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Interest Rates

Loan Schemes - Interest Rates

Education Loan Scheme

Internet Banking

EDUCATION LOAN SCHEME

Base Rate 9.85% w.e.f. 10.04.2015
EDUCATION LOANS

1) SBI STUDENT LOAN SCHEME

Loan Amount

Rate of Interest*

For loans upto Rs.4 lacs

3.50% above Base Rate, currently 13.35% p.a.

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Interest Rates
Deposit Rates
Savings Bank Deposits

Above Rs.4
Rs.7.50 lacs

lacs

and

upto 3.75% above Base Rate, currently 13.60% p.a.

Interest Rates

Above Rs.7.50 lacs

1.75% above Base Rate, currently 11.60% p.a.

NRI
Loan Schemes Interest
Rates
Home Loans Interest
Rates With Effect From
13.04.2015

*(0.50% concession in interest for girl students)

(1% concession for full tenure of the loan, if interest is serviced promptly as and when applied
during the moratorium period, including course duration#)
IT exemption under Section 80(E) in respect of interest paid in all Education Loans

Auto Loans
Education Loan Scheme

2) SBI SCHOLAR LOAN SCHEME

Personal Loans Schemes

List of 93 institutions (list enclosed)

Loans against Securities

Related Links List of 93 institutions

Gold Loans

Rate of Interest:

Loans against Property

SBI Career Loan
Processing Fees
Penal Interest & Other
Charges

List

ROI

List AA

25 bps above Base Rate i.e., 10.10% p.a. at present

List A

25 bps above Base Rate i.e., 10.10% p.a. at present

List B

For loans upto Rs. 20 lacs (No Security, only Parent/ Guardian as co-borrower): 50 bps
above Base Rate i.e., 10.35% p.a. at present

Agricultural Segment
SME Segment
Old Interest Rates (Last 10
Years)

Further concessions:

Interest Rate For

Borrowers Other Than P
Segment

25 bps if collateral security >= the loan amount

25 bps work experience of more than 2 years

Interest Rates On FCNB

Loans To Exporters
Corporates
Base Rate (Historical
Data)

(effective rate of interest with both concessions not to be lower than 25 bps above Base
Rate presently, 10.10% p.a.)
List C

175bps above Base rate i.e. 11.60% p.a.

Benchmark Prime Lending

Rate (Historical Data)

1% concession for full tenure of the loan, if interest is serviced promptly as and when
applied during the moratorium period, including course duration#

Click here for List of Institution

IT exemption under Section 80(E) in respect of interest paid in all Education Loans

3) SBI LOAN SCHEME FOR VOCATIONAL EDUCATION AND TRAINING

Rate of Interest
3.50% above Base Rate, currently 13.35% p.a.
1% concession for full tenure of the loan, if interest is serviced promptly as and when applied during
the moratorium period, including course duration#

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IT exemption under Section 80(E) in respect of interest paid in all Education Loans
ALL INTEREST RATES ARE SUBJECT TO CHANGE, WITHOUT NOTICE.

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