Course Designer) Designed & conducted
specialized course namely Planning and Organizing
for Export Marketing; Development Course for
Supervisors; Letter Writing, Report Writing and
Presentation.
BOOKS
PUBLICATION:
Books Authored
Leading Social Entrepreneurs of Pakistan: The

Unsung Heroes 2011
Unlocking the Potential of Small Enterprises 2004
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Kazakhstan Business Guide 1994
Articles in Journals &Newspapers
Productivity, Technology, HRD & Vision 2010 (Nation

24-8-98)
Small Enterprise Development Bank, (Nation 42000)
A profile of Pakistan's Factors of Competitiveness
(Nation 10-8-98)
Need To Promote Trade with ECO States (Nation 2-898)
Does Policy Matter (Nation 29-6-98)
Trade & Economic Diplomacy (Nation 1-6-98)
Foundation for Mobilizing Savings-Savings & Loans
Bank (May, 1998)
Influencing the Trade Winds (The News; 7-9-97)
A Taxpaying Society (Nation;18-8-97)
The Export Import Bank for Pakistan VITAL, (Nation;
30-6-97)
Is Trade Policy Necessary 1997
Cooperative Banking New Horizon (Pak-Times 22-1297)
A Small Enterprises Development Bank of Punjab,
(Nation), 1997
Contemporary
Central
Asia-Special
reference
Kazakhstan (Published by Hans Siedel Foundation),
1995
Exploring the Central Asian Connection (The News
28-10-94) 1994
Kazakhstan The Financial Centre of Central Asia (The
News), 1994
Trade Promotion Education Vital To Export Led
Economy (News 8-7-94)
Change of Guard (Nation 6-2-93)
Principles of Export Marketing (Nation) 1993
A task of Great Magnitude-On line System (Nation),
1992
CBI Netherlands can chalk out a future plan for
Pakistan (Nation 22-3-90), 1989
The Case to Convert PSIC into Punjab Small
Industries Development Bank (Frontier Post) 14-1289
The Will to Survive - case study of a Chemical
Industry (Muslim 17-4-84)
Merchant Banking, 1983
An unjust taxation system- Nawa-e-Waqt (3-2-79)
Cooperative Banking (22-5-1976 Sun)
CONFERENCE:
Conference & Research Papers:
Presented paper at International Conference by ILO

at Lahore March 1999 on `Role of SME in Promoting
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Self Employment-International Model.

Presented paper at International Conference on
Small & Medium Enterprises by WASME. Bombay,
February 1999. `Conventional & Creative Financing
Partnership Financing
Regional Conference on "Technology Transfer and
Promotion of Appropriate Technology" (4 - 8 Dec
1989 Lahore Pakistan) organized by UN-ESCAP &
APCTT & National Centre for Technology Transfer
Pakistan
Asian Conference on Micro-enterprise and the
Informal Sector (Dec 11 & 12, 1989 Lahore Pakistan)
organized by USAID and Centre for International
Private Enterprise (CIPE) & Federation of Chambers
of Commerce Pakistan.
Presented paper Women Entrepreneurship and the
Women Chamber of Commerce and Industry:
Economic Emancipation and Clout for Pakistani
Women at ESU 7th Conference 2010 on
Entrepreneurship, Estonia.
Entrepreneurial Intentions among Indigenous
Kalash
People
2011.
Paper
presented
at
International Council of Small Business (ICSB 2011)
Sweden.
Identifying and Developing Vocational Skills for
Adopting Indigenous Entrepreneurship Ventures by
the Kalash Community2011. Paper presented at
International Council of Small Business (ICSB 2011)
Sweden.
Kalash Indigenous Entrepreneurship and the
Question of Sustainable Economic Development
2011. Paper presented at International Council of
Small Business (ICSB 2011) Sweden.
Entrepreneurship Education: Emerging Trends and
Issues in Developing Countries 2011. Attended
Doctoral Seminar in International Council of Small
Business (ICSB 2011) Sweden.
Entrepreneurship and SME Policy: Economic and
Social Development Imperatives for Punjab Pakistan
2011. Paper presented at 2nd International
Conference on Small Business & Entrepreneurship,
European Council Small Business; Northern Cyprus.
Entrepreneurship Education and Vocational Training:
Evidence from Punjab Vocational Training Council
(PVTC) in Pakistan 2011. Paper presented at 2nd
International Conference on Small Business &
Entrepreneurship, European Council Small Business;
Northern Cyprus
Entrepreneurship Education: Emerging Trends and
Issues in Developing Countries 2011. Paper
presented at the International Higher Education
Congress - 27-29 May 2011, Istanbul-Turkey. Volume
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2, Chapter VIII, Page # 742-750 &ISBN P # 978-9757912-43-9 of their publication.

