Home Mortgage Calculator

Home Mortgage Calculator
2007-2015 Vertex42 LLC
Borrower:
Lender:
[Address, City, ST ZIP]
Phone: [Phone]
[Address, City, ST ZIP]

Phone: [Phone]
Balance at a Specified Year
Mortgage Information
Loan Amount
Annual Interest Rate
Term Length (in Years)
First Payment Date
Compound Period
Payment Frequency
Acc Bi-Weekly Payment
150,000.00
5.50%
30
1/1/2015
Balance at Year
Date
Interest Paid
Principal Paid
Outstanding Balance
Monthly
Acc Bi-Weekly
[42]
Summary
425.84
Home Value or Price

Yearly Property Taxes
Yearly H.O. Insurance
Monthly PMI
PITI Payment
5
12/12/2019
38,044.20
23,015.00
126,985.00
Years Until Paid Of

Number of Payments
Last Payment Date
Total Payments
Total Interest
150,000.00
2,700.00
600.00
80.00
589.69
20.69
538
8/2/2035
250,430.00
100,430.00
Fixed-Rate or ARM
Extra Payments
Start at Payment No
Extra Payment
Payment Interval
Extra Annual Payment
Payment # (1-26)
Total Extra Payments
Interest Savings
160,000
100,000
80,000
1
1,000.00
7
21,700.00
55,799.38
Interest Rate History
1200.0%
1000.0%
800.0%
600.0%
400.0%
200.0%
0.0%
No Extra Payments
Balance
140,000
120,000
Fixed Rate
3
12.00%
4.00%
12
0.25%
425.84
Variable or Fixed Rate

Years Rate Remains Fixed
Interest Rate Cap
Interest Rate Minimum
Periods Between Adjustments
Estimated Adjustment
Highest Monthly Payment
Totals Assuming No Extra Payments

Total Payments
$306,229
Total Interest
$156,229
Periods Per Year
26
60,000
Payment #
0
100
200
300
400
500
600
700
800
900
40,000
20,000
Tax Deduction
Tax Bracket
Efective Rate
Tax Returned
Payment Schedule
No.
Payment
Date
Year
25.00%
4.125%
25,108
[42]
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
$150,000.00
1
1/1/2015
5.500%
316.92
425.84
0.00
108.92
1/15/2015
5.500%
316.69
425.84
0.00
149,891.08
79.23
79.23
459.15
149,431.93
79.17
158.40
1/29/2015
5.500%
315.72
425.84
2/12/2015
5.500%
315.48
425.84
0.00
110.12
149,321.81
78.93
237.33
0.00
110.36
149,211.45
78.87
2/26/2015
5.500%
315.25
316.20
425.84
0.00
110.59
149,100.86
78.81
3/12/2015
5.500%
395.02
315.02
425.84
0.00
460.82
148,640.04
78.76
3/26/2015
473.77
5.500%
314.04
425.84
1,000.00
1,111.80
147,528.24
78.51
552.28
4/9/2015
5.500%
311.69
425.84
0.00
114.15
147,414.09
77.92
630.20
4/23/2015
5.500%
311.45
425.84
0.00
114.39
147,299.70
77.86
708.07
10
5/7/2015
5.500%
311.21
425.84
0.00
114.63
147,185.07
77.80
785.87
11
5/21/2015
5.500%
310.97
425.84
0.00
114.87
147,070.20
77.74
863.61
12
6/4/2015
5.500%
310.73
425.84
0.00
115.11
146,955.09
77.68
941.29
13
6/18/2015
5.500%
310.48
425.84
0.00
115.36
146,839.73
77.62
1,018.91
14
7/2/2015
5.500%
310.24
425.84
0.00
115.60
146,724.13
77.56
1,096.47
15
7/16/2015
5.500%
310.00
425.84
0.00
115.84
146,608.29
77.50
1,173.97
16
7/30/2015
5.500%
309.75
425.84
0.00
116.09
146,492.20
77.44
1,251.41
17
8/13/2015
5.500%
309.51
425.84
0.00
116.33
146,375.87
77.38
1,328.79
18
8/27/2015
5.500%
309.26
425.84
0.00
116.58
146,259.29
77.32
1,406.10
19
9/10/2015
5.500%
309.01
425.84
0.00
116.83
146,142.46
77.25
1,483.36
20
9/24/2015
5.500%
308.77
425.84
0.00
117.07
146,025.39
77.19
1,560.55
21
10/8/2015
5.500%
308.52
425.84
0.00
117.32
145,908.07
77.13
1,637.68
22
10/22/2015
5.500%
308.27
425.84
0.00
117.57
145,790.50
77.07
1,714.75
23
11/5/2015
5.500%
308.02
425.84
0.00
117.82
145,672.68
77.01
1,791.75
24
11/19/2015
5.500%
307.77
425.84
0.00
118.07
145,554.61
76.94
1,868.69
25
12/3/2015
5.500%
307.52
425.84
0.00
118.32
145,436.29
76.88
1,945.57
26
12/17/2015
5.500%
307.27
425.84
0.00
118.57
145,317.72
76.82
2,022.39
27
12/31/2015
5.500%
307.02
425.84
0.00
118.82
145,198.90
76.76
2,099.15
28
1/14/2016
5.500%
306.77
425.84
0.00
119.07
145,079.83
76.69
2,175.84
29
1/28/2016
5.500%
306.52
425.84
0.00
119.32
144,960.51
76.63
2,252.47
http://www.vertex42.com/Calculators/home-mortgage-calculator.html
350.00
350.00
Page 1 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
30
2/11/2016
5.500%
306.27
425.84
0.00
119.57
144,840.94
76.57
2,329.04
31
2/25/2016
5.500%
306.02
425.84
0.00
119.82
144,721.12
76.51
2,405.54
32
3/10/2016
5.500%
305.76
425.84
0.00
120.08
144,601.04
76.44
2,481.98
33
3/24/2016
5.500%
305.51
425.84
1,000.00
1,120.33
143,480.71
76.38
2,558.36
34
4/7/2016
5.500%
303.14
425.84
0.00
122.70
143,358.01
75.79
2,634.14
35
4/21/2016
5.500%
302.88
425.84
0.00
122.96
143,235.05
75.72
2,709.86
36
5/5/2016
5.500%
302.62
425.84
0.00
123.22
143,111.83
75.66
2,785.52
37
5/19/2016
5.500%
302.36
425.84
0.00
123.48
142,988.35
75.59
2,861.11
38
6/2/2016
5.500%
302.10
425.84
0.00
123.74
142,864.61
75.53
2,936.63
39
6/16/2016
5.500%
301.84
425.84
0.00
124.00
142,740.61
75.46
3,012.09
40
6/30/2016
5.500%
301.58
425.84
0.00
124.26
142,616.35
75.40
3,087.49
41
7/14/2016
5.500%
301.32
425.84
0.00
124.52
142,491.83
75.33
3,162.82
42
7/28/2016
5.500%
301.05
425.84
0.00
124.79
142,367.04
75.26
