FEATURES OF SB-GENERAL SCHEME (Amount in `)

I. Requirement of Balance:
With Cheque Book; `.1000/Without Cheque Book facility; `.200/-

Monthly Average Balance

[MAB] # to be maintained

#MAB is average of daily closing balance on closing balance basis over the number of days in the month &
calculated at the end of the month.
II. Cash withdrawal facilities & charges.
At Base Branch[Subject to rules
& regulations in force from time
to time]
At Non-Base BranchFor self cheques [Account
holder only] -Maximum
withdrawal is ` 10 lacs per
day.

Free.

Free up to `.1,00,000/- per month, thereafter, `.2/- per thousand or part

thereof with a minimum of `.25/-

The above cash withdrawals are allowed only with prior intimation and its approval by the paying
branch.
III. Payment of Multicity Cheques and charges thereon.
At all centres

Free

IV. Fund transfer from one account to any other account of the same/other customer

within KBL [Such debits are to be supported by cheque]:

At all centre

Free.

V. Fund transfer from one account to any other account across Banks [Such debits

are to be supported by cheque]:

Through NEFT:
Up to `10,000/- `2.50/From `10,001/- up to `1.00 lakh- `.5/For Payment through
Above `1.00 lakh upto `. 2.00 lakhs - `. 15/RTGS/NEFT systems
Above ` 2.00 lakhs - `. 25/Through RTGS:
Above ` 2.00 lakhs upto ` 5.00 lakhs - `. 25/-.
Above ` 5.00 lakhs - `. 50/Demand Draft From Any Branch [By debit to the account & such debits are to be supported by
cheque]. However, DD Cancellation, Marking and Reverting of Lost DD will be handled only at the branch
where the DD was issued.
`.2/1,000 with a minimum of `.20/- and maximum of `. 10,000/-

DD
VI. Collections
Cash Deposit at base-branch.
[Subject to rules & regulations
in force from time to time]

Free

Cash Deposit at non-base branch

by self [account holder or person
authorized by him/her] only

Free

Cash Deposit at non-base branch

by third parties

Free
[However, amount of such cash remittance by third parties is
restricted to less than ` 50,000/- per account per day]

Depending on Cash position at Branches, for cash deposit in smaller denomination of below `100/-,
branch may charge additional charges of ` 1/- per thousand.
Cheque Collection & Charges thereon: Deposit by anybody at any branch [Subject to rules & regulations
in force from time to time]
Free.
At base location within the
clearing zone.
Speed clearing

Free

Outstation Cheque Collection: Deposit by anybody at any branch [Subject to rules & regulations in force
from time to time]
commission for outstation
Free
cheque collection for cheque
drawn on our bank branch
Upto and including `.5,000/- `.25/COMMISSION FOR
From `.5,000/- upto & including `.10,000/-`.50/OUTSTATION CHEQUE
COLLECTION [OBC]
From `.10,000/- upto & including `.1,00,000/- `.100/[For Cheques drawn on
Above `.1,00,000/- `.2 per `.1,000/- or part thereof Min.`.200/- Max
other Banks]
`.20,000/-

Other Bank charges if any & other charges, service tax etc. if any shall be levied extra.
VII. Cheque Return Charges [in respect of Cheques Drawn by the account holders]
If the cheque Amount upto `.10,00,000/-then `.100/- per instrument
Both Local and out station
cheques' returned

If the Cheque Amount is more than `.10,00,000/- then `.1,000/- per

instrument.

VIII. Charges for non-maintenance of stipulated MAB:

Charges for nonmaintenance of stipulated
MAB.

`.50/- per month.

IX. Cheque Book Charges

Cheque Book charges
Stop payment charges
MoneyPlant Visa Gold Debit
Card.
Internet Banking MoneyClick.

50 cheque leaves will be free in a calendar year thereafter, `.4/- per cheque
leaf.
`.50/- per instrument
Maximum of `.250/- per instruction
Classic Debit card with per day cash withdrawal limit of `.25,000/- and
POS limit of `.50,000/-.
Registration Free. Fund transfer within the Bank [subject to ceiling],
Utility bill payment will not attract any charge from bank side.

Online Payment through Debit

Card [E-commerce]

Free For more information and for registration visit branch or

www.karnatakabank.com

Mobile payments Services [Mcommerce]

Free For more information and for registration visit branch or

www.karnatakabank.com

SMS Alerts if subscribed.

SMS alert on all transactions [customer induced] of `1,000/- and above Free
Below the limit `.1/- per SMS.

X. Statement of Account: Free monthly e-statements are available on request.

NB: 1. Base Branch/ Location refers to the Branch where the customer maintains his MBB Account.
2. All charges, wherever mentioned, are exclusive of Service Tax, Surcharge etc wherever applicable.
3. All charges and Limits are subject to change.
4. Proceeds of cheque/s deposited for collection will be available for utilization only after realization.
5. Charges for any services not covered herein shall be at the prevailing rates as per Annexure A.
6. A customer is eligible to have MBB account in the Bank under any one particular tier only.
7. Month means a calendar month and Year means a financial year [April to March] if not specified otherwise.