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QIQFIV HYI XS JEMPYVI MR XIRWMSR GEYWIH F] I\XIVREP SV
MRXIVREPVIWXVEMRXWEWVIHYGXMSRMRQSMWXYVIGSRXIRXHIZIPSTW
GEVFSREXMSRSGGYVWSVFSXL *MK 
 8IQTIVEXYVIGVEGOMRK{GVEGOMRKHYIXSXIRWMPI
JEMPYVIGEYWIHF]XIQTIVEXYVIHVSTMRQIQFIVWWYFNIGXIHXS
I\XIVREP VIWXVEMRXW SV F] E XIQTIVEXYVI HMJJIVIRXMEP MR
QIQFIVWWYFNIGXIHXSMRXIVREPVIWXVEMRXW *MK 

+9-()*36'32(9'8-2+%:-79%0-274)'8-323*'32'6)8)-27)6:-')

6

*MK{8IQTIVEXYVIGVEGOMRK

*MK{(MEKSREPGVEGOMRKHYIXSGYVPMRKSJJPSSVWPEF

*MK{ E 4PEWXMGWLVMROEKIGVEGOMRKERH F TPEWXMG


WLVMROEKIGVEGOMRKGPSWIYT

*MK {(IJSVQEXMSR ERH WTEPPMRK HYI XS GSVVSWMSR SJ


VIMRJSVGIQIRX
*MK{7LVMROEKIGVEGOMRK
 8VERWZIVWI GVEGOW{GVEGOW XLEX SGGYV EGVSWW
XLIPSRKIVHMQIRWMSRSJXLIQIQFIV
{(MWXVIWW
'SRGVIXI HMWXVIWW WLSYPH FI VITSVXIH FEWIH SR ZMWYEP
SFWIVZEXMSRWSJXLIHIXIVMSVEXMSR
(IXIVMSVEXMSR{  TL]WMGEP QERMJIWXEXMSR SJ JEMPYVI SJ E
QEXIVMEP JSV I\EQTPI GVEGOMRK HIPEQMREXMSR JPEOMRK
TMXXMRKWGEPMRKWTEPPMRKERHWXEMRMRK GEYWIHF]IRZMVSRQIRXEP
SV MRXIVREP EYXSKIRSYW MRJPYIRGIW SR VSGO ERH LEVHIRIH
GSRGVIXIEW[IPPEWSXLIVQEXIVMEPWSV HIGSQTSWMXMSRSJ

QEXIVMEP HYVMRK IMXLIV XIWXMRK SV I\TSWYVI XS WIVZMGI 7II


EPWS HMWMRXIKVEXMSR
 'LEPOMRK{JSVQEXMSR SJ E PSSWI TS[HIV VIWYPXMRK
JVSQ XLI HMWMRXIKVEXMSR SJ XLI WYVJEGI SJ GSRGVIXI SV ER
ETTPMIHGSEXMRKWYGLEWGIQIRXMXMSYWGSEXMRK
 'YVPMRK{XLIHMWXSVXMSRSJGSRGVIXIQIQFIVJVSQMXW
SVMKMREPWLETIWYGLEWXLI[EVTMRKSJEWPEFHYIXSHMJJIVIRGIW
MRXIQTIVEXYVISVQSMWXYVIGSRXIRXMRXLI^SRIWEHNEGIRXXS
MXWSTTSWMXIJEGIW *MK  7IIEPWS[EVTMRK
 (IJPIGXMSR{QSZIQIRX SJ E TSMRX SR E WXVYGXYVI SV
WXVYGXYVEPIPIQIRXYWYEPP]QIEWYVIHEWEPMRIEVHMWTPEGIQIRXSV
EWWYGGIWWMSRHMWTPEGIQIRXWXVEZIVWIXSEVIJIVIRGIPMRISVE\MW
 (IJSVQEXMSR{E GLERKI MR HMQIRWMSR SV WLETI
*MK 