3,238.08
43
8/11/2016
5.500%
300.79
425.84
0.00
125.05
142,241.99
75.20
3,313.28
44
8/25/2016
5.500%
300.53
425.84
0.00
125.31
142,116.68
75.13
3,388.41
45
9/8/2016
5.500%
300.26
425.84
0.00
125.58
141,991.10
75.07
3,463.48
46
9/22/2016
5.500%
300.00
425.84
0.00
125.84
141,865.26
75.00
3,538.48
47
10/6/2016
5.500%
299.73
425.84
0.00
126.11
141,739.15
74.93
3,613.41
48
10/20/2016
5.500%
299.46
425.84
0.00
126.38
141,612.77
74.87
3,688.27
49
11/3/2016
5.500%
299.20
425.84
0.00
126.64
141,486.13
74.80
3,763.07
50
11/17/2016
5.500%
298.93
425.84
0.00
126.91
141,359.22
74.73
3,837.81
51
12/1/2016
5.500%
298.66
425.84
0.00
127.18
141,232.04
74.67
3,912.47
52
12/15/2016
5.500%
298.39
425.84
0.00
127.45
141,104.59
74.60
3,987.07
53
12/29/2016
5.500%
298.12
425.84
0.00
127.72
140,976.87
74.53
4,061.60
54
1/12/2017
5.500%
297.85
425.84
0.00
127.99
140,848.88
74.46
4,136.06
55
1/26/2017
5.500%
297.58
425.84
0.00
128.26
140,720.62
74.40
4,210.46
56
2/9/2017
5.500%
297.31
425.84
0.00
128.53
140,592.09
74.33
4,284.78
57
2/23/2017
5.500%
297.04
425.84
0.00
128.80
140,463.29
74.26
4,359.04
58
3/9/2017
5.500%
296.77
425.84
0.00
129.07
140,334.22
74.19
4,433.24
59
3/23/2017
5.500%
296.50
425.84
1,000.00
1,129.34
139,204.88
74.13
4,507.36
60
4/6/2017
5.500%
294.11
425.84
0.00
131.73
139,073.15
73.53
4,580.89
61
4/20/2017
5.500%
293.83
425.84
0.00
132.01
138,941.14
73.46
4,654.35
62
5/4/2017
5.500%
293.55
425.84
0.00
132.29
138,808.85
73.39
4,727.73
63
5/18/2017
5.500%
293.27
425.84
0.00
132.57
138,676.28
73.32
4,801.05
64
6/1/2017
5.500%
292.99
425.84
0.00
132.85
138,543.43
73.25
4,874.30
65
6/15/2017
5.500%
292.71
425.84
0.00
133.13
138,410.30
73.18
4,947.48
66
6/29/2017
5.500%
292.43
425.84
0.00
133.41
138,276.89
73.11
5,020.58
67
7/13/2017
5.500%
292.15
425.84
0.00
133.69
138,143.20
73.04
5,093.62
68
7/27/2017
5.500%
291.87
425.84
0.00
133.97
138,009.23
72.97
5,166.59
69
8/10/2017
5.500%
291.58
425.84
0.00
134.26
137,874.97
72.90
5,239.48
70
8/24/2017
5.500%
291.30
425.84
0.00
134.54
137,740.43
72.83
5,312.31
71
9/7/2017
5.500%
291.02
425.84
0.00
134.82
137,605.61
72.76
5,385.06
72
9/21/2017
5.500%
290.73
425.84
0.00
135.11
137,470.50
72.68
5,457.75
73
10/5/2017
5.500%
290.44
425.84
0.00
135.40
137,335.10
72.61
5,530.36
74
10/19/2017
5.500%
290.16
425.84
0.00
135.68
137,199.42
72.54
5,602.90
75
11/2/2017
5.500%
289.87
425.84
0.00
135.97
137,063.45
72.47
5,675.36
76
11/16/2017
5.500%
289.58
425.84
0.00
136.26
136,927.19
72.40
5,747.76
77
11/30/2017
5.500%
289.30
425.84
0.00
136.54
136,790.65
72.33
5,820.08
78
12/14/2017
5.500%
289.01
425.84
0.00
136.83
136,653.82
72.25
5,892.34
79
12/28/2017
5.500%
288.72
425.84
0.00
137.12
136,516.70
72.18
5,964.52
80
1/11/2018
5.500%
288.43
425.84
0.00
137.41
136,379.29
72.11
6,036.62
81
1/25/2018
5.500%
288.14
425.84
0.00
137.70
136,241.59
72.04
6,108.66
82
2/8/2018
5.500%
287.85
425.84
0.00
137.99
136,103.60
71.96
6,180.62
83
2/22/2018
5.500%
287.56
425.84
0.00
138.28
135,965.32
71.89
6,252.51
84
3/8/2018
5.500%
287.26
425.84
0.00
138.58
135,826.74
71.82
6,324.33
85
3/22/2018
5.500%
286.97
425.84
1,000.00
1,138.87
134,687.87
71.74
6,396.07
86
4/5/2018
5.500%
284.57
425.84
0.00
141.27
134,546.60
71.14
6,467.21
87
4/19/2018
5.500%
284.27
425.84
0.00
141.57
134,405.03
71.07
6,538.28
88
5/3/2018
5.500%
283.97
425.84
0.00
141.87
134,263.16
70.99
6,609.27
89
5/17/2018
5.500%
283.67
425.84
0.00
142.17
134,120.99
70.92
6,680.19
90
5/31/2018
5.500%
283.37
425.84
0.00
142.47
133,978.52
70.84
6,751.03
91
6/14/2018
5.500%
283.07
425.84
0.00
142.77
133,835.75
70.77
6,821.80
92
6/28/2018
5.500%
282.77
425.84
0.00
143.07
133,692.68
70.69
6,892.49
93
7/12/2018
5.500%
282.46
425.84
0.00
143.38
133,549.30
70.62
6,963.11
94
7/26/2018
5.500%
282.16
425.84
0.00
143.68
133,405.62
70.54
7,033.65
95
8/9/2018
5.500%
281.86
425.84
0.00
143.98
133,261.64
70.47
7,104.11
96
8/23/2018
5.500%
281.55
425.84
0.00
144.29
133,117.35
70.39
7,174.50
97
9/6/2018
5.500%
281.25
425.84
0.00
144.59
132,972.76
70.31
7,244.81
98
9/20/2018
5.500%
280.94
425.84
0.00
144.90
132,827.86
70.24
7,315.05
99
10/4/2018
5.500%
280.64
425.84
0.00
145.20
132,682.66
70.16
7,385.21
100
10/18/2018
5.500%
280.33
425.84
0.00
145.51
132,537.15
70.08
7,455.29
101
11/1/2018
5.500%
280.02
425.84
0.00
145.82
132,391.33
70.01
7,525.29
102
11/15/2018
5.500%
279.71
425.84
0.00
146.13
132,245.20
69.93
7,595.22
103
11/29/2018
5.500%
279.41
425.84
0.00
146.43
132,098.77
69.85
7,665.07
104
12/13/2018
5.500%
279.10
425.84
0.00
146.74
131,952.03
69.78
7,734.85
105
12/27/2018
5.500%
278.79
425.84
0.00
147.05
131,804.98
69.70
7,804.55
106
1/10/2019
5.500%
278.47
425.84
0.00
147.37
131,657.61
69.62
7,874.16
107
1/24/2019
5.500%
278.16
425.84
0.00
147.68
131,509.93
69.54
7,943.70
108
2/7/2019
5.500%
277.85
425.84
0.00
147.99
131,361.94
69.46
8,013.17
Page 2 of 27
No.
