Retirement - HubPages.

com
Estate Planning is all about peace of mind. What estate planning is all about is discovering the right
devices to execute your standard Estate Planning requirements. We do this utilizing the most up to
date devices so that we can prepare a personalized strategy at the most affordable possible expense.
Personal financial planning for retirement includes factoring in pension plans, Social Security,
Medicare, investment strategies and estate planning. Major strategies for stretching retirement
include tax deferred and tax exempt IRA and 401K savings accounts, income protection insurance
through long-term care insurance and annuities, financial protection against insufficient coverage
from Medicare with medigap coverage or Medicare supplemental insurance plans. Other major
concerns leading up to retirement include deciding on the best place to live in retirement, deciding
on whether to move to an active retirement community and live in a downsized house, and finally
setting up for the transfer of property and assets to heirs. The golden years of retirement are filled
with difficult decisions, but strategic planning will pay off. Look at the ideas and strategies on
managing your personal finances in retirement here in this Hub topic.

96 Defined Benefit vs Defined Contribution Pension Plansby Chuck Nugent (4,288

followers)
Defined benefit and defined contribution are the 2 main types of employer sponsored pension plans.
Risks and advantages differ for each. Learn here how each works and what to expect from your plan.

56 Senior Discounts, Bargains Benefitsby Sharon Smith (791 followers)

Why not save some bucks? There are senior discounts available to people who are as young as 50
years old nowadays. The variety of bargains and benefits for seniors is amazing.

3 Retire In Ko Samui, Thailandby Justin Choo (470 followers)

Retire in Ko Samui, Thailand.
Ko Samui, the island resort of Thailand. Sunshine and sandy beaches. Retire like a king in Ko Samui.

1 California Special Needs Trusts: The Good, The Bad The Uglyby Randall F. Kaiden,
J.D., LL.M.T. (9 followers)
Presented here are questions and answers about different types of California Special Needs Trusts
that preserve government benefits as well as how they are affected by the Affordable Care Act
(ACA).

0 Which Fixed Indexed Annuity is Best?by Dan Hopwood

Ok, it's clear that you are interested in purchasing a fixed indexed annuity but not sure which
product is the best. In this article we will evaluate three popular annuities. Let's dig in...

0 Reasons for Using Power of Attorneyby trust expert

Most people underestimate the need for using power of attorney. These forms can prevent a lot of
problems that can occur should you become incapacitated.

96 GSIS Pension and Retirement Benefits and Programsby twentyfive (597 followers)
This page is all about the GSIS retirement and pension and benefits dedicated to all the retirees in
the Philippines specifically the Government Service Insurance System's members, pensioners and
their...

6 Retirement Planning -Plan Now, Play Later!by Stephanie Henkel (1,277 followers)
You are never too young to plan for retirement. Start saving early, but plan more details as you near
retirement age. Questions to ask yourself about retirement and tips for making a retirement plan.

EDITOR'S CHOICE

79 Retire in Bend, Oregonby Stephanie Hicks (3,682 followers)

Among top retirements cities in the United States is Bend, Oregon. This town is in the high desert of
Central Oregon and offers many recreational pursuits and tax benefits.

11 Women and Money |Women and Retirement Planningby Mazlan (406 followers)
Women live longer than men, hence they need to save more otherwise they will outlive their
retirement savings. Check out for more reasons why women must plan for financial security

21 The Coming Retirement Crisis in Americaby Chris Mills (399 followers)

According to Forbes, America is on the verge of an enormous retirement crisis. Learn about this
impending financial meltdown and gain information that will motivate you to action.

4 Top 10 Countries to Retire Toby Geri Mileff (72 followers)

If you are about to retire and want to reap the fruits of your labor from your professional life, read
on for the list of countries that are best suited for retirement life.

16 Ways to Save Money in Retirementby Austinstar (1,017 followers)

Saving money for retirement is essential, but did you know that saving money after retirement is
even more essential? You will have to find ways to save money and make money. Retirement is fun,
but it's still no daily...

2 Paris, Tennessee - Home of the World's Largest Fish Fry!by Patty Inglish (6,710
followers)
Paris, Tennessee has its own Eiffel Tower in a park with walking tracks, two swimming pools, and
tennis courts. The cost of living is reasonable, crime is low, and the people are friendly. An excellent
hospital,...