6

%'-'311-88))6)4368

*MK G {(MWMRXIKVEXMSRJVSQGLIQMGEPEXXEGO

*MK{(IPEQMREXMSR

*MK H {(MWMRXIKVEXMSRSJWI[IVTMTIJVSQFMSPSKMGEP
GLIQMGEPEXXEGO

*MK E {(MWMRXIKVEXMSR

*MK I {(MWMRXIKVEXMSRHYIXSIVSWMSRERHEFVEWMSR

*MK F {(MWMRXIKVEXMSRJVSQGLIQMGEPEXXEGO
 (IPEQMREXMSR{EWITEVEXMSREPSRKETPERITEVEPPIPXS
EWYVJEGIEWMRXLIGEWISJEGSRGVIXIWPEFELSVM^SRXEPWTPMXXMRK
GVEGOMRK SV WITEVEXMSR [MXLMR E WPEF MR E TPERI VSYKLP]
TEVEPPIPXSERHKIRIVEPP]RIEVXLIYTTIVWYVJEGIJSYRHQSWX
JVIUYIRXP] MR FVMHKI HIGOW ERH GEYWIH F] XLI GSVVSWMSR SJ
VIMRJSVGMRKWXIIPSVJVII^MRKERHXLE[MRKWMQMPEVXSWTEPPMRK
WGEPMRK SV TIIPMRK I\GITX XLEX HIPEQMREXMSR EJJIGXW PEVKI
EVIEWERHGERSJXIRSRP]FIHIXIGXIHF]RSRHIWXVYGXMZIXIWXW
WYGLEWXETTMRKSVGLEMRHVEKKMRK *MK 

*MK J {(MWMRXIKVEXMSR HYI XS IVSWMSR ERHGEZMXEXMSR


HEQEKI
 (MWMRXIKVEXMSR{VIHYGXMSRMRXSWQEPPJVEKQIRXWERH
WYFWIUYIRXP]MRXSTEVXMGPIW *MK E XLVSYKL J  7II
EPWS HIXIVMSVEXMSR

+9-()*36'32(9'8-2+%:-79%0-274)'8-323*'32'6)8)-27)6:-')

*MK{(YWXMRK

6

*MK{.SMRXWTEPP

*MK{.SMRXWIEPERXJEMPYVI

*MK { E  )JJPSVIWGIRGI WXEMRMRK ERH F  GVEGOMRK


ERHIJJPSVIWGIRGI
 (MWXSVXMSR{WII HIJSVQEXMSR
 (VYQQ]EVIE{EVIE[LIVIXLIVIMWELSPPS[WSYRH
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GSRWSPMHEXMSRSVZSMH 7IIEPWSHIPEQMREXMSR
 (YWXMRK{XLIHIZIPSTQIRXSJETS[HIVIHQEXIVMEPEX
XLI WYVJEGI SJ LEVHIRIH GSRGVIXI *MK   7II EPWS
GLEPOMRK
 )JJPSVIWGIRGI{E HITSWMX SJ WEPXW YWYEPP] [LMXI
JSVQIHSREWYVJEGIXLIWYFWXERGILEZMRKIQIVKIHMRWSPYXMSR
JVSQ [MXLMR IMXLIV GSRGVIXI SV QEWSRV] ERH WYFWIUYIRXP]
FIIR TVIGMTMXEXIH F] E VIEGXMSR WYGL EW GEVFSREXMSR SV
IZETSVEXMSR *MK E ERH F 