Payment
Date
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
109
110
2/21/2019
5.500%
277.54
425.84
3/7/2019
5.500%
277.23
425.84
0.00
148.30
131,213.64
69.39
8,082.55
0.00
148.61
131,065.03
69.31
111
3/21/2019
5.500%
276.91
8,151.86
425.84
1,000.00
1,148.93
129,916.10
69.23
112
4/4/2019
5.500%
8,221.09
274.48
425.84
0.00
151.36
129,764.74
68.62
113
4/18/2019
8,289.71
5.500%
274.16
425.84
0.00
151.68
129,613.06
68.54
114
8,358.25
5/2/2019
5.500%
273.84
425.84
0.00
152.00
129,461.06
68.46
8,426.71
115
5/16/2019
5.500%
273.52
425.84
0.00
152.32
129,308.74
68.38
8,495.09
116
5/30/2019
5.500%
273.20
425.84
0.00
152.64
129,156.10
68.30
8,563.39
117
6/13/2019
5.500%
272.88
425.84
0.00
152.96
129,003.14
68.22
8,631.61
118
6/27/2019
5.500%
272.56
425.84
0.00
153.28
128,849.86
68.14
8,699.75
119
7/11/2019
5.500%
272.23
425.84
0.00
153.61
128,696.25
68.06
8,767.80
120
7/25/2019
5.500%
271.91
425.84
0.00
153.93
128,542.32
67.98
8,835.78
121
8/8/2019
5.500%
271.58
425.84
0.00
154.26
128,388.06
67.90
8,903.68
122
8/22/2019
5.500%
271.26
425.84
0.00
154.58
128,233.48
67.82
8,971.49
123
9/5/2019
5.500%
270.93
425.84
0.00
154.91
128,078.57
67.73
9,039.22
124
9/19/2019
5.500%
270.60
425.84
0.00
155.24
127,923.33
67.65
9,106.87
125
10/3/2019
5.500%
270.27
425.84
0.00
155.57
127,767.76
67.57
9,174.44
126
10/17/2019
5.500%
269.95
425.84
0.00
155.89
127,611.87
67.49
9,241.93
127
10/31/2019
5.500%
269.62
425.84
0.00
156.22
127,455.65
67.41
9,309.33
128
11/14/2019
5.500%
269.29
425.84
0.00
156.55
127,299.10
67.32
9,376.66
129
11/28/2019
5.500%
268.96
425.84
0.00
156.88
127,142.22
67.24
9,443.90
130
12/12/2019
5.500%
268.62
425.84
0.00
157.22
126,985.00
67.16
9,511.05
131
12/26/2019
5.500%
268.29
425.84
0.00
157.55
126,827.45
67.07
9,578.12
132
1/9/2020
5.500%
267.96
425.84
0.00
157.88
126,669.57
66.99
9,645.11
133
1/23/2020
5.500%
267.62
425.84
0.00
158.22
126,511.35
66.91
9,712.02
134
2/6/2020
5.500%
267.29
425.84
0.00
158.55
126,352.80
66.82
9,778.84
135
2/20/2020
5.500%
266.96
425.84
0.00
158.88
126,193.92
66.74
9,845.58
136
3/5/2020
5.500%
266.62
425.84
0.00
159.22
126,034.70
66.66
9,912.24
137
3/19/2020
5.500%
266.28
425.84
1,000.00
1,159.56
124,875.14
66.57
9,978.81
138
4/2/2020
5.500%
263.83
425.84
0.00
162.01
124,713.13
65.96
10,044.76
139
4/16/2020
5.500%
263.49
425.84
0.00
162.35
124,550.78
65.87
10,110.64
140
4/30/2020
5.500%
263.15
425.84
0.00
162.69
124,388.09
65.79
10,176.42
141
5/14/2020
5.500%
262.80
425.84
0.00
163.04
124,225.05
65.70
10,242.12
142
5/28/2020
5.500%
262.46
425.84
0.00
163.38
124,061.67
65.62
10,307.74
143
6/11/2020
5.500%
262.12
425.84
0.00
163.72
123,897.95
65.53
10,373.27
144
6/25/2020
5.500%
261.77
425.84
0.00
164.07
123,733.88
65.44
10,438.71
145
7/9/2020
5.500%
261.42
425.84
0.00
164.42
123,569.46
65.36
10,504.07
146
7/23/2020
5.500%
261.08
425.84
0.00
164.76
123,404.70
65.27
10,569.34
147
8/6/2020
5.500%
260.73
425.84
0.00
165.11
123,239.59
65.18
10,634.52
148
8/20/2020
5.500%
260.38
425.84
0.00
165.46
123,074.13
65.10
10,699.61
149
9/3/2020
5.500%
260.03
425.84
0.00
165.81
122,908.32
65.01
10,764.62
150
9/17/2020
5.500%
259.68
425.84
0.00
166.16
122,742.16
64.92
10,829.54
151
10/1/2020
5.500%
259.33
425.84
0.00
166.51
122,575.65
64.83
10,894.37
152
10/15/2020
5.500%
258.98
425.84
0.00
166.86
122,408.79
64.75
10,959.12
153
10/29/2020
5.500%
258.62
425.84
0.00
167.22
122,241.57
64.66
11,023.77
154
11/12/2020
5.500%
258.27
425.84
0.00
167.57
122,074.00
64.57
11,088.34
155
11/26/2020
5.500%
257.92
425.84
0.00
167.92
121,906.08
64.48
11,152.82
156
12/10/2020
5.500%
257.56
425.84
0.00
168.28
121,737.80
64.39
11,217.21
157
12/24/2020
5.500%
257.21
425.84
0.00
168.63
121,569.17
64.30
11,281.51
158
1/7/2021
5.500%
256.85
425.84
0.00
168.99
121,400.18
64.21
11,345.73
159
1/21/2021
5.500%
256.49
425.84
0.00
169.35
121,230.83
64.12
11,409.85
160
2/4/2021
5.500%
256.13
425.84
0.00
169.71
121,061.12
64.03
11,473.88
161
2/18/2021
5.500%
255.78
425.84
0.00
170.06
120,891.06
63.95
11,537.83
162
3/4/2021
5.500%
255.42
425.84
0.00
170.42
120,720.64
63.86
11,601.68
163
3/18/2021
5.500%
255.06
425.84
1,000.00
1,170.78
119,549.86
63.77
11,665.45
164
4/1/2021
5.500%
252.58
425.84
0.00
173.26
119,376.60
63.15
11,728.59
165
4/15/2021
5.500%
252.22
425.84
0.00
173.62
119,202.98
63.06
11,791.65
166
4/29/2021
5.500%
251.85
425.84
0.00
173.99
119,028.99
62.96
11,854.61
167
5/13/2021
5.500%
251.48
425.84
0.00
174.36
118,854.63
62.87
11,917.48
168
5/27/2021
5.500%
251.11
425.84
0.00
174.73
118,679.90
62.78
11,980.26
169
6/10/2021
5.500%
250.74
425.84
0.00
175.10
118,504.80
62.69
12,042.94
170
6/24/2021
5.500%
250.37
425.84
0.00
175.47
118,329.33
62.59
12,105.53
171
7/8/2021
5.500%
250.00
425.84
0.00
175.84
118,153.49
62.50
12,168.03
172
7/22/2021
5.500%
249.63
425.84
0.00
176.21
117,977.28
62.41
12,230.44
173
8/5/2021
5.500%
249.26
425.84
0.00
176.58
117,800.70
62.32
12,292.76
174
8/19/2021
5.500%
248.89
425.84
0.00
176.95
117,623.75
62.22
12,354.98
175
9/2/2021
5.500%
248.51
425.84
0.00
177.33
117,446.42
62.13
12,417.11
176
9/16/2021
5.500%
248.14
425.84
0.00
177.70
117,268.72
62.04
12,479.14
177
9/30/2021
5.500%
247.76
425.84
0.00
178.08
117,090.64
61.94
12,541.08
178
10/14/2021
5.500%
247.39
425.84
0.00
178.45
116,912.19
61.85
12,602.93
179
10/28/2021
5.500%
247.01
425.84
0.00
178.83
116,733.36
61.75
12,664.68
180
11/11/2021
5.500%
246.63
425.84
0.00
179.21
116,554.15
61.66
12,726.34
181
11/25/2021
5.500%
246.25
425.84
0.00
179.59
116,374.56
61.56
12,787.90
182
12/9/2021
5.500%
245.87
425.84
0.00
179.97
116,194.59
61.47
12,849.37
183
12/23/2021
5.500%
245.49
425.84
0.00
180.35
116,014.24
61.37
12,910.74
184
1/6/2022
5.500%
245.11
425.84
0.00
180.73
115,833.51
61.28
12,972.02
185
1/20/2022
5.500%
244.73
425.84
0.00
181.11
115,652.40
61.18
13,033.20
186
2/3/2022
5.500%
244.35
425.84
0.00
181.49
115,470.91
61.09
13,094.29
187
2/17/2022
5.500%
243.96
425.84
0.00
181.88
115,289.03
60.99
13,155.28
Year
Additional
Payment