66 Pagibig Fund Benefits and Membership Requirementsby twentyfive (597

followers)
Being a member of the Pagibig Fund (also known as HDMF or Home Development Mutual Fund) is a
mandatory requirement for all employees covered by the SSS and GSIS, private employees,
household helpers, seafarers, OFW and...

26 10 Retirement Savings Tips for When You Start Your First Job.by bankscottage
(214 followers)
When starting your first job, retirement savings are the last thing on your mind. It shouldn't be.
Starting to save early for retirement allows for the power of compounding. Here are 10 tips for
retirement savings...

0 How to retire without moneyby TessSchlesinger (24 followers)

With the collapse of the financial market, even fewer people have sufficient money to retire on. How
to retire with limited funds, alternative retirement lifestyles, and how to budget are

6 10 Best Retirement Plansby Dr. Penny Pincher (177 followers)

The 10 best retirement plans: living in hotels, full-time RVing, going to college, living abroad, and
other top retirement plans are considered. How much do the best retirement plans cost?

17 Wall Street Republicans Want to Do Away with Social Securityby Gary Anderson (698 followers)
Update: The Republicans want cuts in the cost of living for social security. They want these old folks
to live on cat food. From now on, just call the Republicans the Cat Food Party because that is what
they are.
...

12 Retire in Colombia for Less Than $1,000 per Monthby Craig Gibson (14 followers)
There are many places in the world to retire in style, but to retire in style on less than $1,000 a
month, and still live a very comfortable life, there are few places. Colombia is the best place.

59 How to Claim for GSIS Survivorship Pension Benefitsby twentyfive (597 followers)
This is a response for the inquiries about how to file, apply, and claim for GSIS survivorship pension
and benefits. If you are a spouse, son, daughter or dependent of a deceased government employee in
the Philippines,...

24 The History of Retirement in Americaby Chris Mills (399 followers)

Forbes: The Greatest Retirement Crisis In American History. This article summarizes much of the
history of retirement in America. How did we arrive at this place of crisis? What can we do about it?

3 Worried About Running Out of Money During Retirementby Ease Feeds (9

followers)
Recent surveys say that Americans are more worried about running out of money during their
retirement years than they are about dying! What can regular people do to protect themselves?

2 How to replace a lost or stolen Social Security cardby Ken (10 followers)
Replacing a lost or stolen Social Security card is very simple. Follow these directions and you will
receive your card in seven to ten days. This hub will also touch on SSN fraud and ID thef.

28 My Top 20 Reasons Why I Want to Retire Earlyby emievil (1,045 followers)

Early retirement is a dream come true for anybody, especially the writer of this hub. Find out her top
20 reasons why she wants to retire at an early age.

24 401K or IRA? Which is Best for You?by Holle Abee (3,412 followers)
401K and IRA
One of the most important things you can do to secure your future is to plan now for your
retirement. The younger you are when you start saving for your retirement years, the better off
you'll be....

3 Baby Boomers - Retirement - Where - On a Tight Budgetby Katheryn (65 followers)

As more and more Baby Boomers reach retirement age, they are finding that they have far less to
live on then they had anticipated. This is also during a very cautious economic period in the United
States. Where can...

5 Best and Cheapest Places Besides Mars To Retireby Patty Inglish (6,710 followers)
Asheville, North Carolina has been listed as the Best Retirement City in the USA. This is important
to Baby Boomers retiring in the 2010s and 2020s, especially if they lost jobs in the recession of the
2000s. Asheville...

9 Be a Sharp Saver and Create a Great Retirement Planby Anastasia Kingsley (374
followers)
Retirement planning starts with frugal living today and socking away your savings. Here is a five
point strategy to preparing for your future retirement needs, with the emphasis on doing what you
can and increasing...

17 How Much Should I Save for Retirement?by Shelley Watson (353 followers)
Here is a guide to what you need to save when you are still in your 20's, 30's, 40's 50's and a special
look at those in their 60's. The outcomes may surprise you.

0 Retirement Calculators - How to Tell the Good from the Badby Cerebral Aspect (26
followers)
There are fundamental flaws in planning advice that many retirement calculators give. They must
account for enough variables, and they should not encourage you to plan on using up all your
savings.

24 Social Security's Achilles Heelby Chuck Nugent (4,288 followers)

People are becoming increasingly aware of the fact that the Social Security System is rapidly going
broke. It is basically a Ponzi scheme that is rapidly unraveling and its collapse will leave a huge gap
in the...

