Telcom Company

income statement
For the Year Ended Dec.31, 2009
sales
cost of good sold
Depreciation
EBIT
interest expense
Earning before taxes
Taxes
net income
Preferred dividends
Net Income available to common stockholders
Common dividends
Addition to retained earnings

tax rate

2009
87480
56820
3217
2064

1000
-1000
3800
-4800

34%

2009%

Telcom Company

Balance Sheet
As of Dec. 31, 2009
assets

2008

2009

2612
3108
9840

2783
4780
10970

29650

41323

1975
80
1386

2190
179
1438

bonds payable

12510

13840

Preferred stock (100,000 shares)

Common stock (20,000,000 shares)
Retained earnings

10000
15000
4259

11000
15000
16209

cash
account receivable
inventory

Total current assets

Net plant and equipment

Total assets
Liabilities and equity
Accounts payable
income tax payable
Notes payable

Total current liabilities

Total debt

Total equity
Total liabilities and equity

Telcom Company
cash flow statement
for the year ended Dec. 31, 2009

Cash Flows From Operations

Net Income
Depreciation
Change in Accounts Receivables
Change in Inventory
Change in Accounts Payable
Change in Income Tax Payable
Total Cash Flows From Operations
Cash Flows From Investing
Change in Plants and Equipment
Total Cash Flows From Investing
Cash Flows From Financing
Change in Notes Payable
Change in Bond Payable
Dividents Paid to Shareholders
Change in Preferred stocks
Total Cash Flows From Financing
Net Change in Cash Balance

Ratio

Industry 2009

2009

Liquidity Ratios
Current
Quick
Efficiency Ratios
Inventory Turnover
A/R Turnover
Average Collection Period
Total Asset Turnover
Leverage Ratios
Total Debt Ratio
LTD to total capitalization
Debt to Equity
Coverage Ratios
Times Interest Earned
Cash Coverage Ratio
Profitability Ratios
Gross Profit Margin
Net Profit Margin
Return on Total Assets
Return on Equity
return on common equity

4.50 x
2.00 x
7.00 x
19.00 x
21.00 days
2.10 x
40%
27%
1.00 x
12.00 x
11.00 x
25%
15%
24%
33%
45%

Analysis

Telcom Company
cash budget
for the period June to September 2010

April
Sales
Collection
Cash
First Month

70000
35%
65%

Total Collections
Less Disbursement
Wages and Benefits
Sales Commissions
Lease Expenses
UUtilities
Sales Taxes

10%
15%

6%

Total Disbursements
Beginning Cash Balance
Collection-Disbursement
Unadjusted Cash Balance
Current Borrowing

Ending Cash Balance

Notes:
Minimum Acceptable Cash

25000

May
76000

June
67000

July
85000

August
89000

September
120000

calculate the monthly payments for 5000$ loan

loan amount
interest rate
periods / month
periods/year

17500.00
0.08
1.00
1.00

number of payments
interest per payments
installemts per month

This Question :
for calcuating the payments for a loan by using Financial functions
1. PMT for calcuating the total payments (value + interest) per month
2. PPMT to calculate the pure amount only without the interest
3. IPMT for calcualting the interest paid per payment

S
payment number
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
Total

Schedule for monthly payments

capital for loan
interest value

instaalement value

Question 4
a. Company x has the following information for the past five years
Year
Sales
Cost of goods sold
2009
2010
2011
2012
2013
2014
2015

7200000
6000000
8100000
8200000
8700000

5000000
5200000
5500000
6000000
6500000

Requirement:

1- Forecast sales for the years 2011, 2012 using trend function. ( create a chart and display the forecasting eq
2- Forecast Cost of Goods Sold for the years 2011, 2012 using regression analysis.

formation for the past five years

12 using trend function. ( create a chart and display the forecasting equation on it)
years 2011, 2012 using regression analysis.

Date

Sales
19-Nov-12
20-Nov-12
21-Nov-12
22-Nov-12
23-Nov-12
26-Nov-12
27-Nov-12
28-Nov-12
29-Nov-12
30-Nov-12
03-Dec-12
04-Dec-12
05-Dec-12
06-Dec-12
07-Dec-12
10-Dec-12
11-Dec-12
12-Dec-12
13-Dec-12
14-Dec-12

Arithmatic
Geometric
Median
Mode
Min
Max
First Qurtile
Variance
sum if price >500
count if price >= 700

450
340
530
220
657
790
457
230
500
490
564
456
900
510
640
769
300
200
120
459

Some one will save an amount to be 15000 $ after 7 years Find the Annuity Payment
Present Value
Future Value
Numebr of Payments
Interest Rate
Annual Payment Amount

Some one took a loan of 32000$ , and he will pay 1500$ annualy payment for 10 years.find the inte
future Value
Future Value
Annual Payment Amount
Number of Years
Annual Rate

will save an amount to be 15000 $ after 7 years Find the Annuity Payment

6%

loan of 32000$ , and he will pay 1500$ annualy payment for 10 years.find the interest rate.

Find the future value for the following uneven payments

Year
Cash Flow
1
5000
2
5700
3
9800
4
2000
5
4500
Interest Rate
15%
Future Value