Professional Documents
Culture Documents
MOTHERS
Supreme Court to the rescue
10
NDIA
EGAL
I L
July 31, 2015
Farooq Abdullah
www.indialegalonline.com
`100
DULAT
UNPLUGGED
The former
intelligence chief
pens a startling
new chapter
about intrigue
and deception
in Kashmirs
politics 24
Omar Farooq
AS Dulat
VYAPAM
HORROR:
More troubles
in Chouhans
kitbag 30
BIKRAM
VOHRA:
Jungle law
in India 42
INDERJIT BADHWAR
KASHMIR: NOT AN
OFFICIAL SECRET
O self-respecting journalist should want
Menon brings out in his interviewthat the
to become a part of the me-too-brigade:
Kashmir problem, Indias number one national
the herd instinct that propels so many of
security headachestill festers because of bungus to jump on to the pack-journalism
ling and sins of commissions and omissions that
bandwagon of a breaking story and
play lollypop-like into the ever-ready-to-stumpclaim I was there the fastest with the mostest.
you Pakistan wicket-keepers hands.
Alas, there are moments in history when the comIm happy Dulat has written this book because
pulsions of analyzing or explaining news moments
Kashmir was very much a part of my life in the late
force you to bring yourself into the picture. That in
eighties until the mid-nineties, after which, for a
itself is not such a bad thing provided your ego or
period, I had to avoid going to the Valley because I
self-serving back-slapping does
was on a militant hit list for taknot obscure or obliterate the
ing a strong position against
The Kashmiri is
truth or at least an approximaterrorist violence in my articles
taught as a child that for India Today. I write this
tion of it.
only to demonstrate that Dulat
I use the word approximahe is the subject of
is correct in gauging the volatiltion deliberately because
the Dilli Durbar.
ity of the Kashmiri issue
nobody knows entirely how history evolveswhether it is a
Anybody who makes prone to sudden, mercurial
shiftsand the changeability of
combination of mythology, faca pact with Dilli is
the mindset of ordinary
tology, historiography, imaginabetraying Kashmir to Kashmiris and their leaders.
tion, vendetta, vindication or
Briefly, I covered Kashmir
pure fiction. Or none of the
India. He feels the
from 1986 to 1991, and then
above. Then what is it?
same about Pakistan. returned to cover the 1996 elecPerhaps we will never know
tion which has been described
the gestalt of it. But we can
by Dulat as a political master-stroke. I saw the
strive to know at least some of the components
Congress-NC alliance between Rajiv Gandhi and
through books, articles, and transcripts of speechFarooq Abdullah emerge in 1986 and then the
es in order to come to a deeper understanding of
fatally flawed and rigged February 1987 election in
issues that need resolution, based on politico-legal,
which the wildly popular, youth-oriented MUF
social and psychological illumination in order to
party was trounced and moderates like Abdul
ward off future conflict.
Ghani Lone of the Peoples Conference were
All of this lands me bang into the middle of the
hounded out of Handwara by NC goons. I wrote
me-too syndrome. This is in connection with the
about that election: Congress may have won an
cover story based on the explosive book by Indias
election but India has lost Kashmir.
top operative in Kashmir in the 1990s, former
The consequent backlash, within the next couintelligence chief AS Dulat, which gently reminds
ple of years was the emergence of the gun,
usas reviewer Ajith Pillai writes, and Ramesh
UNVEILING
THE TRUTH
(From left) These
three books tell the
real story
about Kashmir
And so, the game goes on. This is the game that
Dulat writes about so engagingly, and in the
process, fills a yawning gap about what transpired
in the 1990s in the spy-versus-spy HUMINT
gamefar more effective than warfare or
encounter battles in creating and weaning leaders to the Indian side. His account of the Shabir
Shah game of nerves is brilliantly reconstructed,
though I wish he would talk a little more about
what we journalists called Dulats Boys or the
friendly militants like Kuka Parrey who gave
Pakistani operatives the fright of their lives.
The Kashmir dilemma is beautifully summed
up by MJ Akbar in Kashmir: Behind the Vale:
Kashmir lies at the edge of Indias borders and at
the heart of Indias consciousness. It is not geography that is the issue; Kashmir also guards the frontiers of ideology. If there was a glow of hope in the
deepening shadows of a bitter partition, then it
was Kashmir, whose people consciously rejected
the false patriotism of fundamentalism and made
common cause with secular India instead of theocratic Pakistan. Kashmir was, as Sheikh Abdullah
said and Jawaharlal Nehru believed, a stabilizing
force for India.
According to the books summary, Kashmiriyat
is the identity and culture that has blossomed
within the ring of mountains for thousands of
years. Akbar records Kashmirs struggle in the century to first free itself from feudal oppression and
then enter the world of modern India in 1947.
Placing the mistakes and triumphs of those early,
formative years in the perspective of history, the
author goes on to explain how the 1980s have
opened the way for Kashmirs hitherto marginalized secessionists. Both victory and defeat have
their lessons; to forget either is to destabilize the
future. Kashmir and the mother country are inextricably linked. India cannot afford to be defeated
in her Kashmir.
Where Akbar left off, Dulat pitches in to take
the narrative farther. But there are other important books that fit beautifully into the puzzle.
Governor Jagmohans book My Frozen Turbulence
is a scathing indictment of Delhis abysmal misunderstanding of the Kashmir issue and of the
Kashmiri psyche and the policy of benign neglect
alternating with gratuitous political gamesmanship and interference that farther fueled militancy
and violence in Kashmir just when successful
doses of good governance under governors rule
had helped to pacify much of the Valley.
