Jacob Franois

Financial Analyst and Planner

11471 SW Hillcrest Circle
Port St. Lucie, FL 34987
P: (312) 735-6297
E: minjacob@yahoo.com

OBJECTIVE
It is my objective to become an integral part of an organization
utilizing my advanced education and over a decade of real-world
business experience to serve in an executive-level capacity. My goals
in such a capacity are to develop and maintain opportunities for
higher investment return and job creation.
EXECUTIVE SUMMARY
INTEGRITY | LEADERSHIP
A self-motivated and innovative professional with the ability to
prioritize tasks and make timely decisions.
I possess a broad banking background including extensive
knowledge of banking regulations, management experience, federal
tax code and the necessary controls to ensure compliance in these
areas. Skilled in starting fresh branch offices, processes and policies.
Well-experienced in expanding brokerage and investment services.
A visionary and strategic leader that translates business strategies
into maximum profits commensurate with the best interest of clients.
Dedicated to maintaining a reputation built on quality, service, and
uncompromising ethics.
AREAS OF EXPERTISE
Financial & Strategic Planning
Cash Flow Management & Modeling
Budget Development & Management
Mortgage & Real Estate Lending
Loan Workout Experience

Business Development
P&L Management
Auditing & Compliance
Business Valuations

Jacob Franois
Financial Analyst and Planner

Page 2
EXPERIENCE
LAKAY FINANCIAL INTERNATIONAL, INC. SUNRISE, FL
2001 to PRESENT
OWNER/CHIEF EXECUTIVE OFFICER
In 2001, established a highly profitable financial services company providing
clients with a variety of needs under one roof for over a decade. As Owner/
CEO, I effectively manage an investment portfolio consisting of business and
individual funds. Foremost, I assist clients with long- and short-term investment
strategies as well as analyze client risk tolerance and exposure which
includes performing investment risk analysis and reallocation of funds in order
to recommend future investments.
In addition to sales of various financial products, I recommend investments
on short-term basis in commercial paper, fixed income securities,
government bonds and money market funds.
ACHIEVEMENTS AS OWNER/CHIEF EXECUTIVE OFFICER:
Achieved $50 million is sales of financial products (investments, annuities
and retirement planning)
Sold over $1 million in insurance products (health, life, property and
casualty)
Real estate and mortgages with over $100 million in sales since 2001
Niche market funds transfer services over $3 million annually
June 2003- Featured as #74 in Entrepreneur Magazines Hot 100 issue as
one of Americas fastest growing businesses.
EXPERIENCE
BANK ONE
2000-2002
RELATIONSHIP BANKER
As a Relationship Banker with this financial institution, I regularly collaborated
with Personal Bankers to develop effective procedures and policiesleading
to stronger Customer-Driven Floor Management (CDFM). While in this role, I
maintained oversight of a portfolio of 250 individual and business clients with
annual sales of up to $15 million.
A key member of the banking center team, I assisted the center through
the successful conversion process to the most up-to-date computer system,
procedures and products which resulted in improved client service, more
accessible records for prospecting and an overall more mutually-beneficial
relationship between the banking center and its clients.
I successfully generated revenue for the bank through the cultivation and
management of relationships with individuals in Bank Ones target market
through structuring and closing loans, as well as monitoring the financial
health of clients within the portfolio.
My focus also included business development, client-based expansion and
cross-selling bank products including cash management products, leasing
and succession planning.
Ultimately, while in this positionthrough the expansion of its client base
and new business developmentthe center experienced cost savings and
increased profitability.

Jacob Franois
Financial Analyst and Planner

Page 3
EXPERIENCE
METLIFE FINANCIAL SERVICES
FINANCIAL PLANNER

1998-2000

As a Financial Planner with this Fortune 500 company, I provided professional

financial analysis and recommendations to potential clients on sound
savings and investment strategies. This included helping clients to understand
the benefits of financial planning as a tool to minimize investment risks
on products and services offered by the firm. Offering assistance to small
business owners in the area of proper asset allocations for retirement plans
was also an integral part of my role.
As an educator in the area of financial planning, I conducted seminars to
various market segments on the topics of asset positioning, asset protection,
planning in areas of taxes, investments, retirement and estate.
As a leader, I managed and coached a team of 10 associates and junior
planners to ensure that appropriate product recommendations to clients
were offered.
ACHIEVEMENTS AS FINANCIAL PLANNER:
Received the 1999 Mid America Fast Start Award

EDUCATION
Certificate in Entrepreneurship-Purdue University 2002
MBA: Concentration in Finance-Roosevelt University 1999
BA: Economics-Boston University College of Liberal Arts 1993
PROFESSIONAL LICENSURE
Series 65
Life & Health
Property & Casualty
Disability
Long-Term Care
Notary Public