7 Top 10 Reasons Why You Should Retire in the Philippinesby houseofjcjee (30
followers)
After many years of working hard, it is time to retire. Where would you like to spend your retirement
years? Here are the top reasons why more and more foreigners choose to retire in the Philippines.

4 Florida's Biggest City - Jacksonville Is Growing!by Patty Inglish (6,710 followers)

Jacksonville's physical land area is Number One in area among all US cities. In addition, the city
contains approximately 1/10 of the total population of the State of Florida. While all this is true,
Jacksonville also...
1 Multiple Sources of Income to Retire Earlyby tipstoretireearly (381 followers)
Early retirees should build a 3-legged income stool. This stool should contain at least 3 of these legs:
immediate annuities; income replacement funds; deferred compensation; dividend and interest
income; and part-time...
7 The "4% Rule" and Early Retirementby Ari Lamstein (131 followers)
The 4% Rule is a guideline to help retirees determine how much they can safely withdraw from their
nest egg each year. Before examining how the "4% Rule" applies to early retirement, let's look at the
more...

4 What you should think about when buying an annuityby Cruncher (23 followers)
A look at the things you should think about when buying an annuity to provide income in your
retirement. A list of questions you ought to consider when thinking about buying an annuity from an
insurance company.

0 IRAs Are For Housewives Tooby Stove And Home (25 followers)
Roth or Traditional IRAs for housewives and stay-at-home moms. Misconceptions about opening a
Spousal IRA. Brokerages with low minimum investment IRAs to get you started.

0 What to do When You're Near Retirementby Helen Dellomes (2 followers)

Relatively, retirement is dreadful to some people. Retirement could mean a cut off of your career
and income opportunities. After having used to wake up early every morning and fighting your way
through a traffic jam...

9 401k Rollover into an IRA or New Employer's 401kby Julie-Ann Amos (1,189
followers)
401k's are not as reliable as people think, and knowing what to do with your 401k when you move to
another employer is vital if you are to maximise your investments. Lists the options available
regarding what to do...

11 Are You Ready for Military Retirement?by Susan Holland (702 followers)
Military retirement is a difficult decision. When it comes time for your retirement, you must have a
retirement plan. There are many things to consider.

1 4 Necessities To Retiring With Confidenceby BethieAnnie (21 followers)

The sooner the fundamentals of retirement planning are infestation, the sooner a bright, secure
retirement can be achived. Begin the journey now, and know you will have golden, golden years.

27 How to Pick the Best Place to Live in Retirementby Cynthia (269 followers)
Looking for a warm, sunny, friendly, pristine, affordable, green, and peace-filled place to live in your
retirement? This article reviews some of the top features of retirement living: attractive countries for
retirees...

11 How Long Until You Retireby Sam Deal (98 followers)

How long until you retire? Have you thought about it at all? Given how much time is spent at work,
and how much energy is devoted to dreaming of not working, you really should do the math once.

13 How to Keep Busy After Retirementby Shelley Watson (353 followers)

Advice on what can be done to earn extra income when we retire. Retired, but need help to earn
extra money or keep occupied - read on for some ideas!

2 Stay Young In Clemson, South Carolinaby Patty Inglish (6,710 followers)

Clemson SC with it's free bus service, major university, and Tigers Athletics is rated one of the Top
10 places to retire and stay young. Affordable housing and dozens of interesting attractions provide
people of all...

11 Common Social Security Retirement Questionsby Ebiz Tax Tips (12 followers)

Will Social Security still be there for me? How are Social Security benefits calculated? Can I collect
based on my spouse's earnings? These common Social Security questions and more are answered...

2 Reasons To retire in Kuching, Sarawak, Malaysiaby Robert Theng

Where to retire and the reasons to retire in Kuching. The reasons are kuching has good health
facilities, people are friendly, there is no problems like food or Language. English is well understand.

9 Financial Perks for the over 60s in the UKby ethel smith (1,064 followers)
At the moment, in the UK, women officially retire at age 60 and men at age 65.Currently, however,
both men and women aged 60 and over, are entitled to s few financial perks. With a General Election
looming...

11 You, Not Your Employer, Must Plan For Retirementby Larry Wall (335 followers)
Planning for retirement can be difficult, because you are not always sure when retirement will come.

A change in your retirement date, can change your available finances and impact future plans.