COMPLEX ISSUE
AS Dulat is correct in
gauging the volatility
of the Kashmiri issue,
prone to sudden,
mercurial shifts
editor@indialegalonline.com
INDIA LEGAL July 31, 2015
ISSUE. 22
Editor
Inderjit Badhwar
Managing Editor
Ramesh Menon
Deputy Managing Editor
Shobha John
Executive Editor
Ajith Pillai
Business Editor
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Policy peril
The new amendment in insurance laws will force
insurers to be more vigilant in detecting fraudulent
claims, writes SHANTANU GUHA RAY
Political Editor
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Associate Editor
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Deputy Editor
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Production
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SPOTLIGHT
Mob meanness
42
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CFO
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Circulation Manager
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Vice-President (Ad-Sales)
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38
LEAD
Sleuths revelations
Former RAW chief AS Dulats book, Kashmir: The Vajpayee Years,
provides insights into the governments handling of militancy. Yet, it raises
questions about revealing state secrets, writes AJITH PILLAI. Also, an
exclusive interview with Dulat by RAMESH MENON
SUPREME COURT
Mysterious deaths
As the toll mounts in the Vyapam scam, it could singe Madhya
Pradesh Chief Minister Shivraj Singh Chouhan and jeopardize his chair.
RAKESH DIXIT reports
22
Rainbow revolution
52
62
66
72
78
HEALTH
ROs reverses
A petition against reverse osmosis technology in the NGT
raises issues of water wastage and loss of minerals in this
process. DINESH SHARMA describes the pitfalls of RO.
10
30
60
LEGAL EYE
Governors role
A recent order of the Allahabad High Court has created
a flutter about the extent of a governors discretionary
powers, writes VINAY RAI
56
REGULARS
VOLUME. VIII
Edit................................................................................3
Ringside........................................................................8
Quote-Unquote.............................................................9
Supreme Court............................................................16
National Briefs............................................................18
Courts......................................................................... 20
International Briefs.......................................................65
Campus Update........................................................ 81
People......................................................................... 82
QUOTE-UNQUOTE
Maharana Pratap is
the source of
inspiration, not
Akbar.
Rajasthan Governor
Kalyan Singh, questioning
the suffix great attached
to Akbar, The Economic
Times
Aruna
VERDICT
Deserves it! I daresay he does. Many that live deserve death. And
some that die deserve life. Can you give it to them? Then do not be
too eager to deal out death in judgment. For even the very wise
cannot see all ends.
JRR Tolkien, The Fellowship of the Ring
8
Does any MP
understand what
this NJAC is all
about?
MP and senior advocate
Ram Jethmalani reacting
to discussion in Supreme
Court that NJAC received
overwhelming support in
parliament and states
Natural
Injustice
Bizarre notions stopped single
mothers from getting their due for too
long, until the Supreme Court intervened
By Bhavdeep Kang
FACING HURDLES
Film-maker Kavita Lankesh
had to secure an NOC from her
daughters biological father, before
she could get her daughters
passport renewed
10
In smaller towns
and rural India,
the child of a
single mother can
still be denied
admission in a
municipal school
because the
fathers signature
is missing from the
application form.
11
Journalist-turned-spiritual activist
Madhav Kant Misra has filed a petition in SC,
which if approved, may do away entirely with the
fathers name on official documents.
MOVING TOWARDS
PARITY
(Above right) Justice
Vikramjit Sen delivered the
landmark SC judment in
favor of single mothers
(Below) Author
Githa Hariharan faced RBIs
refusal to accept her
signature on an application
to open relief bonds for her
minor son; the SC then
ruled that both parents had
equal rights
The verdict is a
breath of fresh air for
women shackled by
patriarchal barriers
uniform civil code. Former law minister
Salman Khursheed does not agree. The ruling is limited to the issues raised in the petition in question. It has nothing to do with
personal law. However, when such cases
come up in future, no judge is likely to set
this aside and rule otherwise, he says.
How do these judgments translate on the
ground? In metropolitan Delhi, schools do
not question a mothers signature. The
Central Board of Secondary Education
allows students to use either the father or
mothers name. For a single mother to open a
bank account in her minor childs name is
now a breeze. But in smaller towns and rural
India, the child of a single mother can still be
denied admission in a municipal school
because the fathers signature is missing from
the application form. And passport authorities still demand that spouse name be
endorsed when applying for a minors passport. The Vikramjit Sen ruling will hopefully
lead to that procedure being amended.
What is urgently needed now is a clearly
stated official policy, making the mother not
only a co-equal natural guardian of the
child but fully capable of being the sole
guardian. The pernicious Section 6 of the
Hindu Minority and Guardianship Actcreatively interpreted by the SC in favour of gender justicewhich grants natural guardianship of a Hindu minor to the father and after
him the mother, must be turned on its head,
once and for all. IL
cism. And to have a biological child out of wedlock, comes with loads of unwanted social stigma
and shame.
I am happy that the court recognised the same.
I think what is very encouraging and interesting is the fact that the countrys apex court has
understood the predicament of a woman who is
unable to put the name of her son or daughter as
nominee to her savings and insurance policies.
The social media, Facebook and Twitter, are full of
such examples of women who have tremendous
financial liquidity and need no men to groom
their wards.
There are cases where daughters and sons have
rued how their passports and college certificates
have names of the father and not the mother. I
think its cruel, inhuman. Indias convoluted system insisted that the childs biological father must
be identified in official documents. Why? No one
had an answer.
The court has allowed women their right to
privacy. What is ironical is the fact that the court
observed a lot of women were choosing to bring up
children alone. It means a change has already set
into the Indian society. I think the Indian political
system should now wake up and elaborate on the
need for the Indian society to evolve, so that such
fears dont stalk women. Ideally, having a child
should not lead to severe complications. Actually,
it does not in many countries. Why should it happen in India?
The time has come to change ourselves. Weas
a societymust evolve. Dont we know a mother is
best-suited to take care of a child born out of
wedlock? The Supreme Court, brilliantly, identified affection or mamata as the reason why the
mother should have the right to a child born out
of wedlock.
INDIA LEGAL July 31, 2015
13
Amitava Sen
14
SUPREME COURT
ML Sharma to
probe Ranjit Sinha
N a fresh twist to former CBI director Ranjit Sinhas case, the Supreme Court has chosen former CBI
special director ML Sharma
to head a probe team to
investigate Sinhas
conduct on the
visitors diary
issue. The former
CBI director has
been accused of
meeting
people
involved in the 2G and
T
A relook at
defamation laws
HE Supreme Court has started taking another
look at criminal defamation as a punishable
offense. It was considering several petitions
before it that stated that penal provisions in
defamation cases had been done away with, in
several countries.The court observed that defamation
laws under IPC had been framed under the British
Raj. The court questioned whether the time is now
ripe to tone down the severity of the defamation laws.