Page 3 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
188
3/3/2022
5.500%
243.58
425.84
0.00
182.26
115,106.77
60.90
13,216.17
189
3/17/2022
5.500%
243.20
425.84
1,000.00
1,182.64
113,924.13
60.80
13,276.97
190
3/31/2022
5.500%
240.70
425.84
0.00
185.14
113,738.99
60.18
13,337.15
191
4/14/2022
5.500%
240.31
425.84
0.00
185.53
113,553.46
60.08
13,397.23
192
4/28/2022
5.500%
239.91
425.84
0.00
185.93
113,367.53
59.98
13,457.20
193
5/12/2022
5.500%
239.52
425.84
0.00
186.32
113,181.21
59.88
13,517.08
194
5/26/2022
5.500%
239.13
425.84
0.00
186.71
112,994.50
59.78
13,576.87
195
6/9/2022
5.500%
238.73
425.84
0.00
187.11
112,807.39
59.68
13,636.55
196
6/23/2022
5.500%
238.34
425.84
0.00
187.50
112,619.89
59.59
13,696.13
197
7/7/2022
5.500%
237.94
425.84
0.00
187.90
112,431.99
59.49
13,755.62
198
7/21/2022
5.500%
237.54
425.84
0.00
188.30
112,243.69
59.39
13,815.00
199
8/4/2022
5.500%
237.15
425.84
0.00
188.69
112,055.00
59.29
13,874.29
200
8/18/2022
5.500%
236.75
425.84
0.00
189.09
111,865.91
59.19
13,933.48
201
9/1/2022
5.500%
236.35
425.84
0.00
189.49
111,676.42
59.09
13,992.57
202
9/15/2022
5.500%
235.95
425.84
0.00
189.89
111,486.53
58.99
14,051.55
203
9/29/2022
5.500%
235.55
425.84
0.00
190.29
111,296.24
58.89
14,110.44
204
10/13/2022
5.500%
235.14
425.84
0.00
190.70
111,105.54
58.79
14,169.23
205
10/27/2022
5.500%
234.74
425.84
0.00
191.10
110,914.44
58.69
14,227.91
206
11/10/2022
5.500%
234.34
425.84
0.00
191.50
110,722.94
58.59
14,286.50
207
11/24/2022
5.500%
233.93
425.84
0.00
191.91
110,531.03
58.48
14,344.98
208
12/8/2022
5.500%
233.53
425.84
0.00
192.31
110,338.72
58.38
14,403.36
209
12/22/2022
5.500%
233.12
425.84
0.00
192.72
110,146.00
58.28
14,461.64
210
1/5/2023
5.500%
232.71
425.84
0.00
193.13
109,952.87
58.18
14,519.82
211
1/19/2023
5.500%
232.31
425.84
0.00
193.53
109,759.34
58.08
14,577.90
212
2/2/2023
5.500%
231.90
425.84
0.00
193.94
109,565.40
57.98
14,635.87
213
2/16/2023
5.500%
231.49
425.84
0.00
194.35
109,371.05
57.87
14,693.74
214
3/2/2023
5.500%
231.08
425.84
0.00
194.76
109,176.29
57.77
14,751.51
215
3/16/2023
5.500%
230.67
425.84
1,000.00
1,195.17
107,981.12
57.67
14,809.18
216
3/30/2023
5.500%
228.14
425.84
0.00
197.70
107,783.42
57.04
14,866.22
217
4/13/2023
5.500%
227.72
425.84
0.00
198.12
107,585.30
56.93
14,923.15
218
4/27/2023
5.500%
227.30
425.84
0.00
198.54
107,386.76
56.83
14,979.97
219
5/11/2023
5.500%
226.88
425.84
0.00
198.96
107,187.80
56.72
15,036.69
220
5/25/2023
5.500%
226.46
425.84
0.00
199.38
106,988.42
56.62
15,093.31
221
6/8/2023
5.500%
226.04
425.84
0.00
199.80
106,788.62
56.51
15,149.82
222
6/22/2023
5.500%
225.62
425.84
0.00
200.22
106,588.40
56.41
15,206.22
223
7/6/2023
5.500%
225.20
425.84
0.00
200.64
106,387.76
56.30
15,262.52
224
7/20/2023
5.500%
224.77
425.84
0.00
201.07
106,186.69
56.19
15,318.71
225
8/3/2023
5.500%
224.35
425.84
0.00
201.49
105,985.20
56.09
15,374.80
226
8/17/2023
5.500%
223.92
425.84
0.00
201.92
105,783.28
55.98
15,430.78
227
8/31/2023
5.500%
223.50
425.84
0.00
202.34
105,580.94
55.88
15,486.66
228
9/14/2023
5.500%
223.07
425.84
0.00
202.77
105,378.17
55.77
15,542.42
229
9/28/2023
5.500%
222.64
425.84
0.00
203.20
105,174.97
55.66
15,598.08
230
10/12/2023
5.500%
222.21
425.84
0.00
203.63
104,971.34
55.55
15,653.64
231
10/26/2023
5.500%
221.78
425.84
0.00
204.06
104,767.28
55.45
15,709.08
232
11/9/2023
5.500%
221.35
425.84
0.00
204.49
104,562.79
55.34
15,764.42
233
11/23/2023
5.500%
220.92
425.84
0.00
204.92
104,357.87
55.23
15,819.65
234
12/7/2023
5.500%
220.49
425.84
0.00
205.35
104,152.52
55.12
15,874.77
235
12/21/2023
5.500%
220.05
425.84
0.00
205.79
103,946.73
55.01
15,929.78
236
1/4/2024
5.500%
219.62
425.84
0.00
206.22
103,740.51
54.91
15,984.69
237
1/18/2024
5.500%
219.18
425.84
0.00
206.66
103,533.85
54.80
16,039.48
238
2/1/2024
5.500%
218.74
425.84
0.00
207.10
103,326.75
54.69
16,094.17
239
2/15/2024
5.500%
218.31
425.84
0.00
207.53
103,119.22
54.58
16,148.75
240
2/29/2024
5.500%
217.87
425.84
0.00
207.97
102,911.25
54.47
16,203.21
241
3/14/2024
5.500%
217.43
425.84
1,000.00
1,208.41
101,702.84
54.36
16,257.57
242
3/28/2024
5.500%
214.88
425.84
0.00
210.96
101,491.88
53.72
16,311.29
243
4/11/2024
5.500%
214.43
425.84
0.00
211.41
101,280.47
53.61
16,364.90
244
4/25/2024
5.500%
213.98
425.84
0.00
211.86
101,068.61
53.50
16,418.39
245
5/9/2024
5.500%
213.54
425.84
0.00
212.30
100,856.31
53.39
16,471.78
246
5/23/2024
5.500%
213.09
425.84
0.00
212.75
100,643.56
53.27
16,525.05
247
6/6/2024
5.500%
212.64
425.84
0.00
213.20
100,430.36
53.16
16,578.21
248
6/20/2024
5.500%
212.19
425.84
0.00
213.65
100,216.71
53.05
16,631.26
249
7/4/2024
5.500%
211.74
425.84
0.00
214.10
100,002.61
52.94
16,684.19
250
7/18/2024
5.500%
211.28
425.84
0.00
214.56
99,788.05
52.82
16,737.01
251
8/1/2024
5.500%
210.83
425.84
0.00
215.01
99,573.04
52.71
16,789.72
252
8/15/2024
5.500%
210.38
425.84
0.00
215.46
99,357.58
52.60
16,842.32
253
8/29/2024
5.500%
209.92
425.84
0.00
215.92
99,141.66
52.48
16,894.80
254
9/12/2024
5.500%
209.46
425.84
0.00
216.38
98,925.28
52.37
16,947.16
255
9/26/2024
5.500%
209.01
425.84
0.00
216.83
98,708.45
52.25
16,999.41
256
10/10/2024
5.500%
208.55
425.84
0.00
217.29
98,491.16
52.14
17,051.55
257
10/24/2024
5.500%
208.09
425.84
0.00
217.75
98,273.41
52.02
17,103.57
258
11/7/2024
5.500%
207.63
425.84
0.00
218.21
98,055.20
51.91
17,155.48
259
11/21/2024
5.500%
207.17
425.84
0.00
218.67
97,836.53
51.79
17,207.27
260
12/5/2024
5.500%
206.71
425.84
0.00
219.13
97,617.40
51.68
17,258.95
261
12/19/2024
5.500%
206.24
425.84
0.00
219.60
97,397.80
51.56
17,310.51
262
1/2/2025
5.500%
205.78
425.84
0.00
220.06
97,177.74
51.45
17,361.96
263
1/16/2025
5.500%
205.32
425.84
0.00
220.52
96,957.22
51.33
17,413.29
264
1/30/2025
5.500%
204.85
425.84
0.00
220.99
96,736.23
51.21
17,464.50
265
2/13/2025
5.500%
204.38
425.84
0.00
221.46
96,514.77
51.10
17,515.59
266
2/27/2025
5.500%
203.91
425.84
0.00
221.93
96,292.84
50.98
17,566.57
10
Page 4 of 27
No.