 )\JSPMEXMSR{HMWMRXIKVEXMSR SGGYVVMRK F] TIIPMRK


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SVTPEXIWPMOIETEVXP]STIRIHFSSO
 )\YHEXMSR{E PMUYMH SV ZMWGSYW KIPPMOI QEXIVMEP
HMWGLEVKIHXLVSYKLETSVIGVEGOSVSTIRMRKMRXLIWYVJEGI
SJGSRGVIXI
 .SMRX HIJMGMIRGMIW{I\TERWMSR GSRXVEGXMSR ERH
GSRWXVYGXMSR NSMRXW RSX JYRGXMSRMRK MR MRXIRHIH WIVZMGI
GSRHMXMSRW
 .SMRX WTEPP{E WTEPP EHNEGIRX XS E NSMRX
*MK 
 .SMRX WIEPERX JEMPYVI{NSMRXW STIRIH HYI XS E
GVEGOIHERHSVHIFSRHIHWIEPERX *MK 
 .SMRX PIEOEKI{PMUYMH QMKVEXMRK XLVSYKL XLI
NSMRX
 .SMRX JEYPX{HMJJIVIRXMEP HMWTPEGIQIRX SJ E
TSVXMSRSJEWXVYGXYVIEPSRKENSMRX
 0IEOEKI{GSRXEMRIHQEXIVMEPMWQMKVEXMRKXLVSYKL
XLIGSRGVIXIQIQFIV
 0IEOEKI PMUYMH{PMUYMH MW QMKVEXMRK XLVSYKL
XLIGSRGVIXI *MK 
 0IEOEKI KEW{KEW MW QMKVEXMRK XLVSYKL XLI
GSRGVIXI

6

%'-'311-88))6)4368

*MK{4MXXMRK

*MK{0IEOEKIPMUYMH

*MK{7QEPPTSTSYX

*MK{1SVXEVJPEOMRK

*MK{4IIPMRK

 1SVXEV JPEOMRK{E JSVQ SJ WGEPMRK SZIV GSEVWI


EKKVIKEXI *MK 
 4IIPMRK{ETVSGIWWMR[LMGLXLMRJPEOIWSJQSVXEV
EVIFVSOIRE[E]JVSQEGSRGVIXIWYVJEGIWYGLEWF]HIXIVMSVE
XMSRSVF]EHLIVIRGISJWYVJEGIQSVXEVXSJSVQWEWJSVQWEVI
VIQSZIH *MK 
 4MXXMRK{HIZIPSTQIRX SJ VIPEXMZIP] WQEPP GEZMXMIW
MREWYVJEGIMRGSRGVIXIPSGEPM^IHHMWMRXIKVEXMSRWYGLEWE
TSTSYXPSGEPM^IHGSVVSWMSRIZMHIRXEWQMRYXIGEZMXMIWSRXLI
WYVJEGI *MK 
 4STSYX{XLIFVIEOMRKE[E]SJWQEPPTSVXMSRWSJE
GSRGVIXIWYVJEGIHYIXSPSGEPM^IHMRXIVREPTVIWWYVIXLEXPIEZIW
EWLEPPS[X]TMGEPGSRMGEPHITVIWWMSR[MXLEFVSOIRGSEVWI
EKKVIKEXIEXXLIFSXXSQ
 4STSYXW WQEPP{TSTSYXW PIEZMRK HITVIW
WMSRWYTXSQQ MR MRHMEQIXIVSVXLIIUYMZEPIRX
*MK 
 4STSYXW QIHMYQ{TSTSYXW PIEZMRK HITVIW
WMSRWFIX[IIRERHQQ ERHMR MRHMEQIXIV
*MK 
 4STSYXW PEVKI{TSTSYXW PIEZMRK HITVIWWMSRW
KVIEXIVXLERQQ MR MRHMEQIXIV *MK 
 7GEPMRK{PSGEPJPEOMRKSVTIIPMRKE[E]SJXLIRIEV
WYVJEGI TSVXMSR SJ LEVHIRIH GSRGVIXI SV QSVXEV 7II EPWS
TIIPMRKERH WTEPPW

+9-()*36'32(9'8-2+%:-79%0-274)'8-323*'32'6)8)-27)6:-')

6

*MK{1IHMYQTSTSYX
*MK{7IZIVIWGEPMRK

*MK{0EVKITSTSYX
*MK{:IV]WIZIVIWGEPMRK

*MK{1IHMYQWGEPMRK

 7GEPMRKPMKLX{PSWWSJWYVJEGIQSVXEV[MXLSYX
I\TSWYVISJGSEVWIEKKVIKEXI
 7GEPMRKQIHMYQ{PSWWSJWYVJEGIQSVXEVXS
QQ XSMR MRHITXLERHI\TSWYVISJGSEVWIEKKVIKEXI
*MK 
 7GEPMRKWIZIVI{PSWWSJWYVJEGIQSVXEVXS
 QQ  XS  MR  MR HITXL [MXL WSQI PSWW SJ QSVXEV
WYVVSYRHMRKEKKVIKEXITEVXMGPIWXSQQ XSMR
MRHITXL *MK 
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TEVXMGPIW EW [IPP EW WYVJEGI QSVXEV KIRIVEPP] XS E HITXL
KVIEXIVXLERQQ MR  *MK 
 7TEPP{EJVEKQIRXYWYEPP]MRXLIWLETISJEJPEOI
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[IEXLIV F] TVIWWYVI F] JMVI SV F] I\TERWMSR [MXLMR XLI
PEVKIVQEWW

6

%'-'311-88))6)4368

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*MK{7QEPPWTEPPHYIXSXMIVSHVYWXMRK

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SV MR WSQI GEWIW IPSRKEXIH ERH MW QSVI XLER  QQ
MR MRHITXLERHQQ MR MRKVIEXIWXHMQIRWMSR
*MK E ERH F 
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SVMKMREPWLETI 7IIEPWSGYVPMRK

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ERHVYWXMRKSJVIMRJSVGIQIRX
 7QEPPWTEPP{EVSYKLP]GMVGYPEVHITVIWWMSRRSX
KVIEXIVXLERQQ MR MRHITXLERHQQ MR MR
ER]HMQIRWMSR *MK 

{8I\XYVEPJIEXYVIWERHTLIRSQIREVIPEXMZIXS
XLIMVHIZIPSTQIRX
8I\XYVEP JIEXYVIW ERH TLIRSQIRE WLSYPH FI VITSVXIH
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JMPPIH[MXLEMVERIRXVETTIHEMVZSMHMWGLEVEGXIVMWXMGEPP]QQ
MR SVKVIEXIVMRWM^IERHMVVIKYPEVMRWLETIIRXVEMRIHEMV
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MR MRHMEQIXIVERHWTLIVMGEPSVRIEVP]WS
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GSQTPIXMSR SJ XLI JMRMWLMRK STIVEXMSR EPWS FYPKMRK SJ XLI
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FEWIGSEX *MK 
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YWYEPP]RSXI\GIIHMRKQQ MR MRHMEQIXIVVIWYPXMRK
JVSQ IRXVETQIRX SJ EMV FYFFPIW EX XLI WYVJEGI SJ JSVQIH
GSRGVIXI HYVMRK TPEGIQIRX ERH GSRWSPMHEXMSR *MK  
%PWSORS[REWWYVJEGIEMVZSMHW

+9-()*36'32(9'8-2+%:-79%0-274)'8-323*'32'6)8)-27)6:-')

6

*MK{'SPHNSMRXPMRI

*MK{(MWGSPSVEXMSR

*MK{,SRI]GSQFMRK

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HIPE]MRTPEGIQIRXSJWYJJMGMIRXHYVEXMSRXSTVIGPYHIMRXIV
QMRKPMRKERHFSRHMRKSJXLIQEXIVMEPMRX[SWYGGIWWMZIPMJXW
SJGSRGVIXIQSVXEVSVXLIPMOI
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SRI PE]IV SJ GSRGVIXI LEH LEVHIRIH FIJSVI WYFWIUYIRX
GSRGVIXI[EWTPEGIH *MK 
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RSVQEPSVHIWMVIH *MK  7IIEPWS WXEMRMRK
 ,SRI]GSQF{ZSMHWPIJXMRGSRGVIXIHYIXSJEMPYVISJ
XLIQSVXEVXSIJJIGXMZIP]JMPPXLIWTEGIWEQSRKGSEVWIEKKVI
KEXITEVXMGPIW *MK E ERH F 

 -RGVYWXEXMSR{E GVYWX SV GSEXMRK KIRIVEPP] LEVH


JSVQIHSRXLIWYVJEGISJGSRGVIXISVQEWSRV]GSRWXVYGXMSRSV
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HIVMZIH JVSQ GIQIRXMXMSYW QEXIVMEP ERH EKKVIKEXI JMRIW
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GEZMXMIWHYVMRKTPEGIQIRXSJGSRGVIXIYRHIV[EXIV
 7ERH TSGOIX{E ^SRI MR GSRGVIXI SV QSVXEV
GSRXEMRMRKJMRIEKKVIKEXI[MXLPMXXPISVRSGIQIRXQEXIVMEP
 7ERHWXVIEO{EWXVIEOSJI\TSWIHJMRIEKKVIKEXIMR
XLIWYVJEGISJJSVQIHGSRGVIXIGEYWIHF]FPIIHMRK

6

%'-'311-88))6)4368

G
*MK{ E 7XEMRMRKJVSQVYWX F WXEMRMRKJVSQTSXEWWMYQ
TIVQERKEREXIERH G WXEMRMRKJVSQJIVVMGGLPSVMHI

*MK{7XEPEGXMXI

 7IKVIKEXMSR{XLIHMJJIVIRXMEPGSRGIRXVEXMSRSJXLI
GSQTSRIRXW SJ QM\IH GSRGVIXI EKKVIKEXI SV XLI PMOI
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 7XEMRMRK{HMWGSPSVEXMSR F] JSVIMKR QEXXIV
*MK E XLVSYKL G 
 7XEPEGXMXI{E HS[R[EVHTSMRXMRK HITSWMX JSVQIH
EWEREGGVIXMSRSJQMRIVEPQEXXIVTVSHYGIHF]IZETSVEXMSRSJ
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WLETIHPMOIERMGMGPI *MK  7IIEPWSWXEPEKQMXI
 7XEPEKQMXI{ERYT[EVHTSMRXMRKHITSWMXJSVQIHEWER
EGGVIXMSRSJQMRIVEPQEXXIVTVSHYGIHF]IZETSVEXMSRSJHVMTTMRK
PMUYMH TVSNIGXMRK JVSQ XLI WYVJEGI SJ VSGO SV SJ GSRGVIXI
GSQQSRP]VSYKLP]GSRMGEPMRWLETI 7IIEPWSWXEPEGXMXI
 7XVEXMJMGEXMSR{XLI WITEVEXMSR SJ SZIV[IX SV
SZIVZMFVEXIHGSRGVIXIMRXSLSVM^SRXEPPE]IVW[MXLMRGVIEWMRKP]
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GSEVWIEKKVIKEXIXIRHXSSGGYT]WYGGIWWMZIP]PS[IVTSWMXMSRW
MRXLEXSVHIVEPE]IVIHWXVYGXYVIMRGSRGVIXIVIWYPXMRKJVSQ
TPEGMRK SJ WYGGIWWMZI FEXGLIW XLEX HMJJIV MR ETTIEVERGI
SGGYVVIRGI MR EKKVIKEXI WXSGOTMPIW SJ PE]IVW SJ HMJJIVMRK
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F 4YVTSWISJXLIMRWTIGXMSR
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I -RWTIGXMSR XIGLRMUYIW IQTPS]IH JSV I\EQTPI
HMVIGXZMWYEPMRWTIGXMSRERHGLEMRHVEK 

+9-()*36'32(9'8-2+%:-79%0-274)'8-323*'32'6)8)-27)6:-')

J *MIPHSFWIVZEXMSRWERHI\XIRXSJWXVYGXYVIMRWTIGXIH
K *MIPHXIWXWIQTPS]IHERHHEXEGSPPIGXIHMJETTPMGEFPI
L 'SRGPYWMSRWERHVIGSQQIRHEXMSRWERH
M %RRSXEXIHTLSXSKVETLWERHWOIXGLIW
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HYVMRK XLI WYVZI] 8LI GSRGPYWMSRW WLSYPH MRGPYHI VIGSQ
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HIKVIISJMRXIVREPHIKVEHEXMSR
8LIZMWYEPMRWTIGXMSRMWSJXIRYWIHEWERMRXVSHYGXSV]WXIT
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EW XS NYWXMJ] GSRXMRYIH SV EPXIVIH YWI XS EREP]^I MRTPEGI
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6

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