Tsinghua
University
presented
paper
Entrepreneurship Policy as the Architectural Design
of the Space and SME as a Subset of the Policy,
June 2010 at Beijing China. It was subsequently
published as proceedings of 2010 AIE World
Entrepreneurship Proceeding of Academy of
Innovation and Entrepreneurship 2010 bearing
ISBN # 978-7-5084-7589-9 of their publication.
Shifting the Centre of Gravity from SME Policy to
Entrepreneurship Policy2009. Presented paper the
International Council of Small Business, USA, (Who
also publish a Journal Namely Journal of Small
Business
Management)
George
Washington
University School of Business. In Korea in June 2009,
which was consequently published in the proceeding
on CD-ROM ISBN # 97888961790956 and the
abstract was published in Abstract Book bearing
ISBN # 896-179-094-3
Entrepreneurship
&
Vocational
Training:
PVTCLahore School Case Study Journal, Vol. 1, No.1,
Jan-June 2008. Published by Lahore School of
Economics, Lahore.
Small Enterprise Development in Jordan Lahore
School Case Study Journal, Vol. 1, No.1, Jan-June
2008. Published by Lahore School of Economics,
Lahore.
Globalizing the Trade Policy published in SSRN:
http://ssrn.com/abstract=1368832
Small Enterprise Economic and Social Development
Policy
Paper:
Recommendation
for
Punjab
Government
published
in
SSRN:
Shifting the Centre of Gravity from SME Policy to
Entrepreneurship Policy published in SSRN:
Benefits
&
Academic
Importance
of
Entrepreneurship Education My paper was selected
and I was invited to present my paper at
International Conference on Developing & Promoting
Entrepreneurship for Poverty Alleviation
in
September 2007, Published by National Institute of
Science & Technical Education (NISTE), Ministry of
Education, Government of Pakistan, Islamabad. ISBN:
978-969-9196-00-3
SMEs in Competitive Markets Report of the APO
Survey on Role and Adaptation of SMEs under the
Changing Industrial Structure, Published by Asian
Productivity Organization (APO) Tokyo, July-2002.
ISBN: 92-833-2327-0
Measuring Total Factor Productivity (TFP)Report of
J-63 DHA PHASE 1
Page 15
the APO Survey on Total Factor Productivity (SUV-0698), Published by Asian Productivity Organization
(APO) Tokyo, 2001. ISBN: 92-833-2284-3
The Concept & Model of Small Enterprises Hub for
Developing Countries Published by The Lahore
Journal of Economics by Lahore School of Economics,
Vol.5 No. 2, July-Dec. 2000
Regulatory Environment for Integration of NDFIs in
the Member Countries of IDB Report of the Experts
Group on Bank Integration Convened by ADFIMI and
IDB in Istanbul from May 14-16, 2000.
Total Trade Policy Management and Competitive
Advantage
Implementing
TQM
(Approaches,
Methodologies, Tools & Case Studies). Published by
Pakistans Sixth International Convention on Quality
Improvement, November 14-15, 2000. Lahore:
Pakistan Institute of Quality Control.
SMEs & Micro-Enterprises in the Environment of
Privatization an Analysis of Situation, Needs &
Modalities of Intervention Report of the Group on
SMEs & Micro-Enterprises conveyed by ADFIMI and
IDB in Istanbul from August 20 to 22nd , 1999:
Trade and Investment Possibilities between Member
Banks of ADFIMI culminating into ADFIMI Hub.
Northern Cyprus 2004
Financial Services Rendered by Financial Institutions
& Development Banks to SE. Presented at Algeria to
Islamic Bank & ADFIMI members 2001.
`Internationalization of Financial Services presented
at Beirut, to Islamic Development Bank & ADFIMI
members, November 2000.
Paper on Why Developing Countries must have
Small Enterprises Development Bank. (1999) For
the 25THAnnual Meeting of IDB, Jeddah. SA.
Developing Pakistan's Competitive Advantage for
PITAC Ministry of Industries, Government of Pakistan
(1998). As part of Competitiveness Dialogue & Trade
Policy.
Role & Adaptation of Small & Medium Enterprises
(SMEs) in the Changing Industrial Structure. 2000
APO Japan, International Publication
In Search of New Concept of Support Systems for
Small Enterprise Development ADFIMI & Islamic
Development Bank Publication 2001.
CASE STUDY:
Punjab Vocational Training Council. Education and