Payment
Date
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
267
268
3/13/2025
5.500%
203.45
425.84
3/27/2025
5.500%
200.86
425.84
1,000.00
1,222.39
95,070.45
50.86
17,617.43
0.00
224.98
94,845.47
50.22
269
4/10/2025
5.500%
200.39
17,667.65
425.84
0.00
225.45
94,620.02
50.10
270
4/24/2025
5.500%
17,717.75
199.91
425.84
0.00
225.93
94,394.09
49.98
271
5/8/2025
17,767.72
5.500%
199.43
425.84
0.00
226.41
94,167.68
49.86
272
17,817.58
5/22/2025
5.500%
198.96
425.84
0.00
226.88
93,940.80
49.74
17,867.32
273
6/5/2025
5.500%
198.48
425.84
0.00
227.36
93,713.44
49.62
17,916.94
274
6/19/2025
5.500%
198.00
425.84
0.00
227.84
93,485.60
49.50
17,966.44
275
7/3/2025
5.500%
197.51
425.84
0.00
228.33
93,257.27
49.38
18,015.82
276
7/17/2025
5.500%
197.03
425.84
0.00
228.81
93,028.46
49.26
18,065.08
277
7/31/2025
5.500%
196.55
425.84
0.00
229.29
92,799.17
49.14
18,114.21
278
8/14/2025
5.500%
196.06
425.84
0.00
229.78
92,569.39
49.02
18,163.23
279
8/28/2025
5.500%
195.58
425.84
0.00
230.26
92,339.13
48.90
18,212.12
280
9/11/2025
5.500%
195.09
425.84
0.00
230.75
92,108.38
48.77
18,260.90
281
9/25/2025
5.500%
194.60
425.84
0.00
231.24
91,877.14
48.65
18,309.55
282
10/9/2025
5.500%
194.12
425.84
0.00
231.72
91,645.42
48.53
18,358.08
283
10/23/2025
5.500%
193.63
425.84
0.00
232.21
91,413.21
48.41
18,406.48
284
11/6/2025
5.500%
193.14
425.84
0.00
232.70
91,180.51
48.29
18,454.77
285
11/20/2025
5.500%
192.64
425.84
0.00
233.20
90,947.31
48.16
18,502.93
286
12/4/2025
5.500%
192.15
425.84
0.00
233.69
90,713.62
48.04
18,550.97
287
12/18/2025
5.500%
191.66
425.84
0.00
234.18
90,479.44
47.92
18,598.88
288
1/1/2026
5.500%
191.16
425.84
0.00
234.68
90,244.76
47.79
18,646.67
289
1/15/2026
5.500%
190.67
425.84
0.00
235.17
90,009.59
47.67
18,694.34
290
1/29/2026
5.500%
190.17
425.84
0.00
235.67
89,773.92
47.54
18,741.88
291
2/12/2026
5.500%
189.67
425.84
0.00
236.17
89,537.75
47.42
18,789.30
292
2/26/2026
5.500%
189.17
425.84
0.00
236.67
89,301.08
47.29
18,836.59
293
3/12/2026
5.500%
188.67
425.84
1,000.00
1,237.17
88,063.91
47.17
18,883.76
294
3/26/2026
5.500%
186.06
425.84
0.00
239.78
87,824.13
46.52
18,930.27
295
4/9/2026
5.500%
185.55
425.84
0.00
240.29
87,583.84
46.39
18,976.66
296
4/23/2026
5.500%
185.05
425.84
0.00
240.79
87,343.05
46.26
19,022.92
297
5/7/2026
5.500%
184.54
425.84
0.00
241.30
87,101.75
46.14
19,069.06
298
5/21/2026
5.500%
184.03
425.84
0.00
241.81
86,859.94
46.01
19,115.07
299
6/4/2026
5.500%
183.52
425.84
0.00
242.32
86,617.62
45.88
19,160.95
300
6/18/2026
5.500%
183.00
425.84
0.00
242.84
86,374.78
45.75
19,206.70
301
7/2/2026
5.500%
182.49
425.84
0.00
243.35
86,131.43
45.62
19,252.32
302
7/16/2026
5.500%
181.98
425.84
0.00
243.86
85,887.57
45.50
19,297.81
303
7/30/2026
5.500%
181.46
425.84
0.00
244.38
85,643.19
45.37
19,343.18
304
8/13/2026
5.500%
180.95
425.84
0.00
244.89
85,398.30
45.24
19,388.42
305
8/27/2026
5.500%
180.43
425.84
0.00
245.41
85,152.89
45.11
19,433.52
306
9/10/2026
5.500%
179.91
425.84
0.00
245.93
84,906.96
44.98
19,478.50
307
9/24/2026
5.500%
179.39
425.84
0.00
246.45
84,660.51
44.85
19,523.35
308
10/8/2026
5.500%
178.87
425.84
0.00
246.97
84,413.54
44.72
19,568.07
309
10/22/2026
5.500%
178.35
425.84
0.00
247.49
84,166.05
44.59
19,612.65
310
11/5/2026
5.500%
177.82
425.84
0.00
248.02
83,918.03
44.46
19,657.11
311
11/19/2026
5.500%
177.30
425.84
0.00
248.54
83,669.49
44.33
19,701.43
312
12/3/2026
5.500%
176.78
425.84
0.00
249.06
83,420.43
44.20
19,745.63
313
12/17/2026
5.500%
176.25
425.84
0.00
249.59
83,170.84
44.06
19,789.69
314
12/31/2026
5.500%
175.72
425.84
0.00
250.12
82,920.72
43.93
19,833.62
315
1/14/2027
5.500%
175.19
425.84
0.00
250.65
82,670.07
43.80
19,877.42
316
1/28/2027
5.500%
174.66
425.84
0.00
251.18
82,418.89
43.67
19,921.08
317
2/11/2027
5.500%
174.13
425.84
0.00
251.71
82,167.18
43.53
19,964.62
318
2/25/2027
5.500%
173.60
425.84
0.00
252.24
81,914.94
43.40
20,008.02
319
3/11/2027
5.500%
173.07
425.84
1,000.00
1,252.77
80,662.17
43.27
20,051.28
320
3/25/2027
5.500%
170.42
425.84
0.00
255.42
80,406.75
42.61
20,093.89
321
4/8/2027
5.500%
169.88
425.84
0.00
255.96
80,150.79
42.47
20,136.36
322
4/22/2027
5.500%
169.34
425.84
0.00
256.50
79,894.29
42.34
20,178.69
323
5/6/2027
5.500%
168.80
425.84
0.00
257.04
79,637.25
42.20
20,220.89
324
5/20/2027
5.500%
168.26
425.84
0.00
257.58
79,379.67
42.07
20,262.96
325
6/3/2027
5.500%
167.71
425.84
0.00
258.13
79,121.54
41.93
20,304.89
326
6/17/2027
5.500%
167.17
425.84
0.00
258.67
78,862.87
41.79
20,346.68
327
7/1/2027
5.500%
166.62
425.84
0.00
259.22
78,603.65
41.66
20,388.33
328
7/15/2027
5.500%
166.07
425.84
0.00
259.77
78,343.88
41.52
20,429.85
329
7/29/2027
5.500%
165.52
425.84
0.00
260.32
78,083.56
41.38
20,471.23
330
8/12/2027
5.500%
164.97
425.84
0.00
260.87
77,822.69
41.24
20,512.47
331
8/26/2027
5.500%
164.42
425.84
0.00
261.42
77,561.27
41.11
20,553.58
332
9/9/2027
5.500%
163.87
425.84
0.00
261.97
77,299.30
40.97
20,594.55
333
9/23/2027
5.500%
163.32
425.84
0.00
262.52
77,036.78
40.83
20,635.38
334
10/7/2027
5.500%
162.76
425.84
0.00
263.08
76,773.70
40.69
20,676.07
335
10/21/2027
5.500%
162.21
425.84
0.00
263.63
76,510.07
40.55
20,716.62
336
11/4/2027
5.500%
161.65
425.84
0.00
264.19
76,245.88
40.41
20,757.03
337
11/18/2027
5.500%
161.09
425.84
0.00
264.75
75,981.13
40.27
20,797.30
338
12/2/2027
5.500%
160.53
425.84
0.00
265.31
75,715.82
40.13
20,837.44
339
12/16/2027
5.500%
159.97
425.84
0.00
265.87
75,449.95
39.99
20,877.43
340
12/30/2027
5.500%
159.41
425.84
0.00
266.43
75,183.52
39.85
20,917.28
341
1/13/2028
5.500%
158.85
425.84
0.00
266.99
74,916.53
39.71
20,956.99
342
1/27/2028
5.500%
158.28
425.84
0.00
267.56
74,648.97
39.57
20,996.56
343
2/10/2028
5.500%
157.72
425.84
0.00
268.12
74,380.85
39.43
21,035.99
344
2/24/2028
5.500%
157.15
425.84
0.00
268.69
74,112.16
39.29
21,075.28
345
3/9/2028
5.500%
156.58
425.84
1,000.00
1,269.26
72,842.90
39.15
21,114.43
Year
11
12
13
Additional
Payment
Page 5 of 27
No.