It asked the government for a comprehensive
response on how defamation laws could be decriminalized before it takes a final decision.
The sections in question are 499 and 500 of IPC
which prescribe a maximum of two-year jail term for
defamation offenses.
Subramanian Swamy, Rahul Gandhi and Arvind
Kejriwal had filed petitions stating that the penal provisions throttled the freedom of speech.
premature birth.
The apex court accepted the
plea of the girl's parents that the
doctors didnt inform them about
the impending risk of their child
losing vision due to her premature birth. The parents alleged
that the doctors did not prescribe
any test to ascertain the risk and
take preventive measures.And
when the infant did show indications of blindness, it was just
too late.
Illustrations: UdayShankar
16
17
NATIONAL BRIEFS
Kejriwal wants
referendum
Law against
clinical trials soon
STRINGENT RULES for clinical trials
and punishment for violators is on the
cards. The apex court, in a directive to
the health ministry, had ordered it to
frame guidelines for clinical trials of
new drugs. Under the proposed law,
companies will have to pay a fine of up
to Rs 3 lakh for the violation of protocol even if the patient is not directly
impacted. Companies will now have to
take approval from the Drug
Controller General of India (DCGI)
prior to clinical trials of any medicine.
Whether a particular death, injury or
bodily harm can be attributed to the
trial will be decided by DCGI. It will
also have the authority to decide the
quantum of compensation.
18
the topmost statutory body governing enrollment, practice and conduct of lawyers across
the country, has amended its rules to provide
for identifying fake lawyers. The BCI
Certificate and Place of Practice (Verification)
Rules 2015 empower its decision making
panel to oust fake people from court campus.
COURTS
Professor
gets bail
HERE is relief for Professor GN
Saibaba of Delhi University. Arrested by the Maharashtra Police in
2014 under the Unlawful Activities
(Prevention) Act for his alleged links with
Maoists, Saibaba has been granted
three-months bail by the Bombay High
Court on medical grounds. Saibaba,
incarcerated in Nagpur Central Prison,
was earlier admitted to a private hospital
on the courts direction.
The court now held the view that Saibabas medical condition warranted not
only medical attention but he also needed
to be united with his family in Delhi. It
observed that his fundamental rights
would be violated if he was not granted
bail. The wheelchair bound professor,
suffering from degeneration of the spine
Nestle India to
export Maggi
20
Baseless FIR
lance department had filed a baseless FIR to fix Mishra. The case,
registered in September 2014, had
even ruined his chances of being
considered for the CBI chiefs post
that year.
Mishra, a former state DGP, was
accused of doling out favours to
certain suppliers in 2009 while he
was CMD of Odisha State Police
Housing and Welfare Corporation.
The director of Vigilance was
pulled up by the court for not ensuring that the probe was fair before
registering the case. The court
found that there was no evidence,
prime facie, to implicate Mishra.
The officer had approached the high
court pleading that the FIR be
struck down. He also alleged that
his side of the story was never
sought in the probe.
Film in trouble
HEN you have a film with a character dressed
up like Lord Shiva mouthing objectionable
language and demanding money from people
who wish to be photographed with him, you are asking
for trouble.
After being restrained by a Delhi
court from an all-India release on
account of objectionable content, the Sunny Deol-starrer,
Mohalla Assi, hit another
controversy. A local court
in Muzaffarpur, Bihar,
directed the police to lodge
an FIR against director Dr
Chandraprakash Dwivedi,
actors Sunny Deol, Ravi
Kishan and Sakshi Tanwar,
and five others for abusing Hindu deities in the film.
The court gave the order
on a complaint filed by a lawyer,
who submitted that the movie was
still available on the internet and upon watching
it, he was shocked by the abusive language used
against Hindu deities.
The court will decide the next date of hearing once
the FIR is filed.
W
Shun politics of
vendetta
ELIVERING its judgment in a 2003 rioting
case in Madipur, West Delhi, a Delhi court
blamed political parties which, while in
opposition, incite mob violence for unsettling the
ruling government. It urged parties to shun politics of revenge and instead stand behind the ruling
establishment during a crisis and help it defuse it.
The court noted that the police is often seen as
a mute spectator in cases of mob violence and
observed that it should equip itself with special
skills to contain the damage to public property
and human lives, when such violent incidents
occur. It also insisted upon speedy trial in such
cases so that the guilty dont go away scot free. It
sentenced six persons involved in the riot to a
one-year jail term.
21
An Insiders
Telling Tale
The former R&AW chiefs book provides an
insight into how governments actually
function and how they deal with insurgencies
By Ajith Pillai
PERSONAL ACCOUNT
(Below) Dulats narrative is
not a comprehensive history
of Kashmir during the
Vajpayee years
READERS CHOICE
(Left) While writing about
insurgency in Kashmir,
Dulat has not excluded the
human element and drama
from his narrative
Kashmir: The
Vajpayee Years
By AS Dulat with Aditya Sinha
Published by Harper Collins
Pages: 342; `599
Photos: UNI
22
23
LEAD/
Interview/ AS Dulat
Money has
been there in the
Kashmiri DNA
A
NOTHING FAULTY
ABOUT IT
Dulat says that
besides the Amritsar
goof-up, Indian
response to the
hijacking of IC-814 in
December was apt
26
27
LEAD/
Interview/ AS Dulat
28
Mufti Mohammad
Sayeed was one of the
tallest leaders in
Kashmir. He had a
complex
relationship with
Farooq. He wanted to
compete with the
Abdullahs.
failure. It happens all over the world.
There are manpower shortages in
the IB in particular. RAW needs language experts and also some Muslim
officers. Agencies need more recognition from the government as they
function under extreme stress and it is
not just a job. It requires expertise. It is
not a bureaucratic job.
The winter of 1989-90 was so bad
that all the central government officers
in Srinagar left because of threats and
only the IB and RAW officers stayed
put. We were also under threat. We did
not leave. We lost four officers in five
29
SKATING
on Thin Ice
The Madhya Pradesh chief minister faces an uncertain future as the
job and college admissions racket snowballs into a big political storm
By Rakesh Dixit in Bhopal
30
FALL FROM
GLORY
Shivraj Singh
Chouhans
reputation as a
quiet and
effective leader
has taken a hit
following
Vyapam
The real
reason for
Chouhan
agreeing to a
CBI probe was
BJP president
Amit Shahs
call, asking
him to spare
the party more
opprobrium.