Employment Alliance 2007.
WCCI: Womens Struggle for Economic Emancipation
Entrepreneurship and Vocational Training: PVTC
TRADE & EXPORT RELATED PROJECTS:
J-63 DHA PHASE 1
Page 16
As consultant to Lahore Chamber of Commerce

supervised and advised the preparation of Country
Trade Profile of 57 member countries of OIC
identifying Early Harvest Items as common
denominators of bilateral trade to sign up FTA with
member Muslim Countries. (2007)
Member CM Task Force on Trade and Industry
advocating the need to implement policy for
Domestic Commerce in Punjab. (2007)
Designated 'Commercial Counselor Japan': Trade
Promotion & Development by Government of
Pakistan.
Designated 'Commercial Counselor Kazakhstan': for
Trade Promotion & Development by Government of
Pakistan.
Consultancy: specialization for Central Asian
Republic, ECO countries & Export Promotion
Activities in the region.
Deputy Leader of Trade Delegation of LCCI to India
(1981)
Deputy Leader of Trade Delegation of LCCI to
Kazakhstan & Uzbekistan in (1995)
BANKING
EXPERIENCE
POSITION:
BANKING EXPERIENCE & RELATED POSITION:
&
Managing
Director/Founder
President
197176Progressive
Co-operative
Bank
Ltd.'
championed the cause of entrepreneurship and
small enterprises and micro-entrepreneur and
Venture Creation in the face of nationalization. In
1971 engineered a strategy to open branches,
mobilizing deposits by moving closer to the
customers by opening pay offices. No products
existed oriented towards collateral free financing.
Some of its products are listed below:
The bank placed special emphasis on staff
training and established a Staff Training
Institute within the bank.
Mutual
Investment
Account
whereby
matching
amount
was
invested
with
entrepreneurs in micro/small firms for venture
creation and venture financing.
It was the first bank in Pakistan to introduce a
Womens branch in 1975. These bankers
were trained at the Staff Training Institute and
it empowered women to be banker and also
empowered women to do banking with banks.
Until this moment women as depositors or
customers were not seriously targeted. It
started a new trend of banking and inhibition
in women to deal with banks was reduced.
Women were happy to have their own private
accounts without the influence of their men
J-63 DHA PHASE 1
Page 17
folks.
Saving & Investment Advisory Services was
another successful services by this bank.
Daily Balance Pass Book Saving Account
was introduced to promote the mobilization of
deposits from small entrepreneurs.
Manager:
United
Bank'
1966-69
(Leading
Commercial Bank 3-years) Opened new branches in
interior Punjab & acted as Area Manager in Mianwali.
Manager: Habib Bank' 1969-71 (Leading Commercial
Bank in Pakistan 3-yrs) Banking Development
activities in Lahore and Manager of branch on Mall
Road, Commercial Building.
Facilitator and Trainer: ADFIMI for Training and
Capacity Building of bankers in the region of IDB.
1997- 2003.
PROFESSIONAL TRADE FAIR PARTICIPATION:

Trade Fair Participation- Intfair, CBI. Netherlands
1998
Trainers in Development Banking and Training of
Trainers ADFIMI/IDB, Turkey, 1998
Export Marketing and International Training Program
(LUMS) Lahore, May 1995
International Marketing (for Trade Promotion Officers
and Commercial Counselor). CBI. Netherlands 1992
Export Promotion -CBI. Dec. 1991 (Pakistan)
Foundation Trainer of Trainers Workshop, AED. AID.
Nov. 1990
Advanced Management Program, University of
Pittsburgh, USA. Aug. 1990
Agribusiness Management. LUMS. Mar. 1987
International
Joint
Venture
workshop
UNESCAP/AITT/NCTT. Sep. 1987
International Business Negotiation UNCTAD/ITC.
Geneva. Dec. 1985
Export Strategy Formulation, EPB/UNCTAD/ITC. 1985
Legal Aspects of Foreign Trade UNCTAD/ITC/1984
GSP Export Practices EEC/EPB. 1984
Advanced Management Program PIM Pakistan. Aug.
1975
Advances Specialization in Banking UBL/Staff
College. 1967
General Banking UBL/Staff College. 1965
PROFESSIONAL
AFFILIATIONS:
PROFESSIONAL MEMBERSHIP &AFFILIATIONS:

International Council of Small Business
(ICSB) USA.
World
Entrepreneurship
Forum
(WEF)
France, Think Tank Member 2009 to date
Lahore Chamber of Commerce & Industry
J-63 DHA PHASE 1
Page 18
(Exposed to Trade promotion and Commercial

activity that directly affect the economy and
nation.
Associated
with
Bilateral
Trade
Agreements, Policy Proposals to Government,
dealing
with
Foreign
Trade
Delegation
Accompanied Trade Delegation to Kazakhstan,
Uzbekistan, and India.
Chairman
Standing
Committee
on
Reconstruction of Afghanistan of LCCI.
Vice Chairman Standing Committee on SME
Self-Employment of FPCCI
Antenna Network for CBI Netherlands in
Pakistan
LAMB and LAMB Associates Virginia,, USA as
associate in Pakistan
NTL Institute of Applied Behavior Sciences
USA, Professional member.
(ADFIMI)
Association
of
DFI
Islamic
Development Bank Turkey as Special Advisor
for Research & Training
Asian Productivity Organization (APO) Japan
for Research and Training & as National Expert
on SMEs
CIDA on the Panel of Consultant
UNIDO Registered as Project Personnel
Commonwealth Secretariat Registered as SME
Consultant
ITC/UNCTAD Geneva On panel/roster of
Consultants.
Colombo Plan registered as Trainer and
Consultant
Gary Lim Consultancy Singapore Associating
with them for Consultancy & Training
EIM Small Enterprise Research Center of
Netherlands Maintaining a long term informal
relationship with them
ILO as Consultant for SMEs, Micro-enterprises
and Training
THESIS
EVALUATION:
LANGUAGES:
MPhil Thesis external examiner for GC University Lahore
HOBBY:
Books Reading, Music, Traveling, Book Collection
REFERENCES:
ON REQUEST
English reading & Writing and Speaking. High level of

fluency
J-63 DHA PHASE 1
Page 19

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IQBAL M KHAN

World Bank Consultant 1991: Washington

Senior Fellow Entrepreneurship, Lahore

University of Allama Taba Tabai: Tehran

URE ENTREPRENEURSHIP DEVELOPMENT INSTITUTE

J-63 DHA PHASE 1

A proven ability to drive superior business performance

PhD Candidate in Education with Specialization in

URE ENTREPRENEURSHIP DEVELOPMENT INSTITUTE

J-63 DHA PHASE 1

As Entrepreneurship Specialist have conducted

Senior Fellow Entrepreneurship, Director Case

URE ENTREPRENEURSHIP DEVELOPMENT INSTITUTE

J-63 DHA PHASE 1

literature for teaching.

As Director Case Development Unit launched as

4. Banking Related Position:

URE ENTREPRENEURSHIP DEVELOPMENT INSTITUTE

J-63 DHA PHASE 1

Progressive Co-operative Bank Ltd.' Championed

Presentation: Developed ability to produce reports

URE ENTREPRENEURSHIP DEVELOPMENT INSTITUTE

J-63 DHA PHASE 1

2013 As Conference Chair & Chairman Organizing

URE ENTREPRENEURSHIP DEVELOPMENT INSTITUTE

J-63 DHA PHASE 1

Establishing the Entrepreneurship Development

USAID PROJECT EMPOWER PAKISTAN: 2009

USAID Project Empower Pakistan (2009) as

PUNJAB EDUCATION FOUNDATION: APRIL 2007

URE ENTREPRENEURSHIP DEVELOPMENT INSTITUTE

J-63 DHA PHASE 1

The Punjab Education Foundation consultant for the

Lahore Chamber of Commerce and Industry

Re-Engineering and Human Resource Development

EU-HTSPE Survey of BDSP for

Project commissioned by the European Union; As

International Youth Foundation

A Provincial Survey of Punjab Vocational Training

Association of Development Bankers in

URE ENTREPRENEURSHIP DEVELOPMENT INSTITUTE

J-63 DHA PHASE 1

(ADFIMI), Turkey, a regional agency: administered a

Crescent Standard Investment Bank Limited

Asian Productivity Organization (APO) Japan,

URE ENTREPRENEURSHIP DEVELOPMENT INSTITUTE

J-63 DHA PHASE 1

Designated as National Expert on SMEs for three

Small & Medium Enterprises Development

Was one of the top 3 lead consultants to setup

World Bank Consultant 1991: Washington USA

Appraising Technical Assistance Loans to Latin

WTO Consultant for Capacity Building, Training and

Middle East Consultancy:1984

Consultant REDCO Enterprises, Doha Qatar.

Has conducted over 400 training programs within and

URE ENTREPRENEURSHIP DEVELOPMENT INSTITUTE

J-63 DHA PHASE 1

Training Consultant PITAC/NPO on SMEs, Productivity,

Leading Social Entrepreneurs of Pakistan: The

URE ENTREPRENEURSHIP DEVELOPMENT INSTITUTE

J-63 DHA PHASE 1

Kazakhstan Business Guide 1994