Payment
Date
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
346
347
3/23/2028
5.500%
153.90
425.84
4/6/2028
5.500%
153.33
425.84
0.00
271.94
72,570.96
38.48
21,152.90
0.00
272.51
72,298.45
38.33
348
4/20/2028
5.500%
152.75
21,191.23
425.84
0.00
273.09
72,025.36
38.19
349
5/4/2028
5.500%
21,229.42
152.17
425.84
0.00
273.67
71,751.69
38.04
350
5/18/2028
21,267.46
5.500%
151.60
425.84
0.00
274.24
71,477.45
37.90
351
21,305.36
6/1/2028
5.500%
151.02
425.84
0.00
274.82
71,202.63
37.76
21,343.12
352
6/15/2028
5.500%
150.44
425.84
0.00
275.40
70,927.23
37.61
21,380.73
353
6/29/2028
5.500%
149.85
425.84
0.00
275.99
70,651.24
37.46
21,418.19
354
7/13/2028
5.500%
149.27
425.84
0.00
276.57
70,374.67
37.32
21,455.51
355
7/27/2028
5.500%
148.69
425.84
0.00
277.15
70,097.52
37.17
21,492.68
356
8/10/2028
5.500%
148.10
425.84
0.00
277.74
69,819.78
37.03
21,529.71
357
8/24/2028
5.500%
147.51
425.84
0.00
278.33
69,541.45
36.88
21,566.58
358
9/7/2028
5.500%
146.93
425.84
0.00
278.91
69,262.54
36.73
21,603.32
359
9/21/2028
5.500%
146.34
425.84
0.00
279.50
68,983.04
36.59
21,639.90
360
10/5/2028
5.500%
145.75
425.84
0.00
280.09
68,702.95
36.44
21,676.34
361
10/19/2028
5.500%
145.15
425.84
0.00
280.69
68,422.26
36.29
21,712.63
362
11/2/2028
5.500%
144.56
425.84
0.00
281.28
68,140.98
36.14
21,748.77
363
11/16/2028
5.500%
143.97
425.84
0.00
281.87
67,859.11
35.99
21,784.76
364
11/30/2028
5.500%
143.37
425.84
0.00
282.47
67,576.64
35.84
21,820.60
365
12/14/2028
5.500%
142.77
425.84
0.00
283.07
67,293.57
35.69
21,856.29
366
12/28/2028
5.500%
142.18
425.84
0.00
283.66
67,009.91
35.55
21,891.84
367
1/11/2029
5.500%
141.58
425.84
0.00
284.26
66,725.65
35.40
21,927.23
368
1/25/2029
5.500%
140.98
425.84
0.00
284.86
66,440.79
35.25
21,962.48
369
2/8/2029
5.500%
140.37
425.84
0.00
285.47
66,155.32
35.09
21,997.57
370
2/22/2029
5.500%
139.77
425.84
0.00
286.07
65,869.25
34.94
22,032.51
371
3/8/2029
5.500%
139.17
425.84
1,000.00
1,286.67
64,582.58
34.79
22,067.31
372
3/22/2029
5.500%
136.45
425.84
0.00
289.39
64,293.19
34.11
22,101.42
373
4/5/2029
5.500%
135.84
425.84
0.00
290.00
64,003.19
33.96
22,135.38
374
4/19/2029
5.500%
135.22
425.84
0.00
290.62
63,712.57
33.81
22,169.18
375
5/3/2029
5.500%
134.61
425.84
0.00
291.23
63,421.34
33.65
22,202.84
376
5/17/2029
5.500%
134.00
425.84
0.00
291.84
63,129.50
33.50
22,236.34
377
5/31/2029
5.500%
133.38
425.84
0.00
292.46
62,837.04
33.35
22,269.68
378
6/14/2029
5.500%
132.76
425.84
0.00
293.08
62,543.96
33.19
22,302.87
379
6/28/2029
5.500%
132.14
425.84
0.00
293.70
62,250.26
33.04
22,335.91
380
7/12/2029
5.500%
131.52
425.84
0.00
294.32
61,955.94
32.88
22,368.79
381
7/26/2029
5.500%
130.90
425.84
0.00
294.94
61,661.00
32.73
22,401.51
382
8/9/2029
5.500%
130.28
425.84
0.00
295.56
61,365.44
32.57
22,434.08
383
8/23/2029
5.500%
129.65
425.84
0.00
296.19
61,069.25
32.41
22,466.49
384
9/6/2029
5.500%
129.03
425.84
0.00
296.81
60,772.44
32.26
22,498.75
385
9/20/2029
5.500%
128.40
425.84
0.00
297.44
60,475.00
32.10
22,530.85
386
10/4/2029
5.500%
127.77
425.84
0.00
298.07
60,176.93
31.94
22,562.79
387
10/18/2029
5.500%
127.14
425.84
0.00
298.70
59,878.23
31.79
22,594.58
388
11/1/2029
5.500%
126.51
425.84
0.00
299.33
59,578.90
31.63
22,626.21
389
11/15/2029
5.500%
125.88
425.84
0.00
299.96
59,278.94
31.47
22,657.68
390
11/29/2029
5.500%
125.24
425.84
0.00
300.60
58,978.34
31.31
22,688.99
391
12/13/2029
5.500%
124.61
425.84
0.00
301.23
58,677.11
31.15
22,720.14
392
12/27/2029
5.500%
123.97
425.84
0.00
301.87
58,375.24
30.99
22,751.13
393
1/10/2030
5.500%
123.33
425.84
0.00
302.51
58,072.73
30.83
22,781.96
394
1/24/2030
5.500%
122.69
425.84
0.00
303.15
57,769.58
30.67
22,812.64
395
2/7/2030
5.500%
122.05
425.84
0.00
303.79
57,465.79
30.51
22,843.15
396
2/21/2030
5.500%
121.41
425.84
0.00
304.43
57,161.36
30.35
22,873.50
397
3/7/2030
5.500%
120.77
425.84
1,000.00
1,305.07
55,856.29
30.19
22,903.69
398
3/21/2030
5.500%
118.01
425.84
0.00
307.83
55,548.46
29.50
22,933.20
399
4/4/2030
5.500%
117.36
425.84
0.00
308.48
55,239.98
29.34
22,962.54
400
4/18/2030
5.500%
116.71
425.84
0.00
309.13
54,930.85
29.18
22,991.71
401
5/2/2030
5.500%
116.06
425.84
0.00
309.78
54,621.07
29.02
23,020.73
402
5/16/2030
5.500%
115.40
425.84
0.00
310.44
54,310.63
28.85
23,049.58
403
5/30/2030
5.500%
114.75
425.84
0.00
311.09
53,999.54
28.69
23,078.27
404
6/13/2030
5.500%
114.09
425.84
0.00
311.75
53,687.79
28.52
23,106.79
405
6/27/2030
5.500%
113.43
425.84
0.00
312.41
53,375.38
28.36
23,135.15
406
7/11/2030
5.500%
112.77
425.84
0.00
313.07
53,062.31
28.19
23,163.34
407
7/25/2030
5.500%
112.11
425.84
0.00
313.73
52,748.58
28.03
23,191.37
408
8/8/2030
5.500%
111.45
425.84
0.00
314.39
52,434.19
27.86
23,219.23
409
8/22/2030
5.500%
110.78
425.84
0.00
315.06
52,119.13
27.70
23,246.92
410
9/5/2030
5.500%
110.12
425.84
0.00
315.72
51,803.41
27.53
23,274.45
411
9/19/2030
5.500%
109.45
425.84
0.00
316.39
51,487.02
27.36
23,301.82
412
10/3/2030
5.500%
108.78
425.84
0.00
317.06
51,169.96
27.20
23,329.01
413
10/17/2030
5.500%
108.11
425.84
0.00
317.73
50,852.23
27.03
23,356.04
414
10/31/2030
5.500%
107.44
425.84
0.00
318.40
50,533.83
26.86
23,382.90
415
11/14/2030
5.500%
106.77
425.84
0.00
319.07
50,214.76
26.69
23,409.59
416
11/28/2030
5.500%
106.09
425.84
0.00
319.75
49,895.01
26.52
23,436.11
417
12/12/2030
5.500%
105.42
425.84
0.00
320.42
49,574.59
26.36
23,462.47
418
12/26/2030
5.500%
104.74
425.84
0.00
321.10
49,253.49
26.19
23,488.65
419
1/9/2031
5.500%
104.06
425.84
0.00
321.78
48,931.71
26.02
23,514.67
420
1/23/2031
5.500%
103.38
425.84
0.00
322.46
48,609.25
25.85
23,540.51
421
2/6/2031
5.500%
102.70
425.84
0.00
323.14
48,286.11
25.68
23,566.19
422
2/20/2031
5.500%
102.02
425.84
0.00
323.82
47,962.29
25.51
23,591.69
423
3/6/2031
5.500%
101.33
425.84
1,000.00
1,324.51
46,637.78
25.33
23,617.03
424
3/20/2031
5.500%
98.54
425.84
0.00
327.30
46,310.48