2 Tips to Retire Earlyby cprice75 (156 followers)

Retirement seems like a pipe dream to many Americans today. A large number of Americans have
seen their level of retirement savings fall. Many are concerned that social security will not be around
to benefit them, even...

21 Plan for Life at Retirementby Mary Norton (246 followers)

Unless you plan for life, you will live many of your retirement years in regret. With many more years
in front of you, a greater life awaits.

1 Where to Get Income During Retirementby Anne Morrison (14 followers)

For most of us, our main source of income comes from our jobs. However, once you retire, you can
still get income from different sources. Let's take a look.

64 Five Things I Don't Like about Retirementby Paul Richard Kuehn (624 followers)
Retirement can be a time of bliss. For me, it has been a trying and disappointing time. Read what I
don't like about retired life and why I dislike it.

7 Can Social Security Be Garnished?by scla (134 followers)

If are living on a limited income from social security, then you may need every last penny to cover all
your necessary living expenses. Many times because of the limited income you are living on, you may
have incurred...

0 Rollover IRA Adviceby Jack Lee (16 followers)

Some sound advice when rolling over 401K / 403b to an IRA account.

18 Essential Retirement Planningby Pamela Oglesby (1,661 followers)

Planning retirement is essential for an adequate financing in your senior years. Several savings
plans are reviewed, which will depend on your age. The benefits of home refinancing is discussed.

14 How to Retire Earlyby Barbara Kay (1,204 followers)

Most people would like to enjoy an early retirement. Here you will find the steps on how to retire
early. It worked for us, so give it a try.

10 How to live like a King in India with $200000by Will not Say (215 followers)
Everybody wants to be a king. But a leading a kingly life is too costly to afford. Here is an article
which describes in detail how to lead a royal life in India if anyone has 200,000 usd, that is, 1 crore
Indian...

0 Baby Boomers: By The Numbersby Crystal Gordon (2 followers)

Who are they? A statistical profile of the largest generation, "The Baby Boomers".

19 How to Retire on $1500 per Monthby Juancho Forlanda (113 followers)

About to retire but have limited income? This article explains how you can do it on $1500 per month
fixed income.

1 Philippines Best Places To Liveby Christine B B (12 followers)

I am a native and have been to different places around the Country. At one time or another I have
lived and worked in one of the featured cities or at least have visited the place.

33 Retirement Benefits on Social Security Systemby Ireno Alcala (768 followers)

This hub features the benefits of being a member of SSS. Here in the Philippines, one must be
updated of the changes this agency is undergoing every year.It's our money, so, we must be very
vigilant about it.

54 SOCIAL SECURITY: ARE YOU SERIOUS?by Tattoo Designs, Dreams, News,

Technology, Sports, And More (708 followers)
Know anyone getting social security for nothing? Speak up and share your opinion! It's not fair that
we have to work to pay their bills!

16 Why You Need a Will or Revocable Trustby MariaMontgomery (60 followers)

Here is my own family's personal experience with the ways in which the lack of a will can have
detrimental effect on many people, even those who are not beneficiaries of the deceased.

9 Retirement - Now What?by Shelley Watson (353 followers)

What to do now that you have retired, to maintain your vitality and ensure that you and your lifestyle
are exhilarating.

1 Ground Rules for Estate Planningby Angela Cornette

There is a misconception that estate planning is only for people with millions of dollars in the bank,
but if you have dependents, retirement or bank account or own a home or car with equity, you need
to have a plan in...

4 Pension Fund Giants - Global Viewpointby American_Choices (123 followers)

Private pension funds have never been considered part of the public realm. The reality of private
pension funds affecting the American taxpayers has been highlighted with the extreme financial
swings.The bailouts and...

0 Working In Retirementby Tamara Wilhite (241 followers)

Retirement has traditionally meant an end to paid employment. Why are so many returning to work
after retirement? And how does working in retirement affect your retirement benefits?
0 How Do You Manage Risk?by Eleanore Ferranti Whitaker (19 followers)
Webster defines "risk" as "exposure to the chance of injury or loss; danger. The word "risk" strikes

fear and apprehension in humans for a variety of reasons: loss of life or limb or income.

3 Early Retirement - Some Things To Considerby Paula (893 followers)

There are several things to consider when thinking about early retirement. Here are a few items you
want to think through. While it would be nice to retire early, it may not be for everyone.

