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Monthly Spotlight

Volume 5 • Issue 7
November • 2009
www.gmcu.com 800.808.2830
GMCU Closed Veterans Day
“Discover the Difference”
Wednesday November 11th

Looking for a little extra Rate Watch


Holiday Cash? Loans
Auto, New - 2007
GMCU would like to help you put a little ......................(as low as) 5.29% APR*
more cash in your pocket this Holiday Boat & RV, New - 2007
Season! ......................(as low as) 5.29 APR*
Apply for your Auto, Boat & RV, 2006-2002
$500-$1,500 ......................(as low as) 6.89% APR*
Unsecured
Christmas Cash Loan ......................(as low as) 10.99% APR*

at a low 5.90% APR* Visa


......................(as low as) 8.49% APR*
until Dec. 24th!
Mortgages
A loan amount of $750 would have a monthly
payment of only $77.04! Call 800.808.2830 for First Mortgage
more information. ......................(as low as) 6.04% APR*

Home Equity
*APR is Annual Percentage Rate. All loans subject to member credit qualification.
Loan term is 10 months.
......................(as low as) 6.04% APR*
Fixed-rate mortgages are available through the
Santa Day is Coming!!! secondary market. For current rates and information,
contact Carey at 320.679.3863 or 800.808.2830. Lowest
rate subject to credit score and checking/auto pay
relationship. Rates are subject to change at any time.

A tte n ti o n CirCUs Club Members! Certificates


M a r k y o u r calendars for Santa Day:
$500 minimum deposit.
12 month...........1.61% APY**
Ogilvie Wed. Dec. 02, 4-6:00 pm
18 month...........1.76% APY**
Mora Fri. Dec. 04, 4-6:00 pm 24 month...........2.02% APY**
36 month...........2.27% APY**
Milaca Wed. Dec. 09, 4-6:00 pm 48 month...........2.27% APY**
Pine City Fri. Dec. 11, 4-6:00 pm 60 month...........2.37% APY**

Isle Tue. Dec. 15, 4-6:00 pm *Annual Percentage Rate.


**Annual Percentage Yield.
Elk River Fri. Dec. 18, 4-6:00 pm Penalty for early withdrawal. Rates are subject
to change at any time. Rates are current as of
10/27/09. For current rates, please go to www.
gmcu.com. For more information, contact our
Get your FREE picture taken with Santa! Don’t forget to Call Center at 800.808.2830.
bring your Christmas Wish List!
Lifelong Money Management Tips
It’s never too late to get your financial records Keep a safe deposit box that includes:
organized. Below are tips to help you sort through ◊ Birth, death, marriage, divorce, adoption, and
all the records. citizenship papers
◊ Property Deeds
Keep a home file that includes: ◊ Motor vehicle titles
◊ Information on credit and debit cards, ◊ Stock and bond certificates
checking and savings accounts ◊ U.S. savings bonds
◊ Copies of insurance policies, warranties, ◊ Important contracts
guarantees, and contracts ◊ Military discharge and veteran papers
◊ Information on home mortgages, land, and ◊ Patents and copyrights
other property ◊ Important disks or CDs
◊ Information on motor vehicles and driver’s ◊ Photos of your home inventory
licenses
◊ Copies of birth, marriage, death, divorce, and As a member of GMCU, you can take advantage of
citizenship papers the Accel program, a free financial education and
◊ Copy of will, last instructions, and safe deposit counseling program. An Accel counselor can help
box keys you get organized. To use this new service, simply
◊ Tax records for the last six years call 1-877-33ACCEL
◊ Records of pension plans, education, medical, (332-2235) or visit
and employment them on the web at
◊ Current household inventory www.accelservices.
org

GMCU Silent Auctions Raise $4,207 for Children’s Miracle Network!


All six GMCU branches participated in a Silent Auction to help raise funds for Children’s Miracle Network
October 13 - 17, with the Isle branch extending their Silent Auction to October 23rd.
GMCU employees, community members, and businesses around the area generously donated items and
baskets for this great cause.
Our efforts helped to raise $4,207 for Children’s Miracle Network. This event was also eligible for
matching funds from our ATM partner CO-OP financial services, thus giving us a grand total raised of
$8,414.
We would like to thank everyone who participated and donated to our silent
auctions to make this event such a huge success.
In 2008, more than 20,000 patients went to Gillette Children’s Hospitals in
Minnesota because they have the specialized skills, the advanced technology
and the compassionate care that the patients need and deserve. Of those
20,000 patients, 61 were from Pine County, 41 were patients from Kanabec
County, 127 patients from Mille Lacs County and 389 patients from Sherburne
County.

Branch Telephone # Mora, Milaca, Isle, Pine City and Ogilvie Branch Hours
Mora 320.679.3863 Monday - Thursday Friday Saturday
Milaca 320.983.2511 Lobby: 8:30 am - 4:30 pm Lobby: 8:30 am - 6:00 pm Drive-thru: 8:00 am -12:00 pm
Isle 320.676.3607 Drive-thru: 8:00 am - 5:00 pm Drive-thru: 8:00 am - 6:00 pm
Elk River 763.441.3842 Elk River Branch Hours
Pine City 320.629.1178 Monday - Thursday Friday Saturday
Ogilvie 320.272.9918 Lobby: 8:30 am - 4:30 pm Lobby: 8:30 am - 6:00 pm Lobby: 8:30 am -12:00 pm
Drive-thru: 7:30 am - 5:00 pm Drive-thru: 7:30 am - 6:00 pm Drive-thru: 8:00 am -12:00 pm
Call Center Hours
Monday - Thursday Friday Saturday
7:30 am - 5:00 pm 7:30 am - 6:00 pm 8:00 am -12:00 pm

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