24.64
23,641.66
Year
14
15
16
Additional
Payment
Page 6 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
425
4/3/2031
5.500%
97.84
425.84
0.00
328.00
45,982.48
24.46
23,666.12
426
4/17/2031
5.500%
97.15
425.84
0.00
328.69
45,653.79
24.29
23,690.41
427
5/1/2031
5.500%
96.46
425.84
0.00
329.38
45,324.41
24.12
23,714.52
428
5/15/2031
5.500%
95.76
425.84
0.00
330.08
44,994.33
23.94
23,738.46
429
5/29/2031
5.500%
95.06
425.84
0.00
330.78
44,663.55
23.77
23,762.23
430
6/12/2031
5.500%
94.36
425.84
0.00
331.48
44,332.07
23.59
23,785.82
431
6/26/2031
5.500%
93.66
425.84
0.00
332.18
43,999.89
23.42
23,809.23
432
7/10/2031
5.500%
92.96
425.84
0.00
332.88
43,667.01
23.24
23,832.47
433
7/24/2031
5.500%
92.26
425.84
0.00
333.58
43,333.43
23.07
23,855.54
434
8/7/2031
5.500%
91.55
425.84
0.00
334.29
42,999.14
22.89
23,878.43
435
8/21/2031
5.500%
90.85
425.84
0.00
334.99
42,664.15
22.71
23,901.14
436
9/4/2031
5.500%
90.14
425.84
0.00
335.70
42,328.45
22.54
23,923.67
437
9/18/2031
5.500%
89.43
425.84
0.00
336.41
41,992.04
22.36
23,946.03
438
10/2/2031
5.500%
88.72
425.84
0.00
337.12
41,654.92
22.18
23,968.21
439
10/16/2031
5.500%
88.01
425.84
0.00
337.83
41,317.09
22.00
23,990.21
440
10/30/2031
5.500%
87.29
425.84
0.00
338.55
40,978.54
21.82
24,012.04
441
11/13/2031
5.500%
86.58
425.84
0.00
339.26
40,639.28
21.65
24,033.68
442
11/27/2031
5.500%
85.86
425.84
0.00
339.98
40,299.30
21.47
24,055.15
443
12/11/2031
5.500%
85.14
425.84
0.00
340.70
39,958.60
21.29
24,076.43
444
12/25/2031
5.500%
84.42
425.84
0.00
341.42
39,617.18
21.11
24,097.54
445
1/8/2032
5.500%
83.70
425.84
0.00
342.14
39,275.04
20.93
24,118.46
446
1/22/2032
5.500%
82.98
425.84
0.00
342.86
38,932.18
20.75
24,139.21
447
2/5/2032
5.500%
82.26
425.84
0.00
343.58
38,588.60
20.57
24,159.77
448
2/19/2032
5.500%
81.53
425.84
0.00
344.31
38,244.29
20.38
24,180.15
449
3/4/2032
5.500%
80.80
425.84
1,000.00
1,345.04
36,899.25
20.20
24,200.35
450
3/18/2032
5.500%
77.96
425.84
0.00
347.88
36,551.37
19.49
24,219.84
451
4/1/2032
5.500%
77.23
425.84
0.00
348.61
36,202.76
19.31
24,239.15
452
4/15/2032
5.500%
76.49
425.84
0.00
349.35
35,853.41
19.12
24,258.27
453
4/29/2032
5.500%
75.75
425.84
0.00
350.09
35,503.32
18.94
24,277.21
454
5/13/2032
5.500%
75.01
425.84
0.00
350.83
35,152.49
18.75
24,295.96
455
5/27/2032
5.500%
74.27
425.84
0.00
351.57
34,800.92
18.57
24,314.53
456
6/10/2032
5.500%
73.53
425.84
0.00
352.31
34,448.61
18.38
24,332.91
457
6/24/2032
5.500%
72.78
425.84
0.00
353.06
34,095.55
18.20
24,351.11
458
7/8/2032
5.500%
72.04
425.84
0.00
353.80
33,741.75
18.01
24,369.12
459
7/22/2032
5.500%
71.29
425.84
0.00
354.55
33,387.20
17.82
24,386.94
460
8/5/2032
5.500%
70.54
425.84
0.00
355.30
33,031.90
17.64
24,404.58
461
8/19/2032
5.500%
69.79
425.84
0.00
356.05
32,675.85
17.45
24,422.02
462
9/2/2032
5.500%
69.04
425.84
0.00
356.80
32,319.05
17.26
24,439.28
463
9/16/2032
5.500%
68.28
425.84
0.00
357.56
31,961.49
17.07
24,456.35
464
9/30/2032
5.500%
67.53
425.84
0.00
358.31
31,603.18
16.88
24,473.24
465
10/14/2032
5.500%
66.77
425.84
0.00
359.07
31,244.11
16.69
24,489.93
466
10/28/2032
5.500%
66.01
425.84
0.00
359.83
30,884.28
16.50
24,506.43
467
11/11/2032
5.500%
65.25
425.84
0.00
360.59
30,523.69
16.31
24,522.74
468
11/25/2032
5.500%
64.49
425.84
0.00
361.35
30,162.34
16.12
24,538.87
469
12/9/2032
5.500%
63.73
425.84
0.00
362.11
29,800.23
15.93
24,554.80
470
12/23/2032
5.500%
62.96
425.84
0.00
362.88
29,437.35
15.74
24,570.54
471
1/6/2033
5.500%
62.19
425.84
0.00
363.65
29,073.70
15.55
24,586.09
472
1/20/2033
5.500%
61.43
425.84
0.00
364.41
28,709.29
15.36
24,601.44
473
2/3/2033
5.500%
60.66
425.84
0.00
365.18
28,344.11
15.17
24,616.61
474
2/17/2033
5.500%
59.88
425.84
0.00
365.96
27,978.15
14.97
24,631.58
475
3/3/2033
5.500%
59.11
425.84
1,000.00
1,366.73
26,611.42
14.78
24,646.36
476
3/17/2033
5.500%
56.22
425.84
0.00
369.62
26,241.80
14.06
24,660.41
477
3/31/2033
5.500%
55.44
425.84
0.00
370.40
25,871.40
13.86
24,674.27
478
4/14/2033
5.500%
54.66
425.84
0.00
371.18
25,500.22
13.67
24,687.94
479
4/28/2033
5.500%
53.88
425.84
0.00
371.96
25,128.26
13.47
24,701.41
480
5/12/2033
5.500%
53.09
425.84
0.00
372.75
24,755.51
13.27
24,714.68
481
5/26/2033
5.500%
52.30
425.84
0.00
373.54
24,381.97
13.08
24,727.75
482
6/9/2033
5.500%
51.51
425.84
0.00
374.33
24,007.64
12.88
24,740.63
483
6/23/2033
5.500%
50.72
425.84
0.00
375.12
23,632.52
12.68
24,753.31
484
7/7/2033
5.500%
49.93
425.84
0.00
375.91
23,256.61
12.48
24,765.79
485
7/21/2033
5.500%
49.14
425.84
0.00
376.70
22,879.91
12.29
24,778.08
486
8/4/2033
5.500%
48.34
425.84
0.00
377.50
22,502.41
12.09
24,790.16
487
8/18/2033
5.500%
47.54
425.84
0.00
378.30
22,124.11
11.89
24,802.05
488
9/1/2033
5.500%
46.74
425.84
0.00
379.10
21,745.01
11.69
24,813.73
489
9/15/2033
5.500%
45.94
425.84
0.00
379.90
21,365.11
11.49
24,825.22
490
9/29/2033
5.500%
45.14
425.84
0.00
380.70
20,984.41
11.29
24,836.50
491
10/13/2033
5.500%
44.34
425.84
0.00
381.50
20,602.91
11.09
24,847.59
492
10/27/2033
5.500%
43.53
425.84
0.00
382.31
20,220.60
10.88
24,858.47
493
11/10/2033
5.500%
42.72
425.84
0.00
383.12
19,837.48
10.68
24,869.15
494
11/24/2033
5.500%
41.91
425.84
0.00
383.93
19,453.55
10.48
24,879.63
495
12/8/2033
5.500%
41.10
425.84
0.00
384.74
19,068.81
10.28
24,889.90
496
12/22/2033
5.500%
40.29
425.84
0.00
385.55
18,683.26
10.07
24,899.98
497
1/5/2034
5.500%
39.47
425.84
0.00
386.37
18,296.89
9.87
24,909.84
498
1/19/2034
5.500%
38.66
425.84
0.00
387.18
17,909.71
9.67
24,919.51
499
2/2/2034
5.500%
37.84
425.84
0.00
388.00
17,521.71
9.46
24,928.97
500
2/16/2034
5.500%
37.02
425.84
0.00
388.82
17,132.89
9.26
24,938.22
501
3/2/2034
5.500%
36.20
425.84
1,000.00
1,389.64
15,743.25
9.05
24,947.27
502
3/16/2034
5.500%
33.26
425.84
0.00
392.58
15,350.67
8.32
24,955.59
503
3/30/2034
5.500%
32.43
425.84
0.00
393.41
14,957.26
8.11
24,963.70
17
18
19
Page 7 of 27
No.