PROTECTED BY
PROTOCOL?
Governor Ram Naresh
Yadav is enjoying
immunity only because of
the post he holds
31
IT GETS MURKIER
(L-R) Two deans of Jabalpur
Medical College, Dr DK Sakalle
and Arun Sharma have died
mysteriously over the last one
year, and so has MP
governors son Shailesh Yadav
It was only
after the
mysterious
deaths hit
national
headlines that
a shaken
Shivraj did
everything he
could to
ensure that his
reputation did
not suffer.
32
monitor the progress of the STF investigation, reported 23 unnatural deaths of those
accused and witnesses in the scam on May
27. The SIT was led by retired judge justice
Chandresh Bhushan. Its status report to the
court containing names of the 23 dead
immediately brought other suspected deaths
into sharp focus. Media speculated that the
actual number of dead might be over 40. In
its subsequent status report to the high court,
the SIT too updated the death figure to 32
with nine more deaths being detected.
Most of the dead were young men
between 25 and 30 years. The SIT report created a sensation in the local media. Till then
only four suspicious deaths had hit the headlines but the police declined to probe any of
them. Medical student 19-year-old Namrata
Damors death was explained away as suicide
that had occurred long before the scam surfaced. Her body was found on the railway
track near Ujjain on January 6, 2012. A student of Indore medical college, Namrata had
allegedly cleared the pre-medical test in
2009 fraudulently. A panel of three doctors,
who conducted her postmortem, had
declared she died of violent asphyxia which
pointed to murder. Yet, the Ujjain police
closed the case as a suicide.
Likewise, the police refused to see any
foul play in the death of Governor Ram
Naresh Yadavs son Shailesh. His body was
THE EPICENTER
The Vyapam office in
Bhopal
Congress
leader
Digvijaya
Singh alleges
the chief
minister is also
involved. He
replaced his
name with that
of Union
Minister Uma
Bharti in a
tampered
excel sheet.
INDIA LEGAL July 31, 2015
33
VYAPAM Explained
Vyapam is the acronym of Vyavsayik Pariksha
Mandal or Professional Examination Board of
Madhya Pradesh which conducts examinations for
professional courses and recruitments to government jobs. The scam first surfaced in 2007 when it
was discovered that corrupt officials were taking
bribes to fix admission to medical colleges and
recruitment of police personnel and teachers
Modus operandi
Instead of the candidate an impersonator
Death is a natural
occurrence, be it
in the jail or on rail
(train), one who
has been born
will die.
Babulal Gaur,
home minister of
Madhya Pradesh
34
Forget that
journalist (Akshay
Singh) who died. Is
he more important
than I am?
Kailash Vijayvargiya,
cabinet minister of
MP, recently named
national general
secretary of BJP
I am scared. I
Vyapam scam and BJP must be ashamed
am a minister but
all deaths so far
of the latest
still I am scared. I must be thoroughly
developments in this
will convey my
investigated and the case. The PMs silence
fears to Shivraj
guilty punished.
over the Vyapam scam
Singh Chouhan. Something must be raises a lot of suspicion.
Uma Bharti,
done to prevent
D Raja, CPI leader
Union minister
more deaths
Arvind Kejriwal, chief
for water
minister of Delhi
resources
Mystery Deaths
Dramatis personae
Anshul Sachan
MBBS student linked to
Sudhir Sharma
Pramod Sharma
Middleman in the
scam. Died in Gwalior
in a road mishap on
November 28, 2012.
Dr Jagdish Sagar
He helped around 140 students get selected to
the medical courses illegally during 2009-12. He
arranged impersonators, largely sourced from
Uttar Pradesh. He ran the alleged racket since
late 1990s.
Pankaj Trivedi, MPPEB Examination
Controller
Namrata Damor
Arvind Shakya
OP Shukla
Officer on Special Duty to Laxmikant Sharma.
He is accused in the scam. He allegedly took
over `85 lakh as bribe from candidates for helping them clear the medical entrance test.
An OSD to Laxmikant Sharma. He was involved
in police constable recruitment examination
scam of 2012. Initially he absconded, but later
surrendered.
Akshay Singh
Special Correspondent
with Aaj Tak investigating
the Vyapam scam. Died on
July 4, 2015. He was in the
best of health and conducting an interview when
he suddenly collapsed.
Was declared dead on
arrival at the hospital.
35
ITS MUSIC
FOR CONGRESS
Digvijaya Singh is
doing his best to
capitalize on this scam
upholding the petitioners pleas. And precisely that happened. The Supreme Court
also expressed displeasure with the Madhya
Pradesh High Court for washing its hands
off a similar petition of the state government a day before. The high court had
refused to act on the state governments petition for a CBI probe, citing the four petitions
pending before the Supreme Court.
On the same day, the Supreme Court also
served a four-week notice to the Madhya
Pradesh Governor Ram Naresh Yadav and
the union government on a petition seeking
his removal from his post. The governor was
accused of taking `3 lakh each from five candidates who appeared for a professional
examination board exam. He allegedly took
the money from them in the Raj Bhawan
premises. The governors then officer on special duty, Dhanraj Yadav, is already in jail on
similar bribery charges. The governors
son, Shailesh, was also involved in
the racket. Yadavs continuation
in his post had become untenable after an FIR was lodged
against him in April this year
on the Madhya Pradesh high
courts direction to the STF.
However, the same court
stalled any action against the
governor a month later accepting
his contention of constitutional
immunity.
SNOWBALLING EFFECT
When Chouhan ordered setting up a STF to probe into
the Vyapam scam a month
after it surfaced in Indore
in July 2013, he probably
thought it a smart move
that would effectively
silence the opposition.
At that time, Shivrajs
popularity was at its
peak. The assembly
WHO ISLKAFRAID
OF THE EMERGENCY?
Advanis fears spark off a national debate
Former law minister HR Bhardwaj, Seshadri Chari, Justice Mukul Mudgal, Rajeev Dhawan speak out
28
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Soldier
writes to the
chief justice
of India 48
INDIRA JAISING
unplugged: 40
ORDINA
why w NCE RAJ: Bu
allowedas SC/ST t
to lapse?
66
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www.i
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`100
.com
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misinfo moree conti long enouge
rmation nue their h and
. 20
slew of
ALS
JAYALA
Surpris LITHAA:
challenging legal
e
15
15, 20
June
NDIA L
DILIP
intrepi BOBB profile
exposedd reporter whos the
FIFA scam
76
m
om
co
.co
e.c
nline
egalo
ndial
www.i
`100
BANK
LIQUIDITY:
Wheres
the money
honey?
44
NEW TARGETS:
Successful Dalits
57
TI
DHIN CE
Man GRA:
behi
nd
Vadr
prob a land
e 46
22
22
VYAPA
HOR M
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and ad
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50
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44
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Anthony Lawrence
Time To Be Vigilant
A new amendment to Insurance Act 1938 imposes a three-year time limit
for insurers to complete verifications. After that a policy becomes valid and
cannot be cancelled
By Shantanu Guha Ray
T a recent conference in
Kolkata, worried officers of Life Insurance
Council, an apex industry body of life insurance companies, were
seen hurriedly formulating a centralized database of insurance
policies to detect fraudulent claims.
The database, they hoped, would be ready
by the end of this year and tackle what they
claimed was going to be one of the biggest
crisis of Indias insurance market. What is
the worry?
38
BUILT-IN SAFEGUARDS
The amendment is a tough one to handle.
The Act initially said: No life insurance policy can be called into question on grounds of
mis-statement or wrong disclosure after two
years of the policy coming into force. However, if the insurer is able to prove that the
claim was fraudulent, it need not be passed.
Manickam says this was a great safeguard, enabling insurers to call for investigation after a death claim was received. The
investigation was usually done within two or
three years of the policy being purchased.
And the claim was rejected if there was misrepresentation, mis-statement or non-disclosure while acquiring the policy. In the same
manner, all fraudulent claims were rejected.
But now, we are in a different zone altogether, Manickam told India Legal. He
added that the council was in the process of
short-listing a vendor who would offer technology to build and maintain a common
database where all 24 life insurance companies will share their policy data, just like
Indian banks.
The move has the blessings of the finance
ministry, with Arun Jaitley already urging
insurance companies to be on super alert
because of the new amendment.
OLD VS NEW
As per Regulation 8 of the IRDA
Regulations, 2002, the insurer must settle a
claim within 30 days of receiving all documents, including clarifications sought by
him. An insurance company can set a practice of settling the claim even earlier. If the
claim requires further investigation, the
insurer must complete its procedures within
six months of receiving the written intimation of claim.
The new amendment puts the onus on the
insurers to do proper background checks at
the time of underwriting a policy. Earlier, an
insurance policy could be called into question even after two years if any wrong disclo-
Investigators
would now be
asked to play a
major role in
detecting frauds
before the
stipulated
three-year
period, so that
such policies can
be cancelled.
Life insurance
companies need
to be more
vigilant now.
Ashok Sarin, a
senior official with a
private life insurer
REALITY CHECK
V Manickam,
secretary-general
of the Life
Insurance
Council fears a
rise of false
claims as a result
of the new
amendment
39
WAKE-UP CALL
FM Arun Jaitley wants
insurance companies to be
more careful; Former Delhi
police commissioner
Neeraj Kumar feels
investigators have a tough
time ahead
ORGANIZED GANGS
Thankfully, the insurance
sector has woken up to this
menace, which includes
claims from non-existent
persons, which are generated by organized groups
operating across the country. Investigators are worried, ostensibly because there is not too much
cash in the business. Based on the size of the
sum assured, investigators are paid anything
from `15,000 to `1,50,000 to verify a claim.
If the insured sum is huge, only then do verification fees go up.
Kumar said he had reports that organized
groups operating in many pockets of north
India had expanded their business into
southern states. And acts of violence continue throughout the year.
The head of risks and claims in a private
life insurance company, who spoke on conditions of anonymity, said he had encountered
cases where the investigator was threatened
to give a report in favor of the claim being
passed. In many cases, such incidents are
not even reported by the investigating official. He simply resigns, citing some flimsy
reason. We do not know what the real case
is, adds Kumar.
Consider the legalities in case of a death
claim. Here, a claimant must submit the
written intimation as soon as possible to
enable the insurance company to start processing the claim. The claim intimation
should consist of basic information such as
JUSTICE HASTENED,
JUSTICE DENIED
A massive mob dragged
an alleged rapist from the
Dimapur jail and beat him
to death in March 2015
The eye-for-an-eye
justice is the
precursor to an
open house. But
when the police
rape, when the
protectors of
societies become
the invaders, can
we preach to the
mob?
Anthony Lawrence
42
43
quickly swallowed by the hubris that gratuitous violence spawns. The victim deserved
it, didnt he?
Righting the wrongs of history had to be
done by crashing the applecart on its other
side. There was also something deliciously
evil about satisfying a long-frozen primeval
urge for fame through shock. So, what started off as the projection of a man protecting
his castle and his family turned into a national pastime. All we needed was a candidate for
the purification and we could atone through
this surrogate. If he died he asked for it.
MAJORITY
MENTALITY
(Above) Nigerian
nationals come
under attack at a
Metro station in
Delhi in 2014;
(right) a protest
against the spate
of attacks on
people from
north-eastern
states residing
in Delhi
44
45
PINK PRIDE
Gulabi Gang
leader Sampat
Pal leading her
group during a
protest against
atrocities on
women
Modern
vigilantism, borne
out of rape and
assaults on
women, has
become so easy
to justify. There is
a mesmerizing
sense of morbidity,
safety in numbers
and a slim chance
of being held
accountable.
46
THIRSTY MOBS
Move on. A wild-eyed mob of 2,000 in
Andhra slaughtered 10 men suspected of
theft. Just theft. What fun, pass the snacks,
we got them, thirsty work, anyone has a
Cola? Every such incident is glossed over by
post-murder interviews, eyewitness accounts
and the sour spotlight of the TV camera.
In Nagaland, a suspected rapist was
pulled out of jail by several thousand people
and beaten to death, after which they all
went home for dinner. He was just a suspect
under lock and key. Must have been a slow
news day.
It is a helpless situation. There are just too
many forces at play. And more innocent people will be robbed of justice, others railroaded and because whatever the provocation,
the guilty will not get the harbor of the law.
Until the nation understands its fundamental duties, along with its fundamental
rights, and the law is changed to make violence in public places a cognizable offence,
nothing can change.
Till then, the rapist and the thief, the
courageous woman who takes on the panchayat and offends it, the suspect and the
man who takes his evening walk and finds
himself in the wrong place at the wrong time,
will be treated equally.
Sometimes, one feels the rope is slipping
away. Where do you start correcting things in
a nation that wont pass an anti-racism law,
where a sarpanch can order a rape as punishment for adultery, where reporting a crime is
seen as the same as committing the crime.
There are no answers. No neat little compartments into which we can shove our theories and hope they fit into the slots. We have
tasted blood and the feeding frenzy is on.
Martin Luther King Jr said: Injustice anywhere is a threat to justice everywhere. IL
NO
HOLDS
BARRED
NBAUG:
ARUNA SHAaile
d 40
Justice der
WHO ISLKAFRAID
OF THE EMERGENCY?
Advanis fears spark off a national debate
28
JAYALALITHAA:
Surprising legal
challenge
28
IDaNnDIAL EGAL
E
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INDIA LEGAL ITHENNDIA
gero
NAME
MEALS us
BOMBER
VS JUNG:
KEJRIWALsim
s 28
Stand-off mer
.com
lonline
www.in
www i dialega
`100
Former law minister HR Bhardwaj, Seshadri Chari, Justice Mukul Mudgal, Rajeev Dhawan speak out
76
www.indialegalonline.com
`100
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why was SC/SRAJ: But
allowed to lapseT
? 66
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NJAC:
Festering
controversy
10
ONE RANK
ONE
PENSION:
Soldier
writes to the
chief justice
of India 48
INDIRA JAISING
unplugged: 40
BANK
LIQUIDITY:
Wheres
the money
honey?
44
NEW TARGETS:
Successful Dalits
57
bs up
for Ambedka
Periyar Stud ry
Group
36
JUSTICE
DHINGRA
:
Man
behind
Vadra land
probe
46
VYAPAM
HORROR
:
32 dead
and still
counting
50
SPECIAL:
Kashmirs
teleterroris
m
44
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Degrees of
Discontent
The HRD ministrys attempt to wrest control of the IIMs comes in for much
criticism. Will the government relent or go ahead with its takeover plan?
By Ajith Pillai
48
GLOBAL ASPIRATIONS
British Prime Minister
David Cameron
interacting with
IIM-Calcutta students
during his India visit in
November 2013
49
IS IT GOVTS BUSINESS?
A letter from AM Naik,
Chairman, IIM-Ahmedabad
Board of Governors, to HRD
Minister Smriti Irani,
expressing his displeasure
with the Draft Bill
50
51
EDUCATION/ FTII
YUDHISHTHIRS STUBBORNNESS
Gajendra Chauhans
controversial appointment
as FTII chairman has
been roundly criticized
by reputed film
personalities. Did he get
the job because of his
RSS-BJP links?
Prachi Bari in Pune
52
secretary KP Geetha Krishnan. It had suggested handing over the institute to the film
industry. The report also pointed out that the
average cost of education for an FTII student
funded by the state is in excess of `10 lakh
per year and is a huge financial burden.
Reacting to reports, the students say that
the I&B ministry was trying to deflect attention from the original issue of the arbitrary
53
EDUCATION/ FTII
LACK OF FAITH
(Above and right) The
students have questioned
Chauhans creative
credentials and vision to
guide FTII
54
LENDING HIS
WEIGHT
(left) Actor
Anupam Kher has
admitted on TV
that Chauhan
was a bad choice
55
WHAT IS
GOVERNORS
DISCRETION?
56
NOMINATION
TUSSLE
UP Governor
Ram Naik
CLARIFYING
MATTERS
Justice Rajinder
Singh Sarkaria,
head of the
Sarkaria
Commission
NO PROVISIONS
The Sarkaria Commission was clear that
Article 171 of the constitution does not provide for the exercise of discretion by the governor. Similarly, it said, no discretion is available to him to make a nomination to the legislative assembly under Article 333, which
deals with representation of the AngloIndian community in the legislative assemblies of the states.
The Sarkaria Commission report mentions that state governments told the commission that the governor should exercise his
discretion, in public interest, not arbitrarily,
so as to subserve the purpose for which discretionary power has been conferred. One
INDIA LEGAL July 31, 2015
57
EARLY BIRD
The governors
discretion to
nominate
members for the
legislative council
was first used in
1952 to nominate
C Rajagopalachari,
in Madras
PREMATURE PETITION
The court, however, found the petition premature. As the court put it, the nomination
of 1/3 members of the legislative council is
made by the governor in his discretion of persons having special knowledge or practical
experience in the fields prescribed. This discretion has to be exercised within the parameter of the constitution and not beyond it, the
court held.
It also held that in the matter of nomination under Article 171(2)(e), the advice of the
council of ministers is not binding upon the
governor. He is to act on his own discretion,
it said.
However, as the governor is still to nominate the members, the court could not prejudge his action, it suggested by implication.
The court asked the petitioners to come
back to it for seeking remedy as and when the
governor makes nominations, and if they
find there is infringement of constitutional
provisions. On the non-retirement of at least
1/3 members of the legislative council every
two years as per Article 172 (2), the Lucknow
bench expressed its inability to adjudicate
the matter in the absence of relevant facts in
the pleadings.
As the Bench has not given any immediate relief to the petitioners in this case, its
observation regarding the use of discretion
by the governor in the nominations to the
legislative council can only be considered as
obiter dicta. Shorn of any legal reasoning, it
lacks even persuasive value. IL
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16
HREE weeks after directing a rape victim to mediate with her rapist, V
Mohan, who was given
interim bail on June 18, the
Madras High Court recalled its order. This reversal
came after the Supreme Court (SC) castigated another high court order, saying that any
mediation in a rape case was illegal and
against the dignity of women.
It is a spectacular error on the part of the
court to promote any such mediation, the SC
said. A bench, headed by Justice Dipak
Misra, observed: When a human frame is
defiled, the purest treasure is lost. Dignity of
a woman is a part of her non-perishable and
immortal self and no one should ever think of
painting it in clay. There cannot be a compromise or settlement as it would be against her
honor which matters the most.
The remark by Justice Misra was made in
reference to another rape case, where he criticized a Madhya Pradesh High Court judge
who had allowed Madan Lal, a rape accused,
to enter into a compromise with the parents
of a seven-year-old victim and had set aside
the conviction and five-year sentence for
the rape.
The Madras High Court order, passed by
Justice P Devadass, had sparked outrage
among activists and the legal fraternity. They
felt that the rapist had agreed to the mediation, which would discuss marriage with the
victim, as a ruse to escape payment of compensation and the seven-year sentence.
The verdict had led to protests in various
parts of the country. Activists and legal
experts argued that the rape victim, who is
22 years now, and the mother of a daughter
born out of the rape, was not even asked if
she wanted the mediation.
Justice Devadass revoked the order after
the SC said that mediation and compromise
When a human
frame is defiled,
the 'purest
treasure' is lost.
Dignity of a
woman is a
part of her
non-perishable
and immortal
self and no one
should ever
think of painting
it in clay. There
cannot be a
compromise or
settlement.
Justice Dipak
Misra of the
Supreme Court
60
61
Rainbow
Revolution
Photos: UNI
BUSTING MYTHS
(Above) Roses laid before
the bust of gay rights
activist Harvey Milk in San
Francisco as a mark
of gratitude following the
landmark judgment
62
HE US Supreme Court
(SC) in its landmark ruling
on June 26, 2015, legalized
same sex marriage. The
court ruled 5-4 that the US
constitution
provides
same-sex couples the right
to marry. Earlier, gay and lesbian couples
could marry in 36 states, but with this new
ruling, same sex marriage will be legal in the
remaining 14 states too.
The majority opinion of the nine-judge
Bench held that no union is more profound
than marriage, for it embodies the highest
ideals of love, fidelity, devotion, sacrifice, and
family. They argued that the federal ban violates constitutional protections and discriminates against same-sex couples by preventing
them from fully accessing laws pertaining to
social security, housing, taxes, criminal sanctions, copyright and veterans benefits.
The SC ruling is the culmination of a long
legal fight by gay rights advocates. The right
OPEN TO CHANGE
(Above and left) The
US verdict has been
hailed by the LGBT
community and is
a harbinger of
inclusiveness
GROUP MARRIAGE
During these proceedings, more complex
issues about human relationships emerged.
One was whether groups of more than two
people would also have a constitutional right
to marry. The liberal movement in the West
is also insisting that consent should be the
measure in sexual and romantic practice. As
long as all parties involved in a marriage
INDIA LEGAL July 31, 2015
63
INTERNATIONAL BRIEFS
Landmark Moments
2001: Netherlands became the first
country to legalize same-sex marriage
2003: The US SC ruled that it is unconstitutional to criminalize homosexuality
2004: Massachusetts became the first
state in the US to legalize same-sex
marriage
2015: Ireland became the first
country to legalize same-sex marriage by
referendum
20: Countries where same-sex marriage
has been legalized
79: Countries where homosexuality is
illegal
9: Nations where death penalty is
imposed for same-sex intimacy
5: Nations which implement death penalty
(Mauritania, Sudan, Iran, Saudi Arabia,
Yemen)
CLOSED TO
REASON
The Indian apex
court judgment
on gay sex has
disappointed
LGBTs and
activists
The mood
appears to be in
favor of it. But it
can be done
only after
widespread
consultations
and taking all
views into
account.
Union Law Minister
DV Sadananda
Gowda, on abolishing
Section 377
64
and places the LGBT community out of societal norms. The two-judge Bench held that it
is up to parliament to decide whether to
retain, amend or delete the Section.
After the adoption of the IPC in 1950,
around 30 amendments were made to it, the
most recent being in 2013, which specifically
deals with sexual offenses and to which
Section 377 belongs. The 172nd Law
Commission Report specifically recommended deletion of this Section. The SC in its ruling has also clarified that the legislature is
free to consider the desirability and propriety
of Section 377, but parliament has so far not
acted to delete or dilute Section 377.
Union Law Minister DV Sadananda
Gowda recently said: The mood appears to
be in favor of it. But it can be done only after
widespread consultations and taking all
views into account. Soon after the story
broke, Gowda was going blue in the face saying that he had been misquoted.
Meanwhile, senior BJP leader, Subramanian Swamy issued a statement that his
party position always has been that homosexuality is a genetic disorder. He added that
homosexuals are genetically handicapped.
While sections of Indian society are becoming more inclusive and liberal, homophobia is still deeply entrenched. India still has a
long way to go before LGBTs can be treated
as equals and homosexuality is legalized. IL
65
EU Miscalculation
Where European leaders went wrong in
gauging the popular sentiment of this
debt-ridden country
By George Friedman
66
67
PEOPLES VOICE
Anti-austerity rally
in front of Greek
parliament in
Athens on
July 3
68
NEW THREATS
First, in its treatment of Greece, the European Union has driven homeparticularly to
rising Euroskeptic partiesthat it is merely a
treaty organization and in no way a confederation, let alone a federation. Europe was a
union so long as a member didnt get into
trouble. As I have said, the Greeks were irresponsible borrowing money. But the rest of
Europe was irresponsible in lending it.
Indeed, the banks that lent the money knew
perfectly well the condition Greece was in.
The idea that the Greeks pulled the wool
over the bankers eyes is nonsense. The
bankers wanted to make the loans because
they made money off transactions. Plus,
European institutions that bought the loans
from them bailed out those that made the
loans. The people who made the loans sold
them to third parties, and the third parties
sold them to EU institutions.
As for the Greeks, it was not the current
government or the public that borrowed the
money. And so the tale will help parties like
Podemos in Spain and UKIP in the United
Kingdom make the case against the European Union. The European Union appears
both protective of banks and predatory to
those who didnt actually borrow.
Second, having played hardball, the
TOUGH CHOICES
Pensioners queue up
outside a branch of
Alpha Bank in Athens to
receive small part of
their benefits, as banks
remained closed before
the referendum
69
70
STOP PRESS
Just a few days after
the No referendum,
Greece agreed to a
harsher bailout than
what the EU had originally proposed. In
return for 86-billion
bailout of the economy,
Prime Minister Alexis
Tsipras has agreed to
abandon his anti-austerity promise. Greece
has agreed to labor
reforms, privatization of
several sectors,
increased taxation and
reduced pension.
Tsipras, who came to
power for his anti-austerity stance, now faces
an imminent crisis, as
opposition against him
will grow.
Courtesy Stratfor
INDIA LEGAL July 31, 2015
71
IS
72
Photos: UNI
ANATHEMA TO
MODERNITY
Taliban attack on Afghan
parliament in Kabul on
June 22
73
CHANGED
EQUATIONS
President Hamid
Karzai (right) was a
friend of India but
under present
President Ashraf
Ghani, India has
been sidelined
WORRISOME
WORLDVIEW
Abu Bakr
al-Baghdadi,
the IS leader,
who has been
proclaimed
as Caliph
What should be a
matter of concern
is the increasing
presence of IS in
Afghanistan. The
recent attack on
Afghanistan
parliament is a
strong reminder
that jehadi terror
threat remains
undiminished in
South Asia.
74
75
DARK
REMINDERS
Lashkar-e-Taiba,
which carried out
the Mumbai terror
attack, remains
a big threat to
India
In real terms,
there is no
change in the US
attitude of
ignoring Pakistan
as the source of
Indias
transnational
terrorist threat.
India has to fight
its war on jehadi
terrorism and deal
with Pakistan on
its own terms.
76
fences with Pakistan to fight Taliban terrorism; at the same time, he has entered into
closer strategic relations with China in preference to India, Afghanistans traditional
strategic partner.
DRIFTING APART
This is impacting Indias plans in Afghanistan; it has already pruned its mega $10.8
billion Hajigak iron ore mine development
and infrastructure project, conceived in
November 2011, to just $2.9 billion. It has
also revived its plans to further develop the
Chabahar Port in Iran to provide an alternate
strategic link to Afghanistan and Central
Asia and as a strategic counterpoise to
China-aided Gwadar Port in Pakistan. These
strategic plans could be jeopardized with the
worsening terrorist situation in Afghanistan,
as perhaps for the first time, India is virtually
excluded in its strategic make-up by design.
According to a recent Reuters report,
fighters allied to the IS have seized large
areas in Afghanistan for the first time. It
quotes eye-witness accounts in Nanganahar
province saying the IS was scorching out
poppy fields to prevent the funding of
Talibans fight against the government.
Unlike the Taliban who force villagers to feed
ATTACKING KEY
INSTITUTIONS
The December
2001 attack on
parliament
77
HEALTH/ RO Technology
UNFOUNDED
CLAIMS?
Kent RO Systems
Limited claims that its
water purifiers do not
waste water
78
OFFERING LEEWAY
The state has failed to
provide potable drinking
water, resulting in
demand for ROs
RO removes
essential minerals
such as calcium,
potassium, sodium
and magnesium.
The filtered water
thus becomes
a dangerous
extracting agent
when consumed as
it extracts vital
minerals from the
intestines, liver and
kidneys, creating an
imbalance within
the body.
A water expert
INDIA LEGAL July 31, 2015
79
HEALTH/ RO Technology
COLOSSAL
WASTE
RO companies
suggest that
water thrown out
by ROs can be
used for
gardening and
other purposes
Water and
consumer
experts point out
that water
purification
systems in India
operate in a
regulatory
vacuum. India
does not have
any mechanism
laying down
standards for
water filters.
80
CAMPUS UPDATE
Dams, Rivers and People. RO systems wasting excessive amounts of water need to be
banned. But before this can be done, NGT
and the government need to work towards
ensuring that water utilities are able to provide assured quality of water and that there is
a credible redressal system to hold people to
account. In the meantime, Thakkar said, the
government can fix norms so that the
wastage is minimized and even RO-refused
water can be used and not just drained out.
NERVOUS INDUSTRY
Meanwhile, the NGT proceedings and
chances of a likely regulation have rattled the
water filter industry. Kent RO Systems
Limitedwhich is the largest-selling RO
brand in Indiaissued a statement claiming
that it has developed no water wastage technology RO purifiers. At the same time, it has
got the Indian Medical Association (IMA) to
endorse its purifiers. IMA has evaluated
KENT RO+UV purifiers and have validated
the claim that KENT RO+UV purifiers
makes purer than boiled water and prevent
diseases, the company claimed, forgetting
that IMA is not a certifying agency for water
quality nor does it have any expertise in this
field. Incidentally, BJP MP and actress Hema
Malini is a brand ambassador of Kent and
has been actively promoting the use of water
ATMs based on RO technology.
Experts, however, do not buy Kents
claims. RO system by definition has certain
refuse, so I wonder how their RO has no
NALSAR to host
moot court
competition
NALSAR University of Law, in collaboration with National Foundation for
Corporate Governance, is going to
host the 4th Moot Court Competition
from August 14 to 16 in Hyderabad.
Eastern Book Company and SCC
online, a legal database, are also col-
81
FLEEING
FROM DEATH
A Palestinian
boy runs away
from Israeli
soldiers during
clashes.
It came
following a
protest against
the Jewish
settlement of
Qadomem, in
the West Bank.
FEAR IN
THE AIR
Boys
hesitatingly
walk behind
patrolling
soldiers in
Bujumbura in
Burundi
BLEAK
FUTURE
A Palestinian
boy sits in his
house, which
witnesses said
was damaged
in an Israeli air
strike, in Gaza
city
HEAVY BURDEN
A boy carries
whatever belongings
remain, walking over the
rubble of damaged
buildings in the al-Kalaseh
neighborhood of Aleppo
ENDLESS WAIT
Afghan children
patiently wait for
aid near a
landslide site at the
Argo district in
Badakhshan province
82