Canara Robeco Yield Advantage Fund

Open ended Debt Scheme

This product is suitable for investors who are seeking*:

Income/ Capital appreciation over medium term to long term

Investment in a wide range of debt securities and Money Market Instruments of various maturities and risk profile and a small portion of investment
in equity and Equity Related Instruments
Medium risk(Yellow)

Current Scenario:
INR at an all
time low with
respect to USD

10 year
Benchmark
G Sec at 2008
levels

GDP Slowdown

High Current
Account Deficit

Uncertainity in
Equity & Fixed
Income Markets

Position of Equity & Fixed Income Markets: Opportunities in Uncertain Times

The short and medium term rates are trading at
attractive levels on account of tight liquidity conditions
and recent measures taken by the Reserve Bank of
India to control speculation in Rupee
The present market conditions wherein 12 months CD
yields are trading at high levels, provide a pleasant
investment case for the accrual strategy on the debt
side
Indian equity markets have fallen over 8% in absolute
term since year to date, in terms of P/E they are
trading at attractive valuations
The 1 year forward P/E of Sensex as on Aug -13 is at
13.24, which is lower than the Long term Average of 15.
So equity market continues to be attractive from
valuation perspective

10.71
Long term average of 15

9.13

8.2

Source: MOSL, Bloomberg

th
CD rates are 12 m PSU CD rates taken till 19 Aug 13

Is there a fund which endeavours to captures the current high yields??

Presenting Canara Robeco Yield Advantage Fund: Key Features

Blend of fixed income & equity investments endeavours to generate regular income without compromising on the quality of the portfolio

Equity exposure is restricted to 10% of assets and is actively managed with an aim to boost returns of the overall portfolio

Suitable for investors with moderate risk appetite along with an objective of having regular flow of income from their investments

It can be looked at as, the first step towards investment in Hybrid Funds for Conservative Investors

*Investors should consult their financial

advisers if in doubt about whether the
product is suitable

Note: Risk is represented as:

(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk

Investment Strategy:
Fixed Income Investment Strategy

Focus is on generating High Accrual Income from a major portion of the portfolio by primarily investing in high-quality papers as well as
generating alpha by actively managing the remaining debt portion

The portfolio has a large portion of its investments in P1+/AAA rated paper

Equity Investment Strategy

Focus is on investing in best in class Indian companies with sustainable business models to gain from the India growth story

With an emphasis on safety, the portfolio has a large portion of its investments in Large Cap companies with few high conviction mid cap
companies

Why Invest in Canara Robeco Yield Advantage

The fund is defensive in nature with overriding bias towards large market capitalization stocks

Blend of Debt and Equity with an aim to render stability and liquidity to the portfolio

An ideal investment option for a Medium to Long term horizon for conservative investors

Investment in Highly rated instruments aims at reducing credit risk to the portfolio

Fund Features

Investment Objective

The Investment Objective of the fund is to generate regular income by investing in a wide range of debt
securities and Money Market Instruments of various maturities and risk profile and a small portion of
investment in Equity and Equity Related Instruments. However, there can be no assurance that the
investment objective of the Scheme will be realized.

Type/Category

An Open Ended Debt Scheme

Asset Allocation

Indian Debt and Money Market Instruments: 90%-100%

Equity & Equity Related Instruments: 0-10%

Inception Date

1-April-2011

Benchmark

CRISIL MIP Blended Fund Index

Plan & Options

Regular Plan- Growth Option

Regular Plan- Monthly Dividend Payout/Reinvestment
Regular Plan- Quarterly Dividend Payout/Reinvestment
Direct Plan- Growth Option
Direct Plan- Monthly Dividend Payout/Reinvestment
Direct Plan- Quarterly Dividend Payout/Reinvestment

Fund Manager

Mr. Ravi Gopalakrishnan & Ms.Suman Prasad

Minimum
Amount

Lump Sum: Rs. 5000 in multiples of Rs. 1 thereafter

Subsequent purchases: Minimum amount of Rs. 1000.00 and multiples of Re. 1.00 thereafter
SIP/STP/SWP: For Monthly Frequency - Rs. 1000 and in multiples of Rs. 1 thereafter. For Quarterly
Frequency - Rs.2000 and in multiples Of Rs. 1 thereafter.

Application

Load (Lump sum / SIP)

Entry Load: Nil

Exit Load: 1% -if redeemed/switched-out in less than or equal to 1 year from the date of allotment. Nil - if
redeemed or switched out after 1 year from the date of allotment

Mutual Fund investments are subject to market risk, read all Scheme related
documents carefully