Payment
Date
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
504
505
4/13/2034
5.500%
31.60
425.84
4/27/2034
5.500%
30.77
425.84
0.00
394.24
14,563.02
7.90
24,971.60
0.00
395.07
14,167.95
7.69
506
5/11/2034
5.500%
29.93
24,979.29
425.84
0.00
395.91
13,772.04
7.48
507
5/25/2034
5.500%
24,986.77
29.10
425.84
0.00
396.74
13,375.30
7.28
508
6/8/2034
24,994.05
5.500%
28.26
425.84
0.00
397.58
12,977.72
7.07
509
25,001.11
6/22/2034
5.500%
27.42
425.84
0.00
398.42
12,579.30
6.86
25,007.97
510
7/6/2034
5.500%
26.58
425.84
0.00
399.26
12,180.04
6.65
25,014.61
511
7/20/2034
5.500%
25.73
425.84
0.00
400.11
11,779.93
6.43
25,021.04
512
8/3/2034
5.500%
24.89
425.84
0.00
400.95
11,378.98
6.22
25,027.27
513
8/17/2034
5.500%
24.04
425.84
0.00
401.80
10,977.18
6.01
25,033.28
514
8/31/2034
5.500%
23.19
425.84
0.00
402.65
10,574.53
5.80
25,039.07
515
9/14/2034
5.500%
22.34
425.84
0.00
403.50
10,171.03
5.59
25,044.66
516
9/28/2034
5.500%
21.49
425.84
0.00
404.35
9,766.68
5.37
25,050.03
517
10/12/2034
5.500%
20.63
425.84
0.00
405.21
9,361.47
5.16
25,055.19
518
10/26/2034
5.500%
19.78
425.84
0.00
406.06
8,955.41
4.95
25,060.13
519
11/9/2034
5.500%
18.92
425.84
0.00
406.92
8,548.49
4.73
25,064.86
520
11/23/2034
5.500%
18.06
425.84
0.00
407.78
8,140.71
4.52
25,069.38
521
12/7/2034
5.500%
17.20
425.84
0.00
408.64
7,732.07
4.30
25,073.68
522
12/21/2034
5.500%
16.34
425.84
0.00
409.50
7,322.57
4.09
25,077.76
523
1/4/2035
5.500%
15.47
425.84
0.00
410.37
6,912.20
3.87
25,081.63
524
1/18/2035
5.500%
14.60
425.84
0.00
411.24
6,500.96
3.65
25,085.28
525
2/1/2035
5.500%
13.74
425.84
0.00
412.10
6,088.86
3.44
25,088.72
526
2/15/2035
5.500%
12.86
425.84
0.00
412.98
5,675.88
3.22
25,091.93
527
3/1/2035
5.500%
11.99
425.84
1,000.00
1,413.85
4,262.03
3.00
25,094.93
528
3/15/2035
5.500%
9.00
425.84
0.00
416.84
3,845.19
2.25
25,097.18
529
3/29/2035
5.500%
8.12
425.84
0.00
417.72
3,427.47
2.03
25,099.21
530
4/12/2035
5.500%
7.24
425.84
0.00
418.60
3,008.87
1.81
25,101.02
531
4/26/2035
5.500%
6.36
425.84
0.00
419.48
2,589.39
1.59
25,102.61
532
5/10/2035
5.500%
5.47
425.84
0.00
420.37
2,169.02
1.37
25,103.98
533
5/24/2035
5.500%
4.58
425.84
0.00
421.26
1,747.76
1.15
25,105.12
534
6/7/2035
5.500%
3.69
425.84
0.00
422.15
1,325.61
0.92
25,106.04
535
6/21/2035
5.500%
2.80
425.84
0.00
423.04
902.57
0.70
25,106.74
536
7/5/2035
5.500%
1.91
425.84
0.00
423.93
478.64
0.48
25,107.22
537
7/19/2035
5.500%
1.01
425.84
0.00
424.83
53.81
0.25
25,107.47
538
8/2/2035
5.500%
0.11
53.92
0.00
53.81
0.00
0.03
25,107.50
Year
20
Additional
Payment
Page 8 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
Page 9 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
Page 10 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
Page 11 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
Page 12 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
Page 13 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
Page 14 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
Page 15 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
Page 16 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
Page 17 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
Page 18 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
Page 19 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
Page 20 of 27
No.
Payment
Date
Year
Interest
Rate
Interest
Due
Payment
Due
Extra
Payments
Additional
Payment
Principal
Paid
Balance
Tax Returned
Cmltv Tax
Returned
[42]
Page 21 of 27
HELP
About This Template
Instructions For Using This Template
Additional Help
SEE ALSO
SEE ALSO
TIPS
p://www.vertex42.com/Calculators/home-mortgage-calculator.html
bout This Template

This spreadsheet lets you analyze a fixed or variable rate home mortgage. You can set up periodic
extra payments, or add additional payments manually within the Payment Schedule. Use the
spreadsheet to compare different term lengths, rates, loan amounts, and the savings from making
extra payments. It also calculates the outstanding balance at the end of a specified number of years
and the tax returned if the interest paid is tax deductible.
Caution: This spreadsheet should not be construed as financial advice. The results may not be exact,
and may not apply to your specific situation. Please consult a qualified professional regarding financial
decisions.
structions For Using This Template

1. Enter the loan amount, interest rate, term length, and first payment date.
2. Choose type of mortgage: Variable or Fixed rate.
3. Move your mouse over the cells with the red triangles for additional information and instructions.
Edit the CLEAR (white) cells. In the Payment Schedule edit the YELLOW cells.
Try using Excel's built-in Goal Seek utility (Data > What-If Analysis > Goal Seek) to solve for a Loan
Amount that results in a specific Monthly Payment.
Note: The payment and the interest are rounded to the nearest cent. The last payment is adjusted to
bring the balance to zero.
dditional Help
The link at the top of this worksheet will take you to the web page on vertex42.com that talks about
this template.
REFERENCES
Vertex42.com: Loan Amortization Schedule
Vertex42.com: Personal Budget Spreadsheet
Vertex42.com: Spreadsheet Tips Workbook
ome Mortgage Calculator

By Vertex42.com

This spreadsheet, including all worksheets and associated content is a copyrighted work
under the United States and other copyright laws.
Do not submit copies or modifications of this template to any website or online template
gallery.
Please review the following license agreement to learn how you may or may not use this
template. Thank you.
See License Agreement
http://www.vertex42.com/licensing/EULA_personaluse.html
Do not delete this worksheet. If necessary, you may hide it by right-clicking on the tab and
selecting Hide.

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