Step 1

Lista de riesgos a
ser considerados

Risk category
Terremoto
Incendio
Explosin
Erupccin volcnica
Rotura de maquinaria
Terrorismo
Daos por agua
Anegacin
Cada de rayo
Tsunami
Vientos fuertes
Caida de aeronaves
Impacto vehicular
Incendio inherente

Paso 2
Consider the probablility of a
single loss from each peril.
Assign it a number between
1 and 5 according to the
definitions given.
1. extremely rare - once
every 100 years
2. occurs rarely - once
every 10-25 years
3. occurs periodically every 3-5 years
4. occurs regularly - every
year
5. occurs with sufficient
regularity to be accurately
estimable - multiple times
per year

RIESGO

probability

Terremoto

Incendio

Explosin

Erupccin volcnica

Rotura de maquinaria

Terrorismo

Daos por agua

Anegacin

Cada de rayo

Tsunami

Vientos fuertes

Caida de aeronaves

Impacto vehicular

Incendio inherente

Robo

70

66

69

42

49

50

47

42

67

58

61

48

50

50

Step 3
Consider the development
of a single loss from each
peril. Assign it a number
between 1 and 3 according
to the definitions given.
1. occurs over a long
period of time, providing
opportunity to adjust/react months or years of warning
2. occurs quickly, limited
advance warning - hours or
days of warning
3. occurs suddenly - no
advance warning

Risk category

development

Terremoto

Incendio

Explosin

Erupccin volcnica

Rotura de maquinaria

Terrorismo

Daos por agua

Anegacin

Cada de rayo

Tsunami

Vientos fuertes

Caida de aeronaves

Impacto vehicular

Incendio inherente

Robo

Step 4
Consider the relative severity
of a single loss from each
peril. Assign it a number
between 1 and 5 accordingl
to the definitions given.
1. small loss - < $100,000
2. large loss but not material
- < $1 million
3. minimum level of
materiality as defined by
management - e.g.> 3-5% of
net income
4. major financial impact, 34 times minimum materiality
level - > $10 million
5. potential to imperil
organisation's ability to
continue as a viable
concern - > $100 million

Risk category

severity

Terremoto

Incendio

Explosin

Erupccin volcnica

Rotura de maquinaria

Terrorismo

Daos por agua

Anegacin

Cada de rayo

Tsunami

Vientos fuertes

Caida de aeronaves

Impacto vehicular

Incendio inherente

14

50

50

14

50

10

50

10

62

50

Riesgo
Terremoto
Incendio
Explosin
Erupccin volcnica
Rotura de maquinaria
Terrorismo
Daos por agua
Anegacin
Cada de rayo
Tsunami
Vientos fuertes
Caida de aeronaves
Impacto vehicular
Incendio inherente

Probabilidad
5
2
2
1
5
2
0
0
0
0
0
0
0
0
0

Desarrollo
3
1
3
2
2
3
0
0
0
0
0
0
0
0
0

prob + des
8
3
5
3
7
5
0
0
0
0
0
0
0
0
0

Severidad
5
4
3
5
3
4
1
2
2
1
1
4
1
2
0

Resultado
40
12
15
15
21
20
0
0
0
0
0
0
0
0
0

5
S e ve rid a d
2
3
4
1

Mapa de Riesgos

3
Frecuencia

e Riesgos
Terremoto
Incendio
Explosin
Erupccin volcnica
Rotura de maquinaria
Terrorismo
Daos por agua
Anegacin
Cada de rayo
Tsunami
Vientos fuertes
Caida de aeronaves
Impacto vehicular
Incendio inherente

category
political
political
political
political
political
political
political
political
crime
crime
crime
crime
crime
crime
crime
crime
crime
crime
natural hazards
natural hazards
natural hazards
natural hazards
natural hazards
natural hazards
natural hazards
natural hazards
market
market
market
market
market
market
market
market
market
market
market
financial
financial
financial
financial
financial
financial
financial
financial
financial
financial
financial
financial
financial

peril
Carrier strike
Cultural conflict
Dependence on a country
Dependence on a geographic area
Espionage
Expropriation
Blockade or sanctions
Terrorism
Dishonesty
Computer Crimes
Employee dishonesty
Fraud
Theft of intellectual property
Burglary
Simple theft
Vandalism
Malicious damage
Money Laundering by Client
Earthquake
Windstorm
Rain
Flood
Meteorite
Volcanic eruption
Hail
Snow
Loss of a foreign market
Loss of a domestic market
Poor market timing
Failure to lead pricing
Failure to respond to competition
Failure to supply
Financial failure of client
Earnings Volatility
Client reneges on transaction
Distributor's financial failure
Distributor's failure to perform
Interest rate change
Failure of a forex counterparty
Failure to cover transaction
Failure to finance
Failure to hire
Failure to identify costs
Failure to institute controls
Improper wire transfer
Change in long term rates
Change in short term rates
Default of counterpart
Exchange Rate Fluctuation
Failure of a forex counterpart

financial
financial
business system
business system
business system
business system
business system
business system
business system
business system
partners
partners
partners
product
product
product
product
brand
brand
brand
brand
brand
brand
brand
technology
technology
technology
technology
technology
technology
technology
technology
technology
technology
technology
technology
technology
technology
technology
technology
technology
technology
technology
technology

Failure to cover transaction

Failure to finance
Poor service/support
Failure to purchase
Error or omission
Business system inconsistencies
Business practice differences
Inadequate business practice
Inadequate cost control
Poor planning
Contractor's poor performance
Contractor's financial failure
Counterpart failure
Failure to meet client specifications
Product causes injury/damage
Product introduced too early
Product introduced too late
Libel or slander
Theft of copyright
Negative press coverage
Breach of confidentiality
Failure to innovate
Theft of intellectual property
Product contamination
Hardware breakdown
Unauthorized Access to Funds Transfer System
Malicious Destruction or Alteration of Data
Malicious Destruction or Alteration of Programs
Loss of Systems Support
Loss of Voice/Data Network
Fraudulent Disbursement of Funds by Internal Personnel
Introduction of A Virus into the Network
Unauthorized Duplication of Purchased Software
Loss of Automated Systems
Unauthorized Access to Sensitive Information
Failure of A Business Process Triggered by A Program Failure
Failure to Identify A Business Process Affected By A Program Failure
Failure To Meet Software Development Targets To Remedy A Process Failure
Intentional Disclosure of Proprietary Information
Inadequate Data Security
Failure to Anticipate Enterprise Growth in System Planning
Failure of Disaster Recovery System
Failure to Test Disaster Recovery Systems
Failure to Test Application System

Process Failure