0 RDSPby Seraph (31 followers)

RDSP (Registered Disability Savings Plan), learn how to apply for it.

2 How Much Do You Need to Retire?by tipstoretireearly (381 followers)

The commonly accepted rule says a retiree needs to replace a certain percentage of his preretirement income to retire comfortably. This rule is likely to lead savers to delay retirement beyond
the point where they...

17 For Retirees: Here Are Some Things To Doby William F. Torpey (707 followers)
While facing retirement is not exactly like awaiting a triple bypass or entering a nursing home, it can
be a source of great stress. Here's some ideas that could help relieve such forebodings.

17 The Realities of Retirementby Jacqueline Williamson BBA, MPA, MS (85 followers)

One day you wake up and realized that its time to retire but the beautiful dream of living happily
ever after didn't materialized the way you thought it would.

3 How to Find a Social Security Numberby davemarchy

How to use a social security number to verify someone's identity for payroll reasons, perform a
credit check, or do a criminal history search.

2 Should You Buy A Long Term Care Insurance Policy ???by LandmarkWealth (61
followers)
Long Term Care insurance is somewhat controversial. More so than most other insurance solutions,
the decision as to whether you should own such coverage is somewhat up for debate. Just like most
financial decisions,...

4 The impact of social Securityby Sam13207 (5 followers)

Social Security, Public programs designed to provide income and services to individual in event of
retirement, disability, death or unemployment. It was originally designed to provide one leg of a
"three-legged...

0 How to retire early and relaxby Future Jokkmokk (9 followers)

Retire early to a haven of peace and quiet. Lapland in northern Sweden offers affordable housing, a
peaceful environment and a great way to retire early for UK home owners.

57 Understanding Social Securityby Mike Russo (314 followers)

This is an article about the facts and fiction of Social Security. It dispells the notion that social
security is bankrupt and that it should be privatized. Social Security will be solvent until 2037 at that
time there...

0 Gold Investments For Your Retirementby Jock Brocas (3 followers)

The world economy is in tatters and countries are going bankrupt. Where will you invest your money
for the future. Think about things now, is your retirement safe?

8 Why Things Cost So Muchby Jed Fisher (163 followers)

The long and short of it is this: things cost too much because of speculators.
5 Social Security Owes Me Moneyby Anita Sue (15 followers)
Dear IRS Person,
First of all, I hope you are having a good day. Why? Because: #1. I just like hearing that people are
having a good day, and #2. Because honestly, it gives my letter to you a better chance...

0 An Introduction to Medigap Plan Gby Tamara Wilhite (241 followers)

What coverage does Medigap Plan G offer? What doesn't Medigap G cover? Who is eligible for this
Medigap supplemental plan?

1 How to Calculate Post Retirement Expensesby Concise Solutions (1 follower)

To calculate post retirement expenses, you need to evaluate your lifestyle and the budget which
sustains it. Taxes must not be forgotten when you set out to calculate post retirement expenses.

15 Bucket List 2015 Winnerby Dreamer at heart (241 followers)

Today is the best day of your life to create your own Bucket List. Enjoy reading about my experience
with a new list of rewoven dreams and unseen treasures yet to be discovered.

4 Can I Take a Loan From My IRA Account?by the girls (86 followers)
Can you take a loan from your IRA without paying a penalty? The answer is yes. You can also borrow
money from your employer sponsored retirement funds such as 401 (k).

15 Prepare for Retirementby Elayne (1,419 followers)

How to prepare for your golden years. Retirement advise and options.
0 Retirement Plan Options for Employersby Business and Finance Information
Addressing the many concerns, considerations, and benefits associated with implementing an
employer-sponsored retirement plan.

5 Social Security System Survival by Laurens Wrightby LAURENS WRIGHT (159

followers)
Finally the day has come, where the government has announced that the Social Security fund is just
about BROKE! What, when, where and how to retirement are the questions that are hard to answer.
0 Don't Outlive Your Financesby Business and Finance Information
How an annuity can give you lifetime income throughout your retirement.

1 Planning to retire in Switzerlandby bodybalance101 (23 followers)

Have you played with the thought of retiring in Switzerland? Is it manageable? Can you afford it?
Learn more about this beautifully and organized country in Central Europe.

1 retirement home activitiesby Activity Director (2 followers)

Activity Ideas for Nursing Homes and Activity Ideas for Retirement Homes
1) Retirement Home Activity Idea: Word Scramble

Goal of Retirement Home Activity Idea: To stimulate cognitive function and provide forum...

0 Should You Take Your Employer's 401K Match?by StephenSoprano (13 followers)
While retirement may still be in the distant future, you can start taking steps now to save the money
needed to retire sooner and with more money.

2 Retirement Age - How has Retiring Changed Over the Years?by Paula (893
followers)
Over the last few decades, the face of retirement has changed somewhat. Looking into the future,
we all are anticipating all kinds of changes. I think it is good to consider what we can do to make it
the best for all...

0 Best Place To Live In Floridaby floridamoveguide (1 follower)

I have lived in, sold real estate and traveled Florida for 14 years and Sarasota is truly one of the best
places to live or retire in Florida.

2 DFAS/VA Pension Cash Advanceby PensionCash

Emergency cash for many can come from a variety of places. Ideally, if you own a DFAS or VA
pension plan you've got an emergency fund perhaps where you never thought to look. Those in need
of financing after...
6 Common Misconceptions of Your 401k Trusteeby Peter Owen (239 followers)
If you work for a Company or Corporation that has more than a few employees, chances are that you
are covered, or have the option to be covered, under a 401K plan. This may be in addition or in place
of a Pension plan....

70 Hedge Funds, No Thanks!--The hedge fund apocalypse is here!by Ralph Deeds

(1,050 followers)

There is no accurate measure of hedge fund performance because of the absence of reporting
requirements and because the performance of the unsuccessful ones that are dissolved and
disappear are not included in the...

0 Ensure Your Retirement With Savingsby steven fry (12 followers)

Why Retire with little or no backup to your pension, when you can follow these simple guidelines,
have over 50k in interest alone? Savings and High yield savings accounts. most out of your Savings

1 401k Loan Rules Steps To Getting 401(k) Loansby Hub Llama (584 followers)
When it comes to investing for retirement, few strategies are more commonly used than investing
part of your paycheck into a 401(k) plan. 401k plans provide a way to lower taxes because
contributions are made using...

5 Cashing Out Roth IRA?by kea (293 followers)

Cashing out a Roth IRA is a much better alternative than cashing out a 401k or Traditional IRA. With
a Roth IRA, you can cash our your contributions without paying taxes or any penalties...

0 Dr Antonio Serrano, Cabo San Lucas, Mexico Opthamologistby MexicoDavid (2

followers)
Discover Los Cabos News 2007

By David Mandich "Normal" sight for this 50-something year-old young man had become
over the years - sight polluted by tiny black spots, amoeba-like
'floaters,' and...

0 The General Motors 401K reviewby Daddy Paul (117 followers)

A lot of people ask me for advice on investing in their 401K. I am not a professional so be advised my
opinion is just that some guy's opinion.
I want to review the funds available in the General Motors 401K...

11 Does Being Rich Make You A Happier Personby Mark Bruno (701 followers)
First, I must tell you I am not rich by any means, but does being rich make you a happier person?
There are so many people in our world that are rich, but do you think they are truly happy with there
lives?

0 How to Liquidate an Estate Simplifiedby Tillie.com

(2 followers)
Deciding how to liquidate your personal or family
http://ohioline.osu.edu/estate/index.html member's
estate can quickly become an overwhelming
experience. With so many decisions to make and so
many people often advising you, the choices can
become limitless and...

0 Boss Retirement Gifts: Ideas for Your Retiring Supervisorby danieltetreault (46
followers)
Finding the right retirement gift for that special manager, supervisor or boss can be very difficult;
there are many reasons as to why we find it so difficult to find that perfect gift idea for your retiring

boss. Boss...

0 Tips for Managing Your Money in Retirementby Lita Epstein

You've finally taken the plunge and need to figure out the best way to manage your retirement
portfolio. You will find info regarding Social Security, retirement annuities, and minimizing your
taxes.

0 AARP Reverse Mortgage Guidesby ReverseMtgGuide

A Reverse Mortgage is a complex product. It requires investigation and unbiased information before
making a decision about whether to apply. AARP reverse mortgage guides can help with your
research.

http://hubpages.com/topics/personal-fin
ance/retirement/4010
Ultimately, estate preparing has to do
with assurance. The process itself is
vital and also could assist you produce a
good, strong working plan that will
certainly deal with you, your kids, and
also your possessions in case of your
